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  • Difference Between ABS and Non-ABS Bikes

    by Almog Ramrajkar | Apr 07, 2025

    Braking systems are key to keeping riders safe, especially when it comes to motorcycles. Over the years, braking technology has evolved significantly with the Anti-lock Braking System (ABS) standing out as a game changer. However, many riders still opt for nonABS bikes due to various reasons such as cost, weight and personal preference. Keep reading to understand the difference between ABS and non-ABS bikes so you can make an informed decision about which one suits you best.

    What Is Non-ABS Bikes?

    Non-ABS bikes are motorcycles that operate without an anti-lock braking system. These bikes depend solely on the rider's skill to control brake pressure. While they are the traditional choice and remain popular in many regions, they lack the advanced safety mechanisms offered by ABS technology.

    Non-ABS bikes are often seen as the "pure" riding experience by enthusiasts who appreciate the simplicity of their mechanics. However, this simplicity also comes with potential risks, particularly in challenging road conditions.

    How Does Non-ABS Bikes Work?

    The braking system in a non-ABS bike is straightforward. When the rider applies the brakes, hydraulic pressure is transmitted to the brake pads, causing them to press against the discs or drum, slowing the bike down. However, there’s no system to regulate the pressure, which means excessive braking can lead to the wheels locking up.

    In situations like emergency braking or riding on wet or slippery roads, the lack of modulation in brake pressure increases the likelihood of skidding. The rider’s skill and reflexes are the only factors preventing a loss of control, making it a less forgiving option for beginners.

    Pros & Cons of Non-ABS Bikes

    The following are the advantages and disadvantages of non-ABS bikes:

    Pros

    1. Affordability: Non-ABS bikes are generally more cost-effective compared to their ABS counterparts. The absence of advanced braking technology reduces manufacturing costs, making these bikes accessible to a larger audience.
    2. Lighter Weight: Non-ABS bikes tend to be lighter because they don’t have the additional components required for the ABS system. This can result in a marginally better performance in terms of speed and handling.
    3. Simplicity in Maintenance: Maintaining a non-ABS bike is relatively simple. With fewer parts involved, servicing and repairs are straightforward and less expensive.

    Cons

    1. Higher Risk of Skidding: One of the most significant drawbacks of non-ABS bikes is their vulnerability to skidding during sudden braking. This risk is particularly high on wet or uneven surfaces.
    2. Rider-dependent Braking: In a non-ABS bike, braking efficiency relies entirely on the rider’s skill. This can be challenging for beginners who lack experience in managing brake pressure effectively.
    3. Limited Safety: Without an anti-lock mechanism, there’s a higher probability of accidents caused by locked wheels, especially in emergency braking scenarios.

    What is ABS Bikes?

    Anti-lock Braking System is a revolutionary technology that enhances motorcycle safety by preventing the wheels from locking up during braking. This system is designed to provide better control and stability, especially during emergency braking or on slippery surfaces.

    ABS bikes are equipped with sensors and controllers that monitor the speed of the wheels. When the brakes are applied, the system ensures that the wheels maintain traction with the road, reducing the chances of skidding.

    How Does ABS Bikes Work?

    The working of ABS in motorcycles involves continuous monitoring of wheel speed through sensors placed on both the front and rear wheels.

    Here’s how it functions:

    • The sensors detect the speed of the wheels in real-time.
    • If the system detects a significant reduction in wheel speed that could lead to a lock-up, it modulates the brake pressure by rapidly applying and releasing it.
    • This modulation allows the wheels to maintain traction, preventing skidding and ensuring that the rider retains control over the bike.

    ABS works seamlessly to provide a safer riding experience, especially in adverse conditions such as rain or loose gravel.

    Pros & Cons of ABS Bikes

    The following are the advantages and disadvantages of ABS bikes:

    Pros

    1. Improved Safety: The main benefit of ABS bikes is that they can avoid wheel lock-up, which drastically lowers the chance of sliding incidents.
    2. Enhanced Control: ABS ensures that the bike remains stable during braking, allowing riders to steer even in emergency situations.
    3. Versatile Performance: ABS performs efficiently across various terrains making it ideal for both city commuting and long-distance touring.
    4. Beginner-friendly: ABS bikes are an excellent choice for new riders who may not have mastered the art of manual braking.

    Cons

    1. Higher Cost: ABS-equipped bikes are more expensive due to the advanced technology involved. This can be a deterrent for the more budget-conscious buyers.
    2. Complex Maintenance: Repairs and servicing of ABS systems require specialised tools and expertise, leading to higher maintenance costs.
    3. Added Weight: The inclusion of ABS components increases the overall weight of the bike, which may slightly impact performance.

    Difference Between ABS and Non-ABS Motorcycles

    Understanding the differences between ABS and non-ABS bikes can help you make a conscious decision based on your priorities.

    Feature

    ABS Bikes

    Non-ABS Bikes

    Safety

    Provides enhanced safety by preventing wheel lock-up

    Higher risk of skidding and loss of control

    Control

    Ensures better stability and control

    Entirely dependent on the rider's skill

    Cost

    More expensive due to advanced technology

    Relatively affordable

    Maintenance

    Requires specialised servicing

    Simpler and cheaper maintenance

    Performance

    Ideal for all terrains and conditions

    Limited to experienced riders

    Weight

    Slightly heavier

    Lighter due to fewer components

     

    Conclusion

    When considering ABS vs non ABS bikes, the right choice depends on your riding style, experience level, and budget. While non-ABS bikes offer a raw and traditional riding experience, they require more skill and caution, particularly in challenging conditions. On the other hand, ABS bikes prioritise safety and control, making them ideal for riders who value advanced technology and peace of mind.

    Regardless of the braking system you choose, protecting your motorcycle with a comprehensive two wheeler insurance policy is crucial. Insurance covers accidental damages and theft and offers financial protection against third-party liabilities. Investing in the right insurance ensures you can enjoy your ride with confidence, knowing you’re covered in any unforeseen incidents.

    So, which one fits your style—ABS or non-ABS? Make your choice wisely, and ride safely!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Spoke Wheels Vs Alloy Wheels - Which is Better?

    by Almog Ramrajkar | Apr 07, 2025

    When it comes to bikes, wheels are more than just a functional part. Choosing the appropriate wheels for your bike can make a dramatic difference in performance, durability, and even aesthetics. Whether you’re a daily commuter, a touring enthusiast, or an off-road adventurer, deciding between spoke wheels and alloy wheels can be a tough call. Each type of wheel has its own set of strengths and weaknesses, making them suitable for different riding conditions.

    This blog covers everything you need to know about these two types of wheels to help you decide what’s best for your ride.

    What Is Spoke Wheels?

    Spoke wheels are the older and more traditional type of bike wheels. They consist of a hub, a rim, and multiple thin, tensioned metal wires known as spokes, which connect the hub to the rim. Spoke wheels are commonly found on off-road bikes, adventure motorcycles, and classic cruisers due to their durability and timeless design.

    Benefits of Spoke Wheels

    The following are the major advantages of spoke wheels:

    1. Excellent Durability on Rough Terrains

      Because of its shape, spoke wheels can easily navigate uneven and rugged terrain. They are perfect for extended rides across difficult terrain and off-road bicycling because of their shock-absorbing capabilities.
    2. Flexible and Sturdy

      The multiple spokes distribute weight and pressure evenly across the wheel. This makes them more resistant to damage from impact compared to rigid wheels like alloy wheels.
    3. Easier Repairs

      It is possible to replace a broken spoke separately rather than having to replace the complete wheel. This makes repairs relatively easy and affordable, especially in remote areas where service facilities are limited.
    4. Classic and Timeless Design

      For riders who value the vintage and rugged look, spoke wheels are unmatched. They give bikes a vintage character, which makes them popular with fans of classic motorcycles.

    Spoke Wheels - Disadvantages

    The following are some disadvantages of spoke wheels:

    1. High Maintenance

      Spoke wheels require regular tuning and adjustments to maintain their balance and structural integrity. Over time, the spokes can loosen, affecting performance.
    2. Incompatible with Tubeless Tyres

      Most spoke wheels are designed for tube-type tyres, which are more prone to punctures and harder to repair on the go compared to tubeless tyres.
    3. Heavier Design

      Spoke wheels are generally heavier than alloy wheels which can impact the overall speed and fuel efficiency of the bike.

    What Is Alloy Wheels?

    Alloy wheels are made from lightweight metals such as aluminium or magnesium. These wheels are cast or forged into a single solid piece, providing a sleek and modern design. Alloy wheels are commonly found on sports bikes and commuter motorcycles.

    Benefits of Alloy Wheels

    The following are some notable benefits of alloy wheels:

    1. Lightweight Construction

      Alloy wheels are much lighter than spoke wheels, which improves the bike's speed, handling, and fuel efficiency. This makes them an excellent choice for riders who prioritise performance.
    2. Supports Tubeless Tyres

      Unlike spoke wheels, alloy wheels are compatible with tubeless tyres, which are safer and easier to repair. Tubeless tyres are less likely to deflate suddenly, offering a more secure ride.
    3. Low Maintenance

      Once installed, alloy wheels require minimal maintenance. They don’t need regular tuning like spoke wheels, which is a big plus for riders who prefer hassle-free upkeep.
    4. Stylish and Modern Look

      Alloy wheels are available in a variety of modern and eye-catching designs, making them a popular choice for modern bikes. They enhance the bike’s overall aesthetics and add a sporty touch.

    Alloy Wheels - Disadvantages

    The following are some disadvantages of alloy wheels:

    1. Less Durable on Impact

      Alloy wheels are rigid and cannot absorb shocks as effectively as spoke wheels. This makes them more prone to cracks and damage when subjected to heavy impacts, especially on rough roads.
    2. Expensive Repairs

      If an alloy wheel gets damaged, it usually requires complete replacement rather than repair, which can be costly.
    3. Not Ideal for Off-Roading

      Alloy wheels are best suited for smooth roads and highways. They lack the flexibility and durability needed to handle extreme off-road conditions.

    Differences: Spoke Wheels Vs Alloy Wheels

    The following are the key differences between alloy wheels vs spoke wheels:

    Feature

    Spoke Wheels

    Alloy Wheels

    Durability

    Best for rough and uneven terrains.

    Ideal for smooth roads and highways.

    Weight

    Heavier, affects speed and fuel efficiency.

    Lightweight, enhances performance.

    Maintenance

    Requires regular tuning and adjustments.

    Low maintenance, hassle-free.

    Compatibility with Tyres

    Mostly used with tube-type tyres.

    Compatible with tubeless tyres.

    Style

    Offers a retro and classic look.

    Provides a modern and sporty appearance.

    Cost of Repair

    Affordable and easy to repair.

    Expensive, and often requires replacement.

    Ideal Usage

    Suitable for off-road and adventure biking.

    Best for urban, commuter, and sports bikes.

     

    Now comes the big question: spoke wheels vs. alloy wheels – which is better? The answer is contingent upon your riding preferences, terrain, and style.

    • Choose Spoke Wheels If:
      • You frequently ride on rugged terrains or take your bike off-road.
      • You own an adventure or cruiser bike and prefer a classic, retro look.
      • You don’t mind regular maintenance and adjustments for optimal performance.
    • Choose Alloy Wheels If:
      • You ride mostly on smooth roads or highways.
      • You own a commuter or sports bike and value speed, performance, and fuel efficiency.
      • You prefer a low-maintenance, modern-looking wheel with advanced features like tubeless tyres.

    Conclusion

    In the alloy vs spoke wheels debate, there's no one-size-fits-all answer. Both kinds of wheels are appropriate for various bike models and riders, each with unique benefits and drawbacks. While spoke wheels excel in off-road durability and classic aesthetics, alloy wheels shine in lightweight performance and modern design.

    So, take a good look at your riding habits, the type of roads you’ll be on, and your bike’s overall style before making a decision. And remember, whatever wheels you choose, ensure your bike’s safety with a reliable bike insurance policy. Buying bike insurance online is easy and hassle-free, letting you enjoy your rides without worrying about possible dangers.

    Choose wisely, stay safe, and enjoy your rides!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Bikes for Leh Ladakh Road Trip in 2025

    by Almog Ramrajkar | Apr 07, 2025

    Planning a trip to Ladakh? It’s one adventure every biker wants to tick off their bucket list. The thrill of riding through breathtaking mountains, rugged roads and serene valleys is unmatched. However, embarking on this journey requires more than just luck–it needs the right bike. The best bikes for a Leh Ladakh trip are the ones that combine strength, power and comfort, ensuring you can tackle difficult roads with ease.

    But before you hit the road, don’t forget to invest in comprehensive two-wheeler insurance. Remote places like Ladakh come with their own challenges, and having the right insurance ensures you are covered for unexpected incidents.

    This blog explores the 10 best motorcycles to conquer the incredible roads of Ladakh.

    List of Bikes for Leh Ladakh Road Trip

    1.     Royal Enfield Himalayan

    Royal Enfield Himalayan, built for adventure, is a great choice for a trip to Ladakh. It has a rugged build, high ground clearance and a powerful 411cc engine specifically designed for off-road adventures. With long suspension travel and a comfortable seat, it is ideal for long drives on uneven terrain.

    Price:  Rs. 2.15 lakh (approx.)

    Key features: 411cc engine, dual-channel ABS, comfortable seats, and high floor clearance.

    1.     KTM 390 Adventure

    The KTM 390 Adventure is a good choice for those who prefer a lightweight yet capable bike. Its powerful engine, advanced electronics, and quick handling make it versatile for mountain riding. The bike is equipped with off-road ABS and a slipper clutch for better handling on challenging roads.

    Price: Rs 3.39 lakh (approx)

    Key features: 373cc engine, off-road ABS, lightweight frame, TFT display.

    1.     Bajaj Dominar 400

    The Bajaj Dominar 400 combines power, comfort and affordability, making it popular for long-distance road trips. Its 373cc engine provides plenty of power for steep climbs, while its ergonomic design ensures comfort on long drives.

    Price: Rs.2.29 lakh (approx)

    Key features: 373cc engine, dual-channel ABS, LED headlights, and tour-friendly ergonomics.

    1.     Hero XPlus 200 4V

    It is a perfect choice for those on a budget. The Hero XPulse 200 4V is an adventure bike perfect for the rugged terrain in Ladakh. Its lightweight frame and proper suspension setup ensure easy handling, while the 200cc engine delivers enough power for off-road adventures.

    Price: Rs.1.44 lakh (approx)

    Key features: 200cc engine, rally kit compatibility, high floor clearance, comfortable seat.

    1.     Royal Enfield Interceptor 650

    If you’re looking for a blend of retro style and power, the Royal Enfield Interceptor 650 is the ideal choice. Its 648cc parallel twin engine makes operation easy, while its rugged cabin can handle the rough terrains of Leh Ladakh.

    Price: Rs.3.03 lakh (approx)

    Key features: 648cc engine, dual-channel ABS, retro design, comfortable seats.

    1.     Suzuki V-Strom SX

    The Suzuki V Strom SX is designed for adventure touring. Its tall chariot stance and powerful 249cc engine make it a reliable companion on the high-altitude roads of Ladakh. The bike is equipped with traction control and other features for better safety.

    Price: Rs.2.12 lakh (approx.)

    Key features: 249cc engine, traction control, straightforward ergonomics, lightweight build.

    1.     Yamaha FZ-X

    The Yamaha FZ-X strikes a great balance between affordability and performance. Its neo-retro design, reliable engine and comfortable suspension system make it a good choice for a Ladakh trip.

    Price: Rs.1.37 lakh (approx)

    Key features: 149cc engine, neo-retro styling, high ground clearance, lightweight design.

    1.     Jawa Perak

    Known for its exquisite bobber design, Jawa Perak has the resources to tackle the rough roads of Ladakh. Its 334cc engine and sturdy cabin provide the much-needed power and stability in challenging terrains.

     Price: Rs.2.15 lakh (approx.)

    Key features: 334cc engine, single seater system, dual-channel ABS, retro appeal.

    1.     Honda CB500X

    For spendthrift riders, the Honda CB500X is a premium adventure bike perfect for Ladakh’s demanding trails. Its 471cc parallel twin engine, long travel suspension and advanced safety features ensure a smooth ride on the hills.

    Price: Rs.5.81 lakh (approx.)

    Key features: 471cc engine, advanced braking system, upright riding position.

    1. TVS Ronin

    The TVS Ronin, with its unique styling and all-rounder capabilities, is a versatile bike for a Ladakh trip. Its 225cc engine offers a perfect balance between power and performance, making it suitable for city rides and steep mountain roads.

    Price: Rs.1.49 lakh (approx.)

    Key features: 225cc engine, comfortable seats, all-terrain capability, retro-modern design.

    Conclusion

    The bike you pick will play a big role in making your trip to Ladakh unforgettable. Whether it’s the adventure-ready Royal Enfield Himalayan or the budget-friendly Hero XPulse 200, there’s a bike for every type of rider.

    Also, remember to have adequate two-wheeler insurance before you start your journey. Good insurance is as important as picking the right bike for your journey. It’s better to be safe than sorry, especially in rough terrains.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Bikes Above 650cc in India 2025

    by Almog Ramrajkar | Apr 07, 2025

    For motorbike enthusiasts, the thrill of riding a powerful machine and feeling the rush of the open road is like no other. Whether you crave heart-thumping speed, rugged off-road adventures or the elegance of a sleek cruiser, there’s a motorcycle option for you.

    Let’s explore the top contenders for the best 650cc bikes in India this year.

    List of Bikes Above 650cc

    1. Royal Enfield Continental GT 650

    Price: Rs.3.18 lakh (approx.)

    The Royal Enfield Continental GT 650 is a dream come true if you like a retro aesthetic. Its timeless café racer design pairs perfectly with a reliable 648cc parallel-twin engine that produces 47 bhp and 52 Nm of torque. This bike is all about blending old-school charm with modern performance.

    Why Choose It?

    •   Classic retro-inspired styling
    •   Comfortable riding posture
    •       Dual-channel ABS and smooth slipper clutch

    2. Kawasaki Z900

    Price: Rs.9.38 lakh (approx.)

    This bike comes with aggressive styling and advanced electronics that are built for thrill seekers. If raw power and agility excite you, then the Kawasaki Z900 is sure to impress you. Powered by a 948cc inline-four engine, it produces 123.64 bhp and 98.6 Nm of torque.

    Why Choose It?

    •   Traction control and multiple riding modes
    •   Sharp, naked sports bike design
    •       LED lighting for better visibility

    3. BMW S 1000 RR

    Price: Rs.20.75 lakh (approx.)

    The BMW S 1000 RR is not just a bike—it’s a statement. Known for its track-ready prowess, it houses a 999cc inline-four engine delivering 206.51 bhp and 113 Nm of torque. The sleek aerodynamics and cutting-edge electronics make it a showstopper.

    Why Choose It?

    •   Dynamic traction control and quick shifter
    •   Aerodynamic winglets for stability
    •       Full-colour TFT display

    4. Suzuki Hayabusa

    Price: Rs.16.91 lakh (approx.)

    A legend in the motorcycle world, the Suzuki Hayabusa is synonymous with speed and luxury. With its 1340cc engine generating 190 bhp and 150 Nm of torque, it’s ideal for long-distance touring and exhilarating rides.

    Why Choose It?

    •   Enhanced aerodynamics and refined engine
    •   Dual-channel ABS for safety
    •     Iconic design with modern touches

    5. Ducati Panigale V4

    Price: Rs.27.72 lakh (approx.)

    A true masterpiece, the Ducati Panigale V4 is designed for track enthusiasts. It’s powered by a 1103cc V4 engine that pumps out 212.5 bhp and 124 Nm of torque. With its jaw-dropping design, this bike is a feast for the eyes and the heart, making every ride unforgettable.

    Why Choose It?

    •   Aerodynamic winglets and cornering ABS
    •   Dynamic suspension for precise control
    •   Premium Italian design and craftsmanship

    6. Triumph Tiger 900 Rally Pro

    Price: Rs.15.7 lakh (approx.)

    For off-road travellers, the Triumph Tiger 900 Rally Pro is an unbeatable friend. Its 888cc inline-three engine produces 94 bhp and 87 Nm of torque, making it perfect for off-road escapades in rough terrain and long journeys.

    Why Choose It?

    •   Adjustable suspension for varied terrains
    •   Multiple riding modes and TFT display
    •       Rugged build for off-road adventures

    7. Harley-Davidson Sportster S

    Price: Rs.18.79 lakh (approx.)

    When talking of bikes, how could Harley Davidson not come into the picture? Harley’s Sportster S brings a modern twist to classic cruisers. With its 1250cc V-twin engine delivering 121 bhp, this bike is built for riders who value comfort and style.

    Why Choose It?

    •   TFT touchscreen display with connectivity
    •   Lightweight chassis for easier handling
    •       All-LED lighting system

    8. Honda CBR1000RR-R Fireblade

    Price: Rs.23.56 lakh (approx.)

    This superbike is a beast on the track, boasting a 999cc inline-four engine that delivers 217 bhp and 113 Nm of torque. It’s lightweight, agile, and packed with top-tier electronics.

    Why Choose It?

    •   Aerodynamic design with winglets
    •   Quick shifter and cornering ABS
    •       Advanced performance features

    9. KTM 890 Adventure

    Price: Rs.11.5 lakh (approx.)

    The KTM 890 Adventure is perfect for riders who crave versatility. It's equally comfortable on city streets and rugged trails, powered by an 889cc parallel-twin engine with 105 bhp and 100 Nm of torque.

    Why Choose It?

    •   Adjustable suspension for a smooth ride
    •   Lightweight frame and off-road capability
    •     Intuitive TFT display

    Conclusion

    The bikes above 650cc in India have a lot to offer. From adrenaline-pumping speedsters to rugged adventurers, these machines cater to every riding style and preference.

    While purchasing a premium motorcycle is a thrilling experience, ensuring adequate bike insurance is equally important. A comprehensive insurance policy provides financial protection against damages, theft and third-party liabilities, allowing you to enjoy your ride without worries. When selecting insurance, compare policies to find the best coverage for your best 650cc bike.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Bikes Under 80000 in India 2025

    by Almog Ramrajkar | Apr 07, 2025

    The Indian two-wheeler market is a centre for innovation and efficiency, working to provide for riders from all walks of life. The year 2025 is expected to see the release of a new range of motorcycles featuring thrilling designs and impressive features. For those seeking a dependable and budget-friendly option, bikes under ₹80,000 offer the perfect blend of performance, mileage, and affordability.

    In this guide, we’ve listed the best bikes under ₹80,000. From impressive fuel economy to high-tech features, each of these models promise high performance without compromising on quality or style.

    Read on to explore the best bikes under 80000 to help you plan for your next purchase.

    List Of Best Bikes Under 80000

    Some of the top contenders in the under-₹80,000 price bracket are as follows:

    1. Hero Passion Plus

    This high-tech 97.2 cc engine-powered two-wheeler is an efficient option. Delivering a power output of 5.9 kW @ 8000 rpm and 8.05 Nm @ 6000 rpm torque, the Hero Passion Plus provides riders with a smooth and reliable driving experience.

    With decent mileage and an 11-litre fuel tank capacity, it allows you to cover extra miles without frequent refuelling. The 80/100-18 front and rear tyres ensure maximum stability for a safe and comfortable ride.

    This model is available in a single variant, the Passion Plus 13S Drum Brake, and comes in four exciting colour options.

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:2 cc
    • Top speed: 85 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Air Cooled
    1. TVS Fiero 125

    The TVS Fiero 125 is a well-known and popular motorcycle that is celebrated for its exceptional performance and advanced technology. Blending style, power, and efficiency, it’s sure to turn heads wherever you ride.

    Powered by a 124.8cc engine, the Fiero 125 delivers a notable power output of 11.2 bhp @ 7,500 rpm and a torque of 11.2 Nm @ 6,000 rpm, offering riders a thrilling and adaptive experience. Its large fuel tank capacity ensures extended rides with fewer stops, making it ideal for both city commutes and highway adventures.

    Equipped with a high-performance disc braking system, the bike offers superior control and safety. These features and its ability to handle rough terrains provide riders with a smooth, stable, and comfortable experience. The TVS Fiero 125 is available in a single variant, the Fiero 125 Standard.

    Specifications and Features:

    • Mileage: 67 kmpl
    • Engine:8 cc
    • Cooling system: Air cooled
    • Ignition: Digital
    • Body type: Commuter
    • Transmission: Manual
    • Gear Box: 5 Speed
    • Suspension Front: Telescopic front fork
    • Suspension Rear: Monoshock
    1. Hero Splendor Plus Xtec

    The Hero Splendor Plus Xtec is an excellent choice for anyone seeking a technologically advanced and dependable two-wheeler. This motorcycle offers a superior riding experience, supported by its high-tech features and specifications. With a power output of 7.91 bhp @ 8000 rpm, it delivers a unique combination of performance and style that’s sure to turn heads wherever it goes.

    The Hero Splendor Plus Xtec is available in two variants:

    • Splendor Plus Xtec Drum
    • Splendor Plus Xtec Disc

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:2 cc
    • Top speed: 87 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 9 L
    • Speedometer: Digital
    • Starting: Electric start

     

    1. Bajaj CT 125 X

    The Bajaj CT 125 X features advanced specifications and is regarded as one of India's most popular two-wheelers. Its efficient and powerful 124.4 cc engine produces 10.7 bhp @ 8000 rpm and 11 Nm @ 5500 rpm torque, delivering a strong and smooth performance.

    The bike offers a respectable mileage of 60 kmpl, ensuring a superior riding experience. Coupled with an 11-litre fuel tank capacity, it provides a commendable driving range. The Bajaj CT 125 X also has impressive braking and suspension features, enabling smooth navigation even on rough terrains. Additionally, its enhanced and robust braking system ensures maximum control for a safe and enjoyable ride.

    Bajaj CT 125 X has two different variants, including;

    • CT 125 X Drum
    • CT 125 X Disc

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:4 cc
    • Top speed: 95 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Kick and self-start
    • Cooling system: Air cooled
    • Tyres: Tubeless
    • Wheel type: Alloy
    • Body type: Commuter
    • Transmission: Manual
    1. Honda CD 110 Dream

    This Honda model is among the most reliable commuter bikes in the Indian market, offering a comfortable experience for everyday urban rides. It is also one of the most affordable and durable bikes, featuring practical elements that ensure fuel efficiency on both short and long distances.

    Whether navigating city streets or covering long distances, you can trust this two-wheeler to deliver a smooth ride with excellent mileage. With a maximum output of 8.67 horsepower at 7500 rpm and 9.30 Nm of torque at 5500 rpm, the engine provides enough power for daily commuting without sacrificing fuel efficiency. Additionally, the model includes a modern suspension system for effortless riding, complemented by an advanced braking system for added safety.

    The motorcycle also features a durable build, a well-cushioned seat, and a streamlined fuel tank. Its user-friendly design ensures ease of use, convenience, and a comfortable riding experience.

    It has one available variant, namely CD 110 Dream Deluxe.

    Specifications and Features:

    • Mileage: 65 kmpl
    • Engine: 110 cc
    • Top speed: 86 km/hr
    • Tyres: Tubeless
    • Fuel capacity:1 L
    • Speedometer: Analogue
    • Starting: Kick and self-start
    • Cooling system: Air cooled
    • Wheel type: Alloy
    • Body type: Commuter
    • Transmission: Manual

     

    1. Bajaj Platina 100

    The Bajaj Platina 100 is one of the best-priced bikes in its category. It stands out as an entry-level, budget-friendly commuter motorcycle, offering comfortable rides and exceptional fuel efficiency. Its robust build and practical design are well-suited for riders who frequently commute.

    Powered by a 102 cc engine with a 4-Stroke, DTS-i, single-cylinder configuration, it delivers 7.77 bhp at 7,500 rpm and an impressive 8.3 Nm of torque at 5,500 rpm, making it ideal for daily commutes.

    The Bajaj Platina 100 is available in one variant: the Platina 100 ES Drum-2021.

    Specifications and Features:

    • Mileage: 75 kmpl
    • Engine: 102 cc
    • Top speed: 90 km/hr
    • Tyres: Tubed
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Electric start

     

    1. Honda Shine 100

    The Honda Shine 100 is a perfect blend of style and functionality. Users appreciate how it combines both aesthetic appeal and practicality. The two-wheeler boasts a sleek design and modern features, including an analogue-digital instrument cluster.

    Highly reliable and durable for daily use, the bike has a solid build and starts effortlessly. It is powered by a 100 cc engine that delivers 7.5 bhp at 7,500 rpm and 8.05 Nm of torque at 5,000 rpm, making it a dependable choice for everyday commuting.

    Specifications and Features:

    • Mileage: 65 kmpl
    • Engine: 100 cc
    • Top speed: 85 km/hr
    • Tyres: Tubed
    • Fuel capacity: 9 L
    • Speedometer: Analogue
    • Starting: Self and Kickstart
    • Cooling system: Air cooled
    • Wheel type: Alloy
    • Body type: Commuter

    Conclusion

    The year 2025 promises to be an exciting one for motorcycle enthusiasts in India, with the arrival of unique and thrilling new bikes. The range of motorcycles under ₹80,000 showcases diverse styles, high performance, and quality to suit various types of riders. From beginners to experienced enthusiasts, there is a model to match every preference.

    Remember, regardless of your level of experience, it’s wise to protect your investment with the right bike insurance online and comply with all legal requirements. A suitable plan will provide financial coverage in the event of accident, theft, or damage from wear, ensuring the longevity of your bike and allowing you to enjoy it for years to come.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 4: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    According to the Motor Vehicles Act of 1988, it is essential to have a driving licence for two-wheeler and four-wheeler vehicles in India. One of the most vital documents in this process is RTO Form 4, which is important while applying for a driving licence.

    It is illegal to drive a motor vehicle in India if you do not have a driving licence. Therefore, to obtain it, you must follow certain procedures. You must apply for a learner’s licence first, and then after a month of its issuance, you can apply for a permanent driving licence.

    In this blog, we look at step-by-step methods on how to download the form, fill it out and submit it efficiently.

    What is RTO Form 4?

    Form 4 is a legal document that must be filled and submitted at the Regional Transport Office to apply for a driving licence in India. This application validates that the person can legally drive a motor vehicle within the boundaries of the country. Without RTO Form 4, it is impossible for you to obtain a driving licence. 

    Form 4 verifies the identity of the person and their appearance during the driving test. Remember, applicants must be 18 years or above to apply for a driving licence. 

    How to Fill RTO Form 4?

    Filling out RTO Form 4 accurately is essential for a hassle-free experience while applying for a driving licence. It has three categories:

    • The first part consists of the licensing authority’s address, type of vehicle and a box to attach your passport-size image. 
    • In the second part, you’ll need to fill in your personal details. 
    • The third part consists of a certificate of driving competency. 

    Here’s a step-by-step guide: 

    • Write down the address of the RTO, attach your passport-size photograph, and select the vehicle type for which you’re applying for a licence. 
    • Point 1, 2 and 3 requires your name, your father/husband’s name and permanent address. 
    • In case you’re residing at a temporary address, mention that in point 4, include the period of stay at the current location in point 5.
    • Fill your date and place of birth in point 6 and 7. 
    • People born outside India should mention their year of migration in point 8. 
    • Point 9 requires your educational qualifications. 
    • In point 10, mention two visible identification marks (birthmarks, moles on face, arms or legs). 
    • Mention your blood group in point 12. 
    • Point 13 requires you to mention if you already have a valid driving licence. If yes, you need to specify the vehicle category.
    • Enter information regarding the dates of all convictions that were ordered on any permits in your name in point 14.
    • In point 15, mention if you have been previously disqualified from obtaining a driving licence. If yes, state the reason in the second line.
    • Mention your physical fitness evaluation from a driving test in point 16. Mention the date, name of the testing authority, and the result.
    • Point 17 needs you to mention if you have submitted three passport-size photographs. 
    • In point 18, include the date and name of the issuing authority about your learner’s licence.
    • Mention the name and address of the driving school in point 19, if you have a driving certificate.
    • In point 20, you need to mention if you had submitted a parent/guardian consent form while applying for a learner's licence. Similarly, in point 21, mention if you provided a medical fitness certificate when the learner’s licence was issued. 
    • In point 22 and 23, mention whether you were excused from the medical and preliminary exam according to Rule 6 and Rule 11(2) of the Central Motor Vehicles Rules, 1989. 
    • Mention the fees paid while applying for a driving license in point 24. 

    The RTO official will sign the form, mentioning the date and registration number of the vehicle used for the exam. You must also sign here.

    Once the application is accepted, you will be informed via email or called at the RTO for further verification. 

    How to Download Form 4?

    Downloading the RTO Form 4 is quite simple with these steps:

    1. Visit the site- https://parivahan.gov.in/parivahan//en/content/download-forms
    2. Under the Driving Licence section, choose ‘Application for Licence to Drive’, and click on Form 4.
    3. Once redirected to Form 4, click on the download option. 

    Documents Required for Form 4

    You must attach the following supporting documents while filling out the RTO Form 4 to verify your application:

    Identity Proof

    Aadhaar card, Voter’s ID card, Passport, PAN card, Ration card

    Address Proof

    Aadhaar card, Electricity bill, Passport, Ration card, Telephone bill, Voter’s ID card

    Age Proof

    Birth Certificate, Affidavit from Executive or Judiciary Magistrate

    Qualification Proof

    Copy of Board/University certificates. 

     

    Conclusion

    One of the most important processes when applying for a driving licence is completing the RTO Form 4. Accurately completing the form and submitting it successfully helps verify personal details and eventually prepare for the driving test. Always ensure the details are accurate and the attached documents are complete to prevent any errors or delays at the RTO.

    While applying for a driving licence, don’t overlook the importance of maintaining an up-to-date car insurance policy. A valid insurance policy not only protects you financially but also ensures compliance with legal requirements.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best value bikes under 1.5 lakh featuring dual-channel ABS

    by Almog Ramrajkar | Mar 21, 2025

    Choosing the perfect bike can be exciting yet overwhelming, especially when you're on a budget. Safety should always be a top priority when making your selection. If you're looking for an affordable bike that doesn't compromise on safety features, you're in the right place.

    This blog looks at some of the best dual-channel anti-lock braking system (ABS) bikes under 1.5 lakh. If you want an ABS bike under 1 lakh, consider single-channel models.

    List of bikes under ₹1.5 lakh with dual channel ABS

    ABS is one of the most important features of modern motorcycles. Single-channel ABS supports front-wheel braking, while a dual-channel handles both front and back wheels.

    An ABS system ensures the wheels do not lock up during emergency braking, especially on slippery or wet roads. The anti-lock mechanism increases the stopping power but reduces the braking distance, preventing skidding and improving rider control and safety.

    The following are some dual-channel ABS bikes under ₹1.5 lakh, each offering exceptional features, affordability, and safety. Please note that the prices listed are approximate.

    1.   Bajaj Pulsar NS200

    Price: ₹1.58 lakh (approx.)

    Engine: 199cc

    Power: 24.5 PS

    Torque: 18.74 Nm

    Features:

    • The bike features a 6-speed gearbox, offering smooth gear shifting.
    • Dual-channel ABS provides improved braking safety.
    • The front suspension includes upside-down forks, enhancing handling.
    • The bike has a full LED lighting system, including headlamps and DRLs.
    • The instrument cluster comprises a digital speedometer, trip meter, and analogue tachometer.

     

    2.   Bajaj Pulsar N250

    Price: ₹1.49 lakh (approx.)

    Engine: 249cc

    Power: 24.1 PS

    Torque: 21.5 Nm

    Features:

    • The suspension includes upside-down forks (USD) and a Nitrox mono-shock for better handling.
    • Braking is handled by dual-channel ABS with front and rear petal discs for improved safety.
    • The digital console is Bluetooth-connected and offers turn-by-turn navigation.
    • Traction control, assist, slipper clutch, and larger tyres enhance grip and safety.
    • The aerodynamic design features LED projector headlamps and updated graphics for a modern look.

     

    3.   TVS Apache RTR 160 4V

    Price: ₹1.24 lakh (approx.)

    Engine: 159cc

    Power: 17.31 PS

    Torque: 14.73 Nm

    Features:

    • The bike accelerates from 0-60 km/h in 4.8 seconds.
    • It has a telescopic front fork and mono-shock rear suspension.
    • Disc brakes are available, with the option of dual-channel ABS.
    • The design showcases sharp, aggressive styling with LED DRLs.
    • It features SmartXonnect for Bluetooth connectivity and turn-by-turn navigation.

     

    4.   Bajaj Pulsar N160

    Price: ₹1.34 lakh (approx.)

    Engine: 164.82cc, oil-cooled

    Power: 15.68 bhp

    Torque: 14.65 Nm

    Features:

    • The bike features dual-channel ABS with 300mm front and 230mm rear discs for enhanced braking performance.
    • It has telescopic front forks and an advanced monoshock rear for improved suspension.
    • The bi-functional LED projector headlamp improves visibility while riding.
    • Love this bike for Bluetooth connectivity, a gear position indicator, and a mobile charging port are included for convenience.
    • The design is sleek, with aggressive styling and an ergonomic seat height of 795mm for comfort.

     

    5.   Royal Enfield Hunter 350

    Price: ₹1.49 lakh (approx.)

    Engine: 349cc

    Power: 20.2 bhp

    Torque: 27 Nm

    Features:

    • The design is retro-inspired with modern ergonomics and a 790mm seat height for comfort.
    • Dual-channel ABS, 300mm front and 270mm rear discs ensure safety.
    • The 17" alloy wheels with tubeless tyres offer easy manoeuvrability.
    • The bike features a digi-analog instrument cluster and is compatible with Royal Enfield Tripper navigation.

     

    6.   Hero Xtreme 160R

    Price: ₹1.11 lakh (approx.)

    Engine: 163cc

    Power: 14.79 PS

    Torque: 14 Nm

    Features:

    • The bike has 276mm front and 220mm rear petal discs and dual-channel ABS for improved braking performance.
    • It features a telescopic front suspension and an adjustable mono-shock rear for better ride quality.
    • The sleek design includes an LED headlight, a tail lamp, and a sporty muffler cover.
    • The technology consists of an inverted LCD screen and Bluetooth connectivity.
    • It offers wide rear tyres and a new, comfortable pillion seat.

    Conclusion

    There are several excellent motorcycles available under ₹1.5 lakh that feature dual-channel ABS, offering both a thrilling riding experience and enhanced safety, particularly during emergencies. Whether you're drawn to sporty looks, style, or something in between, always prioritise safety when making your choice.

    It’s essential to remember that while these bikes offer great value for money, each has strengths and unique features. Choosing the right one ultimately depends on your riding style, performance preferences, and safety needs. Additionally, it's important to consider getting bike insurance for damage coverage in case of accidents, theft or loss. This ensures you can ride without worrying about the financial fallout from worst-case scenarios.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cruiser Bikes Under 1.5 Lakhs: Budget Guide 2025

    by Almog Ramrajkar | Mar 21, 2025

    Cruiser bikes are perfect for riders who love comfortable long rides on stylish, classy motorcycles. Slightly different from sports motorcycles, these bikes are known for their relaxed seating position, smooth handling, and strong build. In India, the market is packed with a variety of cruiser bikes catering to different preferences and budgets.

    Here's a detailed guide to help you find the perfect  . These cruisers are designed to make any trip a joy ride.

    List of Best Cruiser Bikes Under 1.5 Lakhs

    Cruiser bikes under ₹1.5 lakhs offer a variety of features that cater to both performance and style. These bikes are made for comfort and endurance, with features like powerful motors that promise exhilarating rides and chic styles. Every option is trusted across parameters, whether it's up-to-date technology, fuel efficiency, mileage, or sturdy structure.

    Discover a smooth and fulfilling riding experience as you choose your ideal cruiser bike under 1.5 lakh:

    1. Royal Enfield Hunter 350

     

    • Price: ₹1.49 to 1.75 lakhs (approx.)
    • Engine: 349cc
    • Mileage: 36 kmpl
    • Fuel Type: Petrol

     

    The Royal Enfield Hunter 350 is a dashing favourite. It features a 5-speed gearbox and a 13-litre fuel tank. The motorcycle has disc brakes at both ends and has a kerb weight of about 177 kg. Design highlights include a shorter wheelbase, lighter overall weight, and tighter geometry for enhanced manoeuvrability. The bike’s digi-analog instrument cluster retains the charm of the analogue era with the functionality required today.

     

    2. TVS Ronin 225

     

    • Price: ₹1.35 to 1.72 lakhs (approx.)
    • Engine: 225cc
    • Mileage: 42 kmpl
    • Fuel Type: Petrol

     

    The TVS Ronin is equipped with a 5-speed gearbox, 14-litre fuel tank, and assist-and-slipper clutch. The overall frame is double-cradle split synchro stiff for a relaxed riding posture and enhanced comfort. Design highlights include a digital instrument cluster, LED lighting, and a matt black muffler guard.

     

    3. Keeway SR125

     

    • Price: ₹1.20 lakhs onward (approx.)
    • Engine: 125cc
    • Mileage: 50 kmpl
    • Fuel Type: Petrol

     

    The Keeway SR125 features a 5-speed transmission and a chain drive system. The bike has a fuel tank capacity of 14.5 litres and a kerb weight of 120 kg. The seating design is ergonomic, with a wheelbase of 1,285 mm and a seat height of 780 mm. The SR125 is equipped with telescopic front forks and preload adjustable dual rear shocks. Braking is managed by a 300 mm front disc and a 210 mm rear disc, complemented by a Combined Braking System (CBS).

     

    4. Bajaj Avenger Street 160

     

    • Price: ₹1.18 lakhs onward (approx.)
    • Engine: 160cc
    • Mileage: 45 kmpl
    • Fuel Type: Petrol

     

    Among the best cruiser bikes under 1.5 lakhs, the Bajaj Avenger Street 160 is a sleek, high-impact machine. Best suited to busy urban settings, it features a 5-speed gearbox and a 13-litre fuel tank. The motorcycle has telescopic front forks with a double anti-friction bush and a 5-step adjustable twin shock absorber at the rear. Braking capacity is handled by a 280 mm front disc with single-channel ABS and a 130 mm rear drum brake.

     

    5. Bajaj Avenger Cruise 220

     

    • Price: ₹1.45 lakhs onward (approx.)
    • Engine: 220cc
    • Mileage: 40 kmpl
    • Fuel Type: Petrol

     

    The Bajaj Avenger Cruise 220 is designed for comfort with a low-slung, wider seat and upright handlebars. The cushioned backrest enhances comfort for both the rider and the pillion. The motorcycle features a 5-speed gearbox and a 13-litre fuel tank. Safety is addressed with a 280 mm front disc brake equipped with single-channel ABS and a 130 mm rear drum brake.

     

    6. Kawasaki W175

     

    • Price: ₹1.22 onwards (approx.)
    • Engine: 177cc
    • Fuel Type: Petrol

     

    The lightweight, retro-styled 2024 Kawasaki W175 is designed for the quintessential Indian urban rider. It has a 5-speed transmission and time-saving fuel injection system. The bike features a 30 mm telescopic front fork and dual rear shocks, providing a comfortable ride.

     

    7. Keeway SR 250

     

    • Price: ₹1.49 lakhs onward (approx.)
    • Engine: 223cc
    • Mileage: 36 to 40 kmpl
    • Fuel Type: Petrol

     

    The Keeway SR 250 is a neo-retro motorcycle designed for daily use. The bike has a dry weight of 125 kg and a tank capacity of 14.5 litres. The SR 250 is equipped with telescopic front and rear suspension, a 300 mm front disc brake, a 210 mm rear disc brake, and dual-channel ABS.

    Conclusion

    Choosing the best cruiser bike under ₹1.5 lakh depends on your individual needs and preferences, but you'll find plenty of options that meet various criteria. Whether you prioritise engine power, mileage, or aesthetic styling, there's a wide variety within this budget range. Don’t forget to secure bike insurance to protect your investment; it provides financial support in case of accidents or theft. With the right insurance policy, you can enjoy your rides with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Full Helmets Vs Half Helmets: A Comprehensive Guide to Choosing the Right One for You

    by Almog Ramrajkar | Mar 21, 2025

    Helmets are crucial for your safety. They keep your head and face protected while riding, and can be a lifesaver in case of accidents. When it comes to helmets, there are two major options available: full helmets and half helmets.

    It is important to understand their differences so that you can make an informed decision for your safety.

    In this blog, we’ll delve into the features, advantages, and disadvantages of full helmets vs half helmets, offering a comprehensive comparison to aid you in making the best choice for your riding needs. 

    What is full helmet?

    Otherwise known as a full-face helmet, a full helmet covers the whole head, including the face, jaw, and chin. It typically has a solid outer shell made from durable materials like polycarbonate or fibreglass. It features a padded interior for impact absorption as well as comfort. The whole helmet completely protects the head, making it popular among safety-conscious bikers.

    Advantages of full face helmets

    Let us understand the benefits of using full-face helmets:

    • Enhanced Protection: Full helmets give maximal protection as they cover the entire head and face. Notably, they feature a chin bar that shields both the chin and the jaw in the event of a crash.
    • Impact Absorption: The combination of a cushioned interior and a firm outer shell serves to absorb impact. This mitigates the risk of serious head injuries.
    • Aerodynamic Design: To reduce wind resistance and drag, full helmets are designed to be aerodynamic. This adds to comfort and functionality during rides.
    • Integrated Visor: Most full helmets have an integrated visor that shields the eyes from the elements—wind, debris, harmful ultraviolet radiation, etc. This helps to enhance visibility while riding, adding to the safety of the rider.

    Disadvantages of full face helmets

    Let us dive into the disadvantages of full-face helmets:

    • Restricted Peripheral Vision: Although full helmets offer good overall visibility, they can limit peripheral vision and make it harder to see vehicles on the side or any obstacles on the road.
    • Heat and Discomfort: Full helmets trap heat and sweat, causing discomfort to riders during summers.
    • Communication Challenges: It may be difficult to communicate with other vehicles on the road, or even hear surrounding sounds. This is because the helmet’s enclosed design reduces sound audibility.

    What is half helmet?

    Also known as an open-faced helmet, a half helmet provides protection for the upper and back parts of the head, while leaving the face exposed.

    It generally has a lighter and more ventilated design, which makes it a favoured option for riders who prefer a more ventilated helmet option.

    Advantages of half helmet

    Half helmets have certain advantages, they are:

     

    • Greater Visibility: Half helmets provide riders with a wider range of view to make it easier to scan their surroundings.
    • Enhanced Airflow: The open style does not trap heat and sweat, and keeps riders cool in summers as it allows for better airflow.
    • Easier Communication: As the face is exposed, riders can communicate more easily with others. This makes it particularly suitable for group rides.
    • Easy for Riders with Glasses: Half helmets do not interfere with the eyewear because of their open design. Hence, they are often more convenient for riders who wear glasses.

    Disadvantages of half helmet

    There are certain disadvantages of half helmets, let’s discuss them here:

    • Reduced Protection: The most vulnerable areas, face and chin, are left exposed and are therefore less protected.
    • Increased Exposure to Elements: Riders in half helmets are more exposed to wind, dust, and debris, causing discomfort and distraction.
    • Higher Noise Levels: Half helmets offer less noise reduction compared to full helmets and pose a safety concern due to the lack of protection for the face.
    • Lack of Integrated Visor: Riders have to use separate eye protection and this may be uncomfortable.

    Full helmet vs half helmet: Which one is better?

    In the end, the choice between a half helmet vs full helmet depends on your riding style and preference. If you prioritise safety, then you should go for a full helmet, as it offers superior protection and impact absorption. Moreover, it is perfect for longer rides or high-speed travel where the risk of accidents is greater.

    On the other hand, a half helmet may be a better pick if you enjoy taking leisurely rides in warm weather and prefer a more open design. It is more convenient for short trips and offers great airflow and visibility. However, riders should be aware of the greater risk associated with it.

    Conclusion

    Safety considerations and personal preference are the major factors to consider while deciding between a full helmet or a half helmet. Regardless of your choice, it is important to understand that safety gear is just one part of protecting yourself on the road. Having proper bike insurance is equally important. Good insurance helps cover bike repair costs, offering you financial protection in case of accidents, loss or theft. Therefore, investing in a proper helmet as well as bike insurance ensures complete protection so that you can ride freely.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes Under 2.5 Lakhs: Top Options 2025

    by Almog Ramrajkar | Mar 20, 2025

    Adventure biking has become a growing trend in India with many enthusiasts seeking a versatile motorcycle capable of tackling both urban roads and rugged terrains. Adventure bikes are strong, reliable and suitable for off-road travel. For those who wish to explore the thrill of adventure biking without going over budget, there are excellent options available within the ₹2.5 lakh segment. In this blog, we’ll look at some of the  , detailing their features, specifications, and suitability for riders.

    List Of Best Adventure Bikes Under 2.5 Lakhs

    The following are some of the best cruiser bikes under INR 2.5 lakh:

    1.     KTM 250 Adventure

    The KTM 250 Adventure is a highly capable bike in the adventure category, renowned for its performance and reliability. Starting at ₹2.4 lakh (approx., ex-showroom), it provides a well-balanced combination of power and specifications.

    • Engine and Performance: It is powered by a 249cc liquid-cooled, single-cylinder engine that produces 26.1 bhp and 24 Nm of torque. The bike’s 6-speed gearbox ensures smooth transitions and excellent performance on highways and off-road trails.
    • Key Features: The KTM 250 Adventure is equipped with off-road ABS for enhanced braking safety. It also has a 14.5-litre fuel tank that provides a decent range for long rides.
    • Design and Build: Its rugged build, 200 mm ground clearance, and kerb weight of 177 kg make it an excellent choice for off-road adventures while also ensuring easy handling in urban environments.

     

    2.     Suzuki V-Strom SX 250

    The Suzuki V-Strom SX 250 is a recent addition to Suzuki’s adventure bike segment. It has quickly gained popularity for its versatility and reliability. Starting at ₹2.20 lakh (approx., ex-showroom), it combines the adventure-ready design of the V-Strom series with modern features.

     

    • Engine and Performance: The V-Strom SX 250 features a 249cc oil-cooled, single-cylinder engine that outputs 26.5 PS and 22.2 Nm of torque. This engine, paired with a 6-speed gearbox, ensures smooth performance for highway cruising and off-road trails.
    • Key Features: Equipped with dual-channel ABS, LED lighting, and an advanced digital instrument cluster with smartphone connectivity, it offers a premium experience. Its 12-litre fuel tank ensures sufficient range for long rides.
    • Design and Build: The bike's sturdy design, ground clearance of 205 mm, and lightweight frame (167 kg kerb weight) make it agile for both city commutes and rugged terrains.

     

    3.     Royal Enfield Scram 411

    For those who love the rugged capabilities of the Himalayan but seek a more street-focused design, the Royal Enfield Scram 411 is an ideal option. It’s priced at approximately ₹2.05 lakh (approx., ex-showroom).

     

    • Engine and Performance: The Scram 411 shares the same 411cc single-cylinder engine as the Himalayan, delivering 24.3 bhp and 32 Nm of torque. The engine is reinforced with a 5-speed gearbox that provides smooth performance for city rides and occasional off-road excursions.
    • Key Features: The bike has a 15-litre fuel tank, dual-channel ABS, and 200 mm of ground clearance. It is appropriate for mixed-use riding because of these attributes.
    • Design and Build: At 185 kg, the Scram 411 is slightly lighter than the Himalayan, making it more agile in urban conditions while retaining its off-road prowess.

     

    4.     Hero XPulse 200 4V

    The Hero XPulse 200 4V is one of the most affordable adventure bikes in India, priced between ₹1.51 lakh and ₹1.67 lakh (approx., ex-showroom). Despite its budget-friendly nature, it packs a punch in terms of features and usability.

     

    • Engine and Performance: It is powered by a 199cc oil-cooled, single-cylinder engine that produces 18.9 PS and 17.35 Nm of torque. The bike’s 5-speed gearbox ensures decent performance across various terrains.
    • Key Features: The XPulse 200 4V is equipped with single-channel ABS and a 13-litre fuel tank. Its 220 mm ground clearance and lightweight design (159 kg kerb weight) make it highly manoeuvrable.
    • Design and Utility: This bike is built for off-road adventures. It's long-travel suspension and rugged tyres. It also includes features like a fully digital instrument cluster with Bluetooth connectivity.

     

    5.     Honda CB200X

    Starting at ₹1.47 lakh (approx., ex-showroom), the Honda CB200X offers a unique combination of adventure styling and commuter-friendly performance. Starting at ₹1.47 lakh (approx., ex-showroom).

     

    • Engine and Performance: The bike is equipped with a 184.4cc single-cylinder engine that delivers 17.03 bhp and 15.9 Nm of torque. The 5-speed gearbox ensures smooth and consistent power delivery.
    • Key Features: The CB200X comes with single-channel ABS and a 12-litre fuel tank. It has a ground clearance of 167 mm, which is adequate for mild off-road trails and city rides.
    • Comfort and Design: With its lightweight build (147 kg kerb weight) and upright seating position, the CB200X is a comfortable bike for daily commutes and weekend getaways.

    Conclusion

    Adventure biking is no longer reserved for premium motorcycles. With several affordable options under ₹2.5 lakh, riders can now explore challenging terrains and scenic routes without stretching their budget.

    Choosing the right bike ultimately depends on your riding style, preferences, and budget. Whether you're an experienced adventurer or a beginner eager to explore, these affordable bikes offer the perfect introduction to the world of adventure biking. Remember, as you tackle unpredictable terrain, it’s wise to secure your journey with an appropriate bike insurance policy that can cover the costs of routine maintenance while also offering financial protection in the event of an accident or even theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cruiser Bikes Under 10 Lakhs: Premium Guide 2025

    by Almog Ramrajkar | Mar 20, 2025

    Comfortable riding and mellow style are the hallmarks of cruiser bikes that make them a top choice for motorbike lovers. Are you looking to hit the highway without breaking the bank?

    This blog will explore the best cruiser bikes under 10 lakhs. These bikes combine functionality, convenience, and aesthetics to make you relish every ride. Whether you’re an experienced rider or a novice, there’s a cruiser for everyone in this price range. Many of these bikes offer impressive performance while also providing the comfort needed for long-distance rides.

    With their timeless design and ease of handling, these cruisers allow you to experience the thrill of the open road without compromising on style or comfort.

    List Of Best Cruiser Bikes Under 10 Lakhs

    The following are some top options for cruiser bikes under 10 lakh:

    ●       Royal Enfield Classic 350

    Price: ₹1.9 lakhs to ₹2.3 lakhs (approx.)

     

    Many cruiser bike lovers consider the Royal Enfield Classic 350 a timeless option. This motorcycle exemplifies classic biking through two key features: retro design and robust build. It runs on a 349cc engine, making it ideal for seamless, long-distance rides. Other great features of this ride are its comfortable seats, cool sound, and top-notch handlebars. The Classic 350 also offers excellent fuel efficiency, which adds to its appeal for both short commutes and long highway journeys. With its solid suspension system and smooth handling, it provides a relaxed and enjoyable ride, making it a favourite among both seasoned riders and beginners.

    ●       Bajaj Avenger Cruise 220

    Price: ₹1.45 lakhs (approx.)

     

    The Bajaj Avenger Cruise 220 is another popular pick for fans of cruiser bikes. This 220cc engine bike has great torque and functions efficiently. Its low-lying seat and wide handlebars offer a relaxed riding experience, which is excellent for long-distance journeys. In addition to its modern features, the Avenger Cruise 220 also features a stylish design, all in one affordable package, making it a top pick in the segment. Its durable build, smooth ride, and excellent handling make it an ideal option for riders who want both style and performance on the road.

    ●       Kawasaki Vulcan S

    Price: ₹7.1 lakhs (approx.)

     

    If you're in search of something that turns heads, then the Kawasaki Vulcan S might be the bike you’re looking for. This motorcycle has a distinct design that sets it apart from conventional cruisers. With its high-impact 649cc engine, it generates sufficient power for both city cruising and highway rides. Additionally, the Vulcan S accommodates riders of varying heights with its adjustable ergonomics, allowing everyone to find a comfortable and personalised seating position.

    ●       Honda Rebel 500

    Price: ₹4.5 lakhs onwards (approx., expected)

     

    If you're looking for a contemporary take on the classic cruiser style, the upcoming Honda Rebel 500 is the perfect choice. Its 471cc parallel-twin engine strikes an excellent balance between power and efficiency. Both seasoned and novice riders will find this lightweight motorcycle easy to handle. It also features comfortable seats for a relaxed riding position. With its modern design, smooth performance, and user-friendly features, the Honda Rebel 500 is ideal for anyone seeking a stylish yet practical cruiser for everyday use and long rides.

    ●       TVS Ronin

    Price: ₹1.35 lakhs to ₹1.72 lakhs (approx.)

    This 255cc motorcycle is perfect for city cruising and weekend getaways. Its contemporary styling and features—such as LED lighting and a digital instrument cluster—make it a favourite among tech-savvy riders. For younger riders seeking style, performance, comfort, and ease of operation, the Ronin is one of the top choices. Its lightweight design and smooth handling further enhance its appeal, making it ideal for both daily commuting and leisurely rides. Whether navigating city streets or exploring nearby routes, the Ronin offers a versatile, enjoyable riding experience for riders of all skill levels.

    ●       Yamaha XSR155

    Price: ₹1.8 lakhs (approx., expected)

     

    Equipped with a 155cc engine that delivers high performance and agility, the Yamaha XSR155 is an upcoming lightweight cruiser, expected to be favoured by younger riders. Inspired by vintage culture and powered by modern technology, it appeals to urban riders. Its easy-to-handle design makes it perfect for novice riders. The XSR155 is set to be an exciting, budget-friendly option, combining classic aesthetics with contemporary features to offer a unique riding experience. Whether you're a city commuter or a weekend explorer, this bike promises to deliver a smooth, enjoyable ride.

    Conclusion

    Finding a cruiser two-wheeler within a budget of 10 lakhs is easier than you might think. With a variety of options available, you can find a bike that meets your specific requirements and budget.

    When choosing a cruiser bike, it’s important to consider factors such as engine size, agility, comfort, and design.

    Additionally, securing comprehensive bike insurance is an essential part of the buying process. It not only safeguards your new cruiser against damages but also offers protection in the event of accidents, theft, or natural disasters. A comprehensive policy covers both own damage and third-party liabilities, including bodily injuries or property damage caused to others. This ensures you're financially protected, making your experience on the road safer and more enjoyable.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 5 Lakhs: Luxury Rides 2025

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes are a favourite among bike enthusiasts. Their comfort, style, and long-distance capabilities make these motorcycles unique. Cruiser bikes come with powerful engines and designs meant for relaxed riding positions, irrespective of whether you’re on a ride through a city or on a long-distance adventure.

    The good news is that you don’t have to go over budget to own one, as there are several options available in different price ranges.

    Read on to explore some of the best cruiser bikes under 5 lakhs.

    List of Best Cruiser Bikes Under 5 Lakhs

    Several excellent bike options under INR 5 lakh combine style, power, and value for money. Here’s a curated list of sleek models to help you find your perfect ride:

     

    1. Honda Hness CB350

     

    • Price: ₹2.1 Lakhs onward (approx.)
    • Engine: 348 CC
    • Mileage: 35 to 45 kmpl

     

    The Honda CB350 runs on a 348.36cc air-cooled, single-cylinder engine, delivering 15.5 kW at 5,500 rpm with 30 Nm of torque at 3,000 rpm. It features a 5-speed gearbox and a 15-litre fuel tank. The motorcycle has disc brakes on both ends, dual-channel ABS, and rides on alloy wheels with tubeless tyres. The CB350 also includes a digital-analogue instrument cluster and full LED lighting.

     

    1. Royal Enfield Interceptor 650

     

    • Price: ₹3.03 Lakhs onward (approx.)
    • Engine: 64b CC
    • Mileage: 23 kmpl

     

    The Royal Enfield Interceptor 650 is a modern classic motorcycle that combines retro styling with contemporary performance. The bike runs on a 648cc air/oil-cooled, parallel-twin engine generating 52 Nm of torque at 5,250 rpm and 47.4 horsepower at 7,250 rpm, paired with a 6-speed gearbox. The bike features a 13.7-litre fuel tank, ensuring ample range for long rides. Its design includes a classic round headlamp, twin-pod instrument cluster, and a comfortable seat, all contributing to its timeless appeal.

     

    1. Royal Enfield Classic 350

     

    • Price: ₹1.99 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 35 to 41 kmpl

     

    The Royal Enfield Classic 350 is a new iteration of the iconic 1950s design, blending classic aesthetics with contemporary performance. It is powered by a 349cc air-oil cooled, single-cylinder engine, delivering 27 Nm of torque at 4,000 rpm and 20.2 hp at 6,100 rpm, paired with a 5-speed gearbox. The motorcycle features a 13-litre fuel tank, ensuring ample range for long rides. Its design includes a classic round headlamp, a twin-pod instrument cluster, and a comfortable seat, all contributing to its timeless appeal.

     

    1. Harley Davidson X440

     

    • Price: ₹2.39 Lakhs onward (onwards)
    • Engine: 440 CC
    • Mileage: 35 kmpl

     

    Often touted as one of the best cruiser bikes under 5 lakhs, the Harley-Davidson X440 is a modern cruiser that combines classic styling with contemporary performance. It is powered by a 440cc single-cylinder, air-oil cooled engine, producing 38 Nm of torque at 4,000 rpm and 27 horsepower at 6,000 rpm. The bike uses a 6-speed transmission, optimised for both highway cruising and city commuting. The X440 features a 13.5-litre fuel tank, ensuring ample range for long rides.

     

    1. Triumph Speed 400

    • Price: ₹2.40 Lakhs onward (approx.)
    • Engine: 398 CC
    • Mileage: 30 kmpl

     

    The Triumph Speed 400 is a high-impact motorcycle that combines iconic styling with contemporary performance. It is powered by a 398.15cc liquid-cooled, single-cylinder engine, producing 40 PS at 8,000 rpm and 37.5 Nm of torque at 6,500 rpm. The engine has a 6-speed gearbox and features a slip clutch for smoother gear changes. The Speed 400 features a 13-litre fuel tank, ensuring ample range for long rides.

     

    1. Royal Enfield Bullet 350

     

    • Price: ₹1.73 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 35 kmpl

     

    As every Royal Enfield fan will tell you, the Bullet 350 is timeless. The motorcycle’s latest model is part of the Royal Enfield heritage spanning over nine decades. The 349cc single-cylinder, air-cooled engine produces 27 Nm of torque at 4,000 rpm and 20.4 PS at 6,100 rpm, and is paired with a 5-speed manual gearbox. The widespread popularity of the Royal Enfield Bullet 350 comes as no surprise, thanks to its kerb weight of 195 kg and seat height of 805 mm, making it suitable for a wide range of riders.

     

    1. Jawa 42 Bobber

     

    • Price: ₹2.13 Lakhs onward (approx.)
    • Engine: 334 CC
    • Mileage: 30.56 kmpl

     

    The Jawa 42 Bobber is a stylish motorcycle that combines classic design with modern features. It is powered by a 334cc air-cooled engine producing 29.9 PS of power and 32 Nm of torque. The bike uses a versatile 6-speed manual transmission. Its kerb weight of 185 kg and seat height of 740 mm makes it suitable for various riders. It comes with a 12.5-litre fuel tank, offering a good range for longer rides.

     

    1. Royal Enfield Meteor

     

    • Price: ₹2.05 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 42 to 41 kmpl

     

    The Royal Enfield Meteor 350 is powered by a 349cc air-oil cooled, single-cylinder engine producing 27 Nm of torque at 4,000 rpm and 19 horsepower at 6,100 rpm. The engine has a 5-speed gearbox and ops include electronic fuel injection for smooth power delivery. The bike is accessible for a range of riders due to its 191 kg kerb weight and 765 mm seat height. It comes with a 15-litre fuel tank, offering a good range for longer rides.

    Conclusion

    The best cruiser bikes under ₹5 lakhs come from a wide range of options suiting different preferences. Whether you prioritise aesthetics, tech, or ergonomics, every bike has an ideal balance of features.

    From the timeless appeal of Harley Davidson and Royal Enfield to the modern charm of Triumph and Jawa, these cruiser bikes deliver great value for money. As you choose the one that best fits your style, don’t forget to acquire appropriate bike insurance. A good insurance policy keeps you and your ride protected from financial strain in case of emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 3 Lakhs: Premium Picks 2025

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes have a charm of their own. Each combines comfort, power, and the iconic styling of its respective brand. They are your perfect companions whether you are heading out on a leisurely long ride or want a comfortable yet stylish bike for daily commutes. If you’re on a budget, here is our curation of the best cruiser bikes under 3 lakhs. With powerful engines and timeless designs ensuring ergonomic, relaxed riding postures, cruiser bikes are all about enjoying the journey as much as the destination.

    List of Best Cruiser Bikes Under 3 Lakhs

    Cruiser bikes are ideal for long rides and daily city travel because they combine comfort, style, and performance via distinctive features. The following are some of the best options:

     

    1. Royal Enfield Meteor 350

    • Price Range: ₹2.06 to 2.3 lakhs (approx.)
    • Engine: 349cc air/oil-cooled engine; 20.2 bhp; 27 Nm
    • Top Speed: 114 kmph
    • Mileage: 41.88 kmpl

     

    The Royal Enfield Meteor 350's powerful engine is paired with a 5-speed manual transmission. Its ergonomic design includes a split seat with backrest, forward-set footpegs, and raised handlebars for comfort. The semi-digital cluster integrates Tripper navigation with turn-by-turn directions. Safety features include dual-channel ABS and an LED headlamp.

     

    2. Honda CB350RS

     

    • Price Range: ₹2.15 to 2.19 lakhs (approx.)
    • Engine: 348 cc air-cooled, 4-stroke OHC single-cylinder engine; 15.5 kW; 30 Nm
    • Top Speed: 150 kmph
    • Mileage: 36 kmpl

     

    For more seamless gear shifting, the Honda CB350RS features a 5-speed gearbox with a slipper clutch and assist. The bike's half-duplex cradle frame and telescopic front suspension, along with the wider 150/70-17 rear tyre, enhance stability and handling. The bike also includes essential safety features like a dual-channel ABS and an emergency stop signal.

     

    3. Triumph Speed 400

     

    • Price Range: ₹2.4 lakhs (approx.)
    • Engine: 398.15 cc liquid-cooled, single-cylinder engine; 40 PS; 37.5 Nm
    • Top Speed: 160 kmph
    • Mileage: 34 kmpl

     

    The 2025 Triumph Speed 400 comes with a 6-speed gearbox and a slip clutch for smoother gear changes. The bike features a strong steel frame, inverted front forks, and rear monoshock equipment with adjustable preload, providing 130mm front and 120mm rear travel for a comfortable ride. Braking is managed by a 300mm front disc and 230mm rear disc, both equipped with ABS for added safety. It rides on 17-inch alloy wheels with 110/80 R17 front and 150/70 R17 rear tyres.

     

    4. Royal Enfield Goan Classic 350

     

    • Price Range: ₹2.35 to 2.38 lakhs (approx.)
    • Engine: 349 cc air-oil cooled, single-cylinder engine; 20.2 bhp; 27 Nm
    • Top Speed: 114 kmph
    • Mileage: 36.2 kmpl

     

    Among India’s best cruiser bikes under 3 lakhs, The Royal Enfield Goan Classic 350 is a stunning bike. Technical details include a 5-speed gearbox, 1,400mm wheelbase, 170mm ground clearance, and a comfortable 750mm seat height with raised handlebars. Weighing 197 kg, it has a 13-litre fuel tank, making it practical for long journeys.

     

    5. Harley-Davidson X440

     

    • Price Range: ₹2.4 to 2.79 lakhs (approx.)
    • Engine: 440 cc single-cylinder, air-oil cooled engine; 27 bhp; 38 Nm
    • Top Speed: 135 kmph
    • Mileage: 35 kmpl

     

    The Harley-Davidson X440 is equipped with 6-speed transmission optimised for both highway cruising and short travels within the city. The motorcycle's design includes a classic turtle tank, wide and flat handlebars for a commanding rider position, and a comfortable saddle-style seat suitable for long rides. The chassis comprises a KYB USD 43mm dual cartridge front fork and gas-filled twin rear shocks with 7-step preload adjustment, ensuring confident handling.

     

    6. Jawa Perak

     

    • Price: ₹2.13 lakhs (approx.)
    • Engine: 334 cc single-cylinder, liquid-cooled engine; 30.64 PS; 32.74 Nm
    • Top Speed: 140 kmph
    • Mileage: 34.05 kmpl

     

    The Jawa Perak is a bobber motorcycle with a distinctive floating seat design. Specs include electronic fuel injection, a 6-speed gearbox, 185 kg overall weight, and low-slung single seat. The Perak is equipped with telescopic front forks and a monoshock rear suspension, ensuring a comfortable ride.

     

    7. Honda Hness CB350

     

    • Price Range: ₹2.1 to 2.16 lakhs (approx.)
    • Engine: 348 cc air-cooled engine; 15.5 kW; 30 Nm
    • Top Speed: 125 kmph
    • Mileage: 45.8 kmpl

     

    The Honda CB350 is a classy-looking bike built with a half-duplex steel cradle frame. The bike features a pioneering assist slipper clutch, 5-speed gearbox, disc brakes at both ends, and a 15-litre fuel tank. Its kerb weight is 181 kg.

     

    8. Royal Enfield Bullet 350

     

    • Price Range: ₹1.74 to 2.16 lakhs (approx.)
    • Engine: 349 cc single-cylinder engine; 20.2 bhp; 27 Nm
    • Top Speed: 110 kmph
    • Mileage: 37 kmpl

     

    The regal-looking Royal Enfield Bullet 350 is a fan favourite, and this model has evolved over several decades. The bike includes a 5-speed gearbox and a 13-litre fuel tank. With a kerb weight of 195 kg, it is equipped with disc brakes at both ends.

    Conclusion

    The best cruiser bikes under ₹3 lakhs offer something for every kind of rider. Whether you’re looking for timeless classics or the latest modern marvel, you’ll easily find a model to suit your style and needs. Each of these motorcycles combines performance, comfort, and style, ensuring a smooth ride for both daily commutes and adventurous journeys.

    When you buy a new bike, it’s important to get the right insurance. Bike insurance protects you from unexpected mounting costs due to accident-related damages and theft. It’s also required by law in India, so make sure to choose a plan that suits your budget and needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 2 Lakhs: Top Performance & Value

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes are all about style, relaxed riding posture, and smooth performance. These bikes make perfect companions for riders who enjoy long-distance journeys or want a comfortable bike for daily commutes.

    If you’re searching for a cruiser bike under ₹2 lakhs, you’ll find many excellent ones that combine good looks, power, and value for money. In this guide, we’ll look at some of the best cruiser bikes under 2 lakh.

    List of Best Cruiser Bikes Under 2 Lakhs

    Are you on a budget but craving a stylish and powerful cruiser? Check out these top cruiser bikes under ₹2 lakhs, packed with great features and value:

     

    1. Royal Enfield Hunter 350

    The Royal Enfield Hunter 350 blends the brand’s rugged legacy with a more modern style. Powered by a 349.34 cc engine, it provides great performance. It is suitable for both city traffic and highway cruising. It offers a mileage of 36.2 kmpl and a top speed of 114 kmph. Priced between ₹1.74 lakh and ₹2.02 lakh (approx.), this bike offers solid value for its build quality and riding experience.

     

    1. TVS Ronin

    The TVS Ronin is an attractive cruiser with a 225.9 cc engine that delivers a smooth ride. It offers an impressive mileage of 42 kmpl, making it suitable for both city commutes and long journeys. With a top speed of 120 kmph, Ronin is a versatile choice for riders who want both power and fuel efficiency. Priced between ₹1.57 lakh and ₹2 lakh (approx.), it’s a stylish yet affordable option for cruiser lovers on a budget.

     

    1. Jawa 42

    The Jawa 42 is a bonafide head-turner with its retro design and modern performance. Powered with a 294.72 cc engine, it offers a thrilling top speed of 130 to 140 kmph. While its mileage is a bit lower at 33 kmpl, its performance and style more than make up for it. Priced between ₹1.98 lakh and ₹2.26 lakh (approx.), the Jawa 42 is perfect for riders who appreciate classic charm paired with a powerful, smooth engine.

     

    1. Bajaj Avenger Street 160

    The Bajaj Avenger Street 160, being budget-friendly, is a great option for first-time buyers. Its 160 cc engine provides decent power for short rides around the city or highway. It's practical and economical, with a mileage of 47.2 kmpl and a top speed of 105 kmph. This bike is lightweight, comfortable, and manageable and comes at a cost of ₹1.39 lakh (approx.). This makes it the perfect choice for novice and recreational riders.

     

    1. Bajaj Avenger Cruise 220

    The Bajaj Avenger Cruise 220 is designed for long rides. It offers a relaxed seating position and a powerful 220 cc engine. It delivers a mileage of 40 kmpl and can reach top speeds of 120 kmph. Its classic cruiser design, chrome accents, and spacious seating make it perfect for riders who love highway adventures. With a price tag of ₹1.70 lakh (approx.), it offers a premium experience on a budget, making it a favourite among cruiser enthusiasts.

     

    1. Komaki Ranger (Electric Cruiser)

    The Komaki Ranger is an electric cruiser with a sleek and modern design. It has a strong 5 kW motor and a remarkable 200–250 km range between charges. It is convenient for daily usage because it takes 4 to 5 hours to charge. Priced at approximately ₹1.92 lakh, it's a stylish, eco-friendly choice for riders looking for sustainability, style and freedom from fuel costs.

     

    1. Bajaj Avenger 220 Street

    The Bajaj Avenger 220 Street is a sporty cruiser with a powerful 220 cc engine. With a top speed of 120 kmph and a mileage of 40 kmpl, it offers a comfortable and smooth ride. This bike is perfect for weekend trips and city drives because of its fashionable style and comfortable seating. At ₹1.66 lakh (approx.), it's a cost-effective choice that appeals to both novice and expert bikers by combining comfort, performance, and style.

     

    1. ABZO VS01 (Electric Cruiser)

    The ABZO VS01 is a modern electric cruiser bike that blends efficiency and style. With a powerful 6.3 kW motor, it offers a range of 180 kmpl on a single charge. The charging time is approximately 6 hours, making it practical for daily use. Priced at approximately ₹1.51 lakh, it's a great option for riders who wish to conserve the environment without sacrificing style.

     

    1. Cyborg Armour (Electric Cruiser)

    The Cyborg Armour is another excellent electric cruiser in this price range. It has a 4-5 kW motor for powerful and smooth rides and can travel 150 km between charges. Charging takes about 4-5 hours, making it convenient for everyday use. For those looking for a stylish, comfortable, and environmentally friendly bike, the Cyborg Armour, which costs ₹1.90 lakh, is ideal.

    Conclusion

    Whether you’re looking for petrol-powered classics or modern electric models, there’s no shortage of fantastic cruiser bikes under ₹2 lakhs. The Royal Enfield Hunter 350 and Jawa 42 are ideal for riders who love timeless designs, while the Bajaj Avenger series offers comfort and affordability. For eco-conscious riders, electric cruisers like the Komaki Ranger and Cyborg Armour are excellent choices.

    Simply pick a bike that suits your style and needs, and feel the thrill of cruising!

    To safeguard your investment and ride with confidence, be sure to purchase the right bike insurance. An appropriate policy will offer financial coverage in the event of damage, accident or theft, allowing you to enjoy your ride for longer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes Under 2 Lakhs in India

    by Almog Ramrajkar | Mar 20, 2025

    The growing popularity of adventure motorcycles in India stems from the need for bikes that offer performance, versatility, and durability. Built to conquer any terrain—from city streets to challenging trails—these bikes provide an excellent opportunity to explore the great outdoors.

    Owning and riding an adventure bike is all about the experience, whether it's tackling steep trails, enjoying night highway cruises, or simply relishing the thrill of navigating unfamiliar roads. However, one significant hurdle is the steep price tag of reliable, high-end adventure bikes in India.

    Surprisingly, there are a few adventure bikes currently available under INR 2 lakh in India, making it a more accessible price range for passionate bikers looking for their next ride. Here’s a list of the best adventure bikes under 2 lakh that offer great value without breaking the bank.

    List of Best Adventure Bikes Under INR 2 Lakh

    Adventure bikes are a type of rugged bikes that are purposefully designed for long-distance touring, off-roading on a variety of terrains and across distances, and, of course, regular commuting.

    This means that adventure bikes have a specific, rugged look and build quality that can handle dirt, dust, and other obstacles. Additionally, adventure bikes are typically equipped with reliable fuel tanks, advanced long-travel suspension, and knobby tyres to tackle any terrain. They also feature larger engines that generate higher power, ensuring the bike can handle challenging landscapes with ease.

    While premium adventure bikes come with all these features, the following list of the best adventure bike models under INR 2 lakh is a budget category that might not offer everything. Yet, they are exceedingly popular as an entryway into adventure bikes for many.

     

    1.     Hero XPulse 200 4V

    Price: Starts at INR 1.51 lakh (approx.)

     

    Hero XPulse 200 4V is the most affordable ADV in the country, frequently touted as the best adventure bike under 2 lakh. It is an upgraded version of the XPulse 200 with features like a light weight of 159 kg, a refined 200 cc engine that generates 18.9 bhp at 8500 rpm, a good 220 mm ground clearance, and off-road-friendly ergonomics. The XPulse 200 4V is the perfect entry point into the adventure biking world for aspiring bikers in India. It also offers an excellent mileage of around 32.9 kmpl. It comes in 3 variants: Standard, Dakar, and Pro Daka.

     

    2.     Honda CB200X

    Price: Starts at INR 1.51 lakh (approx.)

    The second bike on our list of affordable adventure bikes is another crowd-pleaser: the Honda CB200X. Its latest edition, launched in 2024, comes with a new slipper clutch and assist. Weighing in at around 147 kg, it’s even lighter than the XPulse 200 4V. The Honda CB200X packs a punch with its 12L petrol tank, generating 17 bhp at 8500 rpm. It offers 167 mm of ground clearance and an impressive 42.5 kmpl of mileage. If you're looking for a stylish and efficient adventure tourer, the Honda CB200X is definitely worth considering.

    Honourable Mentions

    While not priced strictly below the INR 2 lakh mark, the following adventure bikes in India are definitely worth a look if you can stretch your budget a little.

    1.     Yezdi Adventure

    Price: Starts at INR 2.12 lakh

    The name says it all: Yezdi Adventure brings in a 300cc engine to deliver a higher power output of 29.89 bhp at 8000 rpm—enough muscle for your offroad adventures. It offers an optimal blend of high-performance and advanced features, such as an adjustable screen. What makes it especially capable for Indian roads is its good ground clearance of 220 mm and telescopic fork suspension. The tall stance and industrial look certainly make it worth consideration!

     

    2.     Suzuki V-Strom SX

    Price: Starts at INR 2.14 lakh

    The Suzuki V-Strom SX is a spectacular option worth considering. It excels in long touring, offering an impressive 36 kmpl mileage from its 249 cc engine, which generates 26.1 bhp at 9000 rpm. With features like travel suspension and a ground clearance of 205 mm, it is well-suited for Indian road conditions. However, the absence of off-road ABS may be a deal-breaker for some riders.

     

    Conclusion

    Although there are a limited number of options for adventure bikes in the under-2 lakh price bracket, each offers a thrilling experience. Once you become accustomed to the ergonomics and handling of adventure bikes, you can always consider upgrading to premium models to satisfy your thrill-seeking needs.

    Additionally, whichever adventure bike you purchase, don’t forget to get reliable, trustworthy bike insurance coverage to maintain your motorcycle’s parts and extend longevity without worrying about the associated costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes in India Under 3 Lakhs

    by Almog Ramrajkar | Mar 20, 2025

    India's motorcycle market is rapidly evolving, with leading brands constantly introducing fresh, revamped, and budget-friendly options. As we enter 2025, motorcycle enthusiasts can look forward to an exciting range of high-performance and reliable bikes priced under 3 lakh. Whether you're an adventure seeker or a sports bike lover, these models offer a variety of features to suit every rider's needs, making it an exciting time for those looking to hit the road on a new ride.

    Whether you love adventure or enjoy a leisurely ride, read on to explore the best adventure bikes under 3 lakhs.

    List Of Best Adventure Bikes Under 3 Lakhs

    The following are some of the best bikes under INR 3 lakh:

    1.     Royal Enfield Himalayan 450

    The Royal Enfield Himalayan 450 is a robust adventure tourer bike launched in November 2023. It is a budget-friendly bike that is easy to maintain and offers a compelling balance of power and durability on diverse terrains. It offers top-notch performance, providing high speed, suitable for long-distance adventures. Royal Enfield Himalayan 450 comes in 4 variants: Base, pass, summit-kamet white, and summit-hanle black.

     

    Price

    ₹2.85 to 2.98 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    452cc

    Power

    40.02 PS

    Maximum Speed

    160 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Drive Type

    Chain drive

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

    Fuel Capacity

    17 L

    Kerb Weight

    196 kg

    Cooling System

    Liquid-cooled

    Starting

    Self-start only

    Mobile Connectivity

    Bluetooth

     

    1. YEZDI Motorcycles Adventure

    The YEZDI Adventure is designed for high performance and features premium components. Launched in January 2022, the bike maintains a high standard of ruggedness. With its turn-by-turn navigation system, you can easily explore new territories, and the telescopic front and mono shock absorber rear suspensions work together to help prevent shocks that may result from possible road irregularities. The YEZDI Adventure comes in 4 stunning variants, namely, gloss-glacier white, gloss-wolf grey, matte-tornado black, and matte-magnate maroon.

     

    Price

    ₹2.1 to 2.2 Lakh (approx. ex-showroom)

    Mileage

    33.07 kmpl

    Engine

    334 cc

    Power

    29.6 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Drive Type

    Chain drive

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

    Kerb Weight

    187 kg

    Cooling System

    Liquid-cooled

    Starting

    Kick and self-start

    Colours

    Glacier White, Wolf Grey, Magnite Maroon, Tornado Black

     

    1. Royal Enfield Scram 411

    Launched in March 2022, the Royal Enfield Scram is an excellent choice for riders seeking durable, affordable, and versatile motorcycles with modern adventure capabilities.

    Built on a scrambler platform, Royal Enfield Scram is powerful, light, and versatile. The bike also has an ideal suspension for off-road use as well as round-the-city tours. This model has 3 variants, namely: Graphite series, Blazing Black and Skyline Blue, and White Flame and Silver Spirit.

    Price

    ₹2.06 to 2.12 Lakh (approx. ex-showroom)

    Mileage

    38.23 kmpl

    Engine

    411 cc

    Power

    24.31 PS

    Maximum Speed

    138 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Drive Type

    Chain drive

    Body Type

    Adventure Tourer Bike, Off Road Bike, Scrambler Bike

    Wheel Type

    Spoke

    Fuel capacity

    15 L

    Kerb weight

    185 kg

    Range

    450 km

    Cooling System

    Air-cooled

    Starting

    Self-start only

    Colours

    Blazing Black, White Flame, Graphite Red, Silver Spirit, Graphite Blue, Graphite Yellow, and Skyline Blue

     

    1. KTM 250 Adventure

    KTM 250 Adventure is a lightweight, easy-to-ride, and new adventure motorcycle that's also beginner-friendly. Launched in January 2022, it has excellent build quality to traverse difficult terrains with ease. The good ergonomics offer safety and comfort for riders, and its six-speed transmission and good suspension enhance smooth operations. The KTM 250 Adventure has one standard variant.

     

    Price

    ₹2.49 Lakh (approx. ex-showroom)

    Mileage

    38.12 kmpl

    Engine

    248.76 cc

    Power

    30 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Drive Type

    Chain drive

    Body Type

    Adventure Tourer Bike, Off Road Bike

    Wheel Type

    Alloy

    Fuel capacity

    14.5 L

    Kerb weight

    177 kg

    Range

    449.5 km

    Cooling System

    Liquid-cooled

    Starting

    Self-start only

    Colours

    Two dual-tone colour schemes: the Electronic orange scheme with hints of white and black and the Factory Racing Blue scheme with white and black

     

    1. KTM 390 Adventure X

    The KTM 390 Adventure X is an impressive two-wheeler capable of a smooth and responsive ride. Launched in April 2023, the bike is powerful, offers excellent cornering, and is considered ideal for long rides and challenging road conditions. The KTM 390 Adventure X is available in 1 standard variant.

     

    Price

    ₹2.8 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    373 cc

    Power

    43.5 PS

    Maximum Speed

    180 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Drive Type

    Chain drive

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Alloy

    Fuel capacity

    14.5 L

    Kerb weight

    177 kg

    Range

    406 km

    Cooling System

    Liquid-cooled

    Starting

    Self-start only

    Mobile Connectivity

    Bluetooth

    Colours

    Dark Galvano, Electronic Orange


    1. Suzuki V-Strom SX

    Launched in June 2022, the Suzuki V-Strom SX 250 is an entry-level bike aimed at young riders seeking an economical adventure bike option. It is superbly designed, featuring an engine ideal for long rides. The bike offers good mileage and excellent off-roading capabilities. With aggressive power delivery, the Suzuki V-Strom SX is available in a single variant—STD.

     

    Price

    ₹2.1 Lakh (approx. ex-showroom)

    Mileage

    36 kmpl

    Engine

    249 cc

    Power

    26.5 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Drive Type

    Chain drive

    Body Type

    Adventure tourer bike

    Wheel Type

    Alloy

    Fuel capacity

    12 L

    Kerb weight

    167 kg

    Range

    432 km

    Cooling System

    Oil cooled

    Starting

    Self-start only

    Mobile Connectivity

    Bluetooth

    Colours

    Glass Sparkle Black, Pearl Blaze Orange, Champion Yellow

    Conclusion

    India's motorcycle market is thriving, with budget-friendly and feature-rich adventure bikes designed for thrilling experiences and expeditions. The wide variety of adventure bike models caters to the growing number of ambitious riders in the country.

    As you plan to purchase your favourite adventure bike model, remember to find reliable, comprehensive bike insurance to help secure your investment from unpredicted situations like theft or road accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes in India Under 4 Lakhs

    by Almog Ramrajkar | Mar 20, 2025

    Over the years, the Indian motorcycle market has continuously evolved, embracing remarkable adventure bikes that cater to the diverse needs, tastes, and preferences of riders.

    Leading brands are now unveiling affordable motorcycles that combine innovative designs, advanced features, and impressive capabilities. The top adventure bikes in India under 4 lakh offer exceptional value for money, blending style, performance, and practicality. These models cater to the increasing demand from passionate riders, providing the perfect balance of ruggedness and versatility for exploring diverse terrains.

    Our article delves deeper into some of the most reliable, feature-packed, and high-performing bikes priced below 4 lakhs.  Feel free to check them out below to help you plan your next purchase.

     

    List Of Best Adventure Bikes Under 4 Lakhs

    Some of the best adventure bikes under 4 lakhs in India include the following:

     

    1. Zontes 350T

    The Zontes 350T is a powerful-performing adventure bike that offers advanced features, good fuel efficiency, and a sleek design. It's a fuel-efficient option aimed at daily commuters and long-distance adventurers. Some of its convenient and advanced features include an adjustable windshield, multiple ride modes, keyless ignition, and a full-colour TFT display. The model allows you to enjoy long rides with its comfortable seating position, and is equipped with an excellent suspension setup to help absorb shock and offer smooth rides. The 350 T's powerful engine delivers excellent acceleration and speed, allowing you to easily handle both city traffic and highway cruising.

     

    Price

    ₹2.99 to 3.25 Lakh (approx. ex-showroom)

    Engine

    348 cc

    Power

    39.33 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure bike

    Wheel Type

    Alloy

    Fuel Capacity

    19 L

    Kerb weight

    196 kg

    Cooling system

    Liquid-cooled

     

    1. KTM 250 Adventure

    The KTM 250 Adventure features a six-speed transmission and good suspension to enable smooth operations. It offers excellent build quality, is lightweight and perfect for beginner off-roading. The bike has good ergonomics, giving riders safety and comfort, especially for long adventures.

     

    Price

    ₹2.46 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    248.76 cc

    Power

    30 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike, Off-Road Bike

    Wheel Type

    Alloy

    Fuel Capacity

    14.5 L

    Kerb weight

    177 kg

    Cooling system

    Liquid-cooled

     

    1. Suzuki V-Strom SX

    An entry-level bike that's impressive in fuel efficiency, making it an economical option. It offers top-notch performance with good suspension travel and ground clearance favorable for Indian roads. The bike has a tall, comfy design, and the engine is powerfully designed, giving good mileage and running on up to 20% of the petrol-ethanol blend. It also offers good luggage capacity and features a large windscreen and rear, with an impressive Bluetooth-enabled instrument cluster.

     

    Price

    ₹2.14 Lakh (approx. ex-showroom)

    Mileage

    36 kmpl

    Engine

    249 cc

    Power

    26.5 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Alloy

    Fuel Capacity

    12 L

    Kerb weight

    167 kg

    Cooling system

    Oil-cooled

     

    1. BMW G 310 GS

    This is a gorgeous bike that comes with excellent engine performance, cosy seating ergonomics and good mileage, that allows you to enjoy thrilling long rides. The G310GS is also considered one of the best adventure touring bikes due to its low petrol consumption. It tends to pick up faster, and starts up with a low sound, hence favourable for those who prefer less-noisier adventure bikes.

     

    Price

    ₹3.3 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    313 cc

    Power

    34 PS

    Maximum Speed

    143 Kmph

    Transmission

    Manual

    Fuel capacity

    11.5 L

    Kerb weight

    175 kg

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Cast Aluminium

     

    1. YEZDI Adventure

    The YEZDI Adventure is an entry-level adventure bike that gives good performance both on and off-road. The bike has a good ground clearance, with a turn-by-turn navigation system that enables you to easily explore new territories. The telescopic front and mono shock absorber rear suspensions prevent shocks whenever you traverse through rough terrain.

     

    Price

    ₹2.1 to 2.2 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    334 cc

    Power

    29.6 PS

    Maximum Speed

    140 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

    Fuel Capacity

    15.5 L

    Kerb weight

    187 kg

    Cooling system

    Liquid-cooled

     

    1. Royal Enfield Himalayan 450

    Famous for its off-road capabilities, the Royal Enfield Himalayan 450 features a rugged look and is equipped with a powerful suspension setup, enabling you to tackle rough terrain with ease. The model boasts both looks and performance, and it offers the high speed you may need for long-distance adventures. It also comes with cosy seating and decent mileage. More so, riders love this model because it is budget-friendly and easy to maintain.

     

    Price

    ₹2.85 to 2.98 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    452 cc

    Power

    40.02 PS

    Maximum Speed

    135 Kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

    Fuel Capacity

    17 L

    Kerb weight

    196 kg

    Cooling system

    Liquid-cooled

     

    Conclusion

    India's motorcycle market has become way more accessible with a diverse range of bikes priced under ₹4 lakhs. From powerful adventure tourers to versatile cruisers to dynamic sports bikes, each of these models offers an optimal balance of performance, comfort and style for various riders. Remember, securing the right bike insurance is also important for protection in the event of unpredictable situations like road accidents or motorcycle theft. Solid bike insurance will help you get full financial coverage in case of repairs or replacement.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes Under 5 Lakhs in India

    by Almog Ramrajkar | Mar 20, 2025

    2025 promises to be another exciting and action-packed year for bike enthusiasts in India. With budget-friendly and feature-rich adventure bike models, the market has something for everything—in a range of price brackets. The top adventure bikes in India under 5 lakhs offer excellent value for money, blending style, performance, and practicality.

    If you're considering a premium model, read about the top adventure bikes priced under INR 5 lakhs.

    List Of Best Adventure Bikes Under 5 Lakhs

    The following are the best adventure bikes in India under 5 lakhs

     

    1. KTM 390 Adventure

    The KTM 390 is one of the best bikes in the adventure segment. Known for its flexibility, budget-friendliness, unique style, and aggressive look, it has good handling power, with an electronic rider aid to support your offroad riding. The bike also features cornering ABS, which makes it safe to brake in the corners. It gives users a stable and comfortable ride with a height-adjusting system. The low front fender and rear side panels safeguard the suspensions and protect you from dirt and slush splashes.

     

    Price

    ₹3.42 to 3.64 Lakh 9 (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    373 cc

    Power

    43.5 PS

    Maximum Speed

    180 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

     

     

    1. BMW G 310 GS

    BMW G 310 is designed for adventures, as it offers comfort, good mileage, and excellent engine performance. The model is ideal for daily rides and also supports longer journeys.

    It is known for its low petrol consumption. You can choose from three impressive colour options: cosmic black, polar white, and cyanide blue.

     

    Price

    ₹3.3 Lakh (approx. ex-showroom)

    Mileage

    29.26 kmpl

    Engine

    313 cc

    Power

    34 PS

    Maximum Speed

    143 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Cast Aluminium

     

     

    1. ROYAL ENFIELD Himalayan 450

    Known as the 'adventure beast', this budget-friendly and easy-to-maintain bike is equipped with a powerful suspension setup that allows you to traverse rough terrain. The bike boasts both looks and performance and provides high speed, excellent seating experience, comfort, and decent mileage for long adventures.

     

    Price

    ₹2.85 to 2.98 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    452 cc

    Power

    40.02 PS

    Maximum Speed

    135 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

     

    1. KTM 390 Adventure X

    KTM 390 Adventure X is perfect for smooth, stress-free rides and rough terrain ventures. It's powerful and goes easy on the corners. The model presents moderate to hard off-road capable qualities, considered best for long rides and difficult road patches. The bike also has stunning looks and is available with dual-channel ABS to give you a hassle-free riding experience. Besides, the LED headlights offer riders good visibility complemented with LED indicators.

     

    Price

    ₹2.84 Lakh (approx. ex-showroom)

    Mileage

    30 kmpl

    Engine

    373 cc

    Power

    43.5 PS

    Maximum Speed

    180 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Alloy

     

    1. KTM 250 Adventure

    KTM 250 Adventure is a remarkable, lightweight, and easy-to-ride bike ideal for beginner off-roading. It's power-packed with a six-speed transmission and good suspension and offers smooth operations. It has excellent build quality, specifically designed to help riders overcome difficult terrains and experience fantastic road excursions.

     

    Price

    ₹2.49 Lakh (approx. ex-showroom)

    Mileage

    38.12 kmpl

    Engine

    248.76 cc

    Power

    30 PS

    Maximum Speed

    140 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Alloy

     

    1. YEZDI Adventure

    YEZDI Motorcycles’ Adventure comes with a turn-by-turn navigation system that allows you to explore new territories and is equipped with a good telescopic front and mono shock absorber rear suspension. The suspensions work together to absorb shocks from road irregularities, improve the bike's handling and stability, and enhance your riding comfort. It comes in 4 stunning variants, namely, gloss-glacier white, gloss-wolf grey, matte-tornado black, and matte-magnate maroon.

     

    Price

    ₹2.1 to 2.2 Lakh (approx. ex-showroom)

    Mileage

    33.07 kmpl

    Engine

    334 cc

    Power

    29.6 PS

    Maximum Speed

    140 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike

    Wheel Type

    Spoke

     

    1. Royal Enfield Scram 411

    Royal Enfield Scram is a powerful, versatile, and rugged motorcycle with modern adventure capabilities and off-road prowess. This bike is built to handle harsh terrain with ease, and its 411cc engine is very powerful, making it possible to traverse through any kind of terrain with hardly any problem. It also has good suspension for off-road use and is perfect for road trips and round-the-city tours. The gasoline tank has a respectable capacity, holding about 13.5 litres, so you won't have to stop often for refuelling.

     

    Price

    ₹2.06 to 2.12 Lakh (approx. ex-showroom)

    Mileage

    38.23 kmpl

    Engine

    411 cc

    Power

    24.31 PS

    Maximum Speed

    130 kmph

    Transmission

    Manual

    Fuel Type

    Petrol

    Body Type

    Adventure Tourer Bike, Off Road Bike, Scrambler Bike

    Wheel Type

    Spoke

     

    Conclusion

    The motorcycle market in India offers a wide range of excellent bikes, whether you enjoy exploring diverse terrains or simply love outdoor tours. Our article highlights some of the top adventure bikes under ₹5 lakhs in India. If you're planning a purchase, the listings, descriptions, and key highlights will guide you in finding the bike that meets your adventure needs. Take your time to review the details carefully and choose one that fits your budget.

    Finally, remember to secure your motorcycle from thefts or events like road accidents by purchasing reliable, comprehensive bike insurance. In case of such unexpected incidents, the insurance will provide the full financial coverage you need to repair or replace parts smoothly.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes Under 10 Lakhs in India

    by Almog Ramrajkar | Mar 20, 2025

    If you're a rider who loves exploring different terrains or enjoys outdoor tours, an adventure bike can be the perfect companion. These bikes are versatile and powerful, designed to successfully navigate various terrains, both off-road and on-road, whether smooth or rough.

    Over the years, the motorcycle market has evolved, bringing in remarkable adventure tourer bikes that cater to the diverse needs, tastes, and preferences of riders. Even better, leading brands continue to introduce affordable bikes that are packed with features and advanced designs.

    In this article, we'll take a closer look at some of the most reliable, feature-rich, and high-performing adventure bikes priced below 10 lakhs, helping you plan your next purchase. Feel free to check them out below.

    List Of Best Adventure Bikes Under 10 Lakhs

    Here are the best adventure bikes under 10 lakhs:

     

    1.     Royal Enfield Himalayan 450

    If you're looking for a budget-friendly bike that gives you value for your money, then the Royal Enfield Himalayan has it all. Launched in November 2023, this model boasts both looks and performance, with good mileage, making it an efficient choice for those prioritising fuel economy in their adventure rides. The bike is feature-packed with impressive attributes such as a split seat type, Bluetooth connectivity, and a digital instrument console. It's also comfortable and offers worthwhile riding experiences, especially on highways. It elicits power with a suspension setup, allowing riders to traverse the rough terrain.

     

    • Price: ₹2.85 - 2.98 Lakhs*
    • Mileage: 30 kmpl
    • Engine: 452cc
    • Power: 02 PS
    • Maximum Speed: 160 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Adventure Tourer Bike
    • Wheel Type: Spoke

     

    2.     KTM 390 Adventure

    The KTM 390 is a uniquely designed adventure motorcycle launched in March 2022. It has an aggressive look and features advanced technology, ensuring you experience the best adventure rides. The compact shrouds and fuel tank give you good freedom of movement.

    If you enjoy clean adventure rides, the KTM 390's low front fender and rear side panels protect both the suspension and the rider from dirt and slush splashes. Additionally, the 390 Adventure comes equipped with electronic rider aids to assist you during challenging off-road rides. It also features a dedicated 'Off-Road Mode' for easier navigation through thick sand or muddy puddles. The bike is further equipped with 'Cornering ABS,' ensuring safe braking while cornering.

     

    • Price: ₹3.42- 3.64 Lakhs*
    • Mileage: 30 kmpl
    • Engine: 373cc
    • Power: 5 PS
    • Maximum Speed: 180 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Adventure Tourer Bike
    • Wheel Type: Spoke

     

    3.     Benelli TRK 502

    Launched in January 2021, the BENELLI TRK 502 is a two-seat split bike model and one of the most reliable adventure tourer bikes in the Indian market. Some of its advanced features include a clock timer, body graphics, and an analogue and digital instrument console. The instrument console acts as your motorcycle's central computer system, allowing you to monitor your speed and check your fuel level and electronic add-ons such as an engine temperature sensor or a GPS device. The model is available in 2 variants, STD and X, and you can choose from five different colour options.

     

    • Price: ₹5.85- 6.35 Lakhs*
    • Mileage: 16 kmpl
    • Engine: 500cc
    • Power: 9 bhp
    • Maximum Speed: 160 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Adventure Tourer Bike
    • Wheel Type: Spoke

     

    4.     Moto Morini X-Cape

    Launched in October 2022, the Moto Morini X-Cape is a fuel-efficient and reliable adventure bike. It's one of the tourer motorcycles available in more variants in the market. Therefore, as an adventure enthusiast desiring a Moto Morini X-Cape, you can choose from 6 different variants, namely Carrara White, X Carrara White, Smoky Anthracite, X Smoky Anthracite, Red Passion, and X Red Passion. The model features LED lights, Bluetooth mobile connectivity, and a two-seat design that enhances comfort for your long adventure tours.

     

    • Price: ₹5.99 - 6.49 Lakhs*
    • Mileage: 92 kmpl
    • Engine: 649 cc
    • Power: 8 PS
    • Maximum Speed: 175 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Adventure Tourer Bike
    • Wheel Type: Alloy

     

    5.     Kawasaki Versys 650

    The Kawasaki Versys 650, a middle-weight motorcycle with design elements resembling those of a dual-sport bike, is ideal for comfortable rides and safe adventures. It was launched in June 2022 and updated with new model features in 2024. With its long-travel suspension and upgraded touring features, it can safely transport you, your passenger, and your luggage to your next adventure destination. It offers a comfortable sitting position ideal for long rides, and its parallel-twin engine provides excellent performance and smooth acceleration. The bike also offers great handling and a quick pickup speed. The windshield performs well at highway cruising speeds and is particularly useful when navigating mountainous regions. Additionally, the bike is equipped with Bluetooth connectivity, call/SMS alerts, and a USB charger.

     

    • Price: ₹7.77 Lakhs*
    • Mileage: 20 kmpl
    • Engine: 649 cc
    • Power: 67 PS
    • Maximum Speed: 199 Kmph
    • Transmission: Manual
    • Fuel Type: Petrol
    • Body Type: Adventure Tourer Bike, Sports Tourer Bike
    • Wheel Type: Alloy

     

    *Note: All prices are subject to change. For accurate information, consult your nearest dealership.

    Conclusion

    This is an exciting time for bike riders who love adventure and off-roading. As the motorcycle market continues to introduce new adventure bike designs with compelling features, you’re sure to find a model that suits your taste and preferences. We've reviewed the best adventure bikes under 10 lakhs, offering enhanced features and improved performance for riders across various categories.

    Once you choose your favourite model, be sure to find reliable, comprehensive bike insurance to protect your investment. In unexpected situations like road accidents, insurance will provide full financial coverage for your motorcycle's repairs or replacement.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cafe Racer Bikes in India 2025

    by Almog Ramrajkar | Mar 20, 2025

    The cafe racer culture in India gained significant popularity with bikes that blend old-school charm with advanced technology. These bikes are not your typical daily riders—they are perfect for both leisurely rides and short city sprints. They also offer a unique riding experience that attracts those who appreciate both aesthetics and performance. Each model stands out with its distinctive combination of traditional craftsmanship and modern features, such as sleek designs and powerful engines.

    List Of Best Cafe Racer Bikes

    Let us take a closer look at some of the best cafe racer bikes in India:

    1.     TVS Ronin

    • Engine:9 cc
    • Transmission: Manual
    • Fuel Capacity: 14 L
    • Price: ₹1.3 - ₹1.7 Lakh (approx.)
    • Features: TVS Ronin is not just your gateway to the cafe racer cult; it is also packed with features like a 225.9 cc engine that offers smooth acceleration and an easy-to-handle gearbox. With LED lighting and a digital dashboard, this bike is built for urban jungles and open highways.

     

    2.     Royal Enfield Continental GT 650

    • Engine:95 cc
    • Transmission: Manual
    • Fuel Capacity: 5 L
    • Price: ₹3.1 - ₹3.4 Lakh (approx.)
    • Features: The Continental GT 650 captures the classic spirit of motorcycling with a modern twist. Its 647.95 cc robust engine delivers quick acceleration and maintains high speeds with ease. People who love cafe racer style will appreciate its sleek and sculpted tank and clip-on bars. Additionally, the modern dual-channel ABS ensures a safe ride in all conditions.

     

    3.     Royal Enfield Shotgun 650

    • Engine: 648 cc
    • Transmission: Manual
    • Fuel Capacity:8 L
    • Price: ₹3.5 - ₹3.7 Lakh (approx.)
    • Features: Combining a classic style with modern technology, the Shotgun 650 features a powerful 648 cc engine, a sturdy frame and a cosy seating position. It is also equipped with safety features like a slip-assist clutch and ABS that give riders the security and ease they seek.

     

    4.     Zontes GK350

    • Engine: 348 cc
    • Transmission: Manual
    • Fuel Capacity: 17 L
    • Price: ₹3.3 - ₹3.4 Lakh (approx.)
    • Features: The Zontes GK350 stands out with its modern cafe racer design. It features sharp and angular lines and has a quick 348 cc engine with a lightweight frame that makes it nimble and easy to handle. With features like keyless ignition, a TFT display, and full LED lighting, the GK350 appeals to riders looking for top-notch technology and great performance.

     

    5.     Benelli Leoncino 500

    • Engine: 500 cc
    • Transmission: Manual
    • Fuel Capacity: 7 L
    • Price: ₹5.6 Lakh (approx.) onwards
    • Features: The Leoncino 500 brings a touch of Italian elegance to the cafe racer category with its eye-catching yet functional design. Its powerful 500 cc engine provides a versatile ride in various conditions. Modern features like switchable ABS, a digital dashboard, and stylish LED lighting enhance the bike's retro-modern appearance.

     

    6.     Keeway SR 250

    • Engine: 223 cc
    • Transmission: Manual
    • Fuel Capacity: 2 L
    • Price: ₹1.49 Lakh (approx.)
    • Features: The Keeway SR 250 is crafted for both new riders and seasoned enthusiasts. With a 223 cc engine, it provides an agile and responsive ride. Featuring advanced technologies such as LED lighting and a digital speedometer, this bike is a great option for people looking for a robust but lightweight motorcycle. The bike's compact dimensions, including a low 780 mm saddle height and 160 mm ground clearance, ensure accessibility and comfort.

     

    7.     Moto Morini SEIEMMEZZO

    • Engine: 649 cc
    • Transmission: Manual
    • Fuel Capacity: 5 L
    • Price: ₹6.8 - ₹7.1 Lakh (approx.)
    • Features: The Moto Morini SEIEMMEZZO is a premium model in the cafe racer category. Its 649 cc engine delivers a powerful yet smooth riding experience. This model combines classic and modern design, while safety features like traction control and ABS provide better control on various terrains. The spacious 785 mm saddle height and substantial 170 mm ground clearance make it a comfortable option for longer rides.

     

    8.     Husqvarna Vitpilen 401

    • Engine:63 cc
    • Transmission: Manual
    • Fuel Capacity:5 L
    • Price: ₹2.92 Lakh (approx.)
    • Features: The Husqvarna Svartpilen 401 stands out in the cafe racer segment with its distinctive design. Its compact 398.63 cc engine delivers a fun riding experience. The bike features a simple Scandinavian look, with an 820 mm saddle height and 177 mm ground clearance, offering a comfortable riding posture suitable for various riders. Modern LED lighting and a sophisticated instrument cluster are two standout features that enhance both the bike's functionality and street presence.

    Conclusion

    India’s cafe racer scene offers a large selection of bikes, whether you prefer classics or a more modern style. Practical factors like engine performance, price, and, most importantly, insurance need to be considered. Having a comprehensive bike insurance policy provides financial coverage for unforeseen repairs, third-party injuries and bike damage. The right bike insurance safeguards your journey no matter where it takes you. Happy riding!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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