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  • Types of Bike Riders in Insurance

    by Almog Ramrajkar | Apr 28, 2025

    Not all bikers ride the same way. Some take it slow, while others love to push their limits. Some enjoy exploring unknown terrains, while some are just starting their biking journey. No matter the riding style, having the right two-wheeler insurance coverage is crucial for financial security and peace of mind.

    The slow rider

    Slow riders believe in safe and steady biking. They strictly follow traffic rules, maintain moderate speeds, and wear protective gear. They are the kind of riders who wait patiently at red lights, avoid reckless overtaking and prefer taking familiar routes. Their focus is on minimising risks rather than rushing through traffic.

    While slow riders are less prone to high-speed crashes, they are still vulnerable to minor accidents, road mishaps and unforeseen breakdowns. These types of riders in insurance can help slow riders:

    • Zero depreciation: Ensures that in case of an accident, the insurance company covers the full cost of repairs without factoring in depreciation.
    • Roadside assistance: Offers immediate help in case of a flat tyre, battery failure or other breakdowns.
    • Personal accident cover: Provides financial support in case of accidental injuries to the rider.

    The traveller / adventure rider

    Adventure riders are not just bikers, but explorers. They love riding through mountains, deserts and highways. These riders often travel in groups, participate in road trips and love to take their bikes to remote destinations.

    Adventure riders put their bikes through rough terrains, unpredictable weather and long hours of riding. Their insurance should cover extensive wear and tear, unexpected damages and emergency assistance. The types of riders that these riders can opt for are:

    • Roadside assistance: Essential for long trips, this rider provides towing and repair services in case of breakdowns in remote areas.

    • Tyre Protection: Protects against punctures, cuts and damages as they are common during off-road and long-distance rides.

    The fast rider

    Fast riders love the thrill of speed. They zip through traffic, take sharp turns and push their bikes to the limit. They are passionate about performance. Hence, they modify their bikes for better acceleration and handling. However, their high-speed riding style increases the risk of accidents and bike damage.

    These types of bikers can opt for two-wheeler insurance riders that provide extensive protection against accidental damage, engine breakdowns and repair costs such as:

    • Engine protect: Covers engine damage caused by sudden acceleration, overheating or water ingress during monsoons.
    • Accidental damage: Provides financial protection in case of accidents, covering repair expenses.

    The new rider

    New riders are just beginning their journey on two wheels. They are still mastering balance, learning road rules and building confidence in handling their bikes. Because of their inexperience, they are more likely to face minor accidents, scratches and damages while riding.

    For a new rider, two-wheeler insurance riders should focus on affordability, accident protection and coverage for minor damages that may occur as they learn. These include:

    • Zero depreciation: Ensures that the insurance covers the full cost of bike repairs without factoring in depreciation. This is crucial for a new bike.
    • Personal accident: Provides financial assistance in case of injuries while riding.

    Conclusion

    Irrespective of the biker you are, having the right insurance coverage is crucial for a worry-free ride. The right types of riders can protect you from financial losses in case of accidents, theft or breakdowns.

    So, whether you’re a slow rider, a fast rider, an adventure enthusiast or a beginner, make sure to pick the insurance rider types from different riders to keep your ride secure and stress-free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Tips to crack two-wheeler learner license test

    by Almog Ramrajkar | Apr 28, 2025

    Getting a learner's licence is the first step toward riding a bike legally. If you're preparing for the learner license test for your two-wheeler, a little preparation can go a long way in helping you clear it on the first attempt. Many people assume the bike learners test is difficult, but with the right approach, it's simple.

    Prerequisites for the test

    You no longer have to stand in long queues for a learner's licence. You can apply online and make the process hassle-free. All you need to do is:

    • Visit your state transport department’s official website
    • Download the application form
    • Fill in the required details

    You'll need to upload documents like proof of address, proof of identity, passport-sized photos and the applicable fee.

    Once your application is submitted, you can select a slot for the learner licence test for your two-wheeler. On the test day, show up and take the exam. If you clear the bike learners test, you’ll receive your learner’s licence. However, remember that as a learner, it’s wise to ride under the supervision of a licensed driver and ensure your vehicle has a visible red ‘L’ sign.

    Track test for two-wheeler driving test

    Once you've had your learner's licence for a month, you can apply for a driving licence. The process is quite similar to getting your learner's licence. However, the test itself is different and varies from state to state. If you're taking the learner licence test for two-wheeler, you'll likely be asked to ride around an '8'-shaped track.

    During the test, evaluators will assess:

    • Your riding skills
    • Understanding of hand signals
    • The use of indicators

    You must also complete the track without letting your feet touch the ground. You'll receive your driving license once you clear the bike learner's test. Also, before hitting the road, make sure to secure two-wheeler insurance to remain financially cushioned in the event of any untoward incidents.

    Preparation for written test

    Ample material is available over the web, which you can use to prepare for the written test. Make sure to go through the materials carefully and grasp them. The written test covers:

    • Understanding traffic rules and regulations
    • Identifying and interpreting road signs
    • Learning safe riding techniques
    • Knowing basic motorcycle maintenance and troubleshooting
    • Mastering defensive riding strategies
    • Handling emergencies on the road

    Also, it’s vital to stay calm and not panic on the test day.

    Things to consider for bikes licence test

    The essential things to consider for this all-important test are:

    • Know the rules of the road

    Understanding traffic rules is crucial. Study the road signs, signals, and lane discipline. The test will check your knowledge of speed limits, right-of-way, and safety measures.

    • Practise riding skills

    A written test isn’t the only thing to consider. You also need to demonstrate proper riding skills. Practise smooth braking, maintaining balance and using indicators correctly.

    • Wear proper safety gear

    On the test day, make sure you’re wearing a helmet, gloves and appropriate footwear. Not only is this a safety requirement, but it helps create a good impression on the examiner.

    Conclusion

    Cracking a learner licence test for your two-wheeler requires dedicated effort and commitment. With the right approach, you can pass this test with ease and take a step forward to ride your favourite two-wheeler. Also, compare various two-wheeler insurance plans and choose the one that best fits your needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bike insurance add-ons

    by Almog Ramrajkar | Apr 28, 2025

    A standard two-wheeler insurance policy provides basic coverage, but it may not be enough to cover all risks. This is where two-wheeler insurance add-on covers come into play. These add-ons enhance your policy, offering extra protection against financial losses. By choosing the right bike insurance add-ons, you can ensure complete peace of mind while riding your bike.

    Add-ons in bike insurance policy

    The various kinds of two-wheeler insurance add-on covers include:

    • Zero depreciation cover

    Zero depreciation cover, also known as bumper-to-bumper insurance, is an add-on cover in two-wheeler insurance that ensures full claim settlement without factoring in depreciation. Typically, when a bike undergoes repairs, insurers deduct depreciation costs on replaced parts reducing the claim amount.

    However, with zero depreciation cover, the insurer covers the entire repair cost. This add-on is especially beneficial for new bikes, as it minimises out-of-pocket expenses in case of damage. Though it comes with a higher premium, it provides financial security and peace of mind by ensuring maximum claim benefits.

    • Roadside assistance cover

    This add-on cover in two-wheeler insurance provides immediate help if your bike breaks down while riding. It includes services like towing, minor repairs, flat tire assistance, fuel delivery and battery jump-starts.

    This add-on ensures that you get quick support without extra costs during emergencies, reducing stress and inconvenience. It is especially useful for long rides and remote areas where finding help can be difficult.

    • Engine protection cover

    One of the major bike-insurance add-ons, engine protection cover, provides financial protection against damage to your bike's engine due to water ingression, oil leakage or mechanical breakdown.

    This add-on is beneficial, especially for those living in flood-prone areas or frequently riding through waterlogged roads.

    • Consumables cover

    This cover in bike insurance is an add-on that covers the cost of consumable items like engine oil, nuts, bolts, grease, brake oil and similar components that need replacement after an accident.

    Normally, these expenses are not covered under a standard bike insurance policy. However, these costs are reimbursed with this cover. This helps reduce out-of-pocket expenses during repairs. This add-on is especially beneficial for expensive bikes.

    Conclusion

    A two-wheeler insurance policy is essential. However, adding extra coverage can make a huge difference in protecting your finances. Choosing the right two-wheeler insurance add-on covers ensures your bike is secured from unexpected expenses. Assess your needs and opt for the one to ride worry-free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bajaj Dominar 400: Price, Specs & Features

    by mohit bohra | Apr 28, 2025

    The Bajaj Dominar 400 is one of the most powerful bikes in the Bajaj family. It is known for its muscular design, solid performance and great touring abilities. Designed as a sports tourer, the Dominar 400 is perfect for both city rides and long-distance journeys.

    With a powerful 373.3cc engine and modern features, it is ideal for riders who want performance, comfort and style in one package. Read on to explore the Bajaj Dominar price, specifications and features.

    Dominar 400 price

    The Dominar 400 offers excellent value for a bike in the 400cc segment. It is loaded with features and powerful performance that justify the cost.

    • The Bajaj Dominar 400 is priced at Rs. 2.33 Lakh (approx.)(ex-showroom price in Delhi).
    • Available in two colours: Charcoal Black and Aurora Green

    Dominar 400 specifications

    The Dominar 400 is designed for performance, featuring a powerful engine and a robust frame. Bajaj Dominar specifications highlight why it is known as a true sports tourer

    • Engine: 373.3 cc, single cylinder, 4-stroke, DOHC, 4 Valve, liquid-cooled
    • Maximum power: 40 PS @ 8800 rpm
    • Maximum torque: 35 Nm @ 6500 rpm
    • Gearbox: 6-Speed with Assist & Slipper Clutch
    • Brakes:
    • Front: 320 mm disc
    • Rear: 230 mm disc
    • Top speed: 155 kmph
    • Fuel tank capacity: 13 litres

    Dominar 400 features

    The Bajaj Dominar features and advanced technology ensure a comfortable and safe riding experience.

    • LED tail light and turn indicators add a modern touch
    • Digital instrument console with speedometer, odometer, trip meter and tachometer
    • Navigation assist makes touring and exploring new routes easier
    • Dual-channel ABS ensures safer braking and better control
    • Split seat design provides comfort for both rider and pillion
    • Adjustable windscreen enhances comfort on long highway rides
    • Real-time mileage and distance-to-empty indicators help monitor fuel efficiency
    • USB charging port allows convenient charging for phones and gadgets

    Conclusion

    The Bajaj Dominar 400 is an excellent option for riders looking for a powerful sports tourer. However, remember to prioritise safety when riding a bike. Wear protective gear, follow road rules and ensure you have the necessary documentation, including a registration certificate (RC), a valid licence and third-party insurance.

    Buying bike insurance online makes it easier to compare policies. Additionally, a comprehensive bike insurance policy covers third-party liabilities and protects your bike against accidents, theft, natural disasters and more, giving you peace of mind on every ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Bajaj Chetak: Price, Specs & Features

    by mohit bohra | Apr 28, 2025

    The Bajaj Chetak is a name that evokes nostalgia for many Indians, symbolising trust and reliability across generations. Now, Bajaj has reimagined the Chetak for the modern world as an electric scooter. It still carries the same legacy but now runs on electricity, making it better for the environment and more economical to ride.

    With a strong build, good range and stylish looks, the Bajaj Chetak is perfect for city rides and daily commuting. Let’s take a closer look at the Bajaj Chetak price, specifications and features.

    Chetak price

    The Bajaj Chetak 3501 offers great value for money. The price can change depending on the city and model. Here’s a quick overview:

    • Chetak 3501 price: ₹1.42-₹1.47 lakh (approx.)(ex-showroom price in Delhi)
    • Other Models available: Chetak 3502 and Chetak 2903

    Chetak specifications

    The Bajaj Chetak 3501 has impressive specifications for Indian roads and weather. Here are some key Bajaj Chetak specifications:

    • Battery capacity: 3.5 kWh
    • Range: Up to 153 km/charge
    • Top speed: 73 kmph
    • Charging time (0-80%): 3 hours
    • Transmission: Automatic
    • Brake: Front: Disc, Rear: Drum
    • Instrument console: Digital

    Chetak features

    The Bajaj Chetak 3501 has features that make every ride smooth, safe and comfortable. Some of the best Bajaj Chetak features include:

    • Electric power: Runs entirely on electricity, eliminating the need for fuel
    • Robust build: Durable metal body designed to withstand bumps and rough roads with ease
    • Convenient start: Push-button start for effortless ignition
    • Advanced digital console: 5-inch TFT touchscreen display with a digital speedometer and odometer
    • Smart connectivity: Bluetooth integration for seamless pairing with your devices
    • Modern lighting & alerts: LED headlights for better visibility, along with a low battery indicator for timely recharging

    Conclusion

    The Bajaj Chetak is more than just an electric scooter; it’s a journey from the past to the future. With a strong build, great range and smart features, it’s perfect for anyone looking for a reliable and eco-friendly ride. If you are considering switching to an electric scooter, the Bajaj Chetak is worth considering.

    When riding a scooter, wearing protective gear, following speed limits and ensuring you have the necessary documentation are essential. This includes a Registration Certificate (RC), a valid driving licence and a suitable   insurance policy. Opting for comprehensive two-wheeler insurance provides complete protection, covering both third-party liabilities and any damage to your scooter.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What you need to know about a motorcycle with a gear and a light motor vehicle

    by Almog Ramrajkar | Apr 28, 2025

    Updated on - 20 Jan 2026

    A motorcycle with a gear and a light motor vehicle (LMV) are two common types of vehicles used for daily travel. Both serve different purposes depending on your lifestyle and commuting needs. While motorcycles offer agility and fuel efficiency, LMVs provide comfort and safety for longer trips or family travel. Both need proper driving licences and safety checks before use.

    This blog details a motorcycle with a gear and a light motor vehicle.

    What is an LMV?

    A Light Motor Vehicle (LMV) is a small four-wheeler used for personal or business purposes. It includes cars, jeeps, small vans and light commercial vehicles that carry goods or passengers. These vehicles are easy to drive and control compared to heavy vehicles like trucks or buses. Anyone with an LMV driving licence can legally drive these vehicles on public roads in most countries.

    What is an MCWG?

    A motorcycle with a gear (MCWG) is a two-wheeler that lets you change speeds using a gear system. It has a clutch and gear lever that help control how fast or slow you can go. Riders use gears to adjust power when climbing hills, speeding up or slowing down. These bikes give better control, fuel efficiency and performance compared to scooters that don’t have gears.

    Difference between LMV and MCWG driving licences

    You must also know the difference between the LMC and MCWG driving licences before applying for them.

    • The MCWG licence allows you to ride any geared two-wheeler, such as motorcycles and mopeds, for personal or transport use.
    • The LMV licence permits you to drive small four-wheelers with a gross vehicle weight of up to 7,500 kg, including cars, jeeps and light vans. The LMV licence is further divided into LMV-NT (Non-Transport) for private vehicles and LMV-TR (Transport) for commercial use.

    Holding an LMV licence does not allow you to ride motorcycles with gears. To operate both vehicle types legally, you must have separate endorsements for MCWG and LMV on your driving licence.

    Tips for choosing the right vehicle type

    When choosing between a motorcycle with a gear and a light motor vehicle, think about your daily needs.

    • If you travel alone or in busy traffic, a motorcycle is easy to handle and saves fuel.
    • For travelling with families or carrying goods, a light motor vehicle is safer and more comfortable.
    • Check your licence type before buying. Also, compare maintenance costs, mileage and comfort.
    • Always test drive both options to see which feels easier and better for your everyday use.

    Considering insurance for LMV and MCWG

    Whether you are the holder of an LMV or an MCWG driving licence, having valid insurance is mandatory under Indian motor laws. Choosing the right car or bike insurance plan ensures financial protection against unforeseen accidents. Compare policies based on coverage, premium and claim settlement ratios to get the best plan suited to your vehicle type.

    Conclusion

    A motorcycle with a gear and a light motor vehicle serve different needs. A geared motorcycle is best for single riders who want speed and fuel savings, while a light motor vehicle is ideal for families or people carrying goods. Before choosing, think about your daily use, comfort and budget. Always follow traffic rules, wear safety gear and have valid documents like a PUC certificate and comprehensive bike insurance.

    If you need help finding the right vehicle insurance for your automobile, fill out the form on this page. Our experts will help you find the ideal policy for your needs.

    FAQs

    1. What is the main difference between a motorcycle with a gear and a light motor vehicle?

    A motorcycle with a gear is a two-wheeler that requires manual gear shifting, whereas a light motor vehicle (LMV) is typically a four-wheeler used for carrying people or goods. LMVs are more stable and comfortable for long trips.

    2. Which one is cheaper to maintain?

    A motorcycle with a gear generally has lower maintenance and fuel costs than a light motor vehicle. However, LMVs provide better safety and comfort.

    3. Do I need a different licence for LMV and MCWG?

    A motorcycle with a gear requires a two-wheeler licence, while a light motor vehicle needs an LMV licence. Always check local rules before applying.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bajaj Pulsar RS200: Price, Specs & Features

    by mohit bohra | Apr 28, 2025

    The Bajaj Pulsar RS200 is one of the most popular sports motorcycles known for its performance, style and advanced features. With a sporty design and reliable performance, it has become a favourite choice for biking enthusiasts.

    Read on to discover its price, specifications and features.

    Pulsar RS200 price

    The Bajaj Pulsar RS200 is priced competitively, making it a good option for anyone looking for a stylish sports bike without spending too much. The price may change depending on the city or state.

    • Price: The Pulsar RS200 price starts from ₹1,84,115 (approx.)(ex-showroom price in Delhi).
    • Variants: Available in standard variant with multiple colour options.
    • On-road price: Varies based on location, including additional charges like RTO fees and insurance cost.

    Pulsar RS200 specifications

    The RS200 is built with a powerful engine and advanced technology that ensures great performance and smooth rides. The key Pulsar RS200 specifications are:

    • Engine: 199.5cc, single spark 4-Valve, FI engine, liquid-cooled
    • Power: 18 kW (24.5 PS) at 9,750 rpm
    • Torque: 18.74 Nm at 8,000 rpm
    • Transmission: 6-speed gearbox
    • Fuel tank: 13 litres capacity
    • Brakes:
      • Front: 300mm
      • Rear: 230mm
      • Dual Channel ABS.
    • Tyres: Tubeless tyres for enhanced safety.

    Pulsar RS200 features

    The bike's features enhance the riding experience while giving the bike a sporty look. Some of the key Pulsar RS200 features:

    • Design: Sporty, race-inspired aesthetics with aerodynamic fairing
    • Lighting: Projector headlamps for better visibility
    • Instrument cluster: Digital display providing essential information
    • Cooling system: Advanced liquid cooling for optimal engine performance
    • Braking: Dual Channel ABS ensures safe braking on various surfaces
    • Ergonomics: Riding posture balances comfort and sportiness
    • Colours: Available in Active Black Satin, Pearl Metallic White, Glossy Racing Red

    Conclusion

    The Bajaj Pulsar RS200 stands out as a well-rounded sports bike, offering impressive performance, modern features and striking design. Its competitive price makes it a great option for riders seeking a dynamic yet practical motorcycle. Whether for daily commute or weekend getaways, the RS200 delivers a thrilling experience.

    However, safety should always come first when riding a bike. Wear protective gear, follow speed limits and carry essential documents including the Registration Certificate (RC), a valid licence and third-party two-wheeler insurance. For enhanced protection, consider opting for comprehensive bike insurance, which covers risks such as accidents, theft and damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What you need to know about learning licence fees in India

    by Almog Ramrajkar | Apr 28, 2025

    Obtaining a bike learning licence is the first step towards legally riding a two-wheeler in India. The cost of a motorcycle learner's licence varies by state but is generally affordable, ensuring accessibility for all potential riders. The fee structure includes application charges, test fees, and in some cases, additional biometric or service charges set by the respective Regional Transport Office or RTO.

     

    Learning licence fees for bikes

    • The base fee for a bike learning licence in most Indian states ranges from ₹150 to ₹200.
    • An additional test fee of around ₹50 to ₹100 is charged for the learner’s licence test.
    • Some states may have online service fees or biometric verification charges, which slightly increase the overall cost.
    • In states like Maharashtra, Karnataka, and Tamil Nadu, the total motorcycle learners cost may include extra processing charges.
    • The cost of a motorcycle learner's licence in states like Delhi and Uttar Pradesh remains close to the national average but may vary slightly depending on local RTO policies.

     

    Why knowing your learning licence fees matters

    Understanding the bike learning licence fees ensures that applicants are aware of the exact cost before applying. Additionally, securing two-wheeler insurance early provides financial and legal protection, which becomes crucial once a permanent licence is issued.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bajaj Pulsar NS125: Price, Specs & Features

    by mohit bohra | Apr 28, 2025

    The Bajaj Pulsar NS125 is an exciting entry into the popular Naked Street (NS) lineup, combining aggressive styling with accessible performance. As riders look for their first sports motorcycle experience, the Pulsar NS125 delivers the signature NS design language in a more accessible and affordable package.

    This blog explores the Pulsar NS125 price, specifications and standout features that make it a compelling option in India's competitive 125cc segment.

    Pulsar NS125 price

    The Bajaj Pulsar NS125 is available in three variants. The ex-showroom prices are as follows:

    1. Pulsar NS125 STD: Rs.99,994 (approx.)
    2. Pulsar NS125 BT: Rs.1,01,741 (approx.)
    3. Pulsar NS125 ABS: Rs.1,06,739 (approx.)

    Pulsar NS125 specifications

    The Pulsar NS125 specifications highlight its everyday rideability and impressive acceleration on the streets:

    • Engine:124.45cc 4-Stroke, SOHC 4-Valve, Air Cooled, BSVI Compliant DTS-i
    • Maximum power: 12 PS @ 8500 rpm
    • Maximum torque: 11 Nm @ 7000 rpm
    • Transmission (gearbox): 5 speed
    • Fuel tank: 12L
    • Kerb weight: 145 kg
    • Suspension: Front: telescopic; rear: mono shocks

    Pulsar NS125 features

    The Pulsar NS125 features include several premium elements typically found on higher-displacement motorcycles:

    • Distinctive wolf-eyed headlamp with LED DRLs (Daytime Running Lamps) for excellent visibility
    • Digital-analogue instrument cluster displaying speed, fuel level, trip meter and service reminders
    • Anti-skid braking system for precision braking, paired with 240 mm front petal-disc brakes
    • Sporty split-seat design for rider and passenger comfort
    • Sculpted fuel tank for both aesthetics and ergonomics
    • Underbelly exhaust maintains a sleek profile while meeting emission standards
    • Perimeter frame providing improved stability
    • Muscular tank shrouds with aggressive styling
    • Dynamic colours: Beach Blue, Fiery Orange, Gloss Pewter Grey and Burnt Red

    Conclusion

    The Bajaj Pulsar NS125 combines style, performance and affordability, making it a great choice for riders entering the sport motorcycle segment. When riding a bike, it’s important to wear protective gear and acquire the mandated third-party insurance.

    Additionally, comprehensive bike insurance provides financial security against unforeseen events, theft and natural calamities. Acquiring bike insurance online provides the convenience of instant policy issuance, hassle-free renewals and easy plan comparison, all from the comfort of your home.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to check the validity of your bike's pollution certificate?

    by Almog Ramrajkar | Apr 28, 2025

    Your bike’s Pollution Under Control or PUC certificate certifies that it’s emissions comply with the permissible pollution levels set by the government. Regularly checking your bike’s pollution validity ensures legal compliance, helps avoid fines, and hassle-free renewal of your two-wheeler insurance. Fortunately, you can check your bike’s PUC validity for free online.

     

    Steps to check the status of PUC certificate of your two-wheeler online:

    • Simply visit the Ministry of Road Transport and Highways' official portal – https://parivahan.gov.in  
    • Scroll down, and select the ‘PUC’ certificate section Look for the option to check pollution certificate validity for a bike.
    • Enter your bike’s registration number and the last five digits of the chassis number.
    • After submitting the details, the website will display your bike’s PUC validity, including the expiry date and certificate number.
    • If needed, download a copy of the certificate for future reference.

     

    Ensuring compliance and insurance validity

    Checking the validity of your bike’s pollution certificate is essential for responsible vehicle ownership, avoiding penalties, and for renewing your two-wheeler insurance policy. Regular monitoring and timely renewal of your bike’s PUC certificate can ensure compliance with emission norms plus smoother two-wheeler insurance renewals.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bajaj Pulsar NS200: Price, Specs & Features

    by mohit bohra | Apr 28, 2025

    The Bajaj Pulsar NS200 combines raw power and striking design elements. With its renowned triple-spark technology and a brand-new livery, the Pulsar NS200 specifications deliver remarkable performance metrics, making it an ideal bike for riders seeking thrill and style without breaking the bank.

    Read on to discover the Pulsar NS200 features and price.

    Pulsar NS200 price

    The Pulsar NS200 has only one variant with four different colours: Pewter Grey - Blue, Metallic Pearl White, Gloss Ebony Black Cocktail Wine Red - White.

    • The Bajaj Pulsar NS200 price (ex-showroom, Delhi) for all colour combinations is ₹1,60,160 (approx.).
    • The on-road price varies by city, insurance and RTO charges.

    Pulsar NS200 specifications

    The Pulsar NS200 specifications display its performance-oriented engineering:

    • Engine: 199.5cc, liquid-cooled, 4-Valve FI DTS-i, triple spark
    • Maximum power: 5 PS @ 9750 rpm
    • Maximum torque:74 Nm @ 8000 rpm
    • Transmission: 6-speed, manual
    • Fuel capacity: 12 litres
    • Kerb weight: 158 kg
    • Brakes: Front: 300 mm disc; rear: 230 mm disc
    • ABS: Dual Channel ABS
    • Suspension: Front: upside down forks; Rear: nitrox mono shock absorber with canister
    • Mileage: 40 km/l (approximately)

    Pulsar NS200 features

    The Pulsar NS200 features include several premium elements for all riding environments:

    • Naked streetfighter and aggressive design with a forward-biased riding stance
    • Class-leading instrument console with bluetooth connectivity, offering turn-by-turn navigation
    • The digital console features a gear position indicator, distance-to-empty indicator and fuel economy
    • Wider tyres and precision braking allow for better stability and slippage prevention in extremely wet conditions
    • Dual Channel ABS makes sure the wheels do not skid or lock on any surface
    • Upside-down (USD) front fork improves cornering and agile handling
    • Perimeter frame helps navigate sharpest turns smoothly
    • Improved power-to-weight ratio
    • Powerful LED headlamps with LED DRLs
    • Split-seat design for rider and passenger comfort
    • Tubeless tyres with stylish alloy wheels

    Conclusion

    The Bajaj Pulsar NS200 delivers an impressive mix of performance, style and value, making it an ideal choice for enthusiasts seeking a sporty yet practical motorcycle. Responsible riding is essential—always wear protective gear, adhere to speed limits and ensure you have the necessary documentation, including third-party bike insurance.

    Additionally, a comprehensive bike insurance policy not only offers financial protection against accidents and theft but also covers damage from natural disasters and third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What is the validity for a new bike PUC certificate?

    by Almog Ramrajkar | Apr 28, 2025

    A Pollution Under Control or PUC certificate is a mandatory document for all vehicles in India, including two-wheelers. It certifies that a bike's emissions comply with government-mandated environmental norms. For a newly purchased bike, the PUC certificate validity differs from that of older vehicles, making it essential for bike owners to understand its renewal requirements.

     

    Understanding the validity of PUC certificates for bikes

    • A newly purchased bike’s pollution certificate is valid for one year from the purchase date, so no emission tests are needed during this period.
    • After the first year, bike owners must get regular PUC tests from authorised emission centres to renew their certificate.
    • Once the initial validity expires, the PUC certificate is typically issued for six months. If the bike fails the emission test due to high pollution levels, the validity may be shorter, requiring more frequent checks.
    • In case of older bikes, they must undergo PUC tests more frequently, as their emissions tend to increase over time.
    • Regular PUC renewals help avoid penalties and ensure compliance with environmental regulations.

     

    Ensuring compliance and insurance validity

    Keeping your bike’s PUC certificate up-to-date not only ensures compliance with emission norms but also prevents fines and disruptions in vehicle documentation. Additionally, a valid PUC certificate is often required for two-wheeler insurance renewal, making it crucial for hassle-free ownership and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bike PUC Cost and Renewal Guide

    by Almog Ramrajkar | Apr 28, 2025

    Updated on - 31 Dec 2025

    Owning a bike gives you freedom and convenience, but staying road-ready also means following a few simple rules. One of them is keeping your Pollution Under Control (PUC) certificate up to date. It’s a small test that confirms your bike isn’t adding to air pollution; and helps you avoid fines or hassles during insurance renewal.

    In this guide, let’s understand how much a bike PUC costs, what affects the price and how you can easily renew it.

    Charges for renewing the PUC certificate for bikes

    If you’re wondering how much it costs to keep your bike compliant and pollution-free, here’s a quick look at the PUC renewal charges:

    • The cost of obtaining or renewing a PUC certificate for your bike is based on factors such as the type of vehicle and the fuel it uses, in addition to which state you’re riding in.
    • Generally, the bike PUC certificate price ranges between ₹60 to ₹100 for petrol, CNG or even LPG-driven two-wheeled vehicles.
    • However, this fee can vary slightly depending on the state or the authorised testing centre. Therefore, ensure to check the specific PUC cost for bikes in your region.

    Factors affecting the cost of a PUC test

    Several factors can affect the cost of a PUC test for bikes, even though the charges are mostly standardised. The fuel type plays a role, as emission parameters differ for petrol and diesel bikes.

    Testing centre locations also influence pricing, with slight variations across states or cities depending on regional transport authority regulations. The type of two-wheeler matters too; newer models with advanced emission systems may be tested faster, sometimes at a lower cost.

    Additionally, technology used at centres and government revisions in emission norms can impact the overall price.

    How to check or renew your bike’s PUC online?

    To check or renew your bike’s PUC certificate online, follow these simple steps:

    • Step 1: Visit the official VAHAN site.
    • Step 2: Under the online services menu, go to the “PUC Certificate” section.
    • Step 3: Enter your vehicle registration number and chassis number (last five digits)
    • Step 4: Then, click on “PUC Details” to check validity.
    • Step 5: Select “Renew PUC” if you want to renew your PUC certificate.
    • Step 6: Once tested at an authorised centre, your renewed PUC certificate is automatically updated in the system and can be downloaded anytime.

    Penalties for not having a valid PUC certificate

    If you ride without a valid PUC certificate, you are committing a traffic offence under the Motor Vehicles Act, 1988. The penalty for the first offence is ₹1,000, and ₹2,000 for repeat violations. In some cases, your bike may even be detained until you present a valid certificate.

    Additionally, an expired or missing PUC certificate can affect your bike insurance claims, as insurers may consider you non-compliant. Always keep your certificate updated to avoid fines and claim issues.

    Considering two-wheeler insurance for complete protection

    Maintaining a valid PUC certificate is both a legal necessity and a commitment to reducing vehicle emissions. It also plays a crucial role in two-wheeler insurance, as insurers often require an up-to-date PUC certificate for policy renewal. Ensuring both compliance and coverage helps protect your bike, finances and the environment.

    To get complete protection, having a comprehensive policy is equally important. It safeguards you financially against accidents, theft and third-party liabilities, covering both own damage and third-party losses. You can easily buy or renew your bike insurance online, compare plans and choose coverage that suits your riding needs for complete peace of mind on the road.

    Conclusion

    Keeping your PUC certificate updated isn’t just about following rules; it’s a simple way to keep your bike running efficiently while doing your bit for the environment. The test takes only a few minutes but saves you from fines and future hassles. Think of it as a quick health check-up for your bike that keeps you safe, compliant and confident on the road.

    While you take steps to keep your bike eco-friendly and road-ready, let us help you stay financially secure. Get expert advice on comprehensive bike insurance and a customised plan by filling out the form on this page.

    FAQs

    1. How long is a bike PUC certificate valid?

    For most bikes, the PUC certificate is valid for six months from the date of issue. However, for brand-new bikes, it’s usually valid for one year before renewal is required.

    2. What should I do if my bike fails the PUC test?

    If your bike fails the test, it means the emissions exceed the permitted levels. You’ll need to get your vehicle serviced or repaired and take a retest at an authorised centre until it passes and a valid certificate is issued.

    3. Can I carry a digital PUC certificate instead of a printed one?

    Yes, digital copies of your PUC certificate are legally valid across India. You can show them through the mParivahan or DigiLocker app during traffic checks.

    4. Can I renew my bike’s PUC before it expires?

    Yes, you can renew your certificate anytime before expiry; it’s smart to do so a few days early to avoid last-minute issues or fines.

    5. What documents are required for a PUC test?

    You only need your bike’s registration number. The testing centre will automatically fetch other required details from the VAHAN database.

    6. Where can I find an authorised PUC testing centre?

    Authorised centres are usually located near petrol pumps and service stations. You can also find one online by visiting the Parivahan or VAHAN portal and checking the list of approved testing locations.

    7. How long does a PUC test take?

    A standard PUC test for bikes takes just a few minutes. Once done, the certificate is instantly uploaded to the VAHAN database and can be downloaded anytime.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What are the types of two-wheeler learner licences?

    by Almog Ramrajkar | Apr 28, 2025

    Updated on - 20 Jan 2026

    Many people in India own two-wheeled vehicles, such as bikes and scooters. They require a registered licence, just like car drivers do. A learner’s licence (LL) is issued first to aspiring drivers so they can learn to operate a vehicle under supervision.

    Two-wheeler learner licences come in two types: MCWOG (Motorcycles Without Gear) for automatic/gearless scooters and mopeds, which do not permit manual-gear motorcycles; and MCWG (Motorcycles With Gear) for manual-gear motorcycles, allowing practice on any geared bike and providing broader riding eligibility.

     Both require displaying an \"L\" sign and supervised riding for beginners at least 16 years old. Read on to know more about two-wheeler licence types and how to transition safely to a permanent permit.

    LL for Motorcycles Without Gear (MCWOG)

    An LL for Motorcycles Without Gear (MCWOG) is issued to people learning to ride gearless two-wheelers, such as scooters and mopeds. If you apply for this LL, you must be at least 16 years of age. If you are legally a minor (under 18) when you apply, you will need parental or guardian consent.

    This learner’s licence allows you to ride only automatic two-wheelers, not motorcycles with manual gears. It is ideal for beginners or daily commuters who prefer easy-to-handle vehicles.

    LL for Motorcycles With Gear (MCWG)

    An LL for Motorcycles With Gear (MCWG) allows you to practice riding two-wheelers like geared motorcycles legally. With this licence, you can drive two-wheelers with an engine capacity above 50cc under supervision.

    It is perfect for those who undertake long-distance travel and want higher-performance riding. This LL is a mandatory prerequisite for obtaining an MCWG driving licence.

    Eligibility criteria for two-wheeler learner licenses

    To apply for a learner’s licence, you should first submit a few important documents along with your application.

    A filled declaration of physical fitness should be attached for the learner’s licence. Two recent passport-size photographs are also required, along with necessary details such as proof of age, proof of residence and educational qualifications.

    In terms of eligibility, individuals aged 16 and above can apply for a learner’s licence for motorcycles without gears (up to 50cc) with parental consent. To drive geared motorcycles or other non-transport vehicles, applicants must be 18 years or older at the time of application.

    Importance of a learner's licence

    A learner’s license is a must-have, as it legally allows you to learn to drive a two-wheeler under supervision.

    It is a mandatory first step towards getting a permanent licence. It familiarises you with road and traffic rules before you apply for a proper driver’s license.

    This period helps you build your driving skills and gain confidence, allowing you to adapt to Indian road conditions and prepare for responsible, safe driving.

    Transitioning from a two-wheeler learner to a permanent license

    To move from either type of two-wheeler license to a permanent one, you should hold the former for a minimum of 30 days and pass a practical driving test at your local RTO. Moreover, you should be at least 18 years of age before applying for a permanent two-wheeler license. It can take around one to three months before you officially receive it.

    You can apply for a permanent license online or offline, whichever best suits your personal schedule. For online applications, visit the Sarathi Parivahan website and locate the driver’s license application. You can then pay the fees and select a test slot. On test day, bring your vehicle and original documents to the RTO. If you pass, your permanent licence will be mailed to your registered address.

    For offline applications, collect and submit Form 4 at your RTO with the required documents and fee. Schedule your driving test and appear on the assigned date. If you fail, you can reapply after seven days by paying the retest fee.

    Conclusion

    Now that the answer to what are the types of two-wheeler licenses is clear, you should know that getting a learner’s licence is the first step towards becoming a confident and responsible rider. It gives you legal permission to learn on public roads, helps you understand traffic rules and prepares you for the final driving test. Once you feel confident and have enough practice, you can apply for a permanent licence.

    While working towards your licence, it’s equally important to safeguard your vehicle with a valid bike insurance policy that not only covers third-party liabilities but also protects your two-wheeler from theft, damage and any accident. A comprehensive bike insurance is a smart way to ensure financial protection while you focus on improving your riding skills and confidence on the road. To get tailored bike insurance advice, fill out the form on this page.

    FAQs

    1. Can I apply for a two-wheeler learner’s licence in a different state from where I live?

    No, you must apply for the learner’s licence in the state or union territory where you reside or have proof of address, such as your Aadhar card.

    2. Do I need to take a driving class before applying for a learner’s licence?

    While not mandatory, enrolling in a government-approved driving school can help you understand traffic rules better and improve your performance during the RTO test.

    3. Can I renew my learner’s licence if it expires before I apply for a permanent one?

    Yes, you can renew it by submitting a new application along with the prescribed fee. However, you’ll need to retake the learner’s licence test.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Why is it important to understand PSI in two-wheelers?

    by Almog Ramrajkar | Apr 28, 2025

    PSI, or pounds per square inch, refers to your bike’s tyre pressure, and maintaining the proper pressure is crucial for ensuring safety, performance, and fuel efficiency. Under-inflated tyres can lead to poor fuel efficiency and faster tyre wear, while over-inflated tyres may compromise road grip and handling. And so, for optimal performance, checking the tyre pressure before long rides and adjusting it based on the load you are carrying is crucial.

     

    Recommended tyre pressure for bikes based on tyre sizes:

    The recommended proper road bike tire pressure depends on the type of bike, riding conditions, the tyre size, the terrain, and the rider’s load.

    • In commuter motorcycles, the PSI ranges from 25 to 32 for the front tire and 28 to 36 for the rear tyre.
    • In sport and high-performance bikes, the values may be higher, typically around 36 PSI for the front and 42 PSI for the rear.
    • And, in scooters, which have smaller wheels, the values are usually low between 24 and 30 PSI.

     

    Ensuring safety and insurance compliance

    Maintaining the proper air pressure for bike tires not only improves safety but also plays a role in insurance compliance. Regular tyre maintenance can reduce the risk of accidents, which could impact two-wheeler insurance claims. Many insurers consider the condition of a vehicle, including tyre maintenance, when assessing claims, making it all the more important to ensure the right PSI levels at all times.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Kerb Weight in Bikes Means: Understanding This Key Spec

    by Almog Ramrajkar | Apr 28, 2025

    You may come across the term kerb weight when shopping for a bike or comparing different models. It is a key specification to understand as it directly affects your riding experience, handling, and fuel efficiency. Many bike buyers and riders often get confused between kerb weight and wet weight definition, but understanding the difference can help make an informed decision.

     

    What is the kerb weight in bikes?

    Kerb weight means the total weight of a motorcycle when it is ready to hit the road. This includes all essential fluids such as engine oil, coolant, brake fluid, and fuel. However, it does not account for any extra load, like passengers or luggage.

    Many people confuse kerb weight with wet weight. While they are closely related, there is a slight difference. Wet weight includes everything in kerb weight but also considers any additional accessories, luggage, and optional modifications.

     

    Conclusion

    Kerb weight is essential in choosing the right bike for your needs. It influences handling, fuel efficiency, comfort, and even insurance costs.

    Two wheeler insurance is designed to protect you, your bike, and others on the road. It offers protection in case of unforeseen incidents. Accidents are unpredictable, and having insurance saves you from financial stress and offers peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Change Address in Bike Insurance Policy Online

    by Almog Ramrajkar | Apr 28, 2025

    Changing the address in your two-wheeler insurance policy is essential to keep your records up-to-date. Whether you have relocated to a new home or moved to another city, updating your address ensures that your policy remains accurate and avoids complications in claims or renewals. This guide will walk you through the process of how to change address in bike insurance policy.

     

    Steps to change address in the bike insurance policy

    Updating your address in a two-wheeler insurance policy is now a seamless and paperless process. Here’s how you can update your address:

    1. Visit the insurance website and log into your account.
    2. Go to the ‘self-help’ or ‘policy services’ section and select ‘edit policy details’.
    3. Enter your policy number and follow the on-screen instructions to modify your address.
    4. Upload the necessary address-proof documents.
    5. Submit the request, and your updated policy document will be issued once verified.

    Many insurance companies also provide an option to check the status of your modification request online.

    Required documents for bike insurance address change

    To update your address, you will need to provide certain documents for verification.

    • Aadhaar card
    • Passport
    • Voter ID
    • Driving license
    • Utility bills (electricity, water, gas, etc.)
    • Rental agreement
    • Bank statement
    • Policy details, including policy number
    • Form-33 in cases where the insurer mandates it

     

    Conclusion

    One aspect of how to change address in bike insurance policy online is understanding how it affects your premium. Insurers calculate premiums based on multiple factors, including the location of registration. Keeping your bike insurance policy updated with your current address is essential for smooth communication, accurate premium calculations, and hassle-free claim processing. The process has become quick and convenient with the option to update details online.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Apply for MCWG License: Step-by-Step Process

    by Almog Ramrajkar | Apr 28, 2025

    If you want to ride a motorcycle in India, you need a valid driving license. For motorcycles with gear, you need an MCWG (Motorcycle with Gear) license. This blog will help you with the step-by-step process of how to apply for MCWG license.


    Procedure to apply for MCWG license

    The detailed steps for the MCWG license application are as follows:

    Step 1: Get a learner's license

    Before applying for a permanent MCWG license, you must obtain a Learner’s License (LL). Here’s how:

    • Visit the website: Go to the official Parivahan Sewa website (https://parivahan.gov.in) or visit your nearest Regional Transport Office (RTO).

     

    • Fill out the application form: Choose the “Apply for Learner’s license” option and provide details like name, age and address.

     

    • Upload documents: Submit scanned copies of:
      • Age proof (Aadhaar card, birth certificate or school certificate)
      • Address proof (Aadhaar card, passport or electricity bill)
      • Passport-sized photos

     

    • Book a slot and pay the fee: Choose a time and date for the learner’s license test. The fee for an LL depends on the state.

     

    • Take the test: This computer-based exam on traffic rules will give you your learner’s license if you pass.

    Step 2: Practise riding

    After getting your learner’s license, practice riding a motorcycle with gears for at least 30 days. You must have an ‘L’ sign on your bike while practising.

    Step 3: Apply for a permanent license

    Once you have completed 30 days with your LL, you can apply for a permanent MCWG license.

    • Visit the Parivahan Sewa website or your local RTO.
    • Select "Apply for Driving license" and enter your learner's license details.
    • Upload the neccesary documents.
    • Pay the application fee.
    • Book a driving test appointment.

    Step 4: Take the test

    On the test day, go to the RTO with your bike. The test includes:

    • Riding in a pattern (such as an "8" shape) without putting your foot down.
    • Riding on a straight path and taking turns safely.
    • Following traffic signals and rules.

    Step 5: Get your license

    Once you pass the test, your MCWG license will be processed. You will get a smart card driving license by post within a few weeks.


    Conclusion

    While the application process may take some time, it is a small effort compared to the convenience of riding your bike. Getting an MCWG license isn’t just about meeting legal requirements—it’s about ensuring your safety and confidence on the road.

     

    A well-structured licensing process helps create responsible riders who understand traffic rules and can handle their motorcycles efficiently. When riding a bike, remember to wear protective gear and acquire appropriate third-party insurance, as legally mandated in India. An appropriate two wheeler insurance policy offers financial security during unforeseen events such as accidents, theft, damage and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bajaj Pulsar N160: Price, Specifications, & Features

    by Tanmay Ahuja | Apr 28, 2025

    The Bajaj Pulsar N160, a standout in the Naked Street series, is a sporty motorcycle designed to easily navigate busy city streets. Its bold, muscular design and powerful engine offer impressive acceleration, particularly in the 3rd to 5th gears, making it one of the fastest in the 160cc segment. Understanding the complete Pulsar N160 specifications and features is essential if you consider this motorcycle for your next purchase.

    Pulsar N160 price

    This bike is available in three variants. The ex-showroom Pulsar N160 price are as follows:

    • Pulsar N160 Twin Disc: ₹1,21,721 (approx.)
    • Pulsar N160 Dual Channel ABS: ₹1,33,484 (approx.)
    • Pulsar N160 Dual Channel ABS with USD: ₹1,42,803 (approx.)

    The on-road prices may vary depending on the city, RTO charges, and insurance costs.

    Pulsar N160 specifications

    The Pulsar N160 boasts impressive specifications that improve its performance and ride quality:

    • Engine: 164.82 cc, air-cooled, SOCH, single-cylinder with fuel injection
    • Maximum power: 16 PS at 8750 pm
    • Maximum torque: 14.65 Nm at 6750 pm
    • Transmission (gearbox): 5-speed gearbox
    • Fuel capacity: 14 litres
    • Ground clearance: 165 mm
    • Mileage: Claimed at 59.11 km
    • Seat height: 795 mm
    • Kerb weight: 152 kg
    • Suspension: Front - 37mm telescopic fork; Rear – Monoshock
    • Brakes: Front - 300mm disc; Rear - 230mm disc
    • ABS: Single/Dual channel options
    • Wheelbase: 1358mm
    • Tyres: Front - 100/80-17; Rear - 130/70-17; Tubeless

    Pulsar N160 features

    With better navigation, different ride modes, and champagne-gold USD forks, Pulsar N160 features offer excellent rideability for modern riders:

    • LED projector headlamp with signature LED DRLs
    • Next-gen fully-digital instrument cluster with gear position indicator
    • Infinity display console with multiple ride information
    • Sporty clip-on handlebars for better control
    • Bluetooth connectivity, USB charging port, and gear indicator
    • Split seat design for rider and passenger comfort
    • Wider torque band of 85% offers peak power over a wider rev range
    • Advanced Nitrox suspension offers precise handling and balance on rugged roads
    • Underbelly exhaust for cleaner profile and better handling
    • Bi-functional LED projector headlamp, flanked by signature naked wolf LED DRLs
    • Crystalline LED tail lamps
    • 3 ABS ride modes: Road, Rain, and Off-Road
    • Circular tank design with sharp body graphics
    • Dual-tone aesthetics

    Conclusion

    The Bajaj Pulsar N160 delivers an impressive power, style, and value package, making it a compelling choice for daily commutes and weekend rides.

    However, before taking your new Pulsar N160 on the road, securing it with two wheeler insurance is essential.

    Comprehensive bike insurance provides complete protection against accidents, theft, natural calamities and third-party damage, ensuring you and your bike remain protected.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Honda H'ness CB350: Price, Specifications, & Features

    by Tanmay Ahuja | Apr 28, 2025

    With its bold exhaust note, retro-inspired look and premium features, the new Honda H'ness CB350 has quickly captured the attention of riders looking for a powerful yet practical motorcycle. The Honda H'ness CB350 price point, combination of classic styling, and cutting-edge technology have redefined the mid-capacity cruiser segment.

    This blog explores the 2025 Honda H'ness CB350 specifications, price, and refined features to understand why it is worth considering.

    Honda H'ness CB350 price

    The Honda H'ness CB350 is available in three variants and one legacy edition, each catering to different preferences. The ex-showroom prices are:

    • DLX: ₹2,09,857 (approx.)
    • DLX Pro: ₹2,12,856 (approx.)
    • DLX Pro Chrome: ₹2,14,856 (approx.)
    • Legacy Edition: ₹2,16,356 (approx.)

    Honda H'ness CB350 specifications

    The Honda H'ness CB350 specifications are built for a refined and powerful riding experience:

    • Engine:36cc, air-cooled, single-cylinder, 4-stroke
    • Maximum power:5 kW at 5,500 rpm
    • Maximum torque: 30 Nm at 3,000 rpm
    • Transmission: 5-speed gearbox
    • Fuel tank: 15 litres
    • Frame: Half-duplex cradle
    • Brakes: Front - 310mm disc; Rear - 240mm disc (Dual-channel ABS)
    • Suspension: Front - Telescopic fork; Rear - Twin hydraulic shock absorbers
    • Tyres: Front - 100/90-19; Rear - 130/70-18 (Tubeless and Alloy wheels)
    • Calliper: Front – twin-piston; Rear – Single piston
    • Wheelbase: 1,441 mm
    • Seat height: 800 mm
    • Seat type: Split seat, upright position
    • Handlebar: Riser
    • Kerb weight: 181 kg
    • Mileage: 35 km/l
    • Battery: 12V, 6.0 Ah

    Honda H'ness CB350 features

    The new Honda H'ness CB350 features retro aesthetics and sophisticated technology and meets E20 compliance:

    • Honda Selectable Torque Control (HSTC) for superior grip on different terrains
    • Assist and slipper clutch ensures smooth gear shifts and reduced rider fatigue
    • Honda Smartphone Voice Control System (HSVCS) on DLX Pro variant
    • Turn-by-turn navigation through Honda RoadSync app
    • Full LED taillamps and winkers
    • New-age headlights
    • Semi-digital instrument console displaying real-time mileage, gear position, and fuel efficiency
    • Dual-tone fuel tank design with premium chrome accents
    • Side-stand engine cut-off for added safety
    • Dual ABS to prevent wheels from locking up during sudden braking
    • USB charging port for smartphone and power bank
    • Hazard switch and engine start/stop button for convenience
    • Emergency Stop Signal (ESS) to decrease the danger of being rear-ended

    Conclusion

    Honda H'ness CB350's balanced specifications and features make it an ideal bike for daily city commutes as well as adventure rides.

    However, owning this motorcycle requires more than regular maintenance and feature upgrades. You need comprehensive bike insurance to protect your investment from unforeseen incidents.

    When you opt for bike insurance online, consider coverage against accidents, theft and third-party liabilities for maximum financial protection.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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