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08/12/2020 11:53:14
HONDA MOTORCYCLE - ACTIVA (102CC)
IDV: ₹5,00,000
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Your vehicle registration number is the unique vehicle identification number issued by Regional Transport Office (RTO) and mentioned in your vehicle RC book. The vehicle registration number is printed on license plate and affixed to your vehicle.
Kindly note: While entering your vehicle registration number, please be careful about similar looking characters and number, like alphabet ‘O’ being used in place of number 0 or vice-versa.
Consumables cover in two-wheeler insurance (also known as bike insurance) is an add-on that compensates for the expenses you incur on repairing or repairing consumable items. These include screws, nuts and bolts, clips, bearings, fuel filters, brake oil, coolant, ball and raise kits and the likes. Consumables cover, available for bikes and scooters, can help prevent out-of-pocket expenses, especially if your bike is an expensive one. You can get this add-on by paying an additional premium.
Here’s why opting for a consumables add-on can be a wise choice:
Usually comprehensive bike insurance doesn’t cover consumable items such as washers, grease, nut and bolts, oil filters, etc. These items may seem minor, but their cost can add up in no time. A consumables add-on helps you cover expenses of these seemingly small but vital parts.
Repairing or replacing consumables can constitute a big part of expenses. This add-on helps get them covered. It essentially means less out-of-pocket expenses and translates into significant savings in the long run.
In case of accidents or major breakdowns, replacing consumables becomes necessary. The more the damage, the higher the repair bill. A consumables cover can come in handy during major repairs and offers enhanced coverage.
You should consider buying consumables cover if you:
If you’ve just bought a new bike, consumables cover add-on is a smart choice. New bikes often need branded parts and quality materials. Even small parts can cost a lot. This cover helps you save on those expenses during repairs.
If you use your bike every day, it faces more wear and tear. Daily use also increases the chance of damage or accidents. In such cases, many small parts need replacement. Consumables cover can help you pay for those.
If you seek enhanced protection, this add-on is for you. Comprehensive bike insurance doesn’t cover expenses incurred on small items. As this covers the expenses you incur when repairing consumables, it gives you peace of mind.
The cost can vary based on a few factors. Your bike’s type and model and age play a vital role in determining the cost of this cover. Premium for consumables cover in high-end bikes are slightly different from normal bikes. Check with your insurer on how much you need to pay for availing this add-on along with a comprehensive bike insurance policy. Costs can vary across insurers.
Follow these steps to raise a claim under bike insurance:
Contact us regarding your claim. You can use various channels to do so including our website, toll-free number, SMS and email, among others. Make sure to inform us as quickly as possible.
Complete the video survey documenting the damage through the IL Take Care app. Cover your damaged bike from different angles. Add motor claim info such as location, date, and time of loss.
Submit the required documents along with the claim form while raising a claim. Click here to know the list of complete documents you need to submit while making a claim.
For more info, please click here.
Use multiple methods like policy documents, email, and website access to find your bike insurance policy number quickly and easily.
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