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What is international travel medical insurance?

Hospitalisation expenses, particularly in foreign countries, can be high. That’s where medical expenses cover – coverage offered under travel insurance comes in. This cover is commonly referred to as travel medical insurance. It offers coverage for hospitalisation expenses incurred due to illness or injury during your trip. In essence, travel insurance helps to deal with both unexpected trip and medical contingencies during your trip abroad. ICICI Lombard offers multiple travel insurance policies, such as International Travel Insurance, Globetrotter - Overseas Individual Student Travel Insurance and TripSecure+, to cater to the needs of international travellers.

Key features of travel health insurance

Financial cushion

Unexpected medical bills during travel can strain your finances. Our travel insurance policies help ease that burden by covering hospitalisation expenses incurred on your trip.

Medical evacuation

International travel health insurance covers medical evacuation. This ensures shifting to the nearest adequate medical facility or back home if needed.

Dental treatment

Travel medical insurance covers emergency dental treatment for sudden pain or injuries during your trip. This ensures you get urgent care for unexpected dental issues.

Benefits of travel health insurance policy

Here are the potential benefits of travel health insurance:

1

Quality care

Travel health insurance ensure that you access quality health care without worrying about your finances. This ensures you can recover quickly and get back to your normal life.

2

Reduces out-of-pocket expenses

Travel health insurance provides you with much-needed financial protection during unexpected hospitalisation abroad. It helps prevent out-of-pocket expenses.

3

Peace of mind

Travel health insurance offers you peace of mind as you know you’ve a financial cushion in case of sudden hospitalisation during your trip. This allows you to enjoy your vacation worry-free.

What is included in travel health insurance?

Inclusions
Exclusions

International travel health insurance covers:

Hospitalisation expenses for illness and injury
Medical evacuation
Dental treatment

The exclusions in a travel health insurance plan are:

Events before the trip starts or after it ends
Fraudulent claims, false declarations, or wilful damage
Traveling against medical advice
Intentional self-injury, suicide, or intoxication
Anxiety, stress, depression, or venereal diseases

Why buy a travel health insurance?

Here’s why you need to purchase international travel health insurance:

Medical emergencies

Medical emergencies often come unannounced and can derail your plans and budget. Travel medical insurance ensures you don’t get caught unaware.

Mandatory in countries

Several foreign countries make it mandatory to have international travel health insurance. Without it, your visa may get rejected.

How to buy a travel health insurance?

To purchase it:

Visit our official website here
Click on 'Travel Insurance' under Travel Insurance dropdown
Select between single trip / multi-trip policy, geography, country
Feed in your travel and return dates
Click on 'Continue'
Follow the appearing instructions and pay the premium to buy the policy

Travel health insurance: Claim process

To raise a claim all you need to do is reach out to us on the following numbers and we will take care from thereon.

In USA & Canada (Toll Free): +1 844 871 1200
Rest of The World (Call Back Facility) +91 124 449 8778
National Toll-Free Number: 1800 102 5721
Fax Number: +91 124 4006674
Email Address: icicilombard@falck.com

You can also login to the e-claim link as provided by the company details of which will be mentioned in the policy document or updated on the website and leave the rest to us.

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Frequently asked questions

Which travel health insurance is best?

The best travel health insurance is the one that fits your needs within your budget. Compare different plans and find out their inclusions and exclusions before buying.

Do I need to undergo any medical examination before buying travel health insurance?

It depends on the policy and the insurer. You may or may not need to undergo a medical examination before buying the policy.

Are pre-existing diseases covered in travel health insurance?

Pre-existing diseases are not covered by travel health insurance. If you’ve any pre-existing ailment, disclose it while buying the policy. However, you can cover them with a pre-existence disease cover add-on.

How much does travel health insurance cost?

The cost of travel health insurance depends on several factors including your age, sum insured availed, travel purpose, etc.

Got questions? Let's talk! Share your contact details and we'll give you a call.

Thank You for your interest in our product.

International travel health insurance

What is international travel medical insurance?

Key features of travel health insurance

Financial cushion

Medical evacuation

Dental treatment

Benefits of travel health insurance policy

Quality care

Reduces out-of-pocket expenses

Peace of mind

What is included in travel health insurance?

International travel health insurance covers:

The exclusions in a travel health insurance plan are:

Why buy a travel health insurance?

Medical emergencies

Mandatory in countries

How to buy a travel health insurance?

Travel health insurance: Claim process

International Travel Insurance Blogs

Best shopping places in Nepal

Best shopping places in Switzerland

Best shopping places in Kenya

Frequently asked questions

Which travel health insurance is best?

Do I need to undergo any medical examination before buying travel health insurance?

Are pre-existing diseases covered in travel health insurance?

How much does travel health insurance cost?

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