Zero depreciation cover
This add-on ensures you get the total claim amount without any deductions for the depreciation of your bike’s parts. Usually, when you make a claim, the insurance company deducts a certain percentage of the claim amount based on the depreciation of the bike’s parts, which reduces the payout. However, with a zero depreciation cover, you get the entire cost of replacing damaged parts without factoring in depreciation.
That said, this add-on applies only if your claim is for loss or damage to the vehicle. It does not cover claims for total loss or constructive total loss of the bike.