Travel Insurance For Hong Kong From India 2025
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Introduction

Travel Insurance for Hong Kong

A Hong Kong trip can provide you with endless fun and a thrilling experience. Known for its iconic skyscrapers, malls and casinos, Hong Kong draws millions of tourists every year from across the globe. However, nasty surprises in several forms can occur at any moment, throwing your travel into disarray. This is where travel insurance for Hong Kong can be your most trusted partner.

Key Features of Hong Kong Travel Insurance

Hong Kong travel insurance offers financial coverage against accidents and illnesses resulting in hospitalisation. It also provides coverage for losses suffered due to or loss of baggage and essential documents like passports. The best travel insurance for Hong Kong provides 360-degree financial protection against several untoward incidents leading to trip cancellation and personal liability, among other things.

Types of Travel Insurance for Hong Kong

The various types of travel insurance you can avail of are:

Single-trip travel insurance

Single-trip insurance

As the name suggests, this insurance is valid for a single Hong Kong trip. The policy and coverage lapse once your Hong Kong visit is over.

Multi-trip travel insurance

Multi-trip insurance

If you happen to visit Hong Kong more than once in a year, you can opt for this insurance. As the name suggests, it covers multiple Hong Kong trips.

Benefits of Buying Travel Insurance for Australia

Benefits of Buying Travel Insurance for Hong Kong

The benefits of the best travel insurance for Hong Kong are multi-fold. These include:

  • 1Safeguarding your health

    Your travel insurance policy can cover medical expenses if you need medical attention in Hong Kong due to illness or injury.

  • 2Coverage against delays and cancellation

    If you need to cancel your trip due to situations beyond your control, the insurance plan can help you recover losses incurred.

  • 3Replacement for loss of luggage and belongings

    Travel insurance can help you meet the cost of replacing lost luggage and belongings during your stay in Hong Kong.

What’s Covered Under Travel Insurance for Hong Kong from India?

  • Inclusions
  • Exclusions

Apart from the coverage mentioned above, the best travel insurance for Hong Kong also:

  • Covers personal liability arising due to damages or injuries caused to someone else

  • Provides emergency assistance during your travel, such as connecting to local resources for any help

  • Coverage in case you miss your connecting flight

  • Compensates for loss of essential documents like passport

You don’t get coverage for:

  • Self-harming or performing activities under the influence of drugs or alcohol

  • Being convicted for a crime or illegal activities

  • Hospitalisation due to pre-existing diseases

  • Coverage for injuries sustained due to involvement in adventure sports

Policy documents:

How to Buy the Best Travel Insurance for Hong Kong Online?

Follow these steps to get the best travel insurance for Hong Kong online:

  • Evaluate your needs and opt for the necessary coverage
  • Go through insurance plans offered by multiple insurers
  • Choose an adequate sum insured that is overly high and affordable on pocket
  • Review the insurer's claim settlement ratio and familiarise yourself with the claims process

What is Travel Health Insurance for Hong Kong?

If your health nosedives during your Hong Kong trip, your travel health insurance can help you meet medical expenses for the same. Travel health insurance for Hong Kong is an insurance plan that offers medical coverage and covers expenses due to medical emergencies, doctor visits, etc. Depending on the policy's terms and conditions, it can also cover costs of medications during your trip.

What is Travel Health Insurance

Interesting Facts About
Hong Kong

You may be surprised to know that:

  • Hong Kong is not a nation. It's a special administrative region of China
  • Hong Kong has the world's largest escalator system - the Central Hillside Escalator Link
  • Hong Kong boasts as one of the world's most densely populated cities
  • Hong Kong ranks among the top cities with the most number of skyscrapers

Visa Procedure for Hong Kong

To apply for a Hong Kong Visa:

  • 1 Go to the official portal of the Hong Kong Immigration Department
  • 2 Select the visa type you wish to apply for
  • 3 Complete the online application, upload the required files and pay the required fees
  • 4 Wait for your visa to get processed

That said, if you hold an Indian passport, you can visit Hong Kong visa-free for up to 14 days.

Documents Required for Hong Kong Tourist Visa

Typically, you need the following documents to get a Hong Kong Visa:

1

A valid passport with at least six months of validity remaining from the entry date

2

Fully filled visa application form

3

Recent passport-size photograph

4

Proof of financial support

5

Proof of accommodation

6

Return journey flight tickets

Note that you might be required to produce additional documents as per your application and circumstances.

Best Time to Visit Hong Kong

March to May is the best time to visit Hong Kong. The weather during this time though warm usually remains comfortable. Also, numerous interesting events take place during this time such as the Hong Kong International Film Festival, Hong Kong Rugby Sevens and Dragon boat festival. Bauhinia flowers are also in full bloom during this season, which makes it a delightful sight.

Hong Kong Safety and Precautionary Measures To Be Undertaken

Here are some safety measures you should take while visiting Hong Kong:

  • Take care of your essential documents such as passport, flight tickets, credit cards, etc

  • Buy stuff from a legitimate and trusted source

  • Avoid being a part of protests and large gatherings. Don't video protests or take photographs

  • Don't carry dangerous items such as fireworks, arms, rough diamonds, endangered species, etc

  • Don't accept food or drinks from strangers

List of International Airports in Hong Kong

The Hong Kong International Airport is the only international airport in Hong Kong catering to tourists across the globe. The airport’s address is 1 Sky Plaza Rd, Chek Lap Kok.

Popular Destinations in Hong Kong

Here are some popular destinations in Hong Kong that should be on your list:

  • Hong Kong Disneyland: A must-visit, Hong Kong's Disneyland has several attractions like Orbitron, Dumbo the Flying Elephant, Mad Hatter Tea Cups, Cinderella Carousel, etc.

  • Big Buddha: The Big Buddha statue, made of Bronze, can be reached by climbing 268 steps.

  • Victoria Peak: One of Hong Kong's most famous tourist destinations, it offers a spectacular view of the city.

Things to Do in Hong Kong

Here are some other things you can do in Hong Kong:

  • Wander through Temple Street Night Market: Discover local street food, shop for souvenirs, and experience the vibrant atmosphere of this bustling market.

  • Take a Star Ferry Ride:Enjoy a scenic boat ride across Victoria Harbour, offering breathtaking views of Hong Kong Island and Kowloon.

  • Hike Dragon’s Back Trail:This popular trail offers scenic coastal views, lush greenery, and a refreshing escape from the city.

List of Well-known Indian Restaurants in Hong Kong

If you want to taste delightful Indian cuisine, you can visit these well-known Indian restaurants in Hong Kong:

  • Manakamana Nepali Restaurant at 107 Temple St, Jordan, Hong Kong

  • Bombay Dreams at 1/F, Winning Centre, 46 Wyndham St, Central

  • Sangeetha Vegetarian Restaurant, Hong Kong at Wing On Plaza, UG 1-4 & 31, 62 Mody Rd, Tsim Sha Tsui

  • SARAVANA - Pure Vegetarian at Shop 105, 1/F, Chung King Mansion, 36-44 Nathan Rd, Tsim Sha Tsui

Local Law and Etiquette in
Hong Kong

When in Hong Kong, make sure to:

  • Avoid loud and obtrusive public behaviour

  • Avoid expressing your opinions freely to strangers

  • Not to have prolonged eye contact during greetings

  • Smoke in only designated areas

  • Bring gifts when invited to someone's home

  • Gift the recipient with two hands

  • Wait to be told where to sit

  • Not to wink at someone

Indian Embassies in Hong Kong

If you are an Indian national and get stuck in Hong Kong for any reason or need urgent help, you can contact the Indian consulate at:

Address: Unit A, 16th Floor
United Centre
95 Queensway
Admiralty
Hong Kong

Phone: (852) 3970 9900

Fax: (852) 2866 4124

Working hours: 9:00 hrs to 17:30 hrs, Monday to Friday, except holidays

International Travel Insurance for Most Visited Countries

International travel insurance can come in handy during unforeseen circumstances during your visit to these countries, which are some of the most visited nations in the world, flocked by thousands of tourists each year:

  • France

  • USA

  • Spain

  • China

  • Italy

  • Turkey

  • Mexico

  • Thailand

  • Germany

  • United Kingdom

  • Switzerland

  • Egypt

  • Australia

  • Cambodia

  • Sweden

  • Philippines

List of Countries Where Travel Insurance Is Mandatory

Travel insurance should be your top consideration when you visit a foreign country. Some countries where it is mandatory are as follows:

  • Germany

  • Poland

  • Greece

  • Norway

  • Israel

  • Turkey

  • Jordan

  • Romania

  • Singapore

  • Qatar

  • Saudi Arabia

  • Laos

  • Russia

  • Portugal

  • Sweden

  • Switzerland

  • Slovakia

  • Slovenia

Even if not, buying travel insurance is recommended for your peace of mind.

Frequently Asked Questions About
Hong Kong Travel Insurance

Do I need travel health insurance for Hong Kong?

Having travel health insurance is recommended as it can help you meet medical expenses in case you need hospitalisation due to any illness or ailment.

Can I purchase travel insurance for Hong Kong from India after I have already booked my trip?

Yes, you can purchase travel insurance for Hong Kong from India after booking your trip. Make sure to compare different plans and choose the one that best fits your needs.

What is the eligibility criterion to buy Hong Kong travel insurance for visitors?

While specific eligibility criteria may vary across insurers, you need to hold a valid passport and should be of a minimum age as specified by your insurer. Also, you need to disclose any pre-existing medical conditions.

Disclaimers

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ICICI Lombard General Insurance Company Limited,

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025.

Reg. No.115

Fax no - 022 61961323

Contact - 1800 2666

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ICICI Lombard General Insurance Company Ltd. is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. CIN: L67200MH2000PLC129408

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