Travel Insurance For Netherlands From India 2025

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Travel Insurance for The Netherlands

There's nothing more captivating than wandering the streets of a charming European country, where art, culture, and rich history are around every corner. The windmill-dotted landscape, the canals that weave through quaint towns, and the beautiful tulip fields make the Netherlands a paradise for travellers. But there is more to this country, from Dutch delicacies to artistic treasures.

Key Features of Netherlands Travel Insurance

Age-independent Coverage

Planning a trip in your golden years while dealing with health concerns? Relax — we've got you covered. Our TripSecure+ plan provides comprehensive travel coverage for ages 0 to 80.

Cashless Facility

Stuck with medical bills in the Netherlands and short on funds? No worries! We offer cashless treatment at partner hospitals abroad.

Cruise Coverage

Planning an exploration of canals on a cruise with your partner? But what if it gets cancelled or you fall ill on board — don't worry; we have got you covered.

Quick Claims

Faced with a challenge while exploring the Netherlands? Just reach for your smartphone, open the ILTakeCare App, and make your claim request instantly.

Customised Coverage

We know that each traveller has his/her own preferences. With us, you can adjust your policy’s coverage and only pay for what matters most to you.

Types of Travel Insurance for the Netherlands

Single-trip Travel Insurance

After a busy year of work, you finally spare a few days to explore an international destination. This time, it is the Netherlands. As you plan the trip, travel worry-free with our single-trip travel insurance. From the moment you book your flights until you return home, you will have coverage against over 50 unexpected events.

Multi-trip Travel Insurance

If work commitments or a love for the Netherlands have you travel there multiple times a year, our multi-trip insurance is perfect. It offers year-round protection, covering all your trips within a 365-day period. Plus, it saves you the hassle of repurchasing a policy for each journey, letting you focus on what matters most — your travels.

Benefits of Buying Travel Insurance for the Netherlands

1Medical Benefits

While health issues can strike at any time, travel insurance ensures your trip continues smoothly by covering medical treatment, evacuation, and dental emergencies.
2Car Rental Benefit

Renting a car to see the Netherlands’ sights? With our rental car coverage, we will take care of the repair and replacement costs in case of damage.
3Luggage Benefits

Lost or delayed luggage can disrupt your travel plans. With our travel insurance, you won’t face out-of-pocket expenses while waiting for your belongings.

What's Covered under Travel Insurance for The Netherlands from India

Inclusions
Exclusions

Baggage Cover

Losing your luggage, having it delayed, or finding it damaged upon arrival in the Netherlands can be a real setback. We provide coverage to make the financial side of these situations much easier to handle.
Adventure Sports

The Netherlands offers many extreme activities, such as bungee jumping, zip lining, and sailing, and the risk of injury is always present. With us, you get coverage for such incidents as well.
Trip Cancellation

You are all set to board your flight to the Netherlands when you slip and injure yourself, or maybe a family member falls ill, and you can’t leave him/her alone. In these unexpected scenarios, we will cover your non-refundable trip expenses.

Trip Interruption

If a severe injury or any other unavoidable situation requires you to curtail your trip and fly back to India, we will compensate for the remaining prepaid booking amounts and pay for the return flight ticket cost.
Hotel Stay Extension

If circumstances such as a medical emergency, political unrest, flight schedule changes or cancellations, or any terrorist event require you to extend your stay, we will cover the actual lodging expenses as long as the room type remains similar to the one originally booked.

Injuries linked to criminal actions are not eligible for claim processing.
Claims are not admissible if you stay in the Netherlands beyond 90 days on an immigrant visa.
Incidents due to conflict, rebellion, or radiation contamination are not eligible for claims.
Travel insurance does not cover expenses for elective procedures like cosmetic surgeries, dental implants, or other non-emergency medical treatments.

Claims linked to venereal diseases, depression, or stress are not covered.
If your claim amount is lower than the deductible specified in your policy, the insurer will not cover it.
Coverage will be void if injuries result from self-inflicted harm or substance misuse.

Policy documents:

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What is Travel Health Insurance for The Netherlands

Nothing is more frustrating than falling sick while travelling to the Netherlands. Such situations disrupt your itinerary and drain you financially when seeking medical treatment abroad. This is where medical coverage in your travel insurance plan becomes essential. Your insurer will cover hospitalisation expenses, pharmacy bills, and other related charges.

If you are in a place where there are no proper healthcare facilities, the insurer will arrange for medical evacuation and cover the associated costs. In the unfortunate event of death, expenses related to the repatriation of the policyholder’s mortal remains are also covered.

The insurer extends medical coverage to dental injuries sustained while exploring the Netherlands. It’s important to mention that if you have a pre-existing illness that worsens during your trip and you are covered under ICICI Lombard TripSecure+, such conditions are included as well. Additionally, by investing in an add-on, you can obtain coverage for injuries sustained from adventurous sports.

Interesting Facts About the Netherlands

Dutchmen, with an average height of 183 cm (i.e., 6 feet), are considered the tallest in the world.
Also known as the "flower shop of the world," the Netherlands is the largest exporter of flowers, especially tulips.
You may be surprised that Amsterdam, or the “Venice of the North”, alone has over 1,200 bridges connecting 165 canals.
Almost one-third of the country is below sea level, making it one of the most low-lying countries in Europe.
Since the Netherlands is a low-lying country, it is built on over a million wooden poles.
Home delivery for childbirth is still a popular practice in the Netherlands, with older data suggesting around 30% of women follow this tradition.

The Dutch prefer cycling over vehicles with heavy engines. On average, you will find at least two bicycles per family in the country.
The Drie Gezusters pub in Groningen, which is also a national heritage site, holds the title of the largest pub in Europe.
The Dutch national anthem, Wilhelmus, is considered the oldest national anthem in the world, dating back to around the 1570s.
The Dutch invented the stock exchange, with the first exchange established in 1602 by the Dutch East India Company.
The Dutch generally prefer a balanced work-life approach, with nearly 75% of their population working part-time.

Visa Procedure for the Netherlands

1 Determine the type of visa you need. You can choose from business, tourist, or student visas.
2 Schedule an appointment at your city's VFS Global application centre.
3 Attend the appointment on the scheduled date, complete the biometrics procedure, and submit your application form along with the required documents.
4 Pay the visa application fee, which may vary depending on your selected visa type.
5 Once your visa application is processed, you will receive it at your provided address.

Documents Required For The Netherlands Tourist Visa

A duly filled and signed Schengen visa application form.

A Passport valid for at least 90 days beyond your stay, with a minimum of two blank pages. Authorities may also request copies of previous visas (if applicable).

Passport-sized photographs with a width of 35 mm and a height of 45 mm against a plain white background with no patterns

Supporting documents for round-trip flight reservations, proof of accommodation, and an invitation letter from a friend or relative in the Netherlands (if applicable)

A travel insurance policy with a minimum medical coverage of €30,000

A bank account statement for the previous three months, along with salary slips, to demonstrate your financial capability

Proof of civil status, such as a marriage certificate

If your visit is related to a medical emergency, documentation confirming your illness and an appointment letter from a Dutch hospital are required.

Best Time To Visit the Netherlands

Spring

The Netherlands experiences spring between March and May, with temperatures ranging from 12°C to 20°C. During these months, you can explore vibrant tulip fields, especially at Keukenhof Gardens, as well as visit street markets and admire architectural marvels.

Autumn

Autumn in the Netherlands begins in September and lasts until November, with temperatures fluctuating between 14°C and 18°C. You could think of autumn in the Netherlands as a season filled with cultural events, including jazz, opera, and ballet performances.

Netherlands Safety And Precautionary Measures To Be Undertaken

Avoid standing too close to the edges of the canals, especially at night. Keep a safe distance when taking photos or walking, as falls into canals are not uncommon.
A basic first aid kit with essentials like band-aids, antiseptic, and pain relievers is useful for minor injuries, especially if you are cycling.
Save emergency contact numbers like 112 (emergency hotline) and the local embassy number on your phone.
The Dutch value quiet and order, especially in residential areas. Keep noise levels low, follow queuing norms, and avoid jaywalking, as such behaviour is considered disrespectful and could result in fines.
Most locals speak English, but learning basic Dutch phrases can be helpful in emergencies. Knowing how to ask for help or directions can ease communication with locals in less touristy areas.
Parking bicycles in non-designated areas can result in fines or even impounding your bike. Use designated bike racks, especially in busy urban areas.
While violent crime is rare, flashing large amounts of cash can attract attention. Use credit or debit cards whenever possible.

List of International Airports in the Netherlands

International Airports	Address
Amsterdam Airport Schiphol (AMS)	1118 CP Schiphol
Eindhoven Airport (EIN)	Luchthavenweg 25, 5657 EA Eindhoven
Maastricht Aachen Airport (MST)	Vliegveldweg 90, 6199 AD Maastricht Airport
Groningen Airport (GRQ)	Machlaan 14A, 9761 TK Eelde
Rotterdam The Hague Airport (RTM)	Rotterdam Airportplein 60, 3045 AP Rotterdam
Flamingo International Airport (BON)	Plasa Medardo SV Thielman 1 Kralendijk, Caribbean Netherlands

Popular Destinations in the Netherlands

Amsterdam

The trip to the Netherlands begins with this historic capital city. Take a boat tour to explore the canals, visit the Anne Frank House, wander around Dam Square, and learn about the country’s past at the Van Gogh Museum and the Rijksmuseum.
Rotterdam

Rotterdam is not only famous for its modern architecture but is also a paradise for food lovers. While here, explore the Maritime Museum, Erasmus Bridge, Euromast Tower, and Cube Houses. For a culinary treat, head to Markthal.
The Hague (Den Haag)

The Hague holds significant political importance. The city is home to the Mauritshuis Museum, Peace Palace, and the Binnenhof. You can also enjoy a seaside escape at Scheveningen Beach, or if you have extra time, visit Madurodam to see a miniature version of the Netherlands.
Utrecht

The highlights of Utrecht include its canal wharfs and the Dom Tower. You can also visit the Rietveld Schröder House and the Central Museum. For a different experience, enjoy the café culture or explore the historic city centre.
Eindhoven

Eindhoven shines as a technology and design centre of the Netherlands. It houses noted attractions like the Van Abbemuseum, Philips Museum, and the Strijp-S district. The city is also famous for its nightlife.
Breda

If you are in Breda, the Begijnhof, Grote Kerk, and the Breda Castle should be on your travel bucket list. You can also stroll through Valkenberg Park and relax in one of the many lively cafes and bars.
Arnhem

WWII landmarks such as the Airborne Museum and John Frost Bridge in Arnhem attract history buffs, while Burgers’ Zoo and the Open Air Museum offer family-friendly fun.
Den Bosch

Den Bosch, officially known as 's-Hertogenbosch, is another charming city. You can explore the Gothic architecture of St. John’s Cathedral, visit the Noordbrabants Museum, and go for a boat tour through the Binnendieze canals. For art enthusiasts, the city has the Jheronimus Bosch Art Center. Don’t forget to try Bossche Bol, a delicious chocolate pastry here.

Zwolle

Zwolle beautifully blends history with modernity, from the medieval Sassenpoort gate to the impressive Peperbus tower, giving visitors a taste of its storied past. If you are an art lover, you will appreciate Museum de Fundatie’s contemporary exhibitions. If you are travelling with your child, a dinosaur-themed park called Dinoland is recommended.
Leeuwarden

Leeuwarden, Friesland’s capital, is known for attractions like the Oldehove Leaning Tower, the Fries Museum, and its historic city centre.
Maastricht

Maastricht is distinguished by its medieval architecture, the grand Basilica of Saint Servatius, and the intriguing St. Pietersberg caves. The Vrijthof Square, vibrant with cafes and events, and the Bonnefanten Museum, which presents contemporary art, add to its allure.
Haarlem

Haarlem is just a short train ride from Amsterdam. You can explore historic architecture, like the iconic Grote Kerk, stroll along scenic canals, and enjoy the city's renowned art scene at the Frans Hals Museum. Haarlem's boutique shops and cosy cafes add extra charm.
Groningen

Groningen is known for its cultural scene. Top attractions include the Groninger Museum, known for its contemporary art, and the iconic Martinitoren, a medieval church tower with panoramic city views. The city’s student population adds youthful flair, filling cosy cafes, pubs, and music venues.
Leiden

Leiden is home to the country’s oldest university. It also has iconic places like the Museum of Antiquities and the Botanical Gardens, where the tulip industry began. You can also explore the 17th-century De Valk Windmill Museum or relax in Hortus Botanicus.
Delft

Delft noted top attractions include the stunning Nieuwe Kerk (New Church), with its unique tower, and the Vermeer Centre, dedicated to the famous painter. You can also explore the Delftware pottery at the Royal Delft factory, stroll through Oostpoort (East Gate), and visit the charming Delft Market Square.

Things To Do In the Netherlands

Want to travel back to the 18th and 19th centuries? Drive to Zaanse Schans. The towering barns, traditional wooden houses, and working mills will make you fall in love with this place.
If you are not faint-hearted, visit the Torture Museum. This place takes you back in time, showcasing how rebels and prisoners were punished in the past.
Visit Micropia in Amsterdam, the first zoo dedicated to showcasing the microbes around us.

For a rich cultural experience, there’s nothing better than the National Museum in Amsterdam’s Museumplein. The museum has 250 rooms with a collection of 5,000 paintings and 35,000 books.
If you plan a visit around April, you will find Amsterdam alive with the celebrations of King’s Day.
The Houseboat Museum is something you must not miss. Board the Hendrika Maria boat to explore the canals while learning about the evolution of boat culture in the Netherlands.

List of Well-Known Indian Restaurants in the Netherlands

Shah Jahan

1e Anjeliersdwarsstraat 18, 1015 NR Amsterdam
Taj Indian

Marie Heinekenplein 1, 1072 MH Amsterdam
Koh-I-Noor

Wester Market 29 Near Anne Frank Huis, 1016 DJ Amsterdam
91 Spices

Gelderseplein 46, 4011 WZ Rotterdam
Atithi Indian Restaurant

Vasteland 5A 3011 BJ Rotterdam
55 Bombay Street

Dominee Jan Scharpstraat 298,Unit 55 3011 GZ Rotterdam
Curry’s Kralingen

Oudedijk 152 3061 AP Rotterdam
Bay’s Dreams

Dr Lelykade 222B| 2583 Cp, Scheveningen
Ashoka Restaurant

Spuistraat 54D, 1012 TV
What’s Up India

Eendrachtsweg 27 | B-be 3012 LB Rotterdam

Local Law And Etiquette In the Netherlands

When invited for dinner, wait for the host to be seated first. It is polite to finish everything on your plate.
If you are dining out at a restaurant, don’t be surprised if you are asked to split the bill, as it is a common practice here.
While tipping is not mandatory, leaving 5-10% of the bill amount is generally appreciated.

In formal introductions, a handshake combined with eye contact is the norm. Between friends, three-cheek kisses, alternating sides, are a popular custom.
Always carry a valid ID with you. Police may request identification, and not having it could result in a fine.
While you can legally consume cannabis in designated coffee shops, possessing more than 5 grams or using it beyond these establishments is not permitted.

Indian Embassy in the Netherlands

Hague

Embassy of India

Website: https://indianembassynetherlands.gov.in/

Address: Buitenrustweg 2
2517 KD The Hague
Netherlands

List Of Countries Where Travel Insurance Is Mandatory

Russia	Cuba	Portugal	Norway	Hungary
Turkey	Qatar	Australia	Denmark	Bulgaria
UAE	Belgium	Germany	Malta	Netherlands
France	Switzerland	Czech Republic	Sweden	Latvia
Lithuania	Finland	Spain	Estonia	Romanian
Slovenia	Liechtenstein	Poland	Iceland	-
Italy	Greece	Luxembourg	Slovakia	-

Frequently Asked Questions About
Netherlands Travel Insurance

Do I need travel health insurance for the Netherlands?

If you are travelling from India to the Netherlands, travel health insurance is compulsory for a Schengen visa application. It must include a minimum of €30,000 in medical coverage.

Can I purchase travel insurance for the Netherlands from India after I have already booked my trip?

Yes, you can arrange for travel insurance any time before your departure.

What is the eligibility criterion to buy Netherlands travel insurance for visitors?

ICICI Lombard provides travel insurance coverage for individuals aged 0 to 80 and offers family plans as well.

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Travel Insurance for Netherlands