Travel Insurance For Sri Lanka From India 2025
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Introduction

Travel Insurance for Sri Lanka

Imagine walking along golden beaches with the sound of waves crashing in the background or trekking through lush green tea plantations that seem to go on forever. The rich history, the fascinating culture, the friendly locals, and the mouth-watering cuisine make Sri Lanka a dream destination for every traveller.

Key Features of Sri Lanka Travel Insurance

Age-independent Coverage

Planning a getaway in your old age can be challenging, especially if you have multiple health conditions. However, with our TripSecure+ plan, which offers coverage for those aged 0 to 80 years, you can explore Sri Lanka without any hassle.

Cashless Facility

Struggling to cover unexpected medical expenses? Don’t panic — get top-notch medical care at our partner hospitals without touching your wallet.

Customised Coverage

Your travel style is uniquely yours, and we are here to support that. Tailor your coverage with us and spend only on what’s most valuable for your trip.

Quick Claims

Unexpected events can happen at any time, but they should not ruin your trip. That is where, with our ILTakeCare App, you can easily submit claims anytime, keeping your journey stress-free all year round.

Cruise Coverage

Getting ready for a scenic lake view on the cruise? Go ahead with full excitement; if anything, like a cancellation or illness, stands in your way, our support is just a call away.

Types of Travel Insurance for Sri Lanka

Single-trip travel insurance

Single-trip Travel Insurance

After a year of hard work, you have finally carved out time for an international vacation to Sri Lanka. With our single-trip travel insurance, you can travel worry-free — from booking your flights to arriving back home, with coverage for over 50 unexpected events.

Multi-trip travel insurance

Multi-trip Travel Insurance

If work commitments or love for Sri Lanka have you travel there multiple times a year, our multi-trip insurance is perfect. It offers year-round protection, covering all your trips within a 365-day period. Plus, it saves you the hassle of buying a policy for each journey, letting you focus on what matters most — your travels.

Benefits of Buying Travel Insurance for Australia

Benefits of Buying Travel Insurance Sri Lanka

  • 1Medical Benefits

    Health problems can catch you off guard, but travel insurance is here to help — covering everything from treatment to emergency evacuation and dental needs to ensure your trip remains stress-free.

  • 2Car Rental Benefit

    Ready to drive through Sri Lanka? With our rental car coverage, you can cruise with peace of mind, knowing repair or replacement costs are covered if damage occurs.

  • 3Luggage Benefits

    Unexpected luggage delays are no longer a concern. With our travel insurance, you will be reimbursed for any necessary expenses you incur, ensuring your travel plans remain unaffected while your bags are being delivered.

What's Covered under Travel Insurance for Sri Lanka from India

  • Inclusions
  • Exclusions

  • Baggage Cover

    Lost, delayed, or damaged luggage can be a travel nightmare in Sri Lanka. Our coverage helps you handle the financial side of these mishaps, letting you focus on enjoying your trip.

  • Trip Cancellation

    Travel disruptions, from personal injury to family emergencies, can derail your plans. Our coverage steps in to take care of non-refundable expenses so you are not left financially burdened.

  • Trip Interruption

    If you need to fly back to India early due to an injury or family emergency, we will reimburse the costs for unused bookings and cover your return flight expenses.

  • Hotel Stay Extension

    Whether it is a medical emergency or a flight schedule change, if you need to stay longer, we will ensure your lodging expenses are covered as long as the room type is comparable to the one initially booked.

  • Adventure Sports

    Regardless of the extreme sport you choose to participate in, if you sustain an injury, we will cover the medical treatment bills.

  • Events arising from military action, rebellion, or radiation hazards are subject to the policy’s exclusions.

  • Coverage does not include claims for venereal diseases, mental disorders, or stress.

  • If the injury arises from a criminal offence, it will not be eligible for a claim.

  • Self-inflicted injuries or those due to substance misuse are not eligible for claims.

  • Travel insurance excludes non-essential treatments, like cosmetic surgery or dental procedures (unless related to an accident sustained on a trip)

  • Claims below the deductible set in your policy are subject to rejection.

Policy documents:

How to Buy The Best Travel Insurance for Sri Lanka Online?

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What is Travel Health Insurance

What is Travel Health Insurance for Sri Lanka

Have you ever imagined a situation where, after all your planning, you arrive in Sri Lanka but fall ill due to the different climatic conditions and food? This is where travel health insurance comes to the rescue. With our coverage, you are protected from hospitalisation, pharmacy expenses, and other necessary medical costs.

That’s not all — many remote locations in Sri Lanka lack proper medical facilities. If you find yourself in one of these areas with poor health, we will arrange for medical evacuation and cover the associated charges. In the unfortunate event of the policyholder’s death, expenses related to the repatriation of mortal remains are also covered.

At ICICI Lombard, we also provide coverage for compassionate visits to ensure that if your condition worsens, a family member can be by your side to take care of you.

Interesting Facts About Sri Lanka

  • Although cricket is the most celebrated sport in the country, the national sport of Sri Lanka is volleyball.

  • Under British rule, Sri Lanka was called Ceylon, and only after becoming a Republic did it receive its present name.

  • Sri Lanka has diverse fauna, with over 227 species of birds, 123 mammals, 178 reptiles, and 122 species of amphibians.

  • Sri Lanka is the third-largest tea exporter in the world, after China and Kenya.

  • Sri Lanka’s national flag is among the oldest in the world, with roots tracing back to the 5th century when Prince Vijaya founded the country.

  • Sri Lanka has the world’s oldest known tree planted by humans. Followers of Gautama Buddha planted the Jaya Sri Maha Bodhi in 288 BC in Anuradhapura’s Mahamewna Gardens.

  • In 2016, WHO declared this country free from Malaria, so you don't have to worry much about mosquitos troubling you.

  • The remains of Balangoda Man reveal that humans have lived in Sri Lanka for over 35,000 years.

  • The origins of cinnamon trace back to Sri Lanka, with records showing that Egyptians discovered it around 2000 BC

  • With a literacy rate of 92%, Sri Lanka has the highest literacy rate in all of South Asia.

Visa Procedure for Sri Lanka

It is important to mention that Sri Lanka offers visas on arrival for Indians. Here are the steps —

  • 1 Visit the official Electronic Travel Authorisation (ETA) website for Sri Lanka.
  • 2 Choose from the available visa options, such as tourist, transit, or business.
  • 3 Complete the ETA application form with your personal, accommodation, and travel-related details.
  • 4 Pay the required fee for visa processing. The application fee differs depending on the type of visa selected.
  • 5 Once your application is processed, you will receive an ETA approval notice via email. The process may take up to 48 hours.
  • 6 Upon arrival at the airport in Sri Lanka, present the ETA approval notice and other required documents at the immigration counter, where an official will stamp your Passport.

Documents Required For The Sri Lanka Tourist Visa

1

You must have a Passport with at least six months of validity from entering Sri Lanka

2

Two recent passport-sized photographs

3

A copy of your hotel booking receipts, or if you are visiting a friend or relative in Sri Lanka, an invitation letter from them

4

Document detailing your travel itinerary

5

Documents showing you have enough funds to cover your stay and other necessary expenses in Sri Lanka

Best Time To Visit Sri Lanka

December to March

These months are ideal for exploring the south and west coasts. The weather is dry and sunny during this period, making it the perfect time for sightseeing, surfing, and other beach activities. Additionally, in December, the pilgrimage season to Adam’s Peak begins.

April to September

These months are best for exploring Sri Lanka’s east coast. The dry and sunny weather provides ideal conditions to visit places like Batticaloa, Trincomalee, and Arugam Bay. This period also aligns with several local festivals.

Sri Lanka Safety And Precautionary Measures To Be Undertaken

  • Register with the Indian Embassy in Colombo as soon as you arrive. This allows the embassy to contact you in case of an emergency.

  • Book your stay with reputable hotels or homestays known for their safety standards. Read previous guests' reviews to confirm they meet hygiene and safety requirements.

  • Stick to well-populated areas during the evening and avoid venturing out alone at night, especially in isolated locations.

  • If you plan to visit nature reserves or beaches, remember that Sri Lanka has a rich wildlife population. Keep a safe distance from animals.

  • Download offline maps and a translation app for any language barriers you might encounter. This is especially helpful in rural areas where English is less commonly spoken.

  • Choose ATMs in secure, well-lit areas such as malls or inside banks to avoid the risk of card skimming.

List of International Airports in Sri Lanka

International Airports Address
Bandaranaike International Airport 5VJM+3P Katunayake
Ratmalana International Airport New Airport Rd, Dehiwala-Mount Lavinia
Mattala Rajapaksa International Airport 74RC+HG5, Mattala
Jaffna International Airport Q3W8+3X Vasavilan, Palaly
Batticaloa International Airport 570 Trincomalee Highway, Batticaloa

Popular Destinations in Sri Lanka

  • Colombo

    Colombo is not only the capital city of Sri Lanka but also has a rich history and culture. While here, visit the Gangaramaya Temple, known for its Buddhist artefacts. If you want to learn about the country’s past, explore the National Museum. Galle Face Green is perfect for a relaxing walk by the sea, while the Pettah Market offers a taste of local life.

  • Kandy

    Kandy is home to the Temple of the Sacred Tooth Relic, a sacred site for Buddhists worldwide. You can explore Kandy Lake, walk through the Royal Botanical Gardens with its diverse plant species, and experience traditional Kandyan dance performances.

  • Galle

    Galle is famous for its fort, a UNESCO World Heritage Site. While here, you must also visit the Dutch Reformed Church and the Maritime Archaeology Museum. Unawatuna Beach and Jungle Beach are perfect if you are looking for a serene setting.

  • Anuradhapura

    Anuradhapura is a city filled with ancient sites. Key attractions include the sacred Sri Maha Bodhi tree, the Ruwanwelisaya Stupa, and the Abhayagiri Monastery. Besides that, visit the Isurumuniya Temple, famous for its rock carvings.

  • Jaffna

    Jaffna offers many tourist attractions. Start your day by visiting the colonial-era Jaffna Fort. Next, you can see the Nallur Kandaswamy Kovil, a Hindu temple. If you enjoy reading, visit the Jaffna Library. For a relaxing environment, head to the beautiful Casuarina Beach. Don’t miss the iconic Delft Island, known for its wild horses and historical ruins.

  • Trincomalee

    Trincomalee offers several must-visit attractions. Drive to Nilaveli Beach to relax by the sea. You can also visit the Koneswaram Temple, Fort Frederick, or the tranquil Pigeon Island National Park for marine life. Don't miss the hot springs at Kanniya, which are believed to have healing properties./p>

  • Nuwara Eliya

    Famous as "Little England," this place is known for its tea plantations. While here, you can visit Gregory Lake, take a tour of a tea factory, or explore the Botanical Garden.

  • Ella

    For those who enjoy hiking, Ella presents the perfect setting, featuring trails like the Ella Rock trek, the Nine Arches Bridge, and panoramic views from Little Adam's Peak.

  • Sigiriya

    Sigiriya is renowned for its Rock Fortress, a UNESCO World Heritage Site. You can also drive to the Sigiriya Museum or the nearby Pidurangala Rock.

  • Polonnaruwa

    It is another historic city known for its well-preserved ancient ruins. You can explore stunning Buddha statues carved from stone at the Gal Vihara. Visit Parakrama Samudra, a man-made lake, and discover the Sacred Quadrangle.

  • Bentota

    Bentota is a great spot for beach lovers, water sports enthusiasts, and nature explorers. Nearby, you can visit the Bentota River to enjoy river safaris. As a history buff, you can explore Kande Vihara Temple, a historic Buddhist site, and the Lunuganga Estate.

  • Hikkaduwa

    Hikkaduwa is a beautiful coastal town known for its beautiful beaches, lively coral reefs, and laid-back vibe. You can also learn about turtle hatchery at the Sea Turtle Hatchery & Rescue Centre. Nearby, the Tsunami Honganji Vihara stands as a touching tribute to the 2004 tsunami victims.

  • Arugam Bay

    Arugam Bay is a paradise for surfers, with top spots like Main Point. Beyond surfing, visit Pottuvil Lagoon to see local wildlife or stop by the ancient Muhudu Maha Viharaya.

  • Batticaloa

    Known for its tranquil lagoons and colonial heritage, Batticaloa invites visitors to explore its historic fort and Dutch churches and take a boat trip to hear the “singing fish.”

  • Matara

    When in Matara, visit the Star Fort, unwind at Polhena Beach, and explore Weherahena Temple.

Things To Do In Sri Lanka

  • Climb the 5,000 steps to reach Little Adam’s Peak and enjoy the breathtaking sunrise view.

  • Visit the Ramsar-recognised Bundala National Park, home to over 200 species of migratory and native birds.

  • If you are a food enthusiast, be sure to try delicacies made with Sri Lankan crabs.

  • Sail to Ganduwa Island to experience authentic Ceylon cinnamon. You can also purchase it in powdered or oil form. Many nearby islands offer fresh kirala juice made from mangrove apples.

  • Just a 3.5-hour drive from Colombo lies the Kalpitiya Peninsula, where sandy beaches are a paradise for kitesurfing enthusiasts.

  • Camp amidst the misty Haputale mountains.

  • Take a train ride from Colombo’s colonial-era railway station—a must-do experience.

List of Well-Known Indian Restaurants in Sri Lanka

  • Maharaja Palace

    1A Rajakeeya Mawatha, Colombo

  • Kandoori

    17 Charlemont Road, Colombo

  • Indian Summer Restaurant

    42 Horton Place, Colombo

  • Agra Restaurant

    100/10 Sri Lanka Foundation Mawatha, Colombo

  • Spice Coast

    39 A/1 Marine Drive, Colombo

  • Shanmugas

    53/3 Ramakrishna Rd, Colombo

  • Chola Authentic Indian Restaurant

    37 Lily Avenue, Wellawatta, Colombo

  • Amaravathi Restaurant

    No. 2, Mile Post Avenue, Kollupitiya, Colombo

  • Watalappam

    136a Srimath D.B. Jayathilake Mawatha, Dehiwala-Mount Lavinia

  • Chana’s

    A. Silva Mawatha, Colombo 6

  • Bombay Borough

    L1, One Galle Face Mall, Colombo - Galle Main Rd, Colombo

Local Law And Etiquette In Sri Lanka

  • Sri Lanka is usually a Buddhist country and modest clothing is highly appreciated, especially when visiting religious sites.

  • Meet locals with a warm “ayubowan,” meaning “long life,” and join your palms together.

  • Avoid saying “goodbye” as it implies the last meeting; instead, prefer “see you soon.”

  • Ask before taking photos of anyone or anything. If they refuse, respect their wishes.

  • Avoid pointing your index finger, especially toward sacred objects or artworks. It is better to nod with your chin or gesture with a flat, upward-facing palm.

  • Avoid T-shirts or outfits with images of Hindu gods or the Buddha.

  • Avoid using your left hand to touch others, as it may be seen as disrespectful.

Indian Embassy in Sri Lanka

Colombo

High Commission Of India

Address: 36-38 Galle Road,
Colombo-3

List Of Countries Where Travel Insurance Is Mandatory

Russia Cuba Portugal Norway Hungary
Turkey Qatar Australia Denmark Bulgaria
UAE Belgium Germany Malta Netherlands
France Switzerland Czech Republic Sweden Latvia
Lithuania Finland Spain Estonia Romanian
Slovenia Liechtenstein Poland Iceland -
Italy Greece Luxembourg Slovakia -

Frequently Asked Questions About
Sri Lanka Travel Insurance

Do I need travel health insurance for Sri Lanka?

Although a travel insurance plan is not mandatory, it is recommended to ensure complete financial protection against unfortunate events such as loss of Passport, medical emergencies, trip cancellations, and more.

Can I purchase travel insurance for Sri Lanka from India after I have already booked my trip?

Yes, you can purchase a travel insurance plan even after reserving your flight tickets and accommodation.

What is the eligibility criterion to buy Sri Lanka travel insurance for visitors?

With ICICI Lombard, travel insurance is available for individuals aged 0 to 80, and there is an option for family coverage.

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Reg. No.115

Fax no - 022 61961323

Contact - 1800 2666

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ICICI Lombard General Insurance Company Ltd. is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

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