Best Travel Insurance for Iceland from India Online 2025
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Introduction

Travel Insurance for Iceland

A land of dynamic contrasts featuring active volcanoes and vast glaciers, Iceland is a dream destination for adventure seekers and nature enthusiasts. Also referred to as the Land of Fire and Ice, Iceland has stunning landscapes to keep you spellbound. You can experience the midnight sun in summer and immerse yourself in a surreal experience not found elsewhere.

Key Features of Iceland Travel Insurance

Age-independent coverage

Are you worried about planning a holiday due to several health concerns? Relax and plan your holidays since our TripSecure+ Plan offers comprehensive travel coverage for those in the age bracket of 0 to 80.

Cashless Facility

Suppose you are caught in a medical emergency while touring Iceland. Do not be stressed about your budget since our partner hospitals abroad offer hassle-free, cashless treatment.

Cruise Coverage

While on a whale-watching or lagoon cruise in Iceland, you should not have to worry about the cruise getting cancelled or you falling sick on board. We have got you covered for these possibilities.

Quick Claims

While touring Iceland, unexpected travel-related mishaps can be a spoilsport. No need to worry; You can file a claim easily using our ILTakeCare App. Pull out your smartphone, open the app, and file your claim request by following easy instructions. Our team will review and process the claim as soon as possible.

Customised Coverage

We know your unique needs and preferences, so you do not have to pay for what you don't need. Easily customise your coverage according to your preferences and pay only for what you want.

Types of Travel Insurance for Iceland

Single-trip travel insurance

Single-trip Insurance

The adventure seeker in you won't let you stop, and this time, you have decided to go snowmobiling in Iceland. Our single-trip insurance covers more than 50 incidents from when you leave home to when you are back so that you can travel stress-free.

Multi-trip travel insurance

Multi-trip Insurance

You may have to travel more than once to Iceland on business trips, or Iceland’s charm makes you plan multiple trips to this place in a year. So, if you are gearing up for several trips to Iceland over the next 365 days, our multi-trip insurance is the best for you. It will also save you the hassle of buying travel insurance every time you plan a trip to Iceland.

Benefits of Buying Travel Insurance for Iceland

  • 1Medical Benefits

    Even if an unexpected health issue arises, you can relax since you are covered. Your trip will continue as the insurance covers treatment, evacuation, dental emergencies, and more.

  • 2Car Rental Benefits

    Are you renting a car to explore Iceland and its iconic sights? Travel free from worries since your vehicle is covered for repairs and replacement if it sustains any damage.

  • 3Extensive Coverage

    TripSecure+ offers extensive protection covering everything from high-risk adventure sports to pre-existing medical conditions. It ensures that you have the most comprehensive coverage no matter what type of trip you are taking.

What’s Covered Under Travel Insurance for Iceland from India

  • Inclusions
  • Exclusions
  • Baggage Cover

    Losing your baggage or its delayed arrival in Iceland can be frustrating. It can be even depressing to find your baggage damaged in transit. However, there is no need to worry since travel insurance for Iceland covers the financial impact of such situations.

  • Adventure Sports

    An Iceland tour is incomplete without adventure sports like glacier hiking and snowmobiling. And a chance of injury always remains. However, the adventure seeker in you should not be discouraged. So, we provide financial coverage for injuries caused during adventure activities.

  • Trip Cancellation

    If you need to cancel your trip due to an injury or a family member’s demise, we will cover the non-refundable expenses.

  • Trip Interruption

    What if you suffered a severe injury while exploring Iceland and had to cut your trip short? In that case, we cover your remaining prepaid bookings and the cost of a return flight to India.

  • Extended Stay

    Suppose a medical emergency, a political crisis, or terrorist activity leads to flight rescheduling or cancellation and requires you to extend your stay. We will cover your lodging expenses, given that the room type remains the same as the one initially booked.

  • Claims are not admissible when someone sustains an injury while involved in criminal activities.

  • You cannot claim for any covered incidents while on an immigrant visa and having overstayed your 90-day period timeframe.

  • Your policy will be void if you sustained an injury in an attempt to inflict self-harm or in an intoxicated state.

  • The insurance claim does not cover claims related to venereal disease, stress, or depression.

  • Claims are not admissible for events caused due to a rebellion, riot, war, nuclear radiation, or contamination.

How to Buy the Best Travel Insurance for Iceland Online

Just say bye to long queues or loads of paperwork and get your trip secured in four simple steps to receive instant coverage. To obtain holiday insurance for Iceland, follow these steps:

  • Share

    Receive an instant quote soon after sharing your basic information and contact details here.

  • Pick

    Choose the plan that fits your needs.

  • Pay

    Confidently complete the payment through our secure gateway.

  • Policy

    Get instant coverage for your trip to Iceland.

What is Travel Health Insurance

What is Travel Health Insurance for Iceland?

Iceland is an incredibly charming dream destination, but many people do not find the local weather agreeable to their health and fall sick. Medical treatment in a foreign country can hurt your travel budget. In such situations, travel health insurance comes in handy.

If you need to be hospitalised, the insurer covers the medical bills. If your situation becomes worse and a dear one is needed by your side, the insurer will also pay for the travel expenses of one immediate family member.

If you need medical services and find yourself stranded in a location lacking essential healthcare facilities, the insurer will arrange for urgent medical evacuation and cover all the related expenses.

Travel health insurance also covers the medical expenses of dental injuries you may sustain while exploring one of the hidden spots in Iceland.

You do not have to worry if a pre-existing medical condition flares up while you are touring Iceland since, with a TripSecure+ plan, medical coverage is extended to such conditions.

Interesting Facts About Iceland

  • Icelandic kids do not have a Santa, but thirteen Yule Lads visit them over 13 nights leading up to Christmas Eve; each Yule Lad has a unique name, personality, and quirks.

  • Icelanders are book lovers. Iceland has been publishing books at the highest per capita rate for several years. They also have a special book-giving holiday on Christmas Eve known as Christmas Book Flood.

  • Iceland has no army, navy, or air force and depends solely on NATO for its protection. However, it has a coast guard to protect fishermen and sailors.

  • Iceland is among the safest countries in the world, having one of the lowest crime rates. It has been among the top in the list of the safest countries for over a decade.

  • Iceland is famous as the "Land of Fire and Ice" due to its striking combination of glaciers and active volcanoes.

  • Iceland is home to Europe's largest glacier, the ‘Vatnajokull Glacier’, which has a surface area of around 8,100 square kilometres and covers around 8% of Iceland's landmass.

  • Red, white, and blue are the national colours of Iceland that also appear on its national flag. Red represents the volcanoes and fire, white represents the icy terrains, and blue represents the Atlantic Ocean.

  • Icelanders do not have family surnames but instead use patronymic last names based on their parents' first names.

  • Iceland depends almost 100% on renewable energy sources with hydroelectric dams accounting for 73% of its electricity source and the rest 27% coming from geothermal power plants.

  • The island country sits on the mid-Atlantic Ridge. The North American and Eurasian tectonic plates are moving away along the mid-Atlantic Ridge.

Visa Procedure for Iceland

  • 1 Decide on the type of visa you need. You can select from business and tourist visas as well as other visa types based on your purpose of visit.
  • 2 Fill out your Iceland Schengen visa application form online.
  • 3 After filling out the visa form, book an appointment at a visa application centre to have your biometric information taken.
  • 4 Pay the visa fee. The visa fee for Indian adults is INR 8,076, which you can also pay at the application centre.
  • 5 Visit the visa application centre for your scheduled appointment.
  • 6 Once the visa application decision is made, collect your documents from the visa application centre.

Documents Required for The Iceland Tourist Visa

1

Your Passport must be valid for at least three months from your departure date after the planned trip with at least two blank pages.

2

Filled out application form printed and signed by the applicant

3

A recent passport-sized photograph with a white background and of 3.5 X 4.5 cm dimension

4

Travel medical insurance that includes a minimum coverage of €30,000 and is valid for all Schengen countries.

5

A copy of round trip or return flight tickets

6

Proof of accommodation like a hotel reservation; if you are staying with family or friends, proof of sponsorship or private accommodation from the host is needed.

7

A bank statement of the previous three months with the applicant's name duly signed and stamped by the bank

8

A cover letter containing the purpose and duration of your visit in brief

Best Time to Visit Iceland

Summer

Summer is the most suitable time to visit Iceland when the weather is pleasant and comfortable. Days are long and sunny, making June to August ideal for hiking and sightseeing. Summer festivals are also held in Iceland during this period, and you can enjoy lots of outdoor activities. The average temperatures in summer range from 10°C to 13°C.

Spring

Spring (April to May) is also a great time to tour Iceland and go whale watching or observe the migrating birds like puffins. The average temperature of Iceland in spring is around 0 to 7°C. Spring is also a great time to see the blooming flora in Iceland or enjoy Golden Circle tours. However, Iceland experiences more rain in spring and fall than other seasons.

Iceland Safety and Precautionary Measures to be Undertaken

  • Iceland has a healthcare centre and a doctor on call in every major town.

  • Although Reykjavik is a very friendly and safe capital city, it is recommended not to keep valuables in your car overnight to stay safe from petty thefts. Don't leave your personal belongings unattended in bars or cafes.

  • Maintain a safe distance from the beach shorelines due to the risk of sneaker waves.

  • When in rural areas, do not climb on icebergs, even on beaches.

  • Unless on an excursion guided by a professional, do not walk on or inside a glacier.

  • Before embarking on a long drive, check out the weather and road conditions.

  • Indian driving licences are valid in Iceland, but please note that they drive on the right-hand side here.

  • Do not stop your car in the middle of the road, but park only in designated areas.

List of International Airports in Iceland

International Airports Address
Keflavik International Airport 235, Iceland
Akureyri International Airport Uroargil 15, 600 Akureyri, Iceland

Popular Destinations in Iceland

  • Reykjavik

    Iceland's vibrant capital city and cultural hub is a striking mix of modern design and Nordic charm. In Reykjavik, you can appreciate the unique architecture of Hallgrimskirkja Church or experience the mesmerising light displays of the Harpa concert hall. To take a deep dive into the history and culture of Iceland, go to the National Museum of Iceland in Reykjavik.

  • Golden Circle

    Golden Circle is a classic route covering three iconic sites: the Thingvellir National Park, the Geysir geothermal area, and the Gullfoss waterfall. You cannot miss the Thingvellir National Park, a UNESCO World Heritage Site where the tectonic plates meet. The first Icelandic parliament, the Althing, was established here in 930 AD. The Golden Circle also has the Geysir geothermal area, where the famous geyser Strokkur erupts every few minutes. You will certainly be mesmerised by the scenic beauty of the two-tiered Gullfoss Waterfall.

  • Blue Lagoon

    Another of the most famous attractions of Iceland is the Blue lagoon. Located near the Keflavik International Airport, the geothermal spa is famous for its ethereal milky blue waters. The waters of Blue Lagoon are rich in silica and minerals known to have soothing and healing properties. You can also enjoy premium spa services here and upscale dining at the Lava restaurant. The Blue Lagoon is also famous for its unique setting. Black lava fields surround it, and steam rises from nearby geothermal vents.

  • Jokulsarlon Glacier Lagoon

    The stunning Jokulsarlon Glacier Lagoon is also among the chief attractions of Iceland. The serene glacial lagoon is filled with icebergs of all shapes and sizes. Get on a boat tour and observe the icebergs from close. Another hidden gem nearby is Diamond Beach, where the icebergs wash ashore and glitter against the black sand. If you are a photographer, there are plenty of attractive opportunities here. The lagoon is also a fascinating destination for wildlife enthusiasts who can spot seals lying on the ice and arctic terns flying overhead.

  • Reynisfjara Beach

    Found along the south coast of Iceland, Reynisfjara is among the country's most iconic natural landmarks, famous globally for its black sand beach and basalt columns. Reynisfjara is a must-visit location for anyone travelling along the south coast of Iceland because of its rugged landscape. Beaches like this, formed from volcanic lava, can be found scattered around Iceland. The area's rugged beauty is accentuated by the offshore Reynisdrangar sea stacks rising from the ocean.

  • Vatnajokull National Park

    Vatnajokull National Park, a UNESCO World Heritage Site, is known for its unique combination of glaciers and volcanoes. It is also a great place to check out Iceland's dazzling blue ice caves that form during the winters in the outlet glaciers of Vatnajokull. It is a sprawling park and home to Europe's largest glacier by volume. Other key highlights of Vatnajokull National Park include the Hvannadals Peak (Iceland's highest peak) and Skaftafell, a hiking paradise.

  • Westfjords

    Although remote and less travelled, the Westfjords are among Iceland's most spectacular and awe-inspiring regions. The region is quite unlike any other in Iceland and is known for labyrinthine fjords and untouched landscapes. You must not miss the breathtaking Dynjandi Waterfall here. Rent a car and explore the amazing beauty of Westfjord, where you will come across puffins, guillemots, and razorbills.

  • Akureyri

    Also referred to as Iceland's capital of the north, Akureyri is the second largest settlement after the capital city. It is the gateway to some of North Iceland's most unique and finest experiences, like whale watching, skiing, and a one-of-its-kind spa where you can bathe in beer. Hop on to a boat to explore the nearby islands, Hrisey and Grimsey. Admire the colourful flowers in summer at Akureyri Botanical Gardens.

  • Myvatn Region

    Lake Myvatn is considered one of the most beautiful in Iceland by its locals. Apart from incredible geological features, Lake Myvatn offers a bounty of flora and fauna. It was formed due to a massive basaltic eruption and is surrounded by diverse volcanic landforms of incredible beauty, including lava fields, lava pillars, and hot springs.

Things to Do in Iceland

  • Don't forget to explore the iconic routes of Iceland, like the Golden Circle, Ring Road, and Snaefellsnes Peninsula.

  • Nights are long and dark during winters in Iceland and are ideal for viewing the Northern Lights or Aurora Borealis. You can also experience round-the-clock daylight in summer, which is the perfect time for sightseeing.

  • Do not miss the geysers at the Geysir Geothermal Area. You must relax in hot springs like the Blue Lagoon or Reykjadalur Valley.

  • Remember to immerse yourself in Icelandic culture by visiting the museums of Iceland.

  • Go hiking on Vatnajokull glacier and explore the stunning blue ice caves.

  • Go snorkelling in the crystal clear waters of Silfra fissure at Thingvellir National Park, where the North American and Eurasian tectonic plates meet.

  • When in Iceland, you just can't miss its iconic waterfalls like Seljalandsfoss, Skogafoss, and the powerful Dettifoss. At Seljalandsfoss, you can even take a walk behind the cascade.

  • Visit Reynisfjara, known for its black sand beach and basalt columns, and admire the region’s rugged landscape.

  • You can join whale-watching tours from Husavík, Reykjavik, or Akureyri to observe minke whales, humpback whales, and dolphins.

List of Well-known Indian Restaurants in Iceland

  • Gandhi Indian Restaurant

    Bergstadastraeti 13, Reykjavik 101, Iceland

  • Austur India

    Hverfisgata 56, 101 Reykjavík, Iceland

  • Hradlestin

    Hverfisgata 64a, 101 Reykjavík, Iceland

  • Bombay Bazaar

    Armuli 21, 108 Reykjavík, Iceland

  • Indian Curry House

    Radhustorg 3, Akureyri 600, Iceland

  • Shalimar

    Austurstraeti 4, Reykjavik 101 Iceland

  • Icelandic Street Food

    Laekjargata 8, Reykjavik 101 Iceland

  • Funky Bhangra

    Laekjargata 8, Reykjavik 101 Iceland

  • Indian Food Box

    Langarima 21, Reykjavik 112 Iceland

Local Law and Etiquette in Iceland

  • A handshake with a smile is the customary greeting in Iceland for most people. Close family and friends hug and kiss each other.

  • Most locals in Iceland can speak English. However, you can learn a few Icelandic words. Locals appreciate it if you try to speak Icelandic.

  • Take your shoes off at the door when entering someone’s home.

  • Iceland has strict alcohol laws. Here, the legal drinking age is 20, which is higher than most European nations. Getting intoxicated in the public is a criminal offence in Iceland.

  • Respect nature and do not litter in a protected nature reserve, or you may be fined heavily.

  • Respect Iceland’s local food, customs, and traditions.

Indian Embassy in Iceland

Reykjavik

Embassy of India

Address: Tungata - 7,
101 Reykjavik, Iceland

List Of Countries Where Travel Insurance Is Mandatory

Russia Cuba Portugal Norway Hungary
Turkey Qatar Australia Denmark Bulgaria
UAE Belgium Germany Malta Netherlands
France Switzerland Czech Republic Sweden Latvia
Lithuania Finland Spain Estonia Romanian
Slovenia Liechtenstein Poland Iceland -
Italy Greece Luxembourg Slovakia -

Frequently Asked Questions About
Iceland Travel Insurance

Do I need travel health insurance for Iceland?

Travel health insurance is compulsory for a Schengen Visa Application if you are travelling to Iceland from India. It must include at least €30,000 in medical coverage.

Can I purchase travel insurance for Iceland from India after I have already booked my trip?

Yes, you can purchase travel insurance even after having booked your flights and hotel. However, buying at the earliest is recommended for maximum benefits.

What are the eligibility criteria to buy Iceland travel insurance for visitors?

ICICI Lombard provides travel insurance for those aged between 0 and 80. You can also get a plan for your entire family.

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