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Insurance Article

Buying insurance for travel? Compare travel policies online and select the best cover

January 29 2013

It may offers coverage for medical and financial exigencies which may arise on your overseas trip. The coverage offered for travel insurance differs from one insurance provider to another and varies greatly depending on the type of plan i.e. international travel or students. Thus, it is extremely important to select a travel plan depending on the nature of your trip and coverage offered.

With the multitude of options made available by insurance providers, selecting a good plan may seem like an uphill task. The internet simplifies the process so that you can get quotes and compare travel insurance or compare student travel insurance, depending on your requirements. One major advantage of comparing quotes online is the convenience it offers. With the information readily available on the internet, access becomes easy and can be done whether at home, at work or while travelling through any computing device with internet connectivity. Comparing quotes online will take only a few hours and is certainly less tedious than meeting with insurance agents or travelling to the insurance office especially if you have a busy schedule.

For travel insurance, there may be several plans available for overseas a single return trip or multi-flier trips. The duration and nature of these plans may vary greatly and at times even the extent of coverage differs. For those who travel frequently, the multi-flier trip is most beneficial as you have to make one-time payment (for 1 year duration) and all hassles like policy extension and renewal are done away with. For a return trip, there is generally the option for policy extension and you may carefully compare travel insurance policies so that you gain a better insight in the policy working with respect to policy extension procedure, applicable extension charges.

Student insurance is an absolute necessity for every overseas student and is made mandatory by all foreign universities abroad. Buying a policy on the home soil is not extremely cost effective but also convenient for your child as he need not worry about securing a policy in a foreign land. It is essential to compare student travel insurance and buy an insurance policy which may comes closest to the policy structure mandated by the university in the destination country. ICICI Lombard may offers student medical insurance which may allow you to include additional covers and tailor your student policy as an equivalent to that in the destination country.

Thus, comparing insurance policies will get you access to better coverage so that you are not stressed when faced with a medical or financial exigency abroad.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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