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  • Mukhyamantri Amrutum (MA) Yojana: Eligibility, Coverage, & Benefits

    by mohit bohra | May 05, 2025

    Healthcare expenses can have a huge impact on the finances of low-income families. To address this, the Gujarat government introduced the Mukhyamantri Amrutum Yojana (MA Yojana), a scheme designed to provide underprivileged families with access to quality healthcare without the burden of financial constraints.

    This blog discusses everything related to the scheme and how you can benefit from it.

    What is Mukhyamantri Amrutum Yojana (MA Yojana)?

    The Mukhyamantri Amrutum Yojana (MA Yojana) is an insurance scheme that provides cashless treatment to those facing financial constraints. The coverage includes hospitalisation, surgeries and special treatment.

    Mukhyamantri Amrutum (MA) Yojana: Overview

    The MA Yojana provides quality medical and surgical care at empanelled hospitals to below-poverty line (BPL) families and lower-income groups. Launched in 2012, it aims to provide comprehensive health insurance to underprivileged individuals and families.

    Features and benefits of Mukhyamantri Amrutum Yojana

    The key features and Amrutam card benefits are:

    • Covers BPL families and lower-income groups
    • Offers coverage up to Rs 5 lakh annually per family
    • Offers cashless treatment at empanelled hospitals
    • It needs to be renewed annually
    • No premium to be paid
    • Coverage for specialised treatments
    • Pre and post-hospitalisation costs included
    • Includes allowance for transport to hospitals

    List of diseases and treatments covered under MA Yojana

    The Amrutum card benefits cover a wide range of treatments:

    • Cardiac diseases
    • Neurological disorders
    • Renal diseases
    • Cancer treatments
    • Burn treatments
    • Orthopaedic surgeries
    • Pediatric treatments
    • Organ transplants

    Inclusions and exclusions under MA Yojana

    The inclusions and exclusions are:

    Inclusions under MA Yojana:

    • Inpatient hospitalisation
    • ICU and surgical procedures
    • Diagnostic tests and specialist consultations
    • Post-surgery follow-ups and rehabilitation
    • Emergency ambulance services

    Exclusions under MA Yojana:

    • OPD consultations without hospitalisation
    • Cosmetic or elective surgeries
    • Fertility treatments
    • Non-emergency dental procedures
    • Experimental therapies not approved by medical authorities

    Eligibility for Mukhyamantri Amrutum Yojana

    The MA Amrutum card eligibility has the following requirements:

    • Be permanent residents of Gujarat
    • Belong to BPL families or lower-income groups
    • Have an annual family income up to Rs 4 lakh
    • Possess an Aadhaar card and a valid income certificate

    How to enrol in Mukhyamantri Amrutum Yojana?

    To enrol in the scheme, follow these steps:

    • Visit the nearest enrolment centre
    • Provide Amrutum card documents
    • Complete biometric verification
    • Receive the MA Yojana smart health card

    Documents required to apply for MA Yojana

    The list of Amrutum card documents are:

    • Aadhaar card
    • Ration card (for family verification)
    • Income certificate
    • Residence proof
    • Recent passport-sized photographs
    • Government-issued ID proof

    MA Yojana health card details

    The MA Card is essential for availing cashless treatments at empanelled hospitals. It contains:

    • The cardholder’s name and photograph
    • Unique identification number
    • Family details and coverage information

    How to renew MA Yojana smart health card?

    The MA Yojana card must be renewed annually. To renew:

    • Visit an enrollment centre before the card expires.
    • Submit the required documents for re-verification.
    • Complete biometric verification.
    • Receive a renewed health card for continued benefits.

    Mukhyamantri Amrutum app

    The Gujarat government launched the Mukhyamantri Amrutum App, available on Google Play Store, for people who want access to the scheme on their phones. Features include:

    • Checking eligibility
    • Finding empanelled hospitals
    • Tracking application status
    • Downloading policy details

    How to download Mukhyamantri Amrutum Yojana application form?

    The application form for MA Yojana can be downloaded from the official government website:

    • Visit: https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
    • Navigate to the application section
    • Download and print the form
    • Fill and submit at the enrolment centres

    How to claim MA Yojana?

    To claim benefits under the Mukhyamantri Amrutum Yojana:

    • Visit an empanelled hospital
    • Present the MA Yojana Health Card at the hospital helpdesk
    • The hospital verifies eligibility and submits a pre-authorisation request
    • After approval, cashless treatment is provided
    • Post-treatment, the hospital submits claims to the government for reimbursement

    Mukhyamantri Amrutum Yojana hospital list

    The MA Yojana has a vast network of empanelled hospitals across Gujarat. You can find the list by:

    • Visiting https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
    • Using the MA Yojana App
    • Visiting enrollment centres

    FAQs

    1. Who is eligible for this scheme?

    Residents of Gujarat belonging to BPL families or lower-income groups with valid proof of income can apply.

    1. What is the health coverage provided under the MA Yojana?

    The MA Yojana states that a family can avail of insurance coverage of Rs 5 lakh a year.

  • Health Benefits of Papaya Leaf Juice

    by Almog Ramrajkar | May 05, 2025

    Papaya leaf juice may not be as well-known as the fruit itself, but it’s packed with various nutrients that can support your body in numerous ways. It is a natural health remedy due to its powerful nutrients and potential medicinal properties.

    Let’s look at the amazing health benefits of drinking papaya leaf juice.

    List of health benefits of drinking papaya leaf juice

    Papaya leaf benefits overall health due to its nutritional profile—vitamins A, B, C, and E, and minerals like calcium, magnesium, and potassium. They are loaded with antioxidants like flavonoids and phenolic compounds that help fight free radicals in the body.

    1. Fights dengue fever naturally

    Dengue fever is a serious illness, and one of its most concerning complications is the rapid drop in platelet count. Some studies suggest papaya leaf extract can help naturally boost platelet levels.

    Many people swear by it as a home remedy for dengue, and since it’s affordable with minimal side effects, it’s worth considering.

    1. Supports digestion

    Papaya leaves contain papain, an enzyme that helps break down proteins, improve digestion, and reduce bloating. Papain can also ease constipation and reduce acid reflux, making it a great natural remedy for stomach problems.

    1. Helps regulate blood sugar levels

    Papaya leaf juice can be a beneficial addition to your diet if you want to regulate blood sugar levels. Studies suggest that it may help protect insulin-producing cells in the pancreas while supporting the regulation of blood sugar, making it a natural and effective option for maintaining healthy glucose levels.

    1. Boost immunity

    The high vitamin C and antioxidant content of papaya leaf juice can significantly boost your immune system and maintain overall health. These powerful nutrients enhance your body’s natural defences, keeping you strong and resilient.

    1. Supports heart health

    The antioxidants of papaya leaf juice can help lessen inflammation and oxidative stress, which contribute to heart disease. Additionally, it may also support healthy cholesterol levels.

    1. Enhance skin health

    Papaya leaf juice has natural antibacterial and anti-inflammatory properties that may help with acne, eczema, and other skin issues. Additionally, the vitamin C content supports collagen production, improving skin elasticity and health.

    Conclusion

    The benefits of papaya leaf juice range from boosting immunity to aiding digestion. However, they should be part of a broader approach to well-being. A balanced diet, exercise, and consistent health checkups are important for maintaining overall health.

    The right health insurance plan can cover the cost of consultations and treatments, ensuring financial security. Individual health insurance ensures you’re covered for any medical needs, providing peace of mind when you need it most.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Mango Leaves

    by Almog Ramrajkar | May 05, 2025

    Amidst the brilliance of mangoes, we often overlook mango leaves, but these leaves are remarkable in their own right. Packed with essential nutrients, they have been used in traditional medicine for centuries and offer a range of impressive health benefits.

    Read on to discover the various health benefits of mango tree leaves.

    List of health benefits of mango leaves

    Some benefits of mango leaves are:

    1. Ease inflammation

    Joint pain, bloating, and lethargy are often linked to inflammation. Mango tree leaves are rich in antioxidants, which help combat inflammation and enhance overall health.

    1. Regulate blood sugar

    If you or someone you know struggles with high blood sugar, the medicinal use of mango leaves could be a game-changer. Rich in mangiferin, these leaves may help regulate blood sugar levels. Drinking mango leaf tea regularly could support glucose control and overall well-being.

    1. Improve heart health

    Mango leaves may help lower blood pressure, improve circulation and reduce bad cholesterol, supporting overall heart health. Adding mango leaves to your routine could be a great choice if you’re looking for a simple and natural way to keep your heart in top shape.

    1. Improve skin and hair health

    Mango leaves are rich in vitamin C and antioxidants that fight free radicals in the body and enhance skin health. They work wonders for your hair, helping prevent scalp infections, reduce hair fall and slow premature greying.

    1. Enhance digestive health

    Mango leaves have been used for centuries to support digestion, aiding in the healing of the stomach lining. This makes them especially beneficial for soothing ulcers and acid reflux. A warm cup of mango leaf tea can work wonders for your stomach.

    Conclusion

    While mango leaves are great for boosting your health naturally, natural remedies must be complemented with a balanced diet, regular exercise and routine medical checkups. Early detection and preventive care are essential for long-term well-being.

    An appropriate health insurance policy can cover the cost of treatments and consultations, ensuring financial security. Additionally, a family health insurance plan can safeguard your whole family, ensuring peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Time to Drink ABC Juice

    by Almog Ramrajkar | May 05, 2025

    ABC juice—a blend of apple, beetroot, and carrot—is packed with essential nutrients that can work wonders for your health. From boosting immunity and improving digestion to promoting weight management, this drink offers a range of benefits.

    But did you know that when you drink ABC juice can significantly impact how well your body absorbs its nutrients? Read on to discover the best times to drink ABC juice for maximum benefits.

    Best time to drink ABC juice

    Make sure to drink ABC juice daily, at least once a day. The ideal times to drink ABC juice to maximise its benefits are:

    1. Early morning on an empty stomach

    • The best time to drink ABC juice is in the morning on an empty stomach. This allows your body to absorb all the essential nutrients without any interference.
    • Drinking it before breakfast helps detox the liver, improves digestion, and enhances skin health.
    1. Before a workout

    • If you’re drinking ABC juice for energy and stamina, have it 30 - 45 minutes before your workout.
    • The natural sugars in apples provide an instant energy boost, while beetroot improves blood circulation, making your exercise session more effective.
    1. Mid-morning or afternoon pick-me-up

    • If you’re feeling sluggish during the day, ABC juice can be a natural energy booster.
    • A glass of ABC juice between meals helps maintain hydration and keeps you active.
    1. Best time to drink ABC juice for weight loss

    • If your goal is weight management, the best time to drink ABC juice is before meals.
    • It helps improve digestion and keep you sated for longer, making it a great addition to a weight loss plan.
    1.  Best time for detoxification

    • ABC juice is great for detoxing your body. Drinking it in the morning or before bedtime can help flush out toxins, improve skin health and support liver function.

    Conclusion

    ABC juice is a powerhouse of nutrients, and drinking it at the right time can enhance its benefits. The best time to drink ABC juice is in the morning on an empty stomach or before a workout for maximum benefits. While ABC juice can help enhance health, natural remedies must be supplemented with a balanced diet, regular physical activity and preventive measures.

    Frequent medical checkups can ensure early detection and support long-term health. Appropriate health insurance plans cover these costs and ensure financial security in case of unexpected health issues. Additionally, consider critical illness insurance that provides financial protection and peace of mind during serious health conditions.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of drinking chia seed water

    by Almog Ramrajkar | May 05, 2025

    Updated on - 27 Jan 2026

    Chia seeds offer numerous health benefits due to their rich nutritional profile. These tiny seeds are packed with fibre, omega-3 fatty acids and antioxidants, making them a valuable addition to a healthy diet. One popular way to consume chia seeds is by soaking them in water and drinking them on an empty stomach. When soaked, chia seeds develop a gel-like consistency that aids digestion and supports overall well-being.

    Many health experts recommend starting the day with chia seed water, as it hydrates the body and boosts your metabolism. Read on to know more about the benefits of drinking chia seed water on an empty stomach.

    Benefits of drinking chia seed water on an empty stomach

    Drinking chia seed water on an empty stomach offers numerous benefits, such as:

    • May support digestion: Chia seeds contain soluble fibre, which can help improve stool consistency and support regular bowel movements.
    • Promotes better gut health: The fibre in chia seeds can act as a prebiotic, supporting the growth of beneficial gut bacteria.
    • May assist natural detox processes: Drinking chia seed water in the morning may support smoother digestion, which helps the body eliminate waste effectively.
    • Can help with weight management: Chia seeds absorb liquid and expand, which may help increase fullness and reduce the urge to snack.
    • Helps stabilise blood sugar levels: The fibre slows down carbohydrate absorption, which may reduce sudden spikes or drops in blood sugar.
    • Provides steady energy: The combination of fibre, protein and healthy fats can offer more sustained energy through the day.
    • Supports hydration: Since chia seeds absorb water, they can help the body retain fluids and stay hydrated for longer.
    • Heart-friendly properties: Chia seeds provide plant-based omega-3 fatty acids, which may help reduce inflammation and support overall heart health.
    • May help maintain healthy blood pressure: Regular intake, as part of a balanced diet, may support better blood pressure control, which is particularly helpful for older adults.

    Nutritional value of chia seeds

    Chia seeds are a strong nutritional punch for anyone aiming to be healthier. A 28-gram (about two tablespoons) serving contains around 138 calories, 4.7 grams of protein, 9.8 grams of fibre and 8.7 grams of fat. Chia seeds are naturally gluten-free and give a stable source of energy without spiking your blood sugar levels.

    They are rich in plant-based protein and contain all nine amino acids. Minerals such as iron, calcium, phosphorus and manganese are also present, making chia seeds a great addition to vegetarian and vegan diets.

    In addition to nutrients, chia seeds contain antioxidants like quercetin, chlorogenic acid and kaempferol, which help reduce inflammation and protect against chronic diseases.

    How to prepare chia seed water the right way

    Here is the correct way in which you can prepare chia seed water and enjoy its benefits:

    • Mix properly: Add 1–2 tablespoons (15–30 g) of chia seeds to 1 glass (about 200–250 ml) of water.
    • Stir well: Mix thoroughly to stop the seeds from clumping together.
    • Soak: Let it sit for 10–15 minutes until it forms a gel-like texture. For better absorption, soak for up to 30 minutes or even overnight.
    • Add flavour (optional): Squeeze in some lemon or lime juice, or put in a little honey for taste.
    • Stir again: Give it one more stir after soaking for even consistency.
    • Tip: For a thicker drink, reduce the amount of water or soak the seeds longer.

    Best time to drink chia seed water for maximum benefits

    The best time to drink chia seed water depends on your specific health goals. Having it in the morning on an empty stomach can jumpstart your day and boost metabolism as well as digestion. It helps in making you feel full for longer, helping in managing weight.

    Drinking chia water in the evening has its own advantages. It can help in managing blood sugar levels overnight and reduce late-night cravings, supporting the body’s recovery while you sleep.

    No matter when you drink it, make sure to soak the seeds for at least 30 minutes before consuming to allow proper hydration and nutrient absorption.

    Possible side effects of chia seed water

    Although chia seeds are organic and healthy, they can have side effects if consumed incorrectly or by sensitive individuals. You must not rely completely on chia seed water for weight loss or any individual health goal.

    • Constipation: Avoid overconsuming chia seed water. A safe serving is about two tablespoons (28 grams) of chia seeds. Chia is high in fibre, and the lack of hydration otherwise can cause constipation.
    • Upset stomach: If your digestive system is not used to a fibre-rich diet, chia seeds can cause mild bloating and discomfort. The solution to this is starting with small amounts and letting your stomach adjust.

    Who should avoid drinking chia seed water?

    While chia seed water is mostly healthy for everyone, there are some groups of people who should avoid it or check in with a medical professional before adding it to their diet.

    • People with low blood pressure: Chia seeds may further lower blood pressure, which can be risky for those already on medication or with naturally low levels.
    • Those on blood thinners: The omega-3s in chia seeds have mild blood-thinning effects, which can interact with medicines like warfarin or aspirin and increase bleeding risks.
    • Individuals with diabetes: Chia seeds can influence blood sugar levels. It’s best for diabetics to track their intake and consult a doctor before making them a regular part of their diet.
    • People with digestive issues: The high fibre in chia seeds may cause bloating or gas if eaten in excess or without enough water.
    • Those with kidney problems: Chia seeds contain phosphorus and potassium, which may not be suitable for people with kidney disorders.
    • People with seed allergies: Anyone allergic to seeds like sesame or mustard should be cautious, as chia may trigger similar reactions.
    • Pregnant or breastfeeding women: While safe in small amounts, chia seeds’ high fibre content may cause discomfort. It’s best to check with a healthcare professional before adding it regularly.

    Role of a balanced diet and health insurance in overall wellness

    Including chia seeds in your diet is a step towards living a healthier and happier life. Adding them to your diet can support heart health and digestion as well as boost your energy and metabolism. A balanced diet that includes items such as fruits, vegetables, whole grains and protein helps your body get the nutrients it needs every day.

    A strong diet is one part of wellness, but long-term health also depends on being prepared for the unexpected. Looking for a suitable health insurance policy is a practical next step, as it acts as a safety net when medical situations arise. Most health insurance plans cover hospitalisation, doctor consultations, diagnostic tests and medications, helping you manage sudden expenses without stress.

    Conclusion

    Chia seed water is a simple yet powerful addition to your daily diet. However, you must know that moderation is key. Always pair them with a balanced diet and routine exercise to get the best results. Additionally, always consult a doctor or healthcare professional if you have any doubts or questions.

    Good dietary habits support everyday wellness, but it is equally important to stay prepared for unexpected health issues. An individual health insurance or family health insurance plan can offer valuable financial protection if you ever experience severe side effects or require medical care. You can also request personalised health insurance guidance by filling out the form provided on this page.

    FAQs

    Can I combine chia seed water with other drinks like lemon water or green tea

    Definitely, you can mix chia seeds with lemon water, coconut water or even green tea for added flavour and nutrients. Just make sure the seeds are soaked well before combining to avoid clumping and improve digestion.

    Is it safe to drink chia seed water every day

    Yes, daily consumption is okay for most people as long as you stick to moderate portions (about 1–2 tablespoons a day) and drink plenty of water. Overconsumption or skipping the soaking step can lead to bloating or discomfort.

    Does chia seed water actually help with glowing skin?

    It can contribute indirectly. The omega-3s and antioxidants in chia seeds help reduce inflammation, while good hydration and fibre support gut health, both of which play a key part in keeping your skin clear and healthy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • 5 Benefits of Coconut Water on Empty Stomach

    by Almog Ramrajkar | May 05, 2025

    When you want to start your day on a healthy note, what you drink first thing in the morning matters. Consider having tender coconut water (TCW) for a refreshing start. From hydration to cholesterol control, the advantages of it are many. Various empty stomach coconut water benefits make it a great addition to your morning routine.

    Read on to know more about it.

     

    Benefits of drinking coconut water on an empty stomach

    Here are some of the benefits of drinking coconut water on an empty stomach:

     

    • Assists in weight management:

      TCW is low in calories and fat-free. Its potassium and bioactive enzymes help boost metabolism, promoting calorie burning and fat breakdown. Moreover, it helps control hunger by providing a feeling of fullness, thus reducing unnecessary snacking.
    • Promotes kidney health:

      Drinking it on an empty stomach helps keep your kidneys healthy. Potassium in coconut water flushes out toxins from the body. This natural detoxification process can reduce the risk of kidney stones and urinary tract infections.
    • Aids digestion:

      Antioxidants, electrolytes, and manganese helps soothe the stomach lining and reduce discomfort. Over time, regular intake of coconut water can improve gut health and promote good bacteria. Moreover, the soluble fibre in TCW can aid bowel movement and help prevent constipation.
    • Improves cardiovascular health:

      Coconut water has cardioprotective effects. It contains L-arginine, which prevents heart diseases and reduces lipid peroxidation. Additionally, the potassium content helps regulate blood pressure and improves heart health.
    • Instant energy boost:

      Whether starting your day or recovering from a workout, TCW gives a quick energy boost. Its rich electrolyte content helps restore hydration levels and replenish lost nutrients.

     

    Conclusion

    Adding coconut water to your morning routine can significantly improve your health. It can aid digestion, enhance metabolism, and give an instant energy boost. Along with drinking coconut water daily, a healthy diet, exercise, and regular medical checkups can assist in your well-being. However, periodic health examinations can be expensive and leave a dent in your pocket. To keep your finances safe, you should get medical insurance. These plans can give you access to top healthcare facilities without financial strain. To cover your family members, consider health insurance for your family.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Papaya Seeds

    by mohit bohra | May 05, 2025

    Papayas have a rich nutrient profile, but did you know their seeds are just as valuable? If you toss them away, you might miss out on some surprising health benefits of papaya seeds. These tiny seeds are a powerhouse of nutrients and can do wonders for your health. A small handful can boost digestion, combat oxidative stress, and even manage weight.

    In this blog, we discuss the various advantages of papaya seeds and how to eat them.

    Significant benefits of papaya seeds

    Here are some of the top nutritional benefits of papaya seeds:

    1. It aids digestion: Papaya seeds contain digestive enzymes that break down proteins into smaller, more easily digestible amino acids. Papaya seeds are also rich in fibre that helps regulate bowel movement and maintain a healthy gut.
    2. Reduces oxidative stress: Antioxidants like polyphenols, flavonoids, tannins, alkaloids and saponins neutralise harmful free radicals and inflammation. Moreover, these antioxidants can help prevent cell damage, add glow to the skin and lower the risk of chronic diseases like diabetes.
    3. Supports weight management: The fibre content in papaya seeds keeps you satiated for longer and limits the need for unhealthy snacking.
    4. Lowers bad cholesterol: Papaya seeds have monounsaturated fatty acids (MUFAs), such as oleic acid. MUFAs help lower bad cholesterol (LDL) while increasing good cholesterol (HDL).
    5. Improves kidney health: Papaya seeds can help improve kidney health due to their natural detoxifying and anti-inflammatory properties. They filter toxins from the body and improve overall function.
    6. Reduces inflammation: The alkaloids, polyphenols and flavonoids in papaya seeds minimise inflammation associated with arthritis, gout and heart disease.
    7. Adds glow to skin health: Papaya seeds are rich in vitamins, minerals, and antioxidants that firm the skin. They support elastin production for reducing wrinkles and fine lines.
    8. Boosts immunity: Papaya seeds have anti-amoebic, antibacterial and anti-parasitic properties. They protect you from bacterial infections and boost immunity.

    How to consume papaya seeds?

    Papaya seeds are safe to consume in moderation, with a recommended limit of one teaspoon per day. However, pregnant women should avoid them, as they may pose a risk to the foetus.

    These seeds have a mild, peppery flavour, making them a great addition to various dishes. You can eat them as they are, sprinkle crushed dried seeds over salads, or mix them with a handful of nuts for a nutritious snack. They also blend well into smoothies, adding a subtle kick.

    If you prefer a milder taste, try infusing papaya seeds in water for a refreshing and nutrient-rich drink.

    Importance of medical insurance

    Staying healthy is imperative. Rather than waiting to fall sick, you should eat right, exercise daily, and get regular check-ups. But even with a healthy lifestyle, medical issues can arise unexpectedly. When they do, having the right health insurance ensures you get the care you need without financial stress. A right individual health insurance can cover both preventive and curative treatments. It ensures you receive timely medical care without financial strain. Health insurance plans help with:

    • Doctor consultations and regular check-ups
    • Hospitalisation costs
    • Diagnostics tests and more

    FAQs

    • What is the most important benefit of eating papaya seeds?

    Papaya seeds are packed with essential nutrients and antibacterial agents that boost your overall health.

    • Can you eat papaya seeds in their natural form?

    You can eat papaya seeds straight from the fruit.

    • What are some of the vitamins and minerals found in papaya seeds?

    Papaya seeds contain calcium, vitamin C, magnesium, phosphorus and Thiamine, amongst other nutrients.

    • How do papaya seeds help manage blood pressure?

    Papaya seeds contain phenolic compounds that can cut down oxidative stress and reduce the risk of cardiovascular diseases.

    Conclusion

    Now that you're aware of the incredible papaya seed benefits for health, it is time to start making the most of them. Instead of discarding them, add them to your morning smoothies and evening salads, or steep them in hot water to make a cup of tea. However, the health benefits of eating papaya seeds are not limited to these. Regular consumption can also support kidney function and add glow to the skin. With all these amazing perks, papaya seeds are a must-have in your daily routine.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of green tea on empty stomach

    by Almog Ramrajkar | May 05, 2025

    Updated on - 20 Jan 2026

    Starting your day with green tea can be a simple and natural way to energise your body while avoiding added sugars. Rich in antioxidants, green tea supports digestion, boosts metabolism, improves hydration and enhances overall wellness. Drinking it on an empty stomach can amplify these benefits, helping your body wake up and perform at its best.

    What is green tea?

    Green tea is made from the leaf buds and leaves of the Camellia sinensis plant, which are steamed, pan-fried and then dried. Unlike fermented teas, green tea preserves important compounds called polyphenols, which are believed to contribute to many of its health benefits.

    Originating as far back as the 1st millennium BC, green tea is considered one of the healthiest beverages in the world.

    Benefits of drinking green tea on an empty stomach

    Some of the green tea on empty stomach benefits are:

    • Boosts metabolism: Green tea is rich in catechins that can increase fat oxidation and metabolism. These antioxidants help the body break down fat cells more efficiently, making it easier to burn calories throughout the day. Drinking green tea first thing in the morning may further amplify these effects.
    • Enhances hydration: Green tea is brewed in water, which naturally increases fluid intake and helps keep the body hydrated. Drinking it in the morning can be a refreshing way to replenish lost fluids after a night's rest.
    • Improves digestion: Drinking green tea in the morning can help stimulate digestion and reduce bloating. Its mild caffeine acts as a natural stimulant for the digestive system, while polyphenols support gut health.
    • Boosts brain health: As green tea contains components like caffeine and L-theanine, drinking it may improve mood, brain function and cognition. Additionally, a 2020 study found that middle-aged and older persons who drink green tea have a 64% reduced risk of cognitive impairment.
    • Prevents heart disease: Green tea consumption is associated with a lower incidence of clogged arteries. Males appear to have a stronger correlation than females. Additionally, those who consume three cups or more of green tea per day may be less likely to die from heart disease.

    Best time to drink green tea

    Drinking green tea at the right time can maximise its benefits and minimise potential downsides. Experts recommend sipping it mid-morning, 1-2 hours after breakfast or mid-afternoon, around 3-4 pm, for the best results. These times help maintain steady energy levels and prevent interference with iron absorption from meals. Drinking it about 2 hours before exercising may also support faster fat burning.

    It is best to avoid green tea on an empty stomach, as its tannins can irritate the digestive system. Late-night consumption should also be avoided if you are sensitive to caffeine or want to ensure good sleep.

    Who should avoid green tea?

    Green tea is generally safe for most people, but certain groups should use it cautiously or avoid it. Pregnant women should limit intake to six cups per day, as excess caffeine may increase the risk of miscarriage or folic acid–related birth defects. Breastfeeding mothers should limit caffeine to 2-3 cups daily to prevent infant irritability and sleep issues. People undergoing cardiac stress tests must avoid green tea for 24 hours, as caffeine can interfere with medications like adenosine and dipyridamole.

    Green tea can interact with medications for psychiatric conditions (clozapine, lithium), seizures (phenytoin, valproate, ethosuximide), heart conditions (verapamil, nadolol), diabetes, blood thinners and drugs metabolised by liver enzymes (CYP3A4/CYP1A2). It may also reduce the effectiveness of chemotherapy drugs such as bortezomib and some statins.

    People with liver disease should avoid green tea extracts due to potential liver toxicity. Those sensitive to caffeine or with anxiety, arrhythmias, high blood pressure or taking stimulants should also exercise caution, as caffeine may worsen symptoms.

    Potential side effects of drinking green tea on an empty stomach

    Green tea on empty stomach may cause digestive discomfort for some people. Its natural tannins can increase stomach acidity, leading to nausea, heartburn or stomach cramps. The caffeine may also trigger jitters, headaches or increased heart rate when consumed without food. Mild dizziness or light-headedness can occur due to its effect on blood sugar levels. To reduce these issues, it is best to drink green tea with a small snack or after breakfast.

    Side effects of consuming too much green tea:

    • Anaemia: Excess green tea can interfere with iron absorption, which may worsen anaemia. Those taking iron supplements should be cautious.
    • Caffeine overdose: Drinking more than three to four cups daily can cause constipation, anxiety or sleeplessness.
    • Digestive issues: Overconsumption may lead to diarrhoea, abdominal pain or an unsettled stomach due to its laxative effect.
    • Fragile bones: Excessive intake may increase calcium loss in urine, so individuals with osteoporosis should avoid overindulgence.
    • Seizures: High caffeine intake may worsen seizures. People with epilepsy should consult a healthcare provider before consuming green tea.

    Conclusion

    Green tea gently boosts metabolism, maintains steady energy levels and supports healthy digestion. Its powerful antioxidants make it a refreshing alternative to calorie-heavy milk teas, helping you feel lighter and more energised throughout the day. Pairing green tea with balanced meals and regular physical activity can further enhance overall wellness.

    Alongside these habits, staying proactive about your health is essential. A comprehensive health insurance policy can cover consultation fees, tests and treatments, reducing financial stress during unexpected medical events. Get expert guidance by filling out the form below to choose the right health insurance for you.

    FAQs

    1. Can green tea support mental focus and alertness?

    Yes, the combination of caffeine and L-theanine in green tea may improve concentration, mental alertness and cognitive performance when consumed in moderation.

    2. Does green tea help with weight management?

    Green tea may support weight management by slightly increasing metabolism and fat oxidation, especially when combined with a balanced diet and regular exercise.

    3. Can green tea reduce the risk of chronic diseases?

    The antioxidants in green tea, particularly catechins, may contribute to lowering the risk of certain chronic conditions such as heart disease and type 2 diabetes.

    4. Is decaffeinated green tea as beneficial?

    Decaffeinated green tea still contains antioxidants, but its effects on metabolism and alertness may be reduced compared to regular green tea.

    5. Can green tea improve oral health?

    Green tea contains compounds that may help reduce harmful bacteria in the mouth, supporting healthier teeth and gums.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • 7 benefits of black coffee on an empty stomach

    by Almog Ramrajkar | May 05, 2025

    Updated on - 27 Jan 2026

    Many individuals love the bold taste and rich aroma of black coffee. It is made without cream, sugar and milk, and many people rely on it to kick-start their day. Black coffee lets the natural and pure flavours of the coffee bean come through, offering a rich coffee experience without any added creaminess or sweetness. However, you might be wondering whether drinking black coffee is the best thing for you. This blog explains the benefits of black coffee in detail.

    Benefits of drinking black coffee on an empty stomach

    The advantages of black coffee go way beyond its taste. Here are some of the important ones you should know:

    1. May support metabolism

    When you are trying to manage or lose some weight, drinking black coffee can help greatly. It can enhance the metabolism, which, in turn, helps you burn calories a lot more efficiently. You can drink black coffee right before working out, as it can improve physical performance and also increase the number of calories burned.

    2. Helps improve brain function

    Black coffee may also keep the brain sharp over the years. The antioxidants and caffeine in the coffee safeguard the brain cells from damage. It also helps lower the chances of dementia and cognitive decline later in life. It can also help stimulate the central nervous system, which can aid in improving mental performance and reaction time. Furthermore, regular intake of black coffee can also improve memory and lower the chances of neurodegenerative conditions like Parkinson’s and Alzheimer's.

    3. Rich in antioxidants

    Black coffee consists of a high level of antioxidants that are important for combating inflammation and oxidative stress in the body. These antioxidants can protect the cells from damage and support overall wellbeing. Apart from that, the anti-inflammatory and antioxidant compounds in black coffee can help in lowering inflammation in the brain, which is usually linked with anxiety and depression.

    4. Might reduce the risk of diabetes

    The regular consumption of black coffee can help lower the chances of type 2 diabetes. It may help improve diabetes management and enhance insulin sensitivity. Before you consume black coffee, make sure to consult with a physician, especially if you have a high chance of developing diabetes.

    5. Can protect the liver from damage

    One of the biggest advantages of consuming black coffee is that it helps keep the liver in great condition. Certain compounds, like kahweol and cafestol, found in coffee, might help protect the liver from damage caused by toxins. Moderate coffee consumption (around 2 to 4 cups daily) has also been linked with a lower likelihood of liver conditions such as cirrhosis, fibrosis, fatty liver and liver cancer.

    6. Helps improve digestion

    Consuming black coffee can stimulate digestion by increasing stomach acid and also supporting periodic bowel movements. Coffee has diuretic properties, promotes detoxification and helps in giving relief from bloating. All these digestive advantages of consuming black coffee can be particularly useful when you are feeling sluggish.

    However, consuming in moderation is important because too much coffee can irritate the stomach or lead to acidity in some individuals. 

    7. Can enhance mood and reduce stress

    Drinking black coffee may have a positive effect on mood. It can increase neurotransmitters like serotonin and dopamine, which are associated with feelings of happiness and wellbeing. Another lesser-known benefit is its potential to lower the risk of depression. Regularly enjoying black coffee may help reduce stress levels and support better mental health over time.

    Who should avoid drinking black coffee on an empty stomach?

    Although consuming black coffee can provide you with many benefits, there are some people who are recommended not to consume black coffee on an empty stomach. Black coffee can stimulate stomach acid production. This can worsen the symptoms for people who have ulcers, gastritis, heartburn or reflux. Additionally, caffeine can increase feelings of jitters and anxiety.

    It is suggested that you consume only 400mg of caffeine each day. Consuming 1 to 2 cups of black coffee is considered an ideal amount. It is not recommended to go beyond 4 cups per day. To ensure that coffee does not interfere with or alter your sleep, you should not consume coffee at least 6 hours before bedtime.

    If you ever experience any health concerns after drinking black coffee, having a suitable health insurance policy can offer financial protection. It can help cover the costs of hospitalisation, diagnostic tests and necessary treatment.

    Conclusion

    Black coffee can provide a wide range of health advantages, from boosting performance and weight management to lowering the risks of chronic conditions. However, moderation is the key. Its excessive consumption can lead to sleep disturbance and anxiety.

    While healthy habits can lower the likelihood of long-term health issues, they cannot remove the risk entirely. A suitable health insurance plan, such as a critical illness insurance cover, provides financial protection if you are diagnosed with a serious condition. If you want personalised guidance, you can fill out the form on this page to receive tailored support in choosing the right cover.

    FAQs

    1. What are the side effects of consuming black coffee on an empty stomach?

    Drinking black coffee on an empty stomach can lead to heartburn, indigestion, stomach cramps or stomach acid production, especially for those who have underlying conditions like GERD or a sensitive stomach. It can also lead to side effects like increased heart rate, anxiety and jitters.

    2. Is black coffee good for people with high blood pressure?

    Although caffeine can lead to a temporary increase in blood pressure, moderate and habitual consumption might be good for most individuals and highly beneficial because of its antioxidants. However, people who have hypertension should be careful, as coffee can increase blood pressure in sensitive individuals.

    3. Is it possible for instant coffee to increase cholesterol levels?

    Instant coffee generally does not increase cholesterol because the processing eliminates the diterpene oils that are known to increase the bad LDL cholesterol. Compared to unfiltered or French press coffee, instant coffee stands out as a much safer option.

    4. Is black coffee a good option for people with diabetes?

    Black coffee might be good for diabetes when it is consumed in moderation. It has antioxidants and can help improve insulin sensitivity and blood sugar control. Make sure to drink it without high-fat creamers, syrups or sugar, and consult a doctor for personalised advice.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • 5 Benefits of Apple Cider Vinegar on Empty Stomach

    by Almog Ramrajkar | May 05, 2025

    Apple cider vinegar (ACV) is widely known for its health benefits, and many people start their day with it on an empty stomach.

    ACV is believed to aid digestion, support weight loss, and promote overall well-being. However, it's essential to consume it correctly to avoid potential side effects. In this blog, we’ll explore the benefits of drinking apple cider vinegar in morning and how it can contribute to better health.

    Benefits of drinking apple cider vinegar on an empty stomach

    The following are some benefits of consuming apple cider vinegar on an empty stomach:

     

    1. Helps with digestion

    • ACV increases stomach acid, which helps break down food more easily.
    • It can prevent bloating, gas, and indigestion.

     

    1. Supports weight loss

    • ACV helps reduce appetite, making you feel full for longer.
    • It can boost metabolism, which helps the body burn fat more effectively.

     

    1. Balances blood sugar levels

    • Drinking ACV before meals can help lower blood sugar spikes.
    • It improves insulin sensitivity, beneficial for people with diabetes.

     

    1. Boosts immunity

    • Has antibacterial properties that help fight infections.
    • It supports gut health, which is closely linked to a strong immune system.

     

    1. Improves heart health

    • ACV may help lower cholesterol levels, reducing the risk of heart disease.
    • It can help control blood pressure when combined with a healthy diet.

    Conclusion

    There are numerous advantages to drinking apple cider vinegar on an empty stomach. However, it is important to dilute it in water to protect your teeth and stomach lining. If you are new to ACV, start with a small amount and increase gradually.

    While small lifestyle changes like this can support better health, having health insurance ensures you receive proper medical care when needed, giving you peace of mind about your well-being. You can also browse specialised plans for your family. For example, health insurance for parents empowers individuals to manage the health of their older parents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Bael Leaves Explained

    by Almog Ramrajkar | May 05, 2025

    Bael leaves are derived from the Bael tree (Aegle marmelos) and hold immense significance in Ayurveda due to their powerful medicinal properties. Found in India and Southeast Asia, these leaves have been used for centuries to treat various health conditions. They are rich in minerals like calcium, potassium, and iron and vitamins A, B, and C. Their antifungal, antibacterial, and anti-inflammatory properties make them a natural remedy for diabetes, digestive issues, and respiratory disorders.

    Let us take a look at bel leaf benefits and how it has become an essential component of herbal treatments.

    List of health benefits of bael leaves

    Here are the major health benefits of bael leaf and how it contributes to well-being:

    •     Improves digestion

    Bael leaves stimulate digestive enzymes, reducing bloating, constipation, and indigestion. Moreover, they also prevent infections caused by harmful bacteria in the gut.

    •     Manages diabetes

    The leaves help regulate blood sugar levels by improving insulin function and reducing glucose absorption in the intestines. Regular consumption can aid in diabetes management.

    •     Boosts immunity

    Bael leaves are rich in essential nutrients and antioxidants. They can enhance the immune system by neutralising free radicals and preventing infections.

    •     Promotes heart health

    They help regulate blood pressure, improve circulation, lower cholesterol levels, reducing the risk of stroke and stroke.

    •     Supports liver health

    Bael leaf benefits by detoxifying the liver, improving bile secretion, and protecting against liver damage caused by toxins and alcohol consumption.

    •     Reduces inflammation

    Their anti-inflammatory properties help relieve pain, swelling, and symptoms of conditions like arthritis and asthma.

    •     Treats respiratory disorders

    The antibacterial and expectorant properties of Bael leaves make them effective against cough, cold, bronchitis, and asthma by clearing mucus from the airways.

    •     Aids in weight loss

    Improving metabolism and digestion, Bael leaves help in fat breakdown, making them beneficial for weight management.

    •     Prevents infections

    Their strong antimicrobial properties protect against bacterial, viral, and fungal infections, which keeps the body healthy.

    •     Regulates hormonal balance

    Bael leaves influence the endocrine system, helping in the management of hormonal imbalances and improving reproductive health.

    Conclusion

    Bael leaves are a powerful natural remedy with extensive health benefits. Regular consumption of bael leaf juice, tea, or extracts can help prevent various diseases and promote well-being.

    While natural remedies like bael leaves contribute to better health, they should not replace professional medical care. For comprehensive health protection, reliable individual health insurance is crucial. It ensures access to quality treatment in case of medical emergencies and long-term health conditions. Investing in the best health insurance not only secures financial stability but also provides peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Coconut Leaves Explained

    by Almog Ramrajkar | May 05, 2025

    While coconuts are widely used for their water, oil, and flesh, their leaves also contain medicinal properties. Traditional medicine in tropical regions has used coconut leaves for centuries to treat various ailments. Moreover, the leaves contain bioactive compounds with antioxidant, antibacterial and anti-inflammatory properties. They are often brewed into herbal teas or used in poultices to support healing.

    Let us look at the major health benefits of coconut leaves.

    List of health benefits of coconut leaves

    Coconut leaves contain essential nutrients like polyphenols, flavonoids and tannins which contribute to their healing properties. Here are some health benefits of coconut leaves and how they contribute to overall well-being:

    •     Rich in antioxidants

    Coconut leaves contain powerful antioxidants that help neutralise harmful free radicals. The leaves can reduce oxidative stress, lower the risk of chronic diseases and prevent cellular damage.

    •     Anti-inflammatory properties

    The bioactive compounds in coconut leaves help reduce inflammation which makes them useful for managing conditions like arthritis, joint pain and other inflammatory disorders.

    •     Supports digestive health

    Coconut leaf extracts have been traditionally used to aid digestion.

    •     Boosts immunity

    Coconut leaves have antibacterial and antiviral properties that help strengthen the immune system. Additionally, the leaves also assist in fighting infections and improving the body’s natural defence mechanisms. 

    •     Supports wound healing

    The antibacterial properties of coconut leaves make them useful in promoting wound healing. Moreover, the leaves prevent infections and support tissue regeneration when applied externally.

    •     Promotes heart health

    The anti-inflammatory and antioxidant coconut leaf uses contribute to cardiovascular health by decreasing heart disease risks and reducing bad cholesterol levels.

    •     Relieves stress and anxiety

    Drinking coconut leaf tea has been found to calm the nervous system and reduce fatigue, stress, and anxiety.

    Conclusion

    Coconut leaves are quite a valuable yet underutilised natural remedy with a wide range of health benefits. With growing awareness of herbal medicine, more people are turning to natural remedies to complement modern healthcare. However, while natural solutions are beneficial, medical emergencies can still arise unexpectedly. Having a reliable mediclaim policy ensures access to quality healthcare without financial burden. A good individual health insurance plan provides peace of mind, covers medical expenses and allows you to focus on recovery.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Fig Leaves Explained

    by Almog Ramrajkar | May 05, 2025

    Fig leaves have been used in home remedies across cultures, treating various illnesses and promoting overall well-being. From promoting heart health to supporting digestion, fig leaves offer a natural way to boost your health.

    Read on to discover the various health benefits of fig tree leaves.

    List of health benefits of fig leaves

    Here is a curated list of health benefits and fig leaf uses:

    1. Supports digestion

    The benefits of fig leaf include their high fibre content, making them an excellent natural remedy for digestive issues like constipation and bloating.  Consuming fig leaf tea or incorporating the leaves into meals can promote gut health and regulate bowel movements.

    1. Promotes heart health

    Fig leaves can help lower triglyceride levels, which can reduce the risk of heart disease. These leaves contain antioxidants that protect blood vessels and improve circulation.

    1. Boosts the immune system

    The high content of vitamins and antioxidants in fig leaves can strengthen the immune system, helping the body fight infections and inflammation. Regularly consuming fig leaves can support overall immune health.

    1. Supports respiratory health

    Fig leaf extracts have traditionally been used to relieve respiratory conditions. They ease breathing by helping clear mucus and soothing inflammation in the airways.

    1. Aids in weight management

    The fibre in fig leaves helps promote satiety, making them an excellent addition to routines focused on weight management.

    1. Improves skin health

    Fig leaves contain compounds that can help with skin conditions like eczema and psoriasis. Applying fig leaf extract topically may soothe irritation and promote skin healing.

    1. Reduces inflammation

    Fig leaves are a natural pain relief remedy. Their anti-inflammatory properties can help reduce the symptoms of inflammatory conditions.

    1. Enhances bone health

    Fig leaves contain calcium and magnesium, which are essential for maintaining bone health. Calcium helps in building bone density, while magnesium supports the proper function of bones and muscles, ensuring they remain flexible and strong.

    Conclusion

    Regularly consuming fig leaves can provide you with a wide range of health benefits. From improving skin health to supporting respiratory health, these leaves are a natural powerhouse for your body. Incorporating natural elements like fig leaves into your daily routine can provide various health benefits, but they should be complemented with a balanced lifestyle, including proper nutrition, physical activity, and regular health check-ups.

    An appropriate medical insurance policy can cover the cost of these consultations and treatment. Having the right individual health insurance can ensure that you’re covered for any health concerns that may arise, offering both peace of mind and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health benefits of lemon leaves explained

    by Almog Ramrajkar | May 05, 2025

    Updated on - 20 Jan 2026

    Lemon leaves may not be as popular as the fruit itself, but they are a hidden gem for supporting everyday wellness. Incorporating lemon leaves into your diet or daily routine can offer natural ways to soothe digestion, calm inflammation and support skin and respiratory health. Whether you’re looking for simple home remedies, a natural boost for your immune system or a refreshing addition to your meals and drinks, understanding the benefits of lemon leaves can help you make small, practical choices for better overall health.

    What are lemon leaves?

    Lemon leaves are the fragrant, green leaves of the citrus limon tree, commonly used in cooking and traditional remedies. They have a zesty, tangy flavour and can be used fresh or dried to wrap foods for grilling or steaming, add subtle aroma to drinks or infuse dishes with a mild lemon essence.

    Beyond their culinary uses, lemon leaves are valued for their natural bioactive compounds, which may contribute to wellness when incorporated into meals or beverages.

    List of health benefits of lemon leaves

    Here is a curated list of health benefits and lemon leaf uses:

    1. Rich in nutrition

    One of the many benefits of lemon leaf is its rich content of vitamins A, C and B-complex, all of which play a crucial role in maintaining good health. These leaves also contain flavonoids and essential oils, making them a natural remedy for various ailments.

    2. Improves digestion naturally

    Lemon leaf juice can help stimulate digestive enzymes, making it easier for the body to break down food efficiently. Its antibacterial properties also help combat harmful gut bacteria, promoting a healthier digestive system.

    3. Strengthens immunity

    With their high vitamin C content, lemon leaves are excellent for boosting immunity. According to Ayurveda, drinking lemon leaf juice can strengthen the body’s defence system.

    4. Reduces inflammation

    Persistent inflammation is linked to various health concerns, but lemon leaves, with their natural anti-inflammatory properties, can help reduce these risks. Drinking lemon leaf juice daily may alleviate inflammation in the body, providing relief from pain and discomfort while supporting overall wellness.

    5. Enhance skin health

    If you're seeking a natural boost for your skin, lemon leaves are packed with antioxidants and vitamin C, which help fight the signs of ageing, like wrinkles and fine lines. These powerful leaves can enhance skin texture and minimise blemishes.

    6. Keeps you hydrated

    Lemon leaf juice helps keep you hydrated while supporting liver detoxification, flushing out toxins and promoting overall organ health, leaving you feeling rejuvenated from the inside out.

    7. Supports lung health

    If you frequently suffer from colds, coughs or respiratory issues, lemon leaves can offer relief. Their natural anti-inflammatory properties can soothe respiratory discomfort and help clear mucus from your airways.

    8. Has anti-carcinogenic properties

    According to a study, lemon-leaf oil contains potent antimicrobial and antioxidant properties, which can help combat dangerous bacteria and defend against cell damage. Even more intriguingly, preliminary laboratory experiments revealed that the oil might slow the growth of specific cancer cells, indicating potential applications in medicine or wellness in the future.

    9. Helps in detoxification

    Because they aid in the removal of numerous toxins that may build up in the body with time, lemon leaves can be used to detoxify the body. Making detoxifying water from lemon leaves is an effective method of using them for detoxification. This enhances the body's general health and aids in the prevention of any health issues.

    10. Helps with oral hygiene

    The scent of lemon leaves is incredibly revitalising. Gargling with water that has been infused with lemon leaves for the entire night is a cheap and natural solution to the problem of foul breath. Lemon leaves' antibacterial qualities help prevent various dental issues, including cavities and gum disease, in addition to eliminating foul breath.

    Ways to consume lemon leaves

    Lemon leaves can be easily incorporated into your cooking and daily routine in several ways. Crush fresh leaves and add them to poultry, fish or pork marinades and sauces for a subtle citrus aroma. Drop a few leaves into soups, stews or rice dishes, such as Thai or Mediterranean-style recipes, to enhance flavour. You can also use lemon leaves to wrap meat or fish before grilling or chop and mix them into bread or savoury pastries for a fresh citrus twist.

    For a refreshing drink, steep fresh or dried leaves to make herbal tea, or infuse oil with them to drizzle over salads and vegetables. To keep them fresh, store leaves in the fridge wrapped in a damp paper towel and keep dried leaves in a sealed container away from light and moisture.

    Precautions to take when consuming lemon leaves

    Lemon leaves are generally safe for cooking, but certain precautions can help you use them safely. Always choose leaves from edible citrus plants and avoid ornamental or pesticide-treated varieties. Wash them thoroughly to remove dirt or chemical residues, and avoid eating the leaves whole, as they are tough and difficult to digest; use them mainly for flavouring and remove before serving unless the recipe specifies otherwise.

    People with citrus allergies should avoid lemon leaves, and pregnant or breastfeeding individuals should consult a doctor before consuming lemon-leaf preparations, particularly teas or extracts.

    Conclusion

    Incorporating lemon leaves into your daily routine, whether as a tea, infusion or culinary ingredient, can be a simple and natural way to support your overall wellness. While they offer potential health benefits, lasting well-being comes from combining such natural remedies with a balanced diet, regular exercise and timely medical checkups.

    Being proactive about your health also means having a reliable health insurance policy, which provides financial protection and access to quality care when needed. For personalised guidance on choosing the right insurance plan for your needs, fill out the form on this page today and take a confident step toward safeguarding your health.

    FAQs

    1. Can you drink lemon leaf tea every day?

    Yes, lemon leaf tea can be enjoyed daily in moderate amounts, as it may support digestion, immunity and relaxation. However, people with citrus allergies, acidity issues or those who are pregnant should consult a doctor before drinking it regularly.

    2. Do lemon leaves have a calming or sleep-supporting effect?

    Lemon leaves contain mild calming compounds that may help reduce stress and promote relaxation. Some traditional practices use lemon-leaf tea in the evening to encourage better sleep, though more research is needed to confirm these effects.

    3. Are lemon leaves safe for pets?

    No, lemon leaves are not considered safe for pets like cats or dogs. Citrus plants contain essential oils and compounds that may cause stomach upset, drooling or discomfort in animals if ingested.

    4. Can regular use of lemon leaves reduce the need for health insurance for the elderly?

    No, the elderly are more susceptible to age-related ailments and medical problems, even though natural remedies like lemon leaves may promote general wellbeing. Access to prompt testing, hospital care and therapies that cannot be replaced by home remedies are guaranteed by a senior citizens health insurance plan.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Pomegranate Leaves Explained

    by Almog Ramrajkar | May 05, 2025

    When we think of pomegranates, we often picture their juicy, ruby-red seeds brimming with antioxidants. However, the leaves of the pomegranate plant are equally powerful when it comes to health benefits.

    These small, smooth leaves aren’t just decorative—they are packed with medicinal properties that have been treasured in traditional remedies for centuries. Read on to discover some amazing pomegranate leaf uses.

    List of health benefits of pomegranate leaves

    Here is a curated list of health benefits of  pomegranate leaf:

    1.      Natural remedy for cough and cold

    Instead of reaching for over-the-counter medicines for stubborn coughs, you can try a homemade decoction of pomegranate leaves. The leaves' antibacterial properties can help fight infections and clear up your throat, making them a great natural remedy for colds and coughs.

    2.      Help relieve insomnia

    A simple infusion of boiled pomegranate leaves can soothe your nerves and help you drift into a deep sleep. Sip this calming brew before bedtime for a peaceful night’s rest.

    3.      Soothes skin irritations and eczema

    For itchy, irritated skin or eczema, skip the chemical-laden creams and opt for a natural remedy. Make a paste of pomegranate leaves and apply it to the affected area. Due to its anti-inflammatory properties, this remedy can help reduce redness, itchiness, and swelling.

    4.      Acne treatment

    Another effective use of pomegranate leaves is as an acne treatment. Crush them into a paste and apply to your pimples. The antibacterial properties help fight acne-causing bacteria, while its natural astringent effect tightens pores and prevents further breakouts.

    5.      Aids digestion

    Whether you’re dealing with indigestion, bloating, or diarrhoea, these leaves can help soothe the digestive system. You can brew a simple pomegranate leaf tea to calm an upset stomach or mix pomegranate leaf juice with regular juice for added digestive benefits.

    6.      Immunity booster powerhouse

    A strong immune system is more important than ever in today's world. One of the key benefits of pomegranate leaf is its rich content of vitamin C and antioxidants, which help boost immunity.

    Conclusion

    Pomegranate leaves can work wonders for your skin, digestion, immunity, or sleep. Whether you use them in a paste, infusion, or tea, incorporating pomegranate leaves into your daily routine can offer various health benefits.

    While natural remedies like pomegranate leaves can be valuable in promoting health, they should be supplemented with frequent physical activity, a balanced diet, and regular medical checkups. Early health intervention is essential, and having the right health insurance plan can ensure peace of mind and financial security. An individual health policy can offer tailored financial protection, helping you stay on track toward a healthier life.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Jamun Leaves

    by Almog Ramrajkar | May 05, 2025

    When we think of jamun, the first thing that comes to mind is its sweet-tart, purple-black fruit that stains our tongues and fills our taste buds with delight. But did you know that the benefits of jamun extend beyond just its fruit? Jamun leaves have been used for centuries in Ayurvedic and traditional medicine for their health benefits.

    List of health benefits of jamun leaves

    If you've only been enjoying jamun as a fruit, it’s time to explore the magic of its leaves. Let’s discuss the benefits of jamun leaf:

    1. Aid in digestion

    Jamun leaves contain bioactive compounds that enhance digestion by stimulating the secretion of digestive enzymes. These leaves can be used to prevent common digestive issues such as bloating, acidity, and indigestion.

    1. Manages blood sugar levels

    One of the biggest reasons jamun leaves have gained attention is their ability to manage diabetes. The leaves contain jamboline, and jambosine compounds are known to slow down the release of sugar into the bloodstream. If you regularly consume jamun leaves, it can help maintain stable blood sugar levels,

    1. Supports weight loss

    Jamun leaves are rich in fibre, which helps keep you full for longer and reduces unwanted cravings. They also help in improving metabolism, ensuring your body burns calories more efficiently. Chewing a few jamun leaves daily could be an effective way to support your weight loss journey.

    1. Strengthens oral health

    Jamun leaves have potent antibacterial and anti-inflammatory properties, making them great for oral hygiene. You can chew these leaves, which will help reduce bad breath, strengthen gums, and prevent common oral infections like gingivitis.

    1. Improves heart health

    Jamun leaf is rich in antioxidants; these leaves help reduce oxidative stress and inflammation in the body, keeping the heart healthy. Jamun leaves can be used to control cholesterol levels and prevent the hardening of arteries, which reduces the risk of heart disease.

    1. Boosts immunity

    Jamun leaves are packed with essential vitamins, minerals, and antioxidants that help to strengthen the immune system. Their antimicrobial properties help fight infections, keeping you healthy and energetic.

    Conclusion

    Nature has given us some of the best remedies, and Jamun leaf is a perfect example. Jamun leaf uses are many – from improving digestion and supporting heart health to managing diabetes and boosting immunity.

    Remember that a mediclaim policy gives you peace of mind when unexpected health issues arise. And if you're looking for something more personalised, individual health insurance is a great way to get coverage tailored to your unique needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Jasmine Leaves

    by Almog Ramrajkar | May 05, 2025

    Have you ever walked past a jasmine plant and instantly felt a sense of relaxation? Jasmine, often called the “Queen of Flowers”, isn’t just a treat for the senses; the benefits of harsingar leaves have been cherished for centuries. From traditional Chinese remedies to modern wellness trends, jasmine leaves and flowers have found their way into teas, skincare, and even heart health treatments. Whether you’ve sipped on a soothing cup of jasmine tea or used a jasmine-infused skincare product, you might already be benefiting from this floral powerhouse.

    List of health benefits of jasmine leaves

    ‘Jasmine’ comes from the Persian word ‘Yasmine,’ meaning ‘Gift of God’. True to its name, this delicate yet powerful flower has been a staple in Ayurvedic and herbal medicine. Here’s a curated list of night jasmine leaves benefits:

    1. Enhances digestion

    Ever had an upset stomach that wouldn’t go away? Jasmine leaves are packed with antioxidants like catechins; they help boost digestion by interacting with gastric enzymes. This can ease bloating, flatulence, and even conditions like irritable bowel syndrome (IBS). Also, it promotes the growth of good gut bacteria while eliminating harmful toxins.

    1. Promotes heart health

    Your heart deserves some love, and Jasmine is here to help! Its potent antioxidants help reduce bad cholesterol (LDL) and improve circulation, lowering the risk of heart disease. With anti-coagulant properties, jasmine leaves can prevent blood clots, reducing the chances of heart attacks and strokes.

    1. A natural weight loss aid

    If you’re trying to shed a few pounds, adding jasmine tea to your daily routine could greatly help. Thanks to epigallocatechin gallate (EGCG) and gallic acid, it speeds up metabolism, aids fat burning, and flushes out harmful toxins.

    1. Boosts brain power

    Need a mental boost? Jasmine leaves benefits are packed with powerful antioxidants and polyphenols that work wonders for brain function. It enhances the secretion of neurotransmitters like serotonin and dopamine, improving mood, memory, and concentration. This makes it a natural remedy for stress, depression, insomnia, and even neurodegenerative conditions like Alzheimer’s and Parkinson’s disease.

    1. Helps manage diabetes

    For those managing blood sugar levels, jasmine can be a powerful ally. Its hypoglycemic properties help regulate insulin production and slow down the breakdown of starch into glucose. Regular consumption of jasmine tea has been linked to lower fasting blood sugar and better diabetes management.

    Conclusion

    Jasmine is more than just a pretty flower with a heavenly scent; it’s a powerhouse of health benefits. Whether you want to improve digestion, boost your mood, protect your heart, or manage weight, jasmine is a natural and effective remedy. 

    Remember that having health insurance plans gives peace of mind when unexpected health issues occur. And if you're looking for something more personalised, individual health insurance is a great way to get coverage tailored to your specific needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Karunya Health Insurance Scheme Guide

    by mohit bohra | May 05, 2025

    Healthcare expenses are a major concern for low-income families. To address this, the government of Kerala has started the Karunya Health Insurance Scheme to provide affordable healthcare to the economically challenged sections of society. The programme is designed to ensure that eligible applicants receive medical treatment without any financial barriers. The scheme covers a wide range of critical illnesses, surgeries, and hospitalisation expenses.

    What is the Karunya Health Insurance scheme?

    Karunya Health Insurance Scheme, or Karunya Arogya Suraksha Padhathi (KASP), is a scheme entirely funded by the government for the economically backward classes in Kerala. It permits cashless and easy access to medical treatment at approved hospitals. The scheme is implemented alongside the Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).

    Features of Karunya Arogya Suraksha Padhathi

    Let us talk about the key features of this scheme:

    • Fully funded by the Kerala government.
    • Provides cashless services.
    • Provides coverage of up to ₹5 lakh per family per year.
    • Covers critical illnesses, surgeries, and hospitalisation expenses.
    • More than 1,000 empaneled hospitals across Kerala and India.
    • Covers pre-existing conditions.
    • Covers pre-hospitalisation expenses for up to 3 days and post-hospitalisation expenses for up to 60 days.
    • Easy application and claim procedures.

    Benefits of the Karunya Health Insurance Scheme

    Some of the benefits of this scheme are:

    • Financial relief for low-income families.
    • Access to quality healthcare services at both government and private hospitals.
    • Cashless hospitalisation.
    • Treatment for chronic and critical illnesses.
    • Coverage for diagnostics and medications during and after treatment.

    Coverage of Karunya Health Insurance

    The Karunya Health Insurance Scheme covers a wide range of treatments, including:

    • Cardiac treatments (Angioplasty, bypass surgery, valve replacement)
    • Cancer treatments (Radiation therapy, chemotherapy, surgery)
    • Neurological disorders (Brain surgeries, stroke management)
    • Renal diseases (Dialysis, kidney transplant)
    • Orthopedic procedures (Joint replacement, fracture surgeries)
    • Liver and lung diseases
    • Emergency trauma care and accident treatments
    • Maternity and neonatal care

    How does Karunya Health Insurance work?

    The scheme works in the following way:

    • Applicants must verify eligibility based on income criteria.
    • Those eligible can apply online through the official portal.
    • Once verified, an e-card or Karunya Health Insurance card is issued.
    • Beneficiaries can visit one of the empaneled hospitals and present the card for cashless treatment.
    • The hospital processes the claim, and the government directly settles the bill.

    Eligibility criteria for Karunya Health Insurance

    The following list explains the criteria for Karunya Arogya Suraksha Padhathi eligibility:

    • Residents of Kerala with a valid ration card.
    • Below the poverty line (BPL) and lower income g
    • Annual family income should be less than ₹3 lakh.
    • Individuals suffering from critical illnesses requiring financial assistance.
    • Individuals not covered under other government health insurance schemes.

    How to apply for the Karunya Health Insurance Scheme online?

    The steps for the Karunya Arogya Suraksha Padhathi apply online are:

    • Visit the official portal: http://karunya.kerala.gov.in
    • Register or log in using Aadhaar details.
    • Download and fill out the application form.
    • Upload it along with scanned copies of the required documents.
    • Submit the application.
    • After verification, the applicant will receive an approval notification.
    • The health card is issued.

    Required documents for Karunya Health Insurance

    Karunya Health Insurance registration requires the following documents:

    • Aadhaar card
    • Ration card
    • Income certificate
    • Residential proof
    • Medical reports (if applicable)
    • Bank account details
    • Passport-sized photographs

    FAQs

    • Who is eligible for the Karunya Health Insurance Scheme?

    Residents of Kerala falling below poverty line or above poverty line categories with an annual income of less than ₹3 lakh.

    • What is the maximum coverage provided under the scheme?

    The scheme provides aid for up to ₹5 lakh per family per year.

    • How will I know my Karunya Health Insurance application status?

    You can check the application status by visiting the official Karunya portal.

    Conclusion

    The KASP is an excellent initiative by the Kerala government for the underprivileged sections of society. One can avail of extensive benefits by enrolling under this scheme. In addition to government schemes like Karunya, it is essential for individuals to consider securing health insurance plans for comprehensive protection. One can also opt for critical illness insurance that provides coverage against life-threatening illnesses such as cancer, heart disease, and stroke, which often involve high treatment costs


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Sattu Water

    by Almog Ramrajkar | May 05, 2025

    Sattu water is a nutrient-rich, traditional Indian drink that has been a staple in households for generations. Made from roasted gram flour, sugar and lemon juice, it is packed with essential nutrients and offers a wide range of health benefits.

    Read on to discover the various health benefits of sattu water.

    List of health benefits of sattu water

    Whether enjoyed as a refreshing sharbat in the summer or incorporated into meals, sattu is one of the most versatile and nutrient-dense ingredients.

    Adding sattu water to your diet can offer several health benefits, including:

    1.      Aiding digestion

    Sattu is loaded with fibre, which keeps your gut healthy and prevents bloating, constipation and acidity. When mixed with lemon, it stimulates the production of digestive enzymes, making digestion even more efficient.

    2.      Keeping you hydrated

    If you feel drained, especially in the summer, a glass of lemon-infused sattu water is a perfect way to rehydrate your body. It helps replenish lost fluids and keeps you feeling refreshed.

    3.      Supporting weight management

    Sattu’s high fibre content keeps you full for longer, reducing unnecessary cravings. Additionally, lemon’s detoxifying properties help cleanse your system, making weight management easier.

    4.      Regulating blood sugar levels

    One of the best things about sattu is its low glycemic index. This means it releases glucose slowly into the bloodstream, preventing sudden sugar spikes and serving as an excellent choice for people with diabetes.

    5.      Boosting immunity

    Another benefit of sattu with water is that it supports the immune system. When combined with lemon, it provides a powerful dose of vitamin C, helping to strengthen immunity and keep infections at bay.

    6.      Supporting heart health

    Sattu water benefits heart health due to its high fiber content, which helps lower cholesterol levels. Adding lemon enhances this benefit, as its potassium content aids in regulating blood pressure, making this drink a heart-friendly choice.

    Conclusion

    Whether you need an energy boost, improved digestion, balanced blood sugar, or a refreshing way to stay cool and hydrated, sattu water has you covered. While natural remedies like sattu water can contribute to overall well-being, they work best when combined with a holistic approach that includes a balanced diet, regular exercise and routine medical checkups.

    Prioritising early intervention is crucial, and having the right mediclaim policy ensures financial security and access to necessary healthcare services. Opting for a family health insurance plan provides comprehensive coverage for your loved ones, ensuring their well-being during medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Intermittent fasting disadvantages to know

    by Almog Ramrajkar | May 05, 2025

    Recently, intermittent fasting has gained immense popularity as a weight management and health improvement strategy. Its simple approach of eating within designated time frames has made it appealing to many seeking to enhance health and wellness.

    However, like any diet or health trend, intermittent fasting has drawbacks. Read on to discover the potential side effects of fasting.

    Intermittent fasting disadvantages to know of

    Before you begin intermittent fasting, learn about its potential drawbacks to make more informed decisions. Some of the possible intermittent fasting disadvantages are as follows:

    1. Cravings

    One of the most common disadvantages of intermittent fasting is dealing with constant cravings, especially during the initial stages. Restricting your eating window can make you feel deprived, leading to overeating during non-fasting hours.

    This can counteract the intended benefits of fasting and potentially lead to unhealthy eating habits. To mitigate this, focus on nutrient-dense meals that include fibre, healthy fats, and proteins to promote satiety and stabilise blood sugar levels.

    1. Fatigue and low energy levels

    During fasting periods, your body lacks a steady supply of glucose, resulting in low energy levels and fatigue. This is particularly challenging for active people and those with demanding jobs, as a lack of energy can affect productivity and focus.

    The body eventually adapts by switching to fat for energy (ketosis). You may experience dizziness, headaches, and muscle weakness during the transition phase. To minimise energy dips, ensure your meals are rich in complex carbohydrates, proteins, and healthy fats.

    1. Nutritional deficiencies

    Limiting your eating hours may result in skipping essential nutrients if meals are not well-balanced. This is one of the side effects of fasting that can lead to deficiencies in vitamins, minerals, and other vital nutrients, potentially harming your long-term health. These deficiencies can cause weakened immunity, poor bone health, and cognitive issues.

    To avoid nutritional gaps, prioritise nutrient-dense foods, consider supplementation if necessary, and plan meals carefully to ensure adequate intake of vitamins and minerals within the eating window.

    Conclusion

    While intermittent fasting has advantages, it is essential to be aware of its potential drawbacks. The intermittent fasting disadvantages that should not be overlooked include cravings, fatigue, and the risk of nutritional deficiencies. Consider your overall and consult a medical professional before starting any fasting regimen and making major dietary changes.

    Regular checkups and understanding how diet changes can impact your body are essential for long-term health management. Appropriate health insurance plans cover the cost of consultations and treatment, ensuring financial security and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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