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  • Bhamashah Swasthya Bima Yojana: Guide & Benefits

    by Almog Ramrajkar | May 06, 2025

    The Bhamashah Swasthya Bima Yojana is a health insurance scheme launched in 2025 by the Rajasthan government to assist the vulnerable section of society with medical expenses. It provides coverage up to Rs 3 lakh per family annually. The scheme aims to provide quality healthcare with minimal financial burden.

    Bhamashah Yojana: An overview

    The Bhamashah health insurance scheme aims to empower women while working to bring financial inclusion. Under this scheme, the female head of the family is made the principal cardholder. This card is a single-window document to avail of benefits under the scheme.

    What is the Bhamashah Swasthya Bima Yojana (BSBY)?

    The BSBY scheme provides medical expenses to families below the poverty line. It offers cashless hospitalisation for certain treatments, ensuring quality healthcare is available with lesser financial burdens.

    Features of Bhamashah Yojana (BSBY)

    The scheme offers:

    • Cashless medical treatments
    • Treatment in both public and private empanelled hospitals
    • Coverage for expenses before and after hospitalisation
    • Financial aid for high-cost medical procedures, such as heart surgeries
    • Travel allowance up to Rs 500

    Benefits of Bhamashah card

    The card:

    • Reduces out-of-pocket expenses for medical treatments
    • Empowers women
    • Ensures transparency in fund distribution

    Inclusions under Bhamashah Swasthya Bima Yojana

    The scheme covers:

    • Room charges, doctor’s consultations, and nursing charges
    • Major surgeries
    • Essential tests required for treatment
    • Follow-up treatments and medications
    • Pre-existing diseases from day one of enrolment

    Eligibility criteria for Bhamashah Swasthya Yojana

    The Bhamashah Swasthya Bima Yojana eligibility requires one:

    • Be a resident of Rajasthan
    • Belong to a specified economically weaker section (as per the socio-economic survey 2011)

    Documents required to apply for BSBY Scheme

    The list of documents required are:

    • Aadhaar card
    • Proof of residence
    • Income certificate

    How to download Bhamashah card?

    To download the card:

    • Visit the official Rajasthan government website
    • Log in using the Aadhaar card or registered mobile number
    • Navigate to the Bhamashah card section
    • Enter the details and download the card

    How to update Bhamashah card bank account?

    The bank account details can be updated in two ways:

    Online:

    • Log in to your eMitra account
    • Select bank details
    • Enter your Bhamashah number
    • View the existing details
    • Make necessary changes and submit

    Offline:

    • Visit the nearest eMitra centre or government kiosk
    • Provide the original Bhamashah card and bank details
    • Fill out the account update form
    • Submit it for processing and verification

    What is the eligibility for Bhamashah card?

    The requirements are:

    • Must be a permanent resident of Rajasthan
    • Must belong to a financially weaker section
    • The female head of the family must be registered as the primary cardholder

    What is the activation process for Bhamashah card?

    Follow the below steps on the Rajasthan Jan Aadhaar Authority website:

    • Register and enrol for the BSBY scheme
    • Select “Bhamashah Citizen Enrolment”
    • Enter your reference ID
    • Verify the details
    • Submit personal and contact information in the enrolment form
    • You will receive a receipt number that needs to be kept handy for any future purpose to avail of the benefits

    You can also visit the nearest eMitra kiosk with the required documents to apply and get the card.

    How to edit Bhamashah card online?

    To edit the card online:

    • Register and log in to the Rajasthan SSO portal
    • Select edit option
    • Enter your Bhamashah number and make the required changes
    • Submit for verification and approval

    Claim procedure for Bhamashah Swasthya Bima Yojana

    The procedure involves:

    • Visiting an empanelled hospital for treatment
    • Showing your ID proof and BSBY card
    • The hospital verifies the details and initiates treatment
    • The hospital shares the bills and reports with the insurer
    • The insurance company settles the amount with the hospital.

    FAQs

    • Can I register for the Bhamashah Bima Yojana?

    If you are a resident of Rajasthan and belong to lower-income groups, you can apply for this scheme.

    • What is the coverage amount under the BSBY?

    The scheme provides coverage of over Rs 30,000 per family annually for normal illnesses; for critical diseases, the amount climbs to Rs 3 lakh.

    Conclusion

    The Bhamashah Swasthya Bima Yojana has served as a lifeline for vulnerable families. It has contributed to laying the foundation for cashless treatment and widened the coverage for critical illnesses with better access to health services. Since a health emergency can happen at any time, appropriate health insurance and parents health insurance are essential as they can provide financial protection during those events, ensuring your family is always protected.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Tamarind Seeds: Are They Good for You?

    by Almog Ramrajkar | May 06, 2025

    Tamarind is a popular ingredient in Indian kitchens, with most people typically utilising only the pulp while discarding the skin, fibre, and seeds. However, by doing this, you may be throwing away essential nutrients. While the pulp has a sour flavour, the seeds taste similar to almonds with a slight bitterness.

    Let's check out some of the benefits of eating tamarind seeds.

    Significant benefits of tamarind seeds

    Tamarind seeds are highly nutritious and can make a valuable addition to your diet. Here are some of the top benefits of tamarind seeds:

    1. Aids Digestion:

      The high fibre content in tamarind seeds can promote healthy digestion by regulating bowel movements. The seeds' red outer cover has traditionally been used to manage digestive issues like diarrhoea and dysentery.
    2. Soothes Sore Throat and Cough:

      Tamarind seed juice has anti-bacterial and anti-inflammatory properties that may aid with sore throat, reduce coughing, and soothe irritation. Drinking tamarind seed tea or gargling with its extract can provide quick relief from throat discomfort.
    3. Reduces Inflammation and Joint Pain:

      Tamarind seeds contain essential compounds that help reduce inflammation. Consuming roasted tamarind seed powder mixed with water can help relieve joint pain and other inflammatory conditions.
    4. Regulates Blood Sugar Levels:

      Drinking water infused with overnight-soaked tamarind seeds can help manage blood sugar levels. Tamarind seeds can improve insulin sensitivity, making them beneficial for people with diabetes.
    5. Supports Heart Health:

      Snacking on tamarind seeds can improve heart health by balancing cholesterol levels, regulating blood pressure, and maintaining electrolyte balance.
    6. Nourishes and Hydrates Skin:

      A face mask made with tamarind seed powder and honey deeply moisturises the skin, leaving it soft and radiant. The natural compounds in tamarind help combat dryness and promote a youthful glow.
    7. Whitens Teeth and Strengthens Gums:

      Rubbing tamarind seed powder on your teeth and gums can help remove stains and whiten your teeth naturally. It strengthens gums and improves oral health by reducing bacterial buildup.

    How to consume tamarind seeds?

    The hard coating on tamarind seeds makes them difficult to chew. Instead, here's what you need to do:

    • Wash the seeds till the water runs clear
    • Roast the seeds on a medium flame
    • Once cool, gently pound them using a mortar and pestle to separate the coating from the seeds
    • Sift out the kernel and collect the tamarind seeds
    • You can then soak 5-6 seeds overnight and consume them the next morning
    • Add Pink Himalayan Salt (sendha namak) and spices for taste

    Alternatively, roast and de-coat the seeds before grinding them into a flour-like consistency. You can mix this flour with urad dal flour to make vadas or use it as a thickener in soups. 

    Importance of health insurance policy

    Eating healthy for your overall well-being is crucial. But staying healthy also means being prepared for medical emergencies. A good individual health insurance policy ensures you get the care you need without financial stress. The plan can cover the cost of medication, consultations, and hospitalisation for many diseases and health conditions. Reliable health insurance plans ensure you do not need to stress about treatment costs if you fall ill.

    FAQs

    • Are tamarind seeds safe to eat?

    Yes, you can safely consume tamarind seeds.

    • Are there any side effects to eating tamarind seeds?

    Excessive consumption of tamarind seeds may cause acidity or allergic reactions. It can also damage tooth enamel.

    • How should you use tamarind seeds to relieve a sore throat?

    For sore throat relief, gargle the mixture of warm water and tamarind seed juice. Mix tamarind seed powder, ginger juice, and cinnamon in a glass of lukewarm water and drink it for relief.

    Conclusion

    There are various health benefits of tamarind seeds, such as improved digestion, better heart health, and relief from joint pain. You can consume this versatile ingredient in so many different ways— as salad toppings, in smoothies or brewed into tea. If you enjoy starting your day with a handful of nuts, consider adding roasted tamarind seeds to your mix. You can also combine tamarind seed flour with urad dal flour to make vadas and other recipes.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

    Also Read

  • 6 Health Benefits of Black Sesame Seeds

    by Almog Ramrajkar | May 06, 2025

    Black sesame seeds (Kala Til) from the Sesamum indicum plant are rich in essential nutrients and bioactive compounds. Thanks to the numerous benefits of black sesame seeds, they have been used in traditional medicine for over 5,000 years. Their rich nutrient profile includes high levels of good fats, proteins, vitamins, and minerals, making them valuable to a balanced diet.

    This blog discusses the key health benefits of eating black sesame seeds.

    Significant benefits of black sesame seeds

    Here is a list of six science-backed black sesame benefits:

    1.      Manages oxidative stress

    Sprouted black sesame seeds are packed with antioxidants and can help the body fight cell damage. Additionally, consuming black sesame seed capsules may significantly reduce malondialdehyde (MDA) in the body (an indicator of oxidative stress).

    2.      Regulates blood sugar

    Black sesame seeds supply fibre and healthy fats, stabilising blood glucose, slowing carbohydrate digestion and minimising sudden blood sugar spikes. Studies also point to the blood sugar-regulating benefits of black sesame seeds for those with Type 1 diabetes.

    3.      Stimulates bone health

    The higher calcium content in black sesame seeds helps form stronger bones and prevent osteoporosis. Additionally, magnesium and phosphorus help maintain bone density and support bone formation

    4.      Keeps the heart healthy

    Studies suggest that black sesame seed capsules can help stabilise blood pressure. It is also a good source of antioxidants and polyunsaturated fats that help reduce bad cholesterol.

    5.      Strengthens hair and nourished skin health

    Black sesame seeds contain minerals and vitamins such as iron, zinc, and vitamin E. These nutrients help grow new hair, control hair thinning and add shine. The antioxidants in these seeds prevent free radical damage and add a youthful glow.

    6.      Promotes digestive health

    The high dietary fibre content in black sesame seeds is known to support digestive health. Consuming black sesame seeds can help improve frequent bowel movements and prevent constipation. The oils found in the seeds assist the gastrointestinal system.

    How to consume black sesame seeds?

    Here are some ways you can incorporate black sesame seeds into your diet:

    • Sprinkle on food:

      To get additional nutrients and flavour, toss black sesame seeds in rice dishes, soups, stir-fries, salads, yoghurt, or cereal.
    • Add to smoothies:

      Include black sesame seeds in smoothies for additional nutrition.
    • Baking:

      Add them to baked foods such as muffins, oats or power bars for texture and nutritional value.
    • Use as a Garnish:

      Sprinkle black sesame seeds on noodles, stir-fries, or other Asian-inspired dishes for added flavour and texture.

    Importance of health insurance plans

    While black sesame seeds have numerous health benefits, you should consume them in moderation to maintain overall well-being. Besides mindful eating, you should invest in a comprehensive health insurance policy to protect your health and finances. Regular health check-ups, preventive screenings, and access to quality medical care are important for long-term wellness but can disturb your finances. Investing in the right family health insurance policies protects your loved ones against medical emergencies and financial stress.

    FAQs

    • Are black sesame seeds different from white sesame seeds?

    Even though they both come from the same plant, black sesame seeds differ from white sesame seeds in appearance. The black seeds have their outer shell intact, which gives them a distinct look and taste.

    • Can you roast black sesame seeds?

    You can roast black sesame seeds at low-medium heat to release the flavour.

    • Do black sesame seeds have high protein content?

    Black sesame seeds are a very good source of plant-based protein. One tablespoon contains approximately 1.5g of protein.

    Conclusion

    Nutrient-rich black sesame seeds support heart health, radiant skin, and stronger hair. When consumed in moderation, they can provide long-term health benefits. Additionally, pairing nutritious food choices with regular health check-ups and a balanced lifestyle creates a proactive approach to staying healthy. The right individual health insurance further supports this by covering preventive care, medical consultations, and treatments, ensuring you're always prepared for your health needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Flexitarian Diet: Plan, Foods & Tips

    by Almog Ramrajkar | May 06, 2025

    Eating healthy doesn’t have to mean strict rules or giving up your favourite foods. The flexitarian diet offers a middle path between a fully vegetarian lifestyle and a typical meat-based diet. It focuses on eating mostly plant-based foods while allowing occasional meat and dairy consumption.

    This guide explains everything about the flexitarian diet, including its benefits, a sample flexitarian meal plan, a detailed flexitarian diet food list, and practical tips to help you get started.

    What is flexitarian diet?

    A flexitarian diet is a semi-vegetarian approach that encourages eating more plant-based foods while allowing some meat and animal products in moderation.

    People choose flexitarian food for different reasons — some want to improve their health, others aim to lower their environmental impact, and many prefer a flexible approach to eating.

    Benefits of flexitarian diet

    The benefits of this diet are:

    1. Supports heart health:

      A diet with fruits, vegetables, whole grains, and legumes may help lower cholesterol and maintain healthy blood pressure.
    2. Helps with weight management:

      A flexitarian meal plan tis lower in calories and high in fibre, which can help with weight management.
    3. Provides balanced nutrition:

      By including a mix of plant-based and animal-based foods, a flexitarian diet provides essential nutrients like protein, iron, and omega-3 fatty acids that may be lacking in vegetarian or vegan diets.
    4. Encourages sustainable eating:

      Reducing meat consumption can lower carbon footprint, conserve water, and reduce greenhouse gas emissions.
    5. Flexible and easier to follow:

      Unlike strict diets, the flexitarian diet meal plan does not require eliminating food groups. This flexibility makes it easier to sustain in the long run.

    Meal plans for flexitarian diet

    Here’s a simple one-week meal plan:

    Day

    Breakfast

    Lunch

    Dinner

    Snacks

    Monday

    Oats with nuts and fruits

    Chana salad with roti

    Paneer bhurji with quinoa

    Greek yoghurt with almonds

    Tuesday

    Moong dal chilla

    Rajma rice

    Stir-fried tofu and vegetables

    Roasted makhana

    Wednesday

    Poha with peanuts

    Chickpea curry with brown rice

    Grilled fish with sautéed greens

    Fruit salad

    Thursday

    Smoothie bowl with seeds

    Baingan bharta with roti

    Soya chunks pulao

    Sprouts chaat

    Friday

    Whole wheat toast with peanut butter

    Dal tadka with jeera rice

    Chicken stew with millets

    Handful of mixed nuts

    Saturday

    Idli with coconut chutney

    Bhindi sabzi with jowar roti

    Mushroom stir-fry with noodles

    Dark chocolate with walnuts

    Sunday

    Dosa with sambar

    Mixed vegetable khichdi

    Grilled paneer wrap

    Hummus with cucumber sticks

    Foods list in flexitarian diet

    A well-balanced flexitarian diet food list includes the following:

    Plant-based foods (for daily consumption):

    • Fruits such as bananas, apples, oranges, and berries
    • Vegetables like spinach, carrots, bell peppers, and cauliflower
    • Whole grains, including brown rice, oats, millet, and whole wheat
    • Legumes such as lentils, beans, chickpeas, and peas
    • Nuts and seeds like almonds, walnuts, flaxseeds, and chia seeds.

    Animal-based foods (for occasional consumption):

    • Dairy products like milk, yoghurt, and paneer
    • Eggs
    • Meat, preferably lean options like chicken and fish, in limited portions

    Foods to limit:

    • Processed meats
    • Sugary drinks and desserts
    • Deep-fried and overly processed foods

     

    Tips for following flexitarian diet

    These tips will help you follow a flexitarian diet plan easily:

    • Start slow –

      Start by replacing one or two meat-based meals per week with plant-based options and gradually increase plant-based days.
    • Experiment with protein sources –

      Incorporate tofu, paneer, lentils, and nuts to ensure adequate protein intake.
    • Plan meals –

      Preparing a flexitarian diet plan in advance ensures balanced nutrition and prevents last-minute unhealthy choices.
    • Stay hydrated –

      Drink ample water to support digestion and overall well-being.
    • Monitor portion sizes –

      Healthy foods should be eaten in moderation to maintain a balanced diet.
    • Read food labels –

      Check for hidden additives, preservatives, and excess sodium or sugar in packaged foods.

    Conclusion

    The flexitarian diet is about balance and flexibility. However, a good diet alone is not enough. Unexpected illnesses and medical emergencies can arise at any time, making it essential to have financial protection in place.

    A mediclaim policy ensures coverage for hospitalisation and medical expenses, providing peace of mind in case of unforeseen health issues. Whether opting for a family health insurance plan or an individual health insurance policy, having the right insurance can help manage healthcare costs effectively.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Macrobiotic diet: Foods and meal strategies

    by Almog Ramrajkar | May 06, 2025

    The macrobiotic diet is a plant-based diet focusing on whole grains, vegetables, and natural foods while avoiding processed items. It promotes balance and mindful eating, rooted in Japanese and Chinese dietary principles.

    This guide covers the macrobiotic diet plan, the macrobiotic diet food list, and practical tips to help transition smoothly.

    What is macrobiotic diet?

    Developed by Japanese philosopher George Ohsawa in the 1920s, the macrobiotic diet is based on eating foods that promote harmony between the body and nature. It follows the yin and yang principles, focusing on consuming natural, seasonal, and minimally processed foods.

    Key principles

    • Emphasis on whole grains as a staple.
    • Inclusion of fresh vegetables, legumes, and fermented foods.
    • Avoidance of refined sugar, processed foods, and dairy.
    • Preference for locally grown, seasonal, and organic produce.
    • Balanced meals with simple cooking techniques like steaming, boiling, or stir-frying.

    Benefits of macrobiotic diet

    Following a macrobiotic diet can support overall well-being. While it is not a guaranteed cure for any condition, it may aid in:

    • Cancer management support:

      High-fibre, plant-based foods may help maintain cellular health and support overall well-being during cancer treatment.
    • Diabetes control:

      Whole grains and fibre-rich foods can help maintain blood sugar levels and may aid in diabetes management.
    • Better digestion:

      High fibre intake from whole grains and vegetables can support gut health.
    • Weight management:

      Being naturally low in processed foods and added sugars, this diet can help with weight management.
    • Balanced energy levels:

      Whole foods provide steady, long-lasting energy.
    • Heart health:

      The diet’s emphasis on plant-based, low-fat foods may contribute to better heart health.
    • Mindful eating:

      Encourages a conscious approach towards food choices and portion control.
    • Improved immunity:

      Nutrient-dense, antioxidant-rich foods may help strengthen the immune system and overall resilience to illness.

    Note: As with any diet, professional advice should be taken before making major dietary changes.

    Meal plans for macrobiotic diet

    For beginners, transitioning to a macrobiotic diet plan can be easier with a structured meal guide. Below is a 7-day meal plan that incorporates a variety of macrobiotic food options suitable for Indian diets.

    Weekly macrobiotic diet plan

    Day

    Breakfast

    Lunch

    Dinner

    Snacks

    Monday

    Brown rice porridge with sesame seeds

    Steamed red rice, sautéed greens, miso soup

    Moong dal khichdi with vegetables

    Roasted chickpeas

    Tuesday

    Millet upma with mixed vegetables

    Brown rice, stir-fried tofu, and miso soup

    Barley khichdi with pumpkin

    Handful of soaked almonds

    Wednesday

    Oats porridge with flaxseeds

    Bajra roti with dal and steamed vegetables

    Quinoa with sautéed mushrooms

    Sprouted moong salad

    Thursday

    Ragi dosa with coconut chutney

    Rice with stir-fried beans and fermented pickle

    Steamed idlis with sambhar

    Roasted makhana

    Friday

    Steel-cut oats with nuts

    Brown rice, chickpea curry, and steamed spinach

    Miso soup with mixed grains

    Handful of walnuts

    Saturday

    Poha with curry leaves and peanuts

    Buckwheat noodles with steamed vegetables

    Dal khichdi with fermented carrots

    Sunflower seeds

    Sunday

    Sprouted moong chilla

    Red rice with lentil soup and steamed greens

    Stir-fried tofu with brown rice

    Fresh coconut pieces

     

    Foods list in macrobiotic diet

    A macrobiotic diet food list mainly includes whole, plant-based, and fermented foods. Here’s a list of macrobiotic foods:

    Whole grains (50-60% of diet)

    • Brown rice
    • Barley
    • Millet
    • Quinoa
    • Buckwheat

    Vegetables (25-30% of diet)

    • Leafy greens (spinach, mustard greens)
    • Root vegetables (carrots, sweet potatoes)
    • Cruciferous vegetables (cabbage, cauliflower)

    Legumes and beans (10-15% of diet)

    • Lentils (moong dal, masoor dal)
    • Chickpeas
    • Tofu and tempeh (fermented soy products)

    Fermented foods

    • Miso
    • Pickled vegetables
    • Sauerkraut

    Natural condiments

    • Sea salt
    • Soy sauce
    • Mustard

    Foods to avoid

    • Processed and refined foods
    • Dairy and animal products (except occasional fish)
    • Artificial sweeteners and sugar

    Tips for following macrobiotic diet

    Adopting a macrobiotic diet can be a big lifestyle shift. Below are some practical suggestions to help keep on course:

    • Begin by replacing processed grains with whole grains.
    • Avoid deep-frying and opt for steaming or stir-frying.
    • Choose local fruits and vegetables.
    • Adjust portions and foods based on how you feel.
    • Drink warm or room-temperature water instead of cold beverages.

    Conclusion

    While a well-balanced macrobiotic diet plan supports overall well-being, having a strong financial backup for medical emergencies is just as important. 

    A mediclaim policy helps cover hospitalisation costs in case of illness, while family health insurance ensures financial protection for the entire household. Those preferring personalised coverage can explore individual health insurance options. A suitable insurance plan goes hand in hand with a healthy lifestyle, ensuring quality care is always within reach.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Low histamine diet: Foods and meal plan

    by Almog Ramrajkar | May 06, 2025

    Unexplained headaches, digestive issues, skin irritation, or sinus congestion could be linked to histamine intolerance. Histamine is a natural compound involved in immune responses and digestion, but some struggle to break it down effectively. This can lead to an overload, triggering various symptoms.

    A low histamine diet helps manage these symptoms. This guide provides a structured meal plan, a low histamine food list, and practical tips to make the transition smoother.

    What is low histamine diet?

    Histamine is a chemical involved in immune responses, digestion, and neurological functions. While the body naturally produces histamine, it is also found in many foods. Some individuals have difficulty breaking down histamine due to a deficiency of diamine oxidase (DAO), an enzyme that helps metabolise it. This can result in histamine buildup, leading to symptoms such as:

    • Skin irritation, redness, or hives
    • Headaches or migraines
    • Nasal congestion or sinus issues
    • Bloating, diarrhoea, or nausea

    A low histamine diet helps reduce these symptoms. It is not a permanent diet but is often followed as an elimination phase before gradually reintroducing certain foods.

    Benefits of low histamine diet

    While this diet does not “cure” histamine intolerance, it may help reduce the frequency and severity of symptoms. Key benefits include:

    1.      Reduced digestive discomfort:

    A diet low in histamine may ease bloating, nausea, and gut inflammation.

    2.      Better skin health:

    Many histamine-sensitive individuals experience rashes and itching. Avoiding high-histamine foods may help improve skin conditions.

    3.      Fewer headaches and sinus issues:

    Some studies suggest high histamine levels contribute to migraines and sinus congestion. A low histamine diet can help reduce these triggers.

    Since histamine intolerance varies among individuals, consulting a healthcare provider before making dietary changes is recommended.

    Meal plans for low histamine diet

    A structured meal plan ensures a balanced diet while minimising histamine intake. Below is a sample one-week low histamine meal plan:

    Day

    Breakfast

    Lunch

    Dinner

    Snacks

    Monday

    Moong dal dosa with coconut chutney

    Steamed rice with bottle gourd curry

    Grilled chicken with sautéed vegetables

    Roasted makhana, coconut water

    Tuesday

    Oats porridge with almonds

    Quinoa with boiled vegetables

    Vegetable pulao (freshly made)

    Banana, homemade fresh yoghurt

    Wednesday

    Besan cheela with mint chutney

    Bajra roti with lauki sabzi

    Grilled fish with boiled potatoes

    Puffed rice, fresh papaya

    Thursday

    Rice idli with coconut chutney

    Dal khichdi with cucumber raita

    Vegetable soup with brown rice

    Coconut milk smoothie, rice crackers

    Friday

    Poha with peanuts

    Steamed rice with toor dal

    Chicken soup with mixed greens

    Watermelon slices, rice cakes

    Saturday

    Ragi porridge

    Jeera rice with aloo sabzi

    Stir-fried tofu with vegetables

    Homemade fruit salad, puffed jowar

    Sunday

    Fresh fruit smoothie with chia seeds

    Rice with boiled lentils and ghee

    Grilled paneer with fresh salad

    Pumpkin seeds, coconut slices

    Note: Fresh meals are ideal as leftovers can accumulate histamine over time.

     

    Foods list in low histamine diet

    A structured low histamine diet food list makes it easier to follow the diet and avoid triggers.

    Low histamine foods

    Proteins:

    • Fresh chicken, turkey, lamb
    • Fresh eggs
    • Fresh paneer (not aged)
    • Tofu (unfermented)

    Vegetables:

    • Carrots, cucumbers, bottle gourd, pumpkin
    • Sweet potatoes, potatoes
    • Fresh leafy greens (except spinach)

    Fruits:

    • Apples, pears, watermelon, mango
    • Coconut, papaya, banana (in moderation)

    Grains & pulses:

    • Rice, quinoa, oats, millet
    • Moong dal, toor dal, chana dal (in moderation)

    Dairy & alternatives:

    • Fresh milk, ghee
    • Coconut milk, almond milk

    High histamine foods

    • Fermented foods (pickles, kimchi, soy sauce)
    • Aged cheeses (cheddar, parmesan)
    • Processed meats (sausages, salami)
    • Certain vegetables (tomatoes, spinach, brinjal)
    • Citrus fruits (oranges, lemons)
    • Leftovers (histamine increases over time)

    For a complete low histamine diet food list that suits your needs, consult a dietitian.

    Tips for following low histamine diet

    Transitioning to a low histamine diet can be challenging, but these tips can help:

    • Avoid leftovers as histamine levels rise over time.
    • Many packaged foods contain preservatives that may trigger symptoms.
    • Drinking enough water supports digestion and overall health.
    • Include different low histamine foods for balanced nutrition.
    • If testing tolerance levels, add one new food at a time.

    Conclusion

    Managing histamine intolerance often requires doctor visits, diagnostic tests, and dietary changes. A health insurance policy can help cover allergy testing and consultation expenses.

    Family health insurance ensures comprehensive coverage for families with multiple members experiencing food sensitivities. Alternatively, individual health insurance provides tailored coverage for specific medical needs.

    Choosing the right mediclaim policy can reduce financial stress while focusing on dietary adjustments and long-term health management.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Dukan diet: Phases, meal plans, and tips

    by Almog Ramrajkar | May 06, 2025

    The Dukan Diet is a high-protein and low-carbohydrate weight loss plan developed by French physician Pierre Dukan. This diet is divided into four phases to help you with weight management and maintain long-term results. The diet emphasises specific food choices at each phase to promote healthy habits.

    This Dukan Diet guide lists its principles, benefits, and other essential details to build a roadmap for achieving your fitness goals.

    What is Dukan diet?

    It is a structured weight-loss program that emphasises high-protein, low-carb foods. The Dukan Diet schedule is divided into four phases: Attack, Cruise, Consolidation, and Stabilisation. Each phase has specific rules and goals to maximise fat loss while preserving muscle mass.

    The first phase, Attack, focuses on rapid weight loss by consuming lean proteins. The Cruise phase introduces non-starchy vegetables, while the Consolidation phase gradually reintroduces other food groups. The final phase, Stabilisation, is a lifelong maintenance plan to ensure you keep the weight off. This structured approach makes the Dukan Diet plan effective for many individuals.

    Benefits of Dukan diet

    The Dukan Diet plan provides several potential benefits. Here are a few of them:

    1. Helps in weight management
    2. Easy-to-follow program
    3. Helps reduce hunger pangs
    4. Preserves lean muscle mass

    Meal plans for Dukan diet

    Creating a Dukan Diet plan involves selecting appropriate foods for each phase. Below are sample meal ideas:

    1. Attack phase:

      This lasts 2 - 7 days and focuses on lean proteins like chicken, turkey, eggs, and fish. You can also consume low-fat dairy products and oat bran. Here are some meal ideas to consider:
    • Breakfast: Scrambled egg whites with smoked salmon.
    • Lunch: Grilled chicken breast seasoned with herbs.
    • Dinner: Baked cod fillet with cottage cheese.
    1. Cruise phase:

      This phase introduces non-starchy vegetables, alternating between protein days and protein-plus-vegetable days. This continues until you reach your target. Ideas for this phase include:
    • Breakfast: Omelet with spinach and mushrooms.
    • Lunch: Turkey salad with mixed greens and cucumbers.
    • Dinner: Lean beef stir-fry with broccoli and bell peppers.
    1. Consolidation phase:

      Fruits, whole grains, and cheese are gradually introduced into the diet. The duration of this phase is determined by the amount of weight lost, lasting five days for every pound lost during the previous phase. Here is a meal plan idea for this phase:
    • Breakfast: Greek yoghurt with a serving of berries.
    • Lunch: Whole-grain sandwich with lean ham and lettuce.
    • Dinner: Grilled chicken with steamed vegetables and quinoa.
    1. Stabilisation phase:

      It is a lifelong maintenance plan where you can eat normally but follow a few key rules, such as having one pure protein day per week and consuming oat bran daily. In the stabilisation phase, you can eat:
    • Breakfast: Oat bran porridge with a sprinkle of cinnamon.
    • Lunch: Salmon salad with avocado and mixed greens.
    • Dinner: Roasted turkey with sweet potatoes and a side salad.

    Foods list in Dukan diet

    The Dukan Diet list focuses on food items with high-protein, low-carb content. During the 1st phase of the program, you can eat lean meats, fish, poultry and oat bran. The second phase prescribes a combination of proteins and non-starchy vegetables. However, high-carb foods like bread, pasta, rice, and sugary snacks are off-limits.

    The consolidation period (3rd phase) is more about reintroducing food items into the diet. You gradually reintroduce foods like whole grains, fruits, and cheese during this phase. Moreover, you can eat your favourite foods once or twice a week. At the stabilisation phase, you follow consolidation phase guidelines in moderation. 

    Tips for following Dukan diet

    To effectively adhere to the Dukan Diet schedule, consider the following tips:

    1. Stay hydrated:

      Drink adequate water to support metabolism and kidney function.
    2. Plan meals:

      Prepare meals early to ensure compliance with dietary guidelines.
    3. Eat oat bran:

      Oat bran is a key component of the Dukan diet list. It helps keep you full and supports digestion.

    Conclusion

    The Dukan Diet plan offers a structured weight management program based on a high-protein, low-carbohydrate framework. However, it is essential to approach this program cautiously, as dietary changes can impact your overall health. It is always recommended to consult experienced medical professionals to assess your current health condition. You can count on health insurance plans to help cover the cost of these consultations. An individual health insurance policy can reduce out-of-pocket medical consultation expenses, making prioritising your well-being easier.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Quinoa Seeds

    by mohit bohra | May 05, 2025

    Quinoa seeds have gained immense popularity over the last few years because of their numerous benefits.Often called a superfood, it is a gluten-free, protein-packed seed containing all nine essential amino acids that our bodies cannot make independently. 

    This blog discusses everything related to quinoa seeds and their nutritional benefits.

    Significant benefits of quinoa seeds

    The high nutritional value of quinoa seeds makes them beneficial to many people, particularly those following plant-based diets or needing gluten-free options. The health benefits of quinoa seeds are:

    • High in fibre: Quinoa is rich in fibre, which helps regulate bowel movements. It also feeds good bacteria in the stomach that help support digestive health. Also, the high fibre content increases the sensation of fullness, leading to lesser overall calorie intake.
    • Rich in antioxidants: Quinoa is packed with antioxidants, including quercetin and kaempferol, that help fight oxidative stress and reduce inflammation. It is known to potentially lower the risk of chronic illnesses like heart issues and cancer.
    • Support heart health: Quinoa contains heart-friendly nutrients such as magnesium, potassium, and fibre that can help maintain blood pressure, lower cholesterol levels, and reduce the risk of cardiovascular diseases.
    • Regulate blood sugar levels: Quinoa helps maintain stable blood sugar levels in the body because of its low glycemic index, making it an excellent option that helps manage blood sugar and diabetes.
    • Gluten-free alternative: Quinoa is gluten-free and good for people with celiac disease or gluten intolerance. Quinoa seed nutrition can replace wheat, barley, or other gluten-containing grains.
    • Promotes weight management: Quinoa can facilitate weight reduction as its high protein and fibre content diminish appetite and promote satiety.
    • Supports bone health: These seeds also contain essential minerals like magnesium, phosphorus, and calcium for maintaining strong and healthy bones.

    How to consume quinoa seeds?

    One can gain the benefits of quinoa seeds by adding them to the diet in several ways:

    Method

    Description

    For breakfast

    Cook quinoa with milk or water and add seasonal fruits, nuts, and honey for a nutritious breakfast.

    In salads

    Mix cooked quinoa with fresh greens, herbs, and a light dressing to make a healthy salad.

    As a rice substitute

    Use quinoa instead of rice in dishes such as pulao.

    In soups and stews

    Add quinoa to soups and stews for extra texture and nutrition.

    In baking

    Use quinoa flour to make gluten-free bread, muffins, and pancakes.

    In energy bars

    Blend quinoa with various seeds, nuts, and dried fruits to create homemade energy bars.

     

    Importance of health insurance

    While maintaining a healthy diet can help prevent diseases, health insurance plans are vital for financial protection in unexpected situations. Health insurance provides safety coverage in case of hospitalisation, medical treatment, and even preventive care, ensuring you are taken care of in any situation.

    FAQs

    1. Is quinoa better than rice?

    Quinoa is considered more nutritious than rice. It contains more protein, fibre, and essential vitamins and minerals.

    1. Can I eat quinoa every day?

    Quinoa can be eaten daily as they ensure proper and balanced nutrition.

    1. Is quinoa safe for people with diabetes?

    Yes. Because of its low glycemic index, quinoa helps regulate blood sugar levels.

    Conclusion

    Quinoa packs more nutrients than most grains and is rightly known as a superfood. With its high amount of protein and minerals, it is also regarded as a complete food. Adding quinoa to your diet could benefit you in many ways. Although a proper diet helps maintain a healthy body, health insurance is indispensable for financial security. Balancing adequate nutrition and excellent individual health insurance will help you live a healthy and secure life.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of White Sesame Seeds

    by mohit bohra | May 05, 2025

    For centuries, the benefits of eating white sesame seeds have made them a part of traditional medicine and cuisines. Loaded with nutrients like proteins, healthy fats, fibre, antioxidants, and minerals, white sesame seeds are an excellent dietary addition.

    Significant benefits of white sesame seeds

    White sesame benefits are as follows:

    • Rich in antioxidants: They're a rich source of antioxidants, including sesamin and sesamol, which help fight oxidative stress. It can also help reduce cell inflammation and prevent damage.
    • Supports heart health: These tiny white seeds are a good source of healthy fats such as omega-6 fatty acids with many beneficial effects. It can help lower (LDL) bad cholesterol levels, raise good cholesterol levels (HDL), help maintain blood pressure, and reduce the risk of cardiovascular disease.
    • Aids digestion: The high fibre content in white sesame seeds supports digestive health by regulating bowel movement and preventing constipation.
    • Promotes healthy skin and hair: These seeds can help strengthen hair and prevent hair loss. They can also help improve blood circulation on the scalp, stimulating hair growth.
    • Regulates blood sugar levels: White sesame’s magnesium and fibre content make it suitable for controlling blood sugar. Thus, it is good for diabetic people or those looking to keep their glucose levels in check.
    • Supports liver health: Sesamin, a potent compound in white sesame seeds, is easily one of the best aids in minimising oxidative stress around the liver and ensuring proper liver functioning.
    • Boosts immune function: These seeds also contain zinc, iron, and other useful nutrients for a healthy immune system and can help prevent infections and illnesses.
    • Improves cognitive function: White sesame seeds contain compounds that help enhance brain functions, boost memory, and even play a crucial role in reducing the occurrence of neurodegenerative disorders like Alzheimer’s.
    • Balances hormonal levels: The lignans present in white sesame seeds help maintain hormonal balance, especially in women undergoing menopause.

    How to consume white sesame seeds?

    One can reap the benefits of white sesame seeds by including them in their diet in different ways:

    Method

    Description

    Raw or roasted

    Eat a small handful of white sesame seeds raw or lightly roasted for a crunchy, nutritious snack.

    In smoothies

    Blend white sesame seeds into smoothies for added texture and health benefits.

    In salads

    Sprinkle white sesame seeds over salads to enhance their nutritional value and taste.

    As a paste

    Make white sesame paste or tahini and spread it on toast or mix it with dips.

    In baking

    Use white sesame seeds in bread, muffins, or cookies for a nutty flavour.

    In cooking

    Add to stir-fries, rice dishes, or soups for extra nutrition and a unique taste.

    In desserts

    Use white sesame seeds in traditional sweets, energy bars, or homemade ice cream.

     

    Importance of medical insurance

    While consuming a healthy diet is necessary to avoid diseases, comprehensive health insurance is a must, as it provides coverage during medical emergencies. Health insurance plans cover expenses for hospitalisation, medication, doctor visits, and check-ups. These can help individuals and families cope with health-related costs and enable access to quality healthcare without worrying about the costs.

    FAQs

    1. Are the nutritional values of white and black sesame seeds the same?

    Essentially, both varieties of sesame seeds are in the same rank in terms of nutrition. However, black sesame seeds are believed to have higher potency in antioxidants and health benefits.

    1. Can white sesame contribute to weight loss?

    The fat and fibre content of white sesame seeds can induce fullness and prevent excessive cravings, thereby contributing to weight control.

    1. How much white sesame should I eat every day?

    One to two tablespoons of white sesame seeds per day is good. Remember, moderation is the key.

    Conclusion

    White sesame seeds are nutrient-packed food that can benefit your heart, improve digestion, strengthen bones, and enhance your skin. A balanced diet with superfoods such as white sesame seeds is paramount for overall well-being. However, an equally important component is complete individual health insurance coverage to protect you from the financial risk of sudden medical expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Mulberry Leaves

    by Almog Ramrajkar | May 05, 2025

    Mulberry leaves have been used for centuries in traditional medicine due to their many health benefits. They contain several important nutrients, antioxidants, and bioactive compounds that help improve overall well-being. The leaves are used in herbal teas, extracts, and sometimes supplements. They are known for their anti-inflammatory and antibacterial properties.

    With increasing awareness of natural remedies, mulberry leaves are acquiring popularity for their ability to promote long-term health. Let us take a look at the health benefits of mulberry leaves and how they may contribute to your health positively.

    List of health benefits of mulberry leaves

    Here are some of the major health benefits of mulberry leaf:

    1. Regulates blood sugar levels

    Mulberry leaves contain compounds that help control blood sugar levels by slowing down carbohydrate absorption. They are rich in DNJ (1-Deoxynojirimycin), which prevents sudden spikes in blood sugar after meals.

    Regular consumption of mulberry leaf tea has been shown to improve insulin sensitivity and support long-term glucose management.

    1. Supports heart health

    The antioxidants in mulberry leaves help prevent plaque buildup in the arteries and reduce bad cholesterol levels. The leaves contain flavonoids that protect the heart by reducing blood pressure and also improving blood circulation.

    1. Enhances immunity

    Mulberry leaves are packed with essential vitamins and minerals that boost the immune system. The leaves contain vitamin C, zinc, and other antioxidants that help fight infections and promote faster recovery from illnesses.

    Moreover, the antibacterial and antiviral properties of the mulberry leaves make them effective in preventing common infections such as colds and flu.

    1. Aids in weight management

    Mulberry leaves have natural compounds that help in weight management by preventing fat accumulation. They reduce the absorption of carbohydrates and fats in the body, promoting a healthy metabolism.

    Mulberry tree leaves benefit weight loss efforts and prevent obesity-related health issues.

    Conclusion

    Including mulberry leaves in the diet, whether through tea or extracts, can significantly improve overall health.

    Investing in good health is important and having a reliable mediclaim policy ensures that healthcare needs are met without financial strain. A well-planned health insurance policy provides access to quality treatment and medical support whenever required. As natural remedies like mulberry leaves contribute to long-term wellness, having the right individual health insurance offers peace of mind and financial security in case of unexpected health issues.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Ladki Bahin Yojana: Application, Eligibility, and Benefits

    by mohit bohra | May 05, 2025

    The Maharashtra government launched the Ladki Bahin Yojana scheme to empower women economically through financial assistance. It aims to improve women's social and economic status and enhance their opportunities for education, healthcare, and livelihood.  This initiative, complying with the government's broader goals for women's welfare, targets improving the quality of living.

    Ladki Bahin Yojana Maharashtra: Overview

    The Maharashtra government launched the Mukhyamantri Majhi Ladki Bahin Yojana to assist women from economically weaker backgrounds. The programme provides direct financial assistance to eligible women to help them with expenditures of education, health, and other daily necessities. The scheme hopes to empower women and promote gender equality by reducing financial barriers.

    Mukhyamantri Ladki Bahin Yojana benefits

    The Ladki Bahin Yojana benefits women in multiple ways, including:

    • Financial assistance: Women receive a fixed amount of financial aid from the government to support their daily expenses.
    • Education support: The scheme helps young girls continue their education without financial constraints.
    • Healthcare benefits: The funds can be used for medical expenses if the person does not have medical insurance
    • Livelihood support: Encourages women to pursue skill development and entrepreneurial activities.
    • Social security: Aims to reduce gender inequality by providing economic stability.

    Ladki Bahin Yojana eligibility

    The following criteria need to be met for Ladki Bahin Yojana eligibility:

    • The applicant must be of Maharashtra.
    • Only female applicants can apply.
    • Women aged between 18 and 60 years can apply.
    • The women must belong to economically weaker sections.
    • An active bank account to receive monetary assistance.

    Inclusions and exclusions under Ladki Bahin Yojana Scheme

    Inclusions:

    • Women from economically disadvantaged backgrounds.
    • Single mothers, widows, and women with disabilities.
    • Women pursuing education or vocational training.
    • Beneficiaries of other government welfare schemes may also be considered.

    Exclusions:

    • Women from well-to-do families that exceed the income limit.
    • Government employees or their dependents.
    • Women who benefit from similar state or central government schemes provide financial aid.

    How to apply for Ladki Bahin Yojana online?

    Eligible women can apply through the official Maharashtra government portal.

    • Visit the official government website
    • Go to the welfare scheme portal
    • Login/Register
    • Fill out the application form
    • Scan and upload the necessary documents
    • Review and submit the form.
    • Save or print the acknowledgement for future reference.

    Ladki Bahin Yojana form

    The application form for Ladki Bahin Yojana is available online on the Maharashtra government portal. It requires the following information:

    • Name and personal details
    • Residential address
    • Income certificate
    • Bank account details
    • Aadhaar card number
    • Educational qualifications (if applicable)

    How to check Ladki Bahin Yojana application status?

    Applicants can check application status online by:

    • Visiting the official website where they applied
    • Log into their account using their credentials
    • Enter the application number to track the progress
    • Check updates on approval, rejection, or pending status

    Documents required for Mukhyamantri Ladki Bahin Yojana

    There are a few documents required to apply for the scheme:

    • Aadhaar card
    • Domicile certificate (proof of Maharashtra residency)
    • Income certificate
    • Bank passbook (showing account details)
    • Educational certificates (if applicable)
    • Passport-size photographs
    • Ration card (if available)

    FAQs

    • Who is eligible for the scheme?

    Women aged 18 to 60 years who are permanent residents of Maharashtra can apply for this scheme.

    • How much financial assistance is provided?

    There is no fixed amount, but eligible women will receive the financial assistance directly into their bank accounts.

    • Can women already enjoying the benefits of other schemes apply?

    Depending on the criteria put forth by the government, some other beneficiaries may also be qualified to apply.

    Conclusion

    The Ladki Bahin Yojana Maharashtra is an initiative to bring financial stability and improve the living standards of women in the state. It provides monetary assistance and educational opportunities to empower women. Besides this scheme, you can also invest in individual health insurance, ensuring comprehensive protection against financial challenges arising from accidents or medical issues.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Easy Stretches Before a Chest Workout

    by Almog Ramrajkar | May 05, 2025

    Stretching before a chest workout is essential for preventing injuries and improving performance. Without proper stretching, the chest muscles can become tight, leading to discomfort and a reduced range of motion during workouts. Many people overlook stretching, focusing only on lifting weights. However, neglecting to stretch can cause muscle stiffness and even long-term issues.

    Chest stretches improve blood circulation and reduce the risk of muscle strain. They also promote better posture, which is important for those who regularly do weight training. 

    Learn about the easy stretches before a chest workout In this blog.

    List of simple chest stretch variations

    Before starting a chest workout, it is beneficial to do dynamic and static stretches. Warm up before chest workout helps prepare the muscles by increasing movement, while static stretches improve flexibility by holding a position for a few seconds.

    Below is a comparison of simple chest stretches before workout:

    Stretch name

    Type

    How it works

    Best time to do it

    Chest opener stretch

    Static

    Expand the chest by pulling the arms back, improving flexibility.

    Before or after workouts

    Wall chest stretch

    Static

    Involves placing the hand on a wall and turning the body away to stretch the chest.

    Before or after workouts

    Arm circles

    Dynamic

    Increases blood flow and warms up the shoulders and chest.

    Before workouts

    Bent-over chest stretch

    Static

    Stretches the chest by bending forward and clasping hands behind.

    Before or after workouts

    Resistance band stretch

    Dynamic

    Uses a band to activate and lengthen the chest muscles.

    Before workouts

    Conclusion

    Stretching before a chest workout is an essential step that should not be ignored. It reduces the chances of muscle strain, improves range of motion and enhances overall workout performance. Regular stretching also contributes to better posture and muscle recovery. Without proper stretching, the chest muscles can remain tight, affecting strength and movement. A combination of dynamic and static stretches ensures the best preparation for lifting weights and performing chest exercises.

    Apart from workouts, taking care of one’s health by other means is equally important. A sudden injury or muscle strain can lead to unexpected medical expenses. Having reliable health insurance plans helps cover such costs, ensuring financial security in case of health-related emergencies. Whether someone is a beginner or an advanced athlete, protecting their health with good individual health insurance is as important as maintaining a proper fitness routine.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Mukhyamantri Amrutum (MA) Yojana: Eligibility, Coverage, & Benefits

    by mohit bohra | May 05, 2025

    Healthcare expenses can have a huge impact on the finances of low-income families. To address this, the Gujarat government introduced the Mukhyamantri Amrutum Yojana (MA Yojana), a scheme designed to provide underprivileged families with access to quality healthcare without the burden of financial constraints.

    This blog discusses everything related to the scheme and how you can benefit from it.

    What is Mukhyamantri Amrutum Yojana (MA Yojana)?

    The Mukhyamantri Amrutum Yojana (MA Yojana) is an health insurance scheme that provides cashless treatment to those facing financial constraints. The coverage includes hospitalisation, surgeries and special treatment.

    Mukhyamantri Amrutum (MA) Yojana: Overview

    The MA Yojana provides quality medical and surgical care at empanelled hospitals to below-poverty line (BPL) families and lower-income groups. Launched in 2012, it aims to provide comprehensive health insurance to underprivileged individuals and families.

    Features and benefits of Mukhyamantri Amrutum Yojana

    The key features and Amrutam card benefits are:

    • Covers BPL families and lower-income groups
    • Offers coverage up to Rs 5 lakh annually per family
    • Offers cashless treatment at empanelled hospitals
    • It needs to be renewed annually
    • No premium to be paid
    • Coverage for specialised treatments
    • Pre and post-hospitalisation costs included
    • Includes allowance for transport to hospitals

    List of diseases and treatments covered under MA Yojana

    The Amrutum card benefits cover a wide range of treatments:

    • Cardiac diseases
    • Neurological disorders
    • Renal diseases
    • Cancer treatments
    • Burn treatments
    • Orthopaedic surgeries
    • Pediatric treatments
    • Organ transplants

    Inclusions and exclusions under MA Yojana

    The inclusions and exclusions are:

    Inclusions under MA Yojana:

    • Inpatient hospitalisation
    • ICU and surgical procedures
    • Diagnostic tests and specialist consultations
    • Post-surgery follow-ups and rehabilitation
    • Emergency ambulance services

    Exclusions under MA Yojana:

    • OPD consultations without hospitalisation
    • Cosmetic or elective surgeries
    • Fertility treatments
    • Non-emergency dental procedures
    • Experimental therapies not approved by medical authorities

    Eligibility for Mukhyamantri Amrutum Yojana

    The MA Amrutum card eligibility has the following requirements:

    • Be permanent residents of Gujarat
    • Belong to BPL families or lower-income groups
    • Have an annual family income up to Rs 4 lakh
    • Possess an Aadhaar card and a valid income certificate

    How to enrol in Mukhyamantri Amrutum Yojana?

    To enrol in the scheme, follow these steps:

    • Visit the nearest enrolment centre
    • Provide Amrutum card documents
    • Complete biometric verification
    • Receive the MA Yojana smart health card

    Documents required to apply for MA Yojana

    The list of Amrutum card documents are:

    • Aadhaar card
    • Ration card (for family verification)
    • Income certificate
    • Residence proof
    • Recent passport-sized photographs
    • Government-issued ID proof

    MA Yojana health card details

    The MA Card is essential for availing cashless treatments at empanelled hospitals. It contains:

    • The cardholder’s name and photograph
    • Unique identification number
    • Family details and coverage information

    How to renew MA Yojana smart health card?

    The MA Yojana card must be renewed annually. To renew:

    • Visit an enrollment centre before the card expires.
    • Submit the required documents for re-verification.
    • Complete biometric verification.
    • Receive a renewed health card for continued benefits.

    Mukhyamantri Amrutum app

    The Gujarat government launched the Mukhyamantri Amrutum App, available on Google Play Store, for people who want access to the scheme on their phones. Features include:

    • Checking eligibility
    • Finding empanelled hospitals
    • Tracking application status
    • Downloading policy details

    How to download Mukhyamantri Amrutum Yojana application form?

    The application form for MA Yojana can be downloaded from the official government website:

    • Visit: https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
    • Navigate to the application section
    • Download and print the form
    • Fill and submit at the enrolment centres

    How to claim MA Yojana?

    To claim benefits under the Mukhyamantri Amrutum Yojana:

    • Visit an empanelled hospital
    • Present the MA Yojana Health Card at the hospital helpdesk
    • The hospital verifies eligibility and submits a pre-authorisation request
    • After approval, cashless treatment is provided
    • Post-treatment, the hospital submits claims to the government for reimbursement

    Mukhyamantri Amrutum Yojana hospital list

    The MA Yojana has a vast network of empanelled hospitals across Gujarat. You can find the list by:

    • Visiting https://nhm.gujarat.gov.in/mukhya-mantri-amrutam.htm
    • Using the MA Yojana App
    • Visiting enrollment centres

    FAQs

    1. Who is eligible for this scheme?

    Residents of Gujarat belonging to BPL families or lower-income groups with valid proof of income can apply.

    1. What is the health coverage provided under the MA Yojana?

    The MA Yojana states that a family can avail of insurance coverage of Rs 5 lakh a year.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Papaya Leaf Juice

    by Almog Ramrajkar | May 05, 2025

    Papaya leaf juice may not be as well-known as the fruit itself, but it’s packed with various nutrients that can support your body in numerous ways. It is a natural health remedy due to its powerful nutrients and potential medicinal properties.

    Let’s look at the amazing health benefits of drinking papaya leaf juice.

    List of health benefits of drinking papaya leaf juice

    Papaya leaf benefits overall health due to its nutritional profile—vitamins A, B, C, and E, and minerals like calcium, magnesium, and potassium. They are loaded with antioxidants like flavonoids and phenolic compounds that help fight free radicals in the body.

    1. Fights dengue fever naturally

    Dengue fever is a serious illness, and one of its most concerning complications is the rapid drop in platelet count. Some studies suggest papaya leaf extract can help naturally boost platelet levels.

    Many people swear by it as a home remedy for dengue, and since it’s affordable with minimal side effects, it’s worth considering.

    1. Supports digestion

    Papaya leaves contain papain, an enzyme that helps break down proteins, improve digestion, and reduce bloating. Papain can also ease constipation and reduce acid reflux, making it a great natural remedy for stomach problems.

    1. Helps regulate blood sugar levels

    Papaya leaf juice can be a beneficial addition to your diet if you want to regulate blood sugar levels. Studies suggest that it may help protect insulin-producing cells in the pancreas while supporting the regulation of blood sugar, making it a natural and effective option for maintaining healthy glucose levels.

    1. Boost immunity

    The high vitamin C and antioxidant content of papaya leaf juice can significantly boost your immune system and maintain overall health. These powerful nutrients enhance your body’s natural defences, keeping you strong and resilient.

    1. Supports heart health

    The antioxidants of papaya leaf juice can help lessen inflammation and oxidative stress, which contribute to heart disease. Additionally, it may also support healthy cholesterol levels.

    1. Enhance skin health

    Papaya leaf juice has natural antibacterial and anti-inflammatory properties that may help with acne, eczema, and other skin issues. Additionally, the vitamin C content supports collagen production, improving skin elasticity and health.

    Conclusion

    The benefits of papaya leaf juice range from boosting immunity to aiding digestion. However, they should be part of a broader approach to well-being. A balanced diet, exercise, and consistent health checkups are important for maintaining overall health.

    The right health insurance plan can cover the cost of consultations and treatments, ensuring financial security. Individual health insurance ensures you’re covered for any medical needs, providing peace of mind when you need it most.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Mango Leaves

    by Almog Ramrajkar | May 05, 2025

    Amidst the brilliance of mangoes, we often overlook mango leaves, but these leaves are remarkable in their own right. Packed with essential nutrients, they have been used in traditional medicine for centuries and offer a range of impressive health benefits.

    Read on to discover the various health benefits of mango tree leaves.

    List of health benefits of mango leaves

    Some benefits of mango leaves are:

    1. Ease inflammation

    Joint pain, bloating, and lethargy are often linked to inflammation. Mango tree leaves are rich in antioxidants, which help combat inflammation and enhance overall health.

    1. Regulate blood sugar

    If you or someone you know struggles with high blood sugar, the medicinal use of mango leaves could be a game-changer. Rich in mangiferin, these leaves may help regulate blood sugar levels. Drinking mango leaf tea regularly could support glucose control and overall well-being.

    1. Improve heart health

    Mango leaves may help lower blood pressure, improve circulation and reduce bad cholesterol, supporting overall heart health. Adding mango leaves to your routine could be a great choice if you’re looking for a simple and natural way to keep your heart in top shape.

    1. Improve skin and hair health

    Mango leaves are rich in vitamin C and antioxidants that fight free radicals in the body and enhance skin health. They work wonders for your hair, helping prevent scalp infections, reduce hair fall and slow premature greying.

    1. Enhance digestive health

    Mango leaves have been used for centuries to support digestion, aiding in the healing of the stomach lining. This makes them especially beneficial for soothing ulcers and acid reflux. A warm cup of mango leaf tea can work wonders for your stomach.

    Conclusion

    While mango leaves are great for boosting your health naturally, natural remedies must be complemented with a balanced diet, regular exercise and routine medical checkups. Early detection and preventive care are essential for long-term well-being.

    An appropriate health insurance policy can cover the cost of treatments and consultations, ensuring financial security. Additionally, a family health insurance plan can safeguard your whole family, ensuring peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Time to Drink ABC Juice

    by Almog Ramrajkar | May 05, 2025

    Updated on - 03 Feb 2026

    Are you looking for the ideal beverage to support balanced and optimal health? One brightly coloured drink has consistently stood out among the vast options of health concoctions: ABC Juice. Health enthusiasts around the world have praised this simple yet powerful blend as a miracle drink, stating it offers numerous benefits from improved immunity to bright skin.

    However, as with any important health supplement, how you take it can be just as crucial as its contents. If the consumption timing is correct, your body will absorb nutrients more efficiently. Read on to learn more about what ABC juice is and the ideal time to include it in your routine for the best results.

    What is ABC juice?

    ABC juice is an extremely nutritious drink made by blending three essential ingredients: apple, beetroot and carrot. Together, these three ingredients provide an important combination of vital vitamins, minerals and antioxidants.

    With vital fibre and vitamin C content, apples help with digestion and strengthen the immune system. Beetroots are full of iron and nitrates, all of which are known to enhance blood flow and assist in liver detoxification. Lastly, carrots are a powerful source of beta-carotene or vitamin A, which is vital for healthy eyes and glowing skin.

    What is the best time to drink ABC juice?

    Make sure to drink ABC juice daily, at least once a day. The ideal times to drink ABC juice to maximise its benefits are:

    1. Early morning on an empty stomach

    • Consider consuming ABC juice every morning on an empty stomach. This allows your body to absorb all the essential nutrients without any interference.
    • Drinking it before breakfast helps maximise liver function, improve digestion and enhance skin health.

    2. Before a workout

    • If you’re drinking ABC juice for energy and stamina, have it 30 - 45 minutes before your workout.
    • The natural sugars in apples provide an instant energy boost, while beetroot improves blood circulation, making your exercise session more effective.

    3. Mid-morning or afternoon pick-me-up

    • If you’re feeling sluggish during the day, ABC juice can be a natural energy booster.
    • A glass of ABC juice between meals helps maintain hydration and keeps you active.

    4. Best time to drink ABC juice for weight loss

    • If your goal is weight management, the best time to drink ABC juice is before meals.
    • It helps improve digestion and keep you sated for longer, making it a great addition to a weight loss plan.

    5. Best time for detoxification

    • ABC juice is great for detoxing your body. Drinking it in the morning or before bedtime can remove toxins, enhance skin and enhance liver function.

    Recommended daily intake and frequency of ABC juice

    Adding ABC juice to your diet once a day is usually enough for the majority of healthy people. One normal glass or 200 to 250 ml is the usual serving size. Because beetroot is inherently high in sugar and oxalates, moderation is crucial, even if it is tempting to drink more. Overindulging on a daily basis may result in increased sugar consumption, raising the danger of kidney stones in those who are vulnerable.

    If you're just getting started, you can start with 3 to 4 times a week to give your body the time to adapt to its powerful effects. Individuals with pre-existing diseases like diabetes or kidney problems should customise the intake for their unique health profile. Connecting with a nutritionist or physician is the best way to do so.

    Tips to maximise the nutritional benefits of ABC juice

    To ensure that every glass of ABC juice has the highest nutritional value, customise its preparation and consumption through these guidelines:

    1. Drink it fresh

    When fruits and vegetables are turned into juice form, they start losing nutrients due to their oxidation properties. To get the most vitamins and enzymes out of the juice, prepare it fresh and drink it right away.

    2. Keep the pulp

    Avoid straining your ABC juice, as the pulp contains most of the fibre. Fibre supports healthy digestion and helps control blood sugar levels by slowing the absorption of natural sugars in the juice. Keeping the pulp makes the drink thicker but much healthier overall.

    3. Add a pinch of ginger or lemon

    Adding a tiny bit of ginger or squeezing lemon juice can improve the taste and health advantages. The anti-inflammatory qualities of ginger are well known, while the vitamin C in lemon helps the beetroot absorb iron more effectively.

    4. Add healthy fats

    Blend your ABC juice with 4-5 walnuts or almonds to boost absorption of fat-soluble vitamins like vitamin A.

    5. Wash ingredients

    Before making a juice out of the ingredients, make sure your apples, beetroot and carrots are well cleaned. This will help you get rid of any dirt or pesticide residue. Also, whenever feasible, choose organic ingredients for the best nutritional compound.

    While you make efforts to enhance and maintain your health through nutrient-rich habits, let us take care of you during times of illness or injury. Fill out the form on this page to get expert guidance and find the right health insurance policy for your needs.

    Conclusion

    By figuring out the best time to drink ABC juice, you find a better way to start living a healthier lifestyle. This potent three-ingredient mixture is a tasty and simple method to supply your body with essential vitamins and antioxidants that promote overall well-being. When you consume it consistently, you can maximise its potential the right way.

    Safeguarding your future is just as important as maintaining your daily nutrition. By securing a reliable health insurance for family, you ensure financial protection during unexpected medical situations. A medical insurance plan can cover hospitalisation costs, doctor consultations and other healthcare expenses, helping you stay focused on recovery instead of worrying about bills.

    FAQs

    1. Is beetroot good for pregnant women?

    Yes! Because beetroot contains high nutrients like iron, folate and antioxidants, its juice can be beneficial for pregnant women. It can help avoid anaemia, promote fetal development and enhance blood flow, but it’s crucial to eat in moderation. For specific guidance, it is better to speak to a physician.

    2. Can ABC juice help with weight loss?

    As a nutrient-dense substitute for sugary and processed drinks, ABC juice also has low calories and can help with weight loss. If you include the pulp in the juice, its fibre content can keep you fuller for a longer time, reducing cravings and the need for snacking.

    3. How long does ABC juice take to show results?

    The effects of drinking ABC juice can vary. Certain benefits, such as increased energy and digestion, can be seen within a few days to a week. Whereas others, such as major skin improvements or weight loss, often take a longer time and require continuous intake over a month or more.

    4. Should I peel beetroot and carrots before juicing?

    If the beetroot is not organic, consider peeling its outer layer, as the skin may be rougher and have chemicals. Washing carrots and apples thoroughly is enough because many of the fibre and nutrients are close to the skin, and peeling them off may reduce their nutrient properties.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of drinking chia seed water

    by Almog Ramrajkar | May 05, 2025

    Updated on - 27 Jan 2026

    Chia seeds offer numerous health benefits due to their rich nutritional profile. These tiny seeds are packed with fibre, omega-3 fatty acids and antioxidants, making them a valuable addition to a healthy diet. One popular way to consume chia seeds is by soaking them in water and drinking them on an empty stomach. When soaked, chia seeds develop a gel-like consistency that aids digestion and supports overall well-being.

    Many health experts recommend starting the day with chia seed water, as it hydrates the body and boosts your metabolism. Read on to know more about the benefits of drinking chia seed water on an empty stomach.

    Benefits of drinking chia seed water on an empty stomach

    Drinking chia seed water on an empty stomach offers numerous benefits, such as:

    • May support digestion: Chia seeds contain soluble fibre, which can help improve stool consistency and support regular bowel movements.
    • Promotes better gut health: The fibre in chia seeds can act as a prebiotic, supporting the growth of beneficial gut bacteria.
    • May assist natural detox processes: Drinking chia seed water in the morning may support smoother digestion, which helps the body eliminate waste effectively.
    • Can help with weight management: Chia seeds absorb liquid and expand, which may help increase fullness and reduce the urge to snack.
    • Helps stabilise blood sugar levels: The fibre slows down carbohydrate absorption, which may reduce sudden spikes or drops in blood sugar.
    • Provides steady energy: The combination of fibre, protein and healthy fats can offer more sustained energy through the day.
    • Supports hydration: Since chia seeds absorb water, they can help the body retain fluids and stay hydrated for longer.
    • Heart-friendly properties: Chia seeds provide plant-based omega-3 fatty acids, which may help reduce inflammation and support overall heart health.
    • May help maintain healthy blood pressure: Regular intake, as part of a balanced diet, may support better blood pressure control, which is particularly helpful for older adults.

    Nutritional value of chia seeds

    Chia seeds are a strong nutritional punch for anyone aiming to be healthier. A 28-gram (about two tablespoons) serving contains around 138 calories, 4.7 grams of protein, 9.8 grams of fibre and 8.7 grams of fat. Chia seeds are naturally gluten-free and give a stable source of energy without spiking your blood sugar levels.

    They are rich in plant-based protein and contain all nine amino acids. Minerals such as iron, calcium, phosphorus and manganese are also present, making chia seeds a great addition to vegetarian and vegan diets.

    In addition to nutrients, chia seeds contain antioxidants like quercetin, chlorogenic acid and kaempferol, which help reduce inflammation and protect against chronic diseases.

    How to prepare chia seed water the right way

    Here is the correct way in which you can prepare chia seed water and enjoy its benefits:

    • Mix properly: Add 1–2 tablespoons (15–30 g) of chia seeds to 1 glass (about 200–250 ml) of water.
    • Stir well: Mix thoroughly to stop the seeds from clumping together.
    • Soak: Let it sit for 10–15 minutes until it forms a gel-like texture. For better absorption, soak for up to 30 minutes or even overnight.
    • Add flavour (optional): Squeeze in some lemon or lime juice, or put in a little honey for taste.
    • Stir again: Give it one more stir after soaking for even consistency.
    • Tip: For a thicker drink, reduce the amount of water or soak the seeds longer.

    Best time to drink chia seed water for maximum benefits

    The best time to drink chia seed water depends on your specific health goals. Having it in the morning on an empty stomach can jumpstart your day and boost metabolism as well as digestion. It helps in making you feel full for longer, helping in managing weight.

    Drinking chia water in the evening has its own advantages. It can help in managing blood sugar levels overnight and reduce late-night cravings, supporting the body’s recovery while you sleep.

    No matter when you drink it, make sure to soak the seeds for at least 30 minutes before consuming to allow proper hydration and nutrient absorption.

    Possible side effects of chia seed water

    Although chia seeds are organic and healthy, they can have side effects if consumed incorrectly or by sensitive individuals. You must not rely completely on chia seed water for weight loss or any individual health goal.

    • Constipation: Avoid overconsuming chia seed water. A safe serving is about two tablespoons (28 grams) of chia seeds. Chia is high in fibre, and the lack of hydration otherwise can cause constipation.
    • Upset stomach: If your digestive system is not used to a fibre-rich diet, chia seeds can cause mild bloating and discomfort. The solution to this is starting with small amounts and letting your stomach adjust.

    Who should avoid drinking chia seed water?

    While chia seed water is mostly healthy for everyone, there are some groups of people who should avoid it or check in with a medical professional before adding it to their diet.

    • People with low blood pressure: Chia seeds may further lower blood pressure, which can be risky for those already on medication or with naturally low levels.
    • Those on blood thinners: The omega-3s in chia seeds have mild blood-thinning effects, which can interact with medicines like warfarin or aspirin and increase bleeding risks.
    • Individuals with diabetes: Chia seeds can influence blood sugar levels. It’s best for diabetics to track their intake and consult a doctor before making them a regular part of their diet.
    • People with digestive issues: The high fibre in chia seeds may cause bloating or gas if eaten in excess or without enough water.
    • Those with kidney problems: Chia seeds contain phosphorus and potassium, which may not be suitable for people with kidney disorders.
    • People with seed allergies: Anyone allergic to seeds like sesame or mustard should be cautious, as chia may trigger similar reactions.
    • Pregnant or breastfeeding women: While safe in small amounts, chia seeds’ high fibre content may cause discomfort. It’s best to check with a healthcare professional before adding it regularly.

    Role of a balanced diet and health insurance in overall wellness

    Including chia seeds in your diet is a step towards living a healthier and happier life. Adding them to your diet can support heart health and digestion as well as boost your energy and metabolism. A balanced diet that includes items such as fruits, vegetables, whole grains and protein helps your body get the nutrients it needs every day.

    A strong diet is one part of wellness, but long-term health also depends on being prepared for the unexpected. Looking for a suitable health insurance policy is a practical next step, as it acts as a safety net when medical situations arise. Most health insurance plans cover hospitalisation, doctor consultations, diagnostic tests and medications, helping you manage sudden expenses without stress.

    Conclusion

    Chia seed water is a simple yet powerful addition to your daily diet. However, you must know that moderation is key. Always pair them with a balanced diet and routine exercise to get the best results. Additionally, always consult a doctor or healthcare professional if you have any doubts or questions.

    Good dietary habits support everyday wellness, but it is equally important to stay prepared for unexpected health issues. An individual health insurance or family health insurance plan can offer valuable financial protection if you ever experience severe side effects or require medical care. You can also request personalised health insurance guidance by filling out the form provided on this page.

    FAQs

    Can I combine chia seed water with other drinks like lemon water or green tea

    Definitely, you can mix chia seeds with lemon water, coconut water or even green tea for added flavour and nutrients. Just make sure the seeds are soaked well before combining to avoid clumping and improve digestion.

    Is it safe to drink chia seed water every day

    Yes, daily consumption is okay for most people as long as you stick to moderate portions (about 1–2 tablespoons a day) and drink plenty of water. Overconsumption or skipping the soaking step can lead to bloating or discomfort.

    Does chia seed water actually help with glowing skin?

    It can contribute indirectly. The omega-3s and antioxidants in chia seeds help reduce inflammation, while good hydration and fibre support gut health, both of which play a key part in keeping your skin clear and healthy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • 5 Benefits of Coconut Water on Empty Stomach

    by Almog Ramrajkar | May 05, 2025

    Updated on - 04 Feb 2026

    When you want to start your day on a healthy note, what you drink first thing in the morning matters. Coconut water has become a popular choice for many, offering a natural, light and revitalising way to begin the day. Incorporating it into your morning routine can help you feel more energised and ready for the day. It has become more popular nowadays, mainly for its beauty benefits. However, coconut water offers more health advantages than that. Read on to know more about it.

    Benefits of drinking coconut water on an empty stomach

    Drinking coconut water first thing in the morning on an empty stomach provides you with the following benefits:

    1. Boost digestion naturally

    Coconut water contains bioactive enzymes such as amylase, catalase and phosphatase, which help break down food and aid the digestive process. Being high in natural electrolytes like potassium and magnesium, it helps maintain proper fluid balance in the digestive tract, preventing constipation and promoting smooth bowel movements. Its mild natural laxative property can relieve occasional bloating and help food pass more easily through the intestines. By supporting a healthy digestive environment, coconut water ensures that nutrients from food are absorbed more efficiently.

    2. Detoxifying effects

    Coconut water complements the body’s natural detox processes. Its regular consumption may support kidney health by promoting increased urinary output and urine citrate levels. Also, studies in animals suggest that coconut water can help lower certain toxins, like mercury, in the blood.

    3. Weight management

    The natural sugars and electrolytes in coconut water can help you satisfy your appetite and reduce your urge to snack in between meals. This helps those aiming to manage or reduce weight.

    4. Hydration

    Coconut water is an excellent natural hydrator due to its high water content. The electrolytes in it, including potassium, sodium, magnesium and calcium, help maintain fluid balance and prevent dehydration.

    5. Energy levels and vitality

    Drinking coconut water on an empty stomach can provide a mild natural boost in energy due to its carbohydrates. Its electrolytes, particularly potassium and magnesium, help maintain muscle function and reduce fatigue. Proper hydration from coconut water can support blood flow and oxygen delivery to the brain, aiding focus and cognitive performance. Additionally, potassium contributes to healthy blood pressure regulation and cardiovascular function, making coconut water a refreshing way to support overall vitality.

    6. Skin health and glow

    Its high water content gives deep hydration, helping skin to maintain elasticity and a smooth and glowing complexion. Coconut water is packed with antioxidants like vitamin C, which helps in neutralising free radicals, reducing oxidative stress and promoting youthful skin.

    7. Balances electrolytes

    Coconut water contains potassium, sodium, magnesium and calcium, which help maintain overall electrolyte balance in the body. Electrolytes help regulate muscle contractions, heart rhythm and nerve signaling. Coconut water is an excellent post-workout drink, helping prevent fatigue and dehydration.

    Conclusion

    Starting your day with coconut water is a simple yet powerful way to support your overall health. From boosting digestion and hydration to enhancing energy, vitality and skin health, this natural drink provides multiple benefits. Incorporating it into your morning routine can help you feel revitalised for the whole day.

    While you focus on following healthy food habits, let us help you stay prepared for the financial surprises that come with unexpected medical emergencies. Fill out the form on this page to get tailored advice on choosing the best health insurance.

    FAQs

    1. How much coconut water per day is safe?

    250-500 ml of coconut water a day is considered safe and healthy for most people.

    2. Is coconut water good for bloating?

    Yes, the potassium and magnesium in coconut water help maintain fluid balance, which may reduce water retention and relieve mild bloating.

    3. Who should not drink coconut water?

    People with kidney issues, high potassium and magnesium levels should avoid or limit coconut water intake.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Papaya Seeds

    by mohit bohra | May 05, 2025

    Papayas have a rich nutrient profile, but did you know their seeds are just as valuable? If you toss them away, you might miss out on some surprising health benefits of papaya seeds. These tiny seeds are a powerhouse of nutrients and can do wonders for your health. A small handful can boost digestion, combat oxidative stress, and even manage weight.

    In this blog, we discuss the various advantages of papaya seeds and how to eat them.

    Significant benefits of papaya seeds

    Here are some of the top nutritional benefits of papaya seeds:

    1. It aids digestion: Papaya seeds contain digestive enzymes that break down proteins into smaller, more easily digestible amino acids. Papaya seeds are also rich in fibre that helps regulate bowel movement and maintain a healthy gut.
    2. Reduces oxidative stress: Antioxidants like polyphenols, flavonoids, tannins, alkaloids and saponins neutralise harmful free radicals and inflammation. Moreover, these antioxidants can help prevent cell damage, add glow to the skin and lower the risk of chronic diseases like diabetes.
    3. Supports weight management: The fibre content in papaya seeds keeps you satiated for longer and limits the need for unhealthy snacking.
    4. Lowers bad cholesterol: Papaya seeds have monounsaturated fatty acids (MUFAs), such as oleic acid. MUFAs help lower bad cholesterol (LDL) while increasing good cholesterol (HDL).
    5. Improves kidney health: Papaya seeds can help improve kidney health due to their natural detoxifying and anti-inflammatory properties. They filter toxins from the body and improve overall function.
    6. Reduces inflammation: The alkaloids, polyphenols and flavonoids in papaya seeds minimise inflammation associated with arthritis, gout and heart disease.
    7. Adds glow to skin health: Papaya seeds are rich in vitamins, minerals, and antioxidants that firm the skin. They support elastin production for reducing wrinkles and fine lines.
    8. Boosts immunity: Papaya seeds have anti-amoebic, antibacterial and anti-parasitic properties. They protect you from bacterial infections and boost immunity.

    How to consume papaya seeds?

    Papaya seeds are safe to consume in moderation, with a recommended limit of one teaspoon per day. However, pregnant women should avoid them, as they may pose a risk to the foetus.

    These seeds have a mild, peppery flavour, making them a great addition to various dishes. You can eat them as they are, sprinkle crushed dried seeds over salads, or mix them with a handful of nuts for a nutritious snack. They also blend well into smoothies, adding a subtle kick.

    If you prefer a milder taste, try infusing papaya seeds in water for a refreshing and nutrient-rich drink.

    Importance of medical insurance

    Staying healthy is imperative. Rather than waiting to fall sick, you should eat right, exercise daily, and get regular check-ups. But even with a healthy lifestyle, medical issues can arise unexpectedly. When they do, having the right health insurance ensures you get the care you need without financial stress. A right individual health insurance can cover both preventive and curative treatments. It ensures you receive timely medical care without financial strain. Health insurance plans help with:

    • Doctor consultations and regular check-ups
    • Hospitalisation costs
    • Diagnostics tests and more

    FAQs

    • What is the most important benefit of eating papaya seeds?

    Papaya seeds are packed with essential nutrients and antibacterial agents that boost your overall health.

    • Can you eat papaya seeds in their natural form?

    You can eat papaya seeds straight from the fruit.

    • What are some of the vitamins and minerals found in papaya seeds?

    Papaya seeds contain calcium, vitamin C, magnesium, phosphorus and Thiamine, amongst other nutrients.

    • How do papaya seeds help manage blood pressure?

    Papaya seeds contain phenolic compounds that can cut down oxidative stress and reduce the risk of cardiovascular diseases.

    Conclusion

    Now that you're aware of the incredible papaya seed benefits for health, it is time to start making the most of them. Instead of discarding them, add them to your morning smoothies and evening salads, or steep them in hot water to make a cup of tea. However, the health benefits of eating papaya seeds are not limited to these. Regular consumption can also support kidney function and add glow to the skin. With all these amazing perks, papaya seeds are a must-have in your daily routine.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of green tea on empty stomach

    by Almog Ramrajkar | May 05, 2025

    Updated on - 20 Jan 2026

    Starting your day with green tea can be a simple and natural way to energise your body while avoiding added sugars. Rich in antioxidants, green tea supports digestion, boosts metabolism, improves hydration and enhances overall wellness. Drinking it on an empty stomach can amplify these benefits, helping your body wake up and perform at its best.

    What is green tea?

    Green tea is made from the leaf buds and leaves of the Camellia sinensis plant, which are steamed, pan-fried and then dried. Unlike fermented teas, green tea preserves important compounds called polyphenols, which are believed to contribute to many of its health benefits.

    Originating as far back as the 1st millennium BC, green tea is considered one of the healthiest beverages in the world.

    Benefits of drinking green tea on an empty stomach

    Some of the green tea on empty stomach benefits are:

    • Boosts metabolism: Green tea is rich in catechins that can increase fat oxidation and metabolism. These antioxidants help the body break down fat cells more efficiently, making it easier to burn calories throughout the day. Drinking green tea first thing in the morning may further amplify these effects.
    • Enhances hydration: Green tea is brewed in water, which naturally increases fluid intake and helps keep the body hydrated. Drinking it in the morning can be a refreshing way to replenish lost fluids after a night's rest.
    • Improves digestion: Drinking green tea in the morning can help stimulate digestion and reduce bloating. Its mild caffeine acts as a natural stimulant for the digestive system, while polyphenols support gut health.
    • Boosts brain health: As green tea contains components like caffeine and L-theanine, drinking it may improve mood, brain function and cognition. Additionally, a 2020 study found that middle-aged and older persons who drink green tea have a 64% reduced risk of cognitive impairment.
    • Prevents heart disease: Green tea consumption is associated with a lower incidence of clogged arteries. Males appear to have a stronger correlation than females. Additionally, those who consume three cups or more of green tea per day may be less likely to die from heart disease.

    Best time to drink green tea

    Drinking green tea at the right time can maximise its benefits and minimise potential downsides. Experts recommend sipping it mid-morning, 1-2 hours after breakfast or mid-afternoon, around 3-4 pm, for the best results. These times help maintain steady energy levels and prevent interference with iron absorption from meals. Drinking it about 2 hours before exercising may also support faster fat burning.

    It is best to avoid green tea on an empty stomach, as its tannins can irritate the digestive system. Late-night consumption should also be avoided if you are sensitive to caffeine or want to ensure good sleep.

    Who should avoid green tea?

    Green tea is generally safe for most people, but certain groups should use it cautiously or avoid it. Pregnant women should limit intake to six cups per day, as excess caffeine may increase the risk of miscarriage or folic acid–related birth defects. Breastfeeding mothers should limit caffeine to 2-3 cups daily to prevent infant irritability and sleep issues. People undergoing cardiac stress tests must avoid green tea for 24 hours, as caffeine can interfere with medications like adenosine and dipyridamole.

    Green tea can interact with medications for psychiatric conditions (clozapine, lithium), seizures (phenytoin, valproate, ethosuximide), heart conditions (verapamil, nadolol), diabetes, blood thinners and drugs metabolised by liver enzymes (CYP3A4/CYP1A2). It may also reduce the effectiveness of chemotherapy drugs such as bortezomib and some statins.

    People with liver disease should avoid green tea extracts due to potential liver toxicity. Those sensitive to caffeine or with anxiety, arrhythmias, high blood pressure or taking stimulants should also exercise caution, as caffeine may worsen symptoms.

    Potential side effects of drinking green tea on an empty stomach

    Green tea on empty stomach may cause digestive discomfort for some people. Its natural tannins can increase stomach acidity, leading to nausea, heartburn or stomach cramps. The caffeine may also trigger jitters, headaches or increased heart rate when consumed without food. Mild dizziness or light-headedness can occur due to its effect on blood sugar levels. To reduce these issues, it is best to drink green tea with a small snack or after breakfast.

    Side effects of consuming too much green tea:

    • Anaemia: Excess green tea can interfere with iron absorption, which may worsen anaemia. Those taking iron supplements should be cautious.
    • Caffeine overdose: Drinking more than three to four cups daily can cause constipation, anxiety or sleeplessness.
    • Digestive issues: Overconsumption may lead to diarrhoea, abdominal pain or an unsettled stomach due to its laxative effect.
    • Fragile bones: Excessive intake may increase calcium loss in urine, so individuals with osteoporosis should avoid overindulgence.
    • Seizures: High caffeine intake may worsen seizures. People with epilepsy should consult a healthcare provider before consuming green tea.

    Conclusion

    Green tea gently boosts metabolism, maintains steady energy levels and supports healthy digestion. Its powerful antioxidants make it a refreshing alternative to calorie-heavy milk teas, helping you feel lighter and more energised throughout the day. Pairing green tea with balanced meals and regular physical activity can further enhance overall wellness.

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    FAQs

    1. Can green tea support mental focus and alertness?

    Yes, the combination of caffeine and L-theanine in green tea may improve concentration, mental alertness and cognitive performance when consumed in moderation.

    2. Does green tea help with weight management?

    Green tea may support weight management by slightly increasing metabolism and fat oxidation, especially when combined with a balanced diet and regular exercise.

    3. Can green tea reduce the risk of chronic diseases?

    The antioxidants in green tea, particularly catechins, may contribute to lowering the risk of certain chronic conditions such as heart disease and type 2 diabetes.

    4. Is decaffeinated green tea as beneficial?

    Decaffeinated green tea still contains antioxidants, but its effects on metabolism and alertness may be reduced compared to regular green tea.

    5. Can green tea improve oral health?

    Green tea contains compounds that may help reduce harmful bacteria in the mouth, supporting healthier teeth and gums.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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