The engine temperature warning light is part of your car’s cooling system. It is connected to sensors that track the engine's temperature while you drive. The light turns red or amber if the engine gets too hot, and it turns a blue light on if the engine is too cold, especially on chilly mornings. These lights serve as early warning signals, helping you take action before the engine is damaged. The engine could overheat and you won’t know without this warning light system, leading to expensive repairs.

Common reasons the engine temperature warning light comes on

There are a few common reasons why the engine temperature warning light may turn on. Some of these issues are simple to fix, while others may require a visit to the workshop. Let us take a look:

• Low coolant levels: The system cannot regulate heat properly if your car’s coolant is running low due to a leak, a damaged hose or a worn-out water pump.
• Faulty thermostat: The engine may overheat if the thermostat is stuck in the closed position, as the coolant cannot circulate freely.
• Radiator fan malfunction: The engine can heat up quickly without proper airflow from the fan, especially when the car is stuck in traffic or driving in hot weather.
• Water pump issues: The coolant will not flow evenly if the water pump is not working well. This creates hotspots inside the engine.
• Blocked radiator: A radiator clogged with rust, dirt or debris cannot cool the engine efficiently because the flow of coolant is restricted.

What to do when the engine temperature warning light turns on

It depends on the colour of the warning light. A red light means the engine is overheating. Pull over safely, turn off the engine and let it cool for at least 30 minutes. If the light stays on, call roadside assistance.
A yellow or amber light usually points to low coolant. You can stop the car, check the coolant and top it up if needed. Remember, never open the coolant reservoir when the engine is still hot. The pressure can cause serious burns.
 

A blue light means the engine is still cold, which is normal in winter. Drive gently until it turns off. If it stays on too long, there could be a coolant issue.

Driving with the engine temperature warning light on – is it safe?

It is generally not safe to drive when the engine temperature warning light is on. A red light means the engine is overheating; you should stop driving immediately to prevent serious damage. A blue light is not a concern if it disappears quickly. However, it could indicate an underlying issue that requires attention if it persists. A yellow or amber light may allow limited driving, just enough to reach the nearest garage. In this case, you should check and top up the coolant as soon as possible. Ignoring these warnings might save time in the moment, but it can lead to engine failure and be costly.

How to fix engine temperature warning light

Fixing the engine temperature warning light depends on what caused it in the first place. You can top up the coolant or flush the system to clear any blockages if the coolant level is low. A faulty thermostat needs to be replaced, especially if it is stuck and stopping coolant flow. The water pump should be repaired or replaced without delay if you find it failing. A blocked or damaged radiator may require flushing or a full replacement. Similarly, the fan motor or relay may need to be replaced if the cooling fan is not functioning properly.

Preventive maintenance tips

The best way to avoid the dreaded engine heat symbol is through regular care. You need to:

• Service regularly and follow the manufacturer’s schedule for coolant flushes and system checks.
• Check coolant levels regularly, especially before long trips.
• Change oil on time. New oil will reduce friction and keep the engine cool.
• Avoid idling too long. Switch off the engine if stuck in traffic.
• Replace ageing parts, such as batteries, spark plugs, belts and hoses, before they fail.

Role of car insurance in case of an emergency

Standard car insurance typically doesn’t cover engine damage resulting from overheating or oil leakage, unless it is caused by an accident. This is where a comprehensive car insurance plan with an engine protection add-on helps. It ensures that damages caused to the engine, whether by oil leaks or water ingress, are covered.

A third-party car insurance only covers damages caused to another person’s car or property involving your vehicle. It doesn’t offer any cover for your own car.

Conclusion

The engine temperature warning light is not something to ignore. However, you shouldn’t panic either. It is simply your car’s way of asking for attention before things go wrong. A quick response, regular upkeep and a clear understanding of what the light means can improve road safety.

With the added support of engine protect in car insurance, you will be prepared for unexpected situations that come your way on the road.

FAQs

• What does the engine temp warning light mean?

The engine temperature warning light means the engine is getting too hot and could overheat if not checked in time.

• Can I keep driving if the engine temperature warning light is on?
  

  Driving with the engine overheating symbol warning light on can lead to serious damage to the engine.
  
  

• What should I do when the car engine heat symbol appears on the dashboard?
  

  If the car engine heat symbol or engine heat symbol comes on, stop the car, turn off the engine and let it cool before checking the coolant level.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your car’s engine needs clean fuel to perform at its best. However, over time, impurities, dirt, and carbon deposits can accumulate inside the fuel system, reducing mileage, power, and efficiency.

Fuel system cleaning helps remove these deposits and restore smooth performance. Here’s why this simple maintenance step can make a big difference to your car’s health and longevity.

Components of the fuel system

Your car’s fuel system is made up of several parts that work together to deliver fuel efficiently to the engine. The main components are:

• The fuel tank stores petrol or diesel until it is needed.
• The fuel lines are hoses that carry fuel from the tank to the engine.
• The fuel filter helps trap dirt, dust and debris so they don’t enter the engine.
• The fuel pump pushes fuel through the lines for a steady flow to the engine.
• The fuel injectors deliver a fine spray of fuel into the cylinders for combustion.

Signs your fuel system needs cleaning

A car usually shows some signs when the fuel system needs attention. Common indicators include loss of power while driving, rough idling or trouble starting, delayed acceleration, poor fuel mileage and the check-engine light turning on.

You may also notice hesitation or stalling at low speeds, slight jerks or misfires when you press the throttle or a vibrating engine at idle. There could also be a high-pitched whine from the fuel pump, extra exhaust smoke or a strong fuel smell and even a failed emissions test in some cases.

Causes of fuel system buildup

Fuel system buildup typically occurs due to everyday wear and tear, as well as poor fuel quality. Carbon deposits can clog the injectors, a dirty filter may restrict fuel flow and contaminated fuel often brings in dust, water or other impurities.

Wear, contamination, or running the tank too low can weaken the fuel pump, while a faulty pressure regulator disrupts the correct fuel pressure balance. All these factors reduce engine efficiency gradually.

Benefits of fuel system cleaning

Regular fuel system cleaning keeps your car running smoothly and helps prevent common performance issues. It improves fuel efficiency by allowing the engine to burn fuel more effectively, boosts power and acceleration, reduces rough idling and lowers harmful emissions.

It reduces strain on engine parts, extends the overall life of the vehicle and saves you from costly repairs in the long run.

Types of fuel system cleaning

The common types of fuel system cleaning include:

• Fuel injector cleaning: This process removes carbon deposits from the injectors, restoring proper spray patterns for efficient combustion.
• Throttle body cleaning: This removes dirt and grime from the throttle body, improves airflow and provides a smoother engine response.
• Intake valve and combustion chamber cleaning: This targets carbon buildup inside the intake valves and chambers, which can otherwise affect engine timing and combustion quality.
• Full fuel system cleaning: This is a comprehensive service that covers injectors, valves and combustion chambers to restore overall performance.

How often should you clean the fuel system?

Some service centres recommend cleaning every 24,000–48,000 km, but actual need depends on driving conditions, fuel quality, and manufacturer guidelines.

If you drive in dusty conditions, use lower-quality fuel or notice issues like poor mileage and performance, it may be needed sooner.

Professional vs. DIY fuel system cleaning

When it comes to fuel system cleaning, you can either try a quick fix yourself or go for a professional service. Here is a simple comparison to help you decide:

Cost of fuel system cleaning

Fuel system cleaning costs vary depending on the vehicle and location. Typical service costs can fall between ₹1,500 and ₹10,000.

Preventive tips to keep your fuel system clean

Some smart habits that can help you keep your fuel system in the best shape are:

• Stick to regular maintenance: Follow your vehicle’s service schedule and get timely inspections to ensure no hidden issues emerge later.
• Use high-quality fuel: Opt for trusted fuel stations and avoid cheap or contaminated fuel that can introduce dirt, moisture and impurities into the tank.
• Use additives periodically: Fuel system cleaners and additives help dissolve minor deposits and keep injectors, valves and lines cleaner for longer.
• Don’t run low on fuel: Always keep at least a quarter tank filled, as running too low can cause the pump to pick up debris and sediment from the bottom.
• Drive your car regularly: Cars that sit unused for long periods are more prone to fuel degradation and buildup.
• Check your air filter too: A clogged air filter can indirectly affect combustion and cause the fuel system to work harder, so keep it clean or replace it on schedule.

Conclusion

Regular fuel system cleaning can help you keep your car performing at its best. By preventing deposits, improving mileage, and reducing strain on the engine, it helps you save on costly repairs while extending your vehicle’s life.

While on the road, always remember to follow traffic rules, wear seat belts, and maintain essential documents such as your Registration Certificate (RC), license, and third party car insurance. Additionally, opting for a comprehensive car insurance policy ensures you’re covered against accidents, own damage, theft and more.

FAQs

• What is fuel system cleaning?

It is a service that removes dirt, deposits and impurities from the fuel tank, injectors and valves to keep the engine running smoothly.

• How often should I go for fuel system cleaning?

Most cars need it every 24,000–48,000 kilometres, though it may be required sooner if you notice poor mileage or performance issues.

• How do I tell if I need fuel system cleaner?

Some signs that signify your car engine needs a fuel system cleaning are poor fuel economy, engine misfires, engine stalling, rough idling and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The decision to buy a hatchback over a compact SUV may be confusing when the two vehicles belong to the same brand. The Tata Tiago and Tata Punch resonate well in their lineups, with both models targeting varied buying priorities. The Tiago is an affordable hatchback ideal for urban commuting, while the Punch offers an SUV-like stance and strong road presence at a relatively low price.

To help you decide better, here's a detailed Tata Tiago versus the Tata Punch comparison in terms of performance, design, features, safety and overall value.

Differences between Tata Tiago and Punch

The Tata Tiago Vs Tata Punch differentiation is primarily based on their size and overall positioning. Let’s look at the key differences:

Key highlights of Tata Tiago vs Punch

Affordability, road presence and target buyers are the main highlights when comparing the Punch vs Tiago.

The Tiago starts at a lower price point, making it an attractive option for budget-conscious city commuters who value fuel efficiency and compact design. On the other hand, the Punch appeals to buyers seeking a roomier cabin, SUV-inspired styling and the ruggedness to handle varied road conditions while maintaining affordability.

Tata Tiago vs Punch: Engine and transmission

Both vehicles have the same 1.2-litre Revotron petrol engine, but the Tata Punch and the Tiago are different when it comes to the driving experience.

Tiago is available in manual and AMT. It prioritises agility in city driving. On the other hand, the Tata Punch offers the same gearbox options but features rough road-tuned suspension.

Tiago is much lighter in traffic and Punch is more stable on highways.

Tata Tiago vs Punch: Fuel and performance

Fuel efficiency is one of the most crucial deciding factors when comparing the Tata Punch vs the Tata Tiago to make a purchase decision.

The Tiago generally provides better mileage than the Punch, making it an ideal choice for those prioritising low running costs and daily commuting. The Punch provides enhanced stability, a higher driving position and greater comfort for traversing rough roads. This makes it appealing to drivers who seek a balance between practicality and versatility. The Tiago, on the other hand, provides a smoother driving experience in city conditions with peppy acceleration and light steering.

Tata Tiago vs Punch: Technology and infotainment

Modern buyers value infotainment and connectivity features. Let us compare the Tata Tiago vs the Punch in this context:

• Common features: Touchscreen, Android Auto, Apple CarPlay, Harman audio.
• Punch advantage: More advanced interface and connected car tech in higher trims.
• Tiago benefit: Well-rounded infotainment at a lower price point.

Tata Tiago vs Punch: Safety ratings

Buyers often compare the Tata Punch vs the Tata Tiago safety rating, as this factor has become a critical consideration for many:

1. Punch: 5-star Global NCAP rating.
2. Tiago: 4-star Global NCAP rating.
3. Safety equipment: Both include dual airbags, ABS and EBD as standard.

The Punch can be the choice of buyers who focus on maximum crash safety. Whether you buy Tiago or Punch, to enhance the safety, you can obtain a comprehensive car insurance policy.

Tata Tiago vs Punch: Design and exterior

Both cars follow Tata’s design philosophy but appeal to different audiences.

The Punch is designed to have an SUV-like appearance, rugged stance, muscular cladding and higher ground clearance. Tiago has a sporty hatchback look with sharp lines and a compact footprint.

Tata Tiago vs Punch: Interiors and cabin space

The cabin design and comfort of these two cars are as follows:

Punch:

• Taller cabin with better visibility.
• Roomier rear seats and more boot space.

Tiago:

• Compact yet premium cabin.
• Efficient space management for small families.

Verdict: Punch suits larger families; Tiago fits urban buyers needing practical interiors.

Role of second-hand car insurance while comparing

No matter which one you decide to buy, the Tiago or Punch, several buyers consider second-hand models rather than new ones. In such cases, ensuring the vehicle is protected with insurance for a used car is important, considering your safety on the road. It covers theft and damage from accidents, natural calamities and certain man-made disasters.

When buying car insurance, you can either obtain a liability plan that satisfies the legal mandate and protects against third-party injuries and damage or a comprehensive policy that offers enhanced protection, covering your vehicle too.

Conclusion

Tata Punch and Tiago serve the various needs of buyers. Tiago is the correct choice in terms of affordability, compactness and increased mileage. The Punch, though, targets customers who are more concerned with safety, road presence and SUV-like comfort.

Whichever car you buy, it is essential to cover it with a comprehensive or third-party car insurance to comply with the law and ensure safety on the road.

FAQs

1. Are both cars equipped with dual airbags?
   Both Tiago and Punch offer dual airbags as standard in most variants for essential safety.
   
   
2. Which car has better seating capacity and comfort: Tiago or Punch?
   Both seat 5 passengers, but Punch offers a taller cabin and higher seating for improved comfort, especially on longer drives.
   
   
3. Do Tiago and Punch have modern features like steering-mounted controls and power windows?
   Yes, both cars include steering-mounted controls, power windows and other standard convenience features for everyday driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Regular servicing of the Suzuki Brezza, like any car, ensures that it runs smoothly. Putting off regular maintenance can eventually lead to bigger problems and costly repairs.

Knowing the Brezza maintenance routine in advance helps you manage costs and your schedule. Read on to discover the service schedules for different parts, their associated costs and the factors that impact them.

Why Brezza maintenance & service is important

Regular maintenance is what keeps the Brezza running smoothly year after year. Servicing on time prevents minor problems from escalating into expensive repairs and ensures the car performs as expected.

It also helps preserve your car’s long-term value, since a well-documented service history usually commands a better resale price.

Safety is another major benefit. Routine checks on brakes, tyres, suspension and the traction control system light help the car stay stable in both city traffic and on highways. Changing oil and replacing filters regularly will extend the engine's life and keep it running efficiently.

Maruti Suzuki Brezza service schedule

The Maruti Brezza service schedule is as follows:

Maruti Suzuki Brezza service part cost

The approximate breakdown for petrol variants of Brezza goes like this:

Suzuki maintenance cost

For the petrol variant of the Brezza, the first service at 10,000 km or 12 months is free, with only about ₹2,649 charged for consumables. From the second year, services become paid, costing around ₹5,951 at 20,000 km, ₹5,166 at 30,000 km and ₹6,739 at 40,000 km. By the fifth service at 50,000 km or 60 months, the cost comes to about ₹5,304.

The estimated service cost over a period of 5 years is ₹25,809.

Things to check while looking for Suzuki Brezza maintenance cost

Taking your Brezza for servicing helps you to know precisely what you are paying for. Always ask for a full estimate in advance that shows the cost of labour and parts. Sticking to the service schedule is essential because delays often lead to bigger repairs later.

Remember that authorised centres charge more, but they use genuine parts and keep your warranty safe.

You should also know what is included in a paid service. Most services cover oil, filters, spark plugs and labour. Extras like engine flush or AC cleaning are not always required. Using genuine Maruti parts is the best way to keep the car in good condition. Keeping your service bills safe will help when you sell the car or make an insurance claim.

Factors affecting Maruti Suzuki Brezza maintenance cost

The cost of maintaining a Brezza varies depending on the following factors:

• Location: Service centres in metro areas usually charge more than smaller garages and delaying services can lead to higher repair bills.
• Parts used: Using genuine parts adds reliability but costs more. Aftermarket options are generally cheaper, but they tend to wear out faster.
• Driving style: Driving in traffic, hilly areas or on rough roads also increases strain on brakes, clutch and tyres.
• Car lifespan: Older cars or those with higher mileage need more frequent replacements and add-on services like coolant flush or AC cleaning can push the Brezza maintenance cost

Role of IDV insurance in car maintenance

The Insured Declared Value (IDV) is the maximum sum insured for your car, usually calculated as the manufacturer’s listed price minus depreciation. It determines how much your insurer will pay if the vehicle is stolen or suffers total loss.

A higher IDV increases the premium but ensures a better payout. On the other hand, a lower IDV reduces the premium but may leave you underpaid in the event of a claim.

While IDV doesn’t affect day-to-day repair claims, it becomes crucial in cases of theft or total loss. In such scenarios, the insurer pays up to the declared IDV in car insurance, making it important to set this value correctly.

Conclusion

Regular maintenance is key to keeping your SUV dependable and reducing the chances of unexpected expenses. However, insurance offers protection beyond routine upkeep.

A third party car insurance fulfils the legal mandate and covers liabilities towards others. On the other hand, a comprehensive car insurance plan goes a step further by also protecting your own vehicle against accidents, theft and natural calamities.

FAQs

• What is the average Maruti Brezza service cost?

The Maruti Brezza service cost for regular servicing is about ₹5,000 to ₹6,000 per year.

• What does the new Brezza service schedule include?

The new Brezza service schedule covers oil change, filter replacement, brake checks and inspection every 10,000 km.

• How does the service schedule affect Brezza car service cost?

Following the Maruti Suzuki Brezza service schedule helps keep service costs low by preventing major repairs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The thought of repairing a car engine can feel intimidating, mainly because it is one of the most complex and costly parts of a vehicle. An engine works on the principle of internal combustion, where fuel and air mix to create power that drives the car forward.

Over time, heat, friction and daily wear can cause issues that affect its performance and reliability. This makes engine repair an essential part of keeping a car in optimal condition.

Read on to discover more about car engines, some common problems and the key considerations of engine repair.

How a car engine works

A car engine primarily converts fuel into power, through a process called internal combustion, which propels the vehicle forward. In this process, a mix of fuel and air is ignited inside the cylinders to create controlled combustion. These bursts of energy push the pistons up and down, which turn the crankshaft, which ultimately drives the wheels.

Several parts need to work in harmony for everything to run smoothly. They include the cylinder block that holds the pistons, the valves and camshaft that manage airflow in and out of the engine and the cooling and lubrication systems that prevent overheating and reduce friction. 

Common engine problems

Engines can experience a variety of issues, such as:

• Overheating caused by coolant leaks, radiator faults or a broken thermostat.
• Oil leaks that result from worn seals or damaged gaskets.
• Poor fuel efficiency due to malfunctioning injectors, clogged sensors or worn-out spark plugs.
• Excess exhaust smoke may signal different issues: white smoke often indicates coolant entering the combustion chamber, black smoke suggests excess fuel burning and blue smoke points to oil burning.
• Electrical issues linked to faulty ignition or sensor failures that cause stalling or hard starts.

Warning signs you shouldn’t ignore

Engines usually show signs before breaking down. Knocking, grinding or ticking noises often suggest internal wear, whereas oil spots under the car point to leaks from seals or gaskets. Rough idling, frequent stalling and hesitation during acceleration also indicate performance issues.

A drop in fuel efficiency, persistent check engine lights, visible smoke from the exhaust and rising temperature on the gauge are some other signs.

Causes of engine damage

Engines are tough, but not indestructible. Some major causes of damage are:

• Lack of maintenance: Skipping oil changes or coolant flushes accelerates wear.
• Overheating: Faulty cooling systems can cause engine parts to warp.
• Contaminated fuel: Poor-quality or contaminated fuel can clog injectors, damage fuel pumps or cause incomplete combustion.
• Water ingression: Driving through waterlogged areas can cause hydrostatic lock and bent pistons.
• Old timing belts: They can cause catastrophic engine failure if they snap.
• Normal wear and tear: Engine parts naturally degrade with mileage.

Types of engine repairs

Engine repair may range from minor fixes to complete replacements and it can depend on the severity. The common types of repair are:

• Original engine repair: Fixing or replacing specific faulty parts using Original Equipment Manufacturer (OEM) components.
• Engine overhaul: Disassembling, cleaning and repairing worn components to restore performance.
• Engine rebuilding: Severe damage involves replacing major components but retaining usable ones.
• Complete replacement: Swapping the old engine with a new, rebuilt or remanufactured one.

Engine repair process

Engine repair usually starts with routine fixes like oil and filter changes to maintain lubrication and reduce friction. Mechanics may also replace gaskets and seals to prevent leaks or fit a new timing belt to keep valves and pistons in sync.

More complex jobs involve rebuilding the engine by disassembling and repairing worn components. Restoring cylinder heads to fix valve or camshaft issues and repairing the engine block when cracks or warping are found are also complex repairs.

Costs of engine repair

In India, engine-related repairs can vary a lot depending on the issue. A standard engine overhaul may cost anywhere between ₹25,000 and ₹1,50,000 or more, especially for turbocharged engines.

Minor engine repairs, like fixing oil leaks or replacing sensors, usually fall on the lower end of this spectrum.

Preventive maintenance for engine longevity

Taking a few simple steps can help keep your engine healthy and prevent costly repairs, such as:

• Changing oil and filter regularly: Fresh oil keeps moving parts lubricated, reduces friction and prevents premature wear.
• Coolant system care: Check coolant levels frequently and flush the system at scheduled intervals to prevent overheating.
• Timing belt replacement: Replace belts as per the manufacturer’s recommendation since a snapped belt can lead to serious engine damage.
• Use good-quality fuel: Clean petrol or diesel prevents clogged injectors and ensures proper combustion.
• Listen for unusual sounds: Knocking, ticking or grinding noises are often early warning signs of issues that should be fixed quickly.
• Check electrical components: Inspect spark plugs, battery and ignition system during routine servicing to maintain smooth starting.
• Follow service schedules: Sticking to the maintenance plan in your owner’s manual helps prevent minor issues from turning into expensive repairs.

Engine protection insurance – safeguarding against costly repairs

Third party car insurance covers damage or injury caused to others. It does not cover damage to your own car, including engine repairs. That is where comprehensive car insurance with an engine protection add-on becomes valuable.

A cover like engine protection in a car insurance pays for expensive repairs to the engine and gearbox, protects against damage from oil leaks or hydrostatic lock and even includes consumables and labour costs. It is also particularly useful in flood-prone areas where water ingress is a common risk.

Conclusion

A car engine is at the heart of your vehicle’s performance and keeping it healthy requires timely maintenance, awareness of warning signs and the right protection. Regular servicing, quality fuel and preventive care go a long way in avoiding breakdowns.

FAQs

• What is included in engine repair?

Engine repair usually covers fixing issues like oil leaks, worn gaskets, faulty timing belts or damaged valves.

• How often does a car need engine repair?

Car engine repair is not required on a fixed schedule. However, problems often arise if servicing and oil changes are delayed.

• How much does engine repair cost in India?

Engine repair cost can range from a few thousand rupees for minor fixes to over a lakh for major overhauls or replacements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Driving on wet or uneven roads can sometimes cause a vehicle’s wheels to slip, making it harder to maintain control. To counter this, modern cars come equipped with advanced safety systems designed to improve grip and stability. One such feature is the traction control system (TCS), which alerts drivers when the tyres lose traction or the system intervenes to restore stability. Whenever this happens, a traction control light appears on the dashboard, often showing the letters ‘TC’ or a car symbol with wavy lines. 

How traction control works?

The traction control system is a safety feature in most modern cars designed to stop wheels from spinning excessively, especially on slippery roads. It works through sensors on each wheel that constantly monitor their speed. When the system notices that one wheel is rotating faster than the rest, it recognises a loss of traction and immediately takes corrective action. TCS reduces engine power or applies brakes to the slipping wheel, and this redirects power to the wheels with better grip. The system is most useful on challenging roads, such as those wet or covered with snow, mud, or gravel, where tyres are more likely to lose contact.

Common reasons the traction control light comes on

The traction control sign appears on the dashboard in the following situations:

• Slippery road conditions: Snow, ice or heavy rain may trigger the TCS as it works to keep your wheels from slipping.
  
  
• Faulty wheel-speed sensors: The system won’t be able to read wheel data correctly if a sensor is damaged, dirty or worn out.
  
  
• Issues with the Anti-lock Braking System (ABS): TCS often works alongside ABS. The traction control warning light may also appear if the ABS malfunctions.
  
  
• Damaged wiring or connections: Electrical problems can interfere with the system.
  
  
• System deactivation: Sometimes, the light simply means TCS has been manually turned off, often via a dashboard button.

What to do when the traction control light turns on?

It is important to pay attention if the traction control light appears on your dashboard. A flashing light usually means the system is actively working to manage wheel slip on a slippery surface. This will help you continue driving with caution. However, it could point to a fault in the TCS or related systems if the light stays on continuously. You can try restarting the car in such cases, as a simple reset sometimes clears the issue. If the warning persists, especially when road conditions are dry, it may indicate a problem with the sensors or wiring. The safest step is to have a mechanic run a diagnostic check to identify the cause.

Driving with the traction control light on – is it safe?

If the traction control system light flickers during wet or slippery conditions, it usually means the system is doing its job and there is no cause for concern. However, if the light stays on continuously, it may signal that the TCS is disabled. This reduces stability and makes driving riskier, especially in poor weather. The warning becomes more serious if it appears alongside the ABS or brake light, as this can affect both braking and control. It is best to get the issue checked before continuing to drive in such cases.

How to fix traction control light issues?

If your traction control warning light won’t go away, you may:

1. Restart your car: Sometimes, it is a temporary glitch that resets on a restart.
   
   
2. Check sensors and wiring: Dirt, corrosion or loose connections around the wheels can cause the issue.
   
   
3. Run a diagnostic scan: A mechanic can run a computer scan to find fault codes.
   
   
4. Replace faulty parts: Common fixes include replacing wheel-speed sensors, ABS modules or damaged wiring.
   
   
5. Towing for safety: Don’t risk driving if your TCS light is on, along with the brake system light. Have your car towed to a workshop.

Preventive maintenance tips

The best way to avoid traction control problems is to keep your car in good shape. Here are some tips —

• Regular tyre checks: Ensure that your tyres are inflated properly and have enough tread for safe driving.
  
  
• Clean sensors: Dirt and debris around wheel hubs can cause incorrect readings.
  
  
• Brake system servicing: Since TCS works with ABS, keep brakes well-maintained.
  
  
• Avoid aggressive driving: Hard acceleration and sudden braking can strain the system.
  
  
• Scheduled servicing: Follow your car’s maintenance schedule to catch small issues before they turn big.

Role of car insurance in case of an emergency

The costs of a repair can add up quickly if a traction control fault leads to an accident or sudden breakdown. However, if you have comprehensive motor insurance, it will cover towing, repair costs and even medical expenses if injuries occur. On the other hand, a third-party car insurance will only cover the damage that you might cause to others. This means that your own expenses will remain uncovered.

Having the right car insurance policy during emergencies will help you make sure that a traction-related mishap doesn’t turn into a heavy financial burden.

Conclusion

The traction control system is a key safety feature that helps your car stay in control when roads are slippery or conditions are unpredictable. However, some accidents and repairs can’t always be avoided. That is where car insurance becomes important. When you have comprehensive car insurance, it will cover various incidents like theft and damage due to accidents, natural calamities and man-made disasters. This will make it easier for you to handle emergencies without worrying about unexpected expenses.

FAQs

1. What does the traction control sign mean?
   

   
   The traction control sign shows the system is managing wheel slip. It may indicate a fault if it stays on.
   
   

2. What does a flashing and steady TC warning light mean?
   

   
   A flashing traction control warning light means that the system is active, whereas a steady TC warning suggests a possible issue.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In India, regardless of the launch of premium models, compact cars are always the first choice of commoners. The two names in this segment that dominate the market are Swift Dzire and Wagon R. Both these cars are noted for their affordability, mileage, and the backing of Maruti and its vast network of service centres. However, Maruti discontinued the third-generation Swift Dzire in late October 2024 to launch its successor, the new Dzire, which is based on the fourth-generation Swift platform, in November of the same year.

The following article highlights the key differences between the new Dzire and Wagon R, and not between the Swift vs Wagon R.

Differences between Swift Dzire vs Wagon R

Maruti Dzire and Wagon R differ greatly in terms of body type, price point, and comfort. Here is a quick distinction.

• Maruti Dzire: It is a compact sedan with a better boot space, slightly longer body, and a focus on passenger comfort. It is available in petrol and CNG options and offers AMT automatic variants. The ex-showroom price of the Dzire ranges between ₹6.84 lakhs and ₹10.19 lakhs.

• Maruti Wagon R: A tall-boy hatchback that gives easy ingress/egress, a high roof for better headroom, and a very practical cabin layout. It comes with 1.0-litre and 1.2-litre engines, depending on the model line, and also in CNG. The ex-showroom price of Wagon R ranges between ₹5.79 lakhs and ₹7.62 lakhs.

Key highlights of Swift Dzire vs Wagon R

When choosing between the Dzire and Wagon R, base your decision on the following parameters:

Swift Dzire vs Wagon R: Engine and transmission

The Dzire is equipped with a Z12E three-cylinder engine that has four valves per cylinder and a displacement size of 1,197 cc. It is capable of generating a maximum torque of 111.7 Nm @ 4300 rpm and a maximum power of 80 bhp @ 5700 rpm. Dzire has a five-speed automatic transmission system.

On the other hand, the Wagon R comes equipped with a K12N engine, which has four cylinders and four valves per cylinder. Depending upon the variant, the displacement size varies between 998 cc and 1197 cc. The Wagon R can generate a maximum power of 88.50 bhp @ 6000 rpm, while the maximum torque is capped at 113 Nm @ 4400 rpm. Wagon R also has a five-speed automatic transmission system.

Swift Dzire vs Wagon R: Fuel and performance

The new Maruti Dzire has a fuel tank capacity of 37 litres, which, as per ARAI, can cover 25.71 kilometres per litre. The CNG engine can deliver up to 33.73 kilometres per kilogram.

The Wagon R, with a fuel tank capacity of 32 litres, can cover 24.43 kilometres per litre. If you are planning for a CNG engine Wagon R, at 34.05 kilometres per kilogram, you can expect much better mileage.

Swift Dzire vs Wagon R: Technology and infotainment

Talking about Dzire’s technology, it features a 9-inch infotainment system and is equipped with a 360-degree camera. Dzire supports both Android Auto and Apple CarPlay. You will also find wireless chargers and four speakers inside the cabin. But that's not all; for a smooth driving experience, the Dzire has automatic climate control and cruise control. The car also features voice command and keyless entry.

When you sit in the Wagon R cabin, the first thing you notice is the 7-inch touchscreen with Android and Apple CarPlay. Next, there are four speakers. For safety, the Wagon R has a door ajar warning, speed-sensing auto door lock, and electronic stability control. This hatchback also features adjustable steering and an idle start-stop system.

Swift Dzire vs Wagon R: Safety ratings

The new 2025 Maruti Dzire has received a 5-star safety rating from Bharat NCAP. It scored 29.46 out of 32 in adult occupancy and 41.57 out of 49 in child occupancy. In the frontal offset deformable barrier test, the Dzire scored 14.17 out of 16, and in the side test, the results were 15.29 out of 16.

The Wagon R, however, received only a single star in the crash test conducted by Global NCAP in 2023. In adult occupancy, it received 19.69 points out of 34, and in child occupancy, the score was much worse at 3.40 out of 49.

Swift Dzire vs Wagon R: Design and exterior

When it comes to the exterior, the new Dzire has adjustable headlamps, alloy wheels, a rear window defogger, an integrated antenna, automatic headlamps, and outside rear-view mirror turn indicators. It also features a single-pane sunroof and electronic boot opening.

Similar to the Dzire, the Wagon R also has adjustable headlamps and alloy wheels. However, instead of a rear window defogger, it has a rear window wiper and washer. The Wagon R has manual boot opening and lacks a sunroof.

Swift Dzire vs Wagon R: Interiors and cabin space

The new Dzire offers comfort and practicality with its 1735 mm wide cabin and height and length of 1525 mm and 3995 mm, respectively. It also has a boot space of 382 litres. With a kerb weight of 960 kg and a gross weight of 1375 kg, it can easily accommodate five persons without compromising on comfort. For better safety, the Dzire offers six airbags.

The Wagon R, with dimensions of 1620 mm width, 1675 mm height, and 3655 mm length, is a perfect car for a family of four. It also offers a decent boot space of 341 litres. You can easily fit passengers and luggage with a combined weight of 490 kg. For added comfort, the Wagon R offers a 60:40 foldable split seat.

Role of second-hand car insurance while comparing

If, instead of buying the new Dzire, you prefer going for an old Swift Dzire or Wagon R but are confused about which one to choose, a car insurance policy can be the deciding factor. Unlike new vehicles, used cars may already have an active insurance policy, which can be transferred to the new owner. This not only helps maintain continuity of coverage without gaps but can also save you a few thousand rupees.

Car insurance also offers insight into the car’s condition. By looking at the claim history, you can easily find out how many times and for what purpose the car has arrived at the service centre in the past.

Conclusion

Both the Swift Dzire and Wagon R cater to different needs while carrying Maruti’s trusted reliability. If you seek a stylish compact sedan with premium comfort, advanced features, and top-notch safety, the Dzire makes for an excellent choice. On the other hand, if practicality, easy manoeuvrability, and affordability matter more, the Wagon R remains a strong contender in the hatchback segment. While the Dzire impresses with its higher safety rating and spacious design, the Wagon R wins in fuel efficiency and urban convenience.

FAQs

1. How many variants does Wagon R offer?

Wagon R broadly has four variants: LXi, VXi, ZXi, and ZXi Plus. These variants are further classified based on fuel type, cubic capacity, and advanced features. For example, in VXi, you have options like VXi 1.0, which has a petrol engine and offers manual transmission; and VXi 1.0 AGS, which offers automatic transmission.

2. Is a car insurance policy mandatory for the Wagon R and the Swift Dzire?

Yes, regardless of the car you own, the Motor Vehicles Act of 1988 requires you to have a third-party car insurance policy. This policy provides financial protection if your insured vehicle causes physical injury or property damage to a third party.

3. How does a comprehensive car insurance policy shield the Wagon R and the Swift Dzire?

A comprehensive car insurance policy provides financial protection for four-wheelers against damage caused by road accidents, fire incidents, and natural calamities, covering repair and replacement costs.

4. Which car is better for city driving and tight parking?

Wagon R, being a hatchback, comes with 3655 mm in length and 1620 mm in width, offers better manoeuvring, and is easier to park in tight spaces when compared to Dzire, which has a length and width of 3995 mm and 1735 mm, respectively.

5. Which has more boot space?

Dzire wins in luggage capacity and rear seat comfort. It has a boot space of 382 litres, while the Wagon R has a slightly lower boot space of 341 litres.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Maruti Suzuki Swift and Dzire are two of the most frequently compared models in the compact car segment. Both are built on the same platform, offer similar engines and come from a brand known for reliability and fuel efficiency.

However, underneath all those similarities, there are key differences in body style, boot space, design and purpose. Understanding these important distinctions can help you figure out which one suits your driving style better.

Differences between Swift vs Dzire

The core differences between Dzire and Swift lie in body type and practicality. The Swift is a stylish hatchback known for its sporty vibe and compact dimensions. On the other hand, the Dzire is a sub-4-metre sedan that brings a more refined look with added boot space.

The main differences include:

• Body type: Swift is a hatchback, whereas the Dzire is a compact sedan.
• Boot space: Swift offers 265 litres and Dzire goes up to 382 litres.
• Rear-seat comfort: Dzire offers better rear legroom.
• Exterior look: Swift is sporty and Dzire is more elegant and premium.

Key highlights of Swift vs Dzire

The differences between Swift and Dzire shape how they perform in real-world use. Both models are powered by Maruti’s 1.2-litre Z-Series petrol engine. They come with the option of a 5-speed manual or an AMT gearbox and offer flexibility for different driving styles. Factory-fitted CNG variants are also available in both models to deliver high fuel efficiency for cost-conscious buyers.

The Dzire offers more boot space due to its extended body, whereas the Swift’s compact size makes it easier to drive through tight city roads. Feature-wise, there is little to separate the two. Both get a touchscreen infotainment system, keyless entry and push-button start. The main distinction lies in form and function: the Dzire is more practical and the Swift is sporty.

Swift vs Dzire: engine and transmission

The Swift and Dzire are nearly identical when it comes to engine and transmission. Both are powered by a 1.2-litre, three-cylinder, DOHC petrol engine that delivers 81.58 PS at 5700 rpm and 111.7 Nm of torque at 4300 rpm.

They also offer the same transmission choices: a five-speed manual and an AMT. Despite sharing the same powertrain, the Swift feels quicker and more agile due to its lower kerb weight. The Dzire is slightly heavier, but it provides a smoother and more stable drive.

Swift vs Dzire: fuel and performance

Both the Swift and Dzire are known for their efficiency, but there are slight differences worth noting, including:

The difference is minimal in regular day-to-day driving. The Swift feels more responsive due to its lighter build, which is ideal for those who drive mainly in traffic and prefer quicker acceleration.

The Dzire is a better option for smooth cruising and offers better cabin insulation from noise and vibrations.

Swift vs Dzire: technology and infotainment

Both the Swift and Dzire come with a 7-inch touchscreen infotainment system that supports Android Auto and Apple CarPlay. They also have Bluetooth, USB and AUX connectivity.

Common features include steering-mounted audio controls, a smart key with push-button start and electrically adjustable ORVMs. The Dzire’s top variants add a slightly more premium feel through faux wood inserts and chrome accents.

Swift vs Dzire: safety ratings

Both the Swift and Dzire come with standard safety features like 6 airbags, ABS with EBD and brake assist. However, the Dzire holds a slight edge in crash safety, as its newer-generation platform has performed better in NCAP tests compared to older Swift models.

The Dzire’s updated structure and reinforcements make it a more reassuring choice for buyers who prioritise safety.

Swift vs Dzire: design and exterior

The Swift and Dzire cater to different design preferences. The Swift features sharp lines, blacked-out pillars and a sporty grille that gives it a dynamic look. In contrast, the Dzire leans towards elegance with a larger chrome grille and a balanced sedan profile.

Swift vs Dzire interiors and cabin space

The Dzire holds a noticeable advantage over the Swift when it comes to interiors and space. While the Swift offers a compact and ergonomic cabin layout that works well for urban driving, the Dzire provides a more spacious experience with greater rear legroom and a larger boot. The Swift’s boot space stands at 265 litres, whereas the Dzire offers 382 litres.

Role of car insurance while comparing

A comprehensive car insurance policy is the better choice for any car, as it covers own damage, theft, natural calamities and third-party claims. Third party car insurance only covers damage caused to others and not your own vehicle. Useful add-ons like zero depreciation cover, engine protection, NCB retention and 24x7 roadside assistance can enhance the coverage.

Conclusion

Choosing between the Swift and Dzire comes down to what you value more. Both cars offer similar performance, features and efficiency.

The difference between Dzire and Swift is that the former provides better boot space and a more spacious cabin, whereas the latter stands out for its agile handling and urban practicality.

FAQs

• What is the Swift Dzire vs Dzire comparison about?

Swift Dzire vs Dzire refers to the same car, as Maruti later dropped the word Swift from the name.

• How do you compare Dzire and Swift for daily use?

Compare Swift & Swift Dzire based on space and handling, as Dzire is roomier while Swift is better for city driving.

• What does the Swift Dzire vs Swift comparison show?

The Swift vs Dzire comparison shows that Dzire is a sedan built for comfort, while Swift is a hatchback focused on agility.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Basic maintenance is essential to maintain your Swift car’s health. Some key aspects of servicing include replacing engine oil and filter, examining brakes and tyres, checking fluid levels and inspecting suspension and steering. Routine maintenance enhances the vehicle’s safety and performance.

Maruti Suzuki's Swift is considered one of the most cost-effective cars you can own in India. Its service expense is relatively low, with affordable spare parts and widespread service centres ensuring minimal maintenance costs.

Read on to understand in detail about Swift maintenance cost, schedule and importance.

Why Swift maintenance & service is important?

Good maintenance of your Suzuki Swift car keeps it up and running smoothly. Regular servicing by qualified technicians helps prevent minor issues from aggravating into major and costly repairs.

In summary, the benefits of maintaining and servicing your Swift car include the following:

• Enhance the car’s overall performance and longevity: A well-maintained vehicle maintains long-term efficient performance.
• Promotes safety on the road: Checking and ensuring the functioning of components like brakes, suspension systems and steering can ensure your vehicle is safe and roadworthy.
• Maintains fuel efficiency: Regular servicing and maintenance can ensure that your car’s engine runs optimally. This can reduce fuel consumption and emissions.
• Boosts resale value: Potential buyers are highly likely to pay more for a car that looks appealing and well-maintained. Ensure you keep a record of your car’s servicing history for evidence and assurance to future buyers.
• Reduces long-term repair costs: Routine car servicing can help detect potential issues and handle them quickly. This can save you huge repair costs down the line, possibly on major breakdowns or engine damage.
• Positive impact on car insurance: Regular maintenance reduces the risk of mechanical failures and accidents, leading to fewer insurance claims and helping retain No Claim Bonus (NCB) in car insurance. It also preserves the car's value, potentially lowering future premium costs.

Swift service schedule

Suzuki recommends a structured service schedule to ensure optimal performance and longevity of the car. Owners receive three complimentary services at 1,000 km/1 month, 5,000 km/6 months and 10,000 km/12 months. Beyond this, regular paid servicing is recommended every 10,000 km or once a year, covering essential maintenance like oil changes, filter replacements and safety checks to keep the vehicle in top condition.

Note: For the periodic service schedule, always refer to the Swift owner's manual. If possible, use the authorised Maruti Suzuki service centres for the most reliable service routines.

Swift service part cost

Maintaining your Maruti Suzuki Swift involves regular replacement of essential components to ensure smooth performance and longevity. Below is an approximate cost breakdown of key service parts to help you plan your maintenance budget effectively.

• Oil filter replacement: ₹75-₹90
• Normal change of engine oil: ₹1,300-₹1,687
• Air filter replacement: ₹258-₹300
• Brake fluid replacement: ₹350-₹500
• Top up of the coolant: ₹500
• Replacement of spark plug: ₹360
• Climate control air filter: ₹450-₹551
• Wheel balancing: ₹440
• Wheel alignment: ₹550

In addition to part costs, the overall Swift car service charges, including labour and inspection fees, can range between ₹3,000 to ₹6,000 per service, depending on the service type and location.

Swift maintenance cost

Maruti Suzuki vehicles have a reputation for simple maintenance and affordability. On average, the Swift service costs approximately Rs. 26,960 for 5 years.

Here's a breakdown of the Swift vehicle maintenance expense:

Note: The rates might vary based on your Swift model and city of residence. Always check Maruti's website for the latest pricing.

Things to check while looking for Swift maintenance cost

Consider these factors when calculating your Swift car maintenance costs:

• Establish service schedules: It is important to frequently review your service manual and note when services are paid, and not free. Doing this will help you compare service options and know what is included in the full service packages.
• Find out the cost of parts and labour: Researching the price of various parts gives you an idea of how much each standard component may cost. You can also compare the labour costs from independent mechanics and authorised Suzuki dealerships. Sometimes, prices may vary extensively.
• Service packages: Check for loyalty deals or Annual Maintenance Contracts (AMC) that can offer discounts on maintenance costs.
• Confirm warranty details: Check for the possibility of remaining warranty coverage that can help minimise the cost of some repairs or services.

Factors affecting Swift maintenance cost

Some key factors that affect the Swift maintenance cost include the following:

• Your driving habits: Your driving style can affect your car's maintenance needs. Aspects like hard braking, tough acceleration or high mileage can increase wear and tear, leading to more frequent servicing.
• Road condition: Avoiding bad road conditions can help minimise alignment issues and maintain the good functioning of the car suspension.
• Periodic checks: Checking your car parts periodically can ease maintenance and reduce costs, enhancing the life of your vehicle's parts.
• Fuel quality: Using clean, high-quality fuel helps maintain your car's engine health and reduces filter clogging.

Role of no-claim bonus in car maintenance

Keeping the car well-maintained helps avoid accidents caused by mechanical issues. This will help reduce your comprehensive car insurance cost. Policyholders can preserve their claim-free status and continue to enjoy NCB (No Claim Bonus) discounts. Usually, a claim-free insurance record can receive 20% to 50% reduction on premiums. The percentage keeps rising each consecutive claim-free year. The NCB can encourage car owners to maintain their vehicles in good condition so that they can benefit from the reward.

Note: NCB is not available for third-party car insurance

Conclusion

The Maruti Swift is one of the vehicles with the most affordable maintenance costs in its category, hence making it an excellent choice for budget-sensitive buyers. Remember, adhering to the recommended service plan helps keep your warranty intact. Also note that while maintaining your Maruti Swift is necessary, safeguarding it with reliable car insurance is also crucial.

FAQs

• Does the Swift service cost more at authorised service centres?

Yes, authorised centres can charge more for the service, but they use genuine car parts and skilled technicians, and they offer excellent labour.

• How do you check your Swift car's service history?

You can check your Swift car's service history via the Maruti Suzuki Rewards app or by visiting the nearest Maruti service centre.

• Can I repair my Maruti Suzuki Swift at local garages?

Yes, you can repair your Swift at local garages, but doing this might void your warranty. It's recommended that you use authorised service stations during your vehicle's guarantee period.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Maruti Suzuki Dzire is one of the top-selling sedans in India. People love it for its mileage, comfort and low running cost. To keep it performing optimally, regular servicing is essential.

Knowing the service schedule, the cost of parts and the overall Dzire maintenance cost helps you plan better. It also saves you from last-minute surprises at the workshop. Read on for a detailed breakdown.

Why Dzire maintenance & service is important

Here’s why regular maintenance is important: 

• Protects your warranty: Following Maruti’s recommended service schedule is often a condition to keep the warranty valid. Missing a service could mean losing that cover.
• Keeps resale strong: A Dzire with a proper service history can offer a higher resale value compared to one with patchy records.
• Boosts safety on the road: Routine checks on brakes, tyres, suspension and lights make driving safer.
• Reduces chances of breakdowns: Servicing helps identify issues like weak batteries or worn brake pads before they leave you stranded.
• Improves fuel efficiency: Clean filters, a tuned engine and the right tyre pressure make a noticeable difference in mileage.
• Maintains engine health: Timely oil changes and filter replacements keep the engine running smoothly and prevent damage that could lead to costly repairs.

Dzire service schedule

Maruti Suzuki has designed an easy servicing plan for the Dzire. A breakdown for the petrol variant of 2020–2024 models is as follows:

Disclaimer: These figures are based on authorised service centre data for the petrol Dzire. Actual costs may vary depending on your city, fuel type and service location.

Dzire service part cost

Regular maintenance often involves replacing consumables and key parts. Part prices are approximate and may differ across service centres and cities. The typical costs are as follows:

• Engine oil (3.2L–3.5L): ₹1,200 - ₹1,500
• Oil filter: ₹75
• Air filter: ₹258
• Fuel filter: ₹233
• Spark plug: ₹200 - ₹500 usually at 40,000 km
• Brake pads: ₹2,000 - ₹3,500
• Clutch plate (if needed): ₹6,000 - ₹8,000
• Labour charges: ₹2,000 - ₹3,000 per paid service

Dzire maintenance cost

Over five years, maintaining the petrol variant of the 2020–2024 Maruti Suzuki Dzire model costs around ₹26,270.

Tthe service cost of Dzire is usually as follows:

• 1st service (10,000 km / 12 months): ₹2,649
• 2nd service (20,000 km / 24 months): ₹6,136
• 3rd service (30,000 km / 36 months): ₹5,429
• 4th service (40,000 km / 48 months): ₹6,489
• 5th service (50,000 km / 60 months): ₹5,567

These costs are based on service centre data for the petrol Dzire. Actual charges may vary depending on your city, variant, and whether additional repairs are required.

Things to check while looking for Suzuki Dzire maintenance cost

A few smart tips to keep your Dzire service cost in check are as follows:

• Ask for a full estimate upfront that includes parts, labour and extras.
• Follow the service schedule to prevent costly repairs later.
• Compare centres since authorised ones cost more but assure genuine parts, whereas local garages may be cheaper but need credibility checks.
• Skip add-ons like AC cleaning or engine flush unless necessary.
• Use genuine Maruti parts to protect the warranty and performance.
• Keep service bills, as they help with resale and car insurance

Factors affecting Maruti Suzuki Dzire maintenance cost

The actual Swift Dzire maintenance cost can vary based on several factors, such as:

• Location and service centre: Metro cities and authorised centres usually charge more than small towns or local garages.
• Service delays: Skipping or postponing servicing leads to faster wear and higher repair bills.
• Parts choice: Genuine parts last longer but cost more. Aftermarket ones are cheaper but wear out quicker.
• Driving conditions: Heavy traffic, hilly routes or rough roads put extra stress on brakes, clutch and tyres.
• Car age and kilometres: Older cars or those with more than 70,000 kilometres need more frequent replacements.
• Add-on services: Extras like coolant flushes or AC cleaning can inflate bills.

Role of zero depreciation car insurance in car maintenance

Third party car insurance is a legal requirement in the country. However, comprehensive car insurance offers broader coverage against accidents, own damage, natural calamities, theft, and more.

Zero depreciation car insurance is one of the most useful add-ons to comprehensive insurance policies. Insurers deduct depreciation on plastic, fibre, rubber and even metal parts in a standard policy. So you pay part of the cost if your bumper, headlight or door panel is damaged. With zero depreciation cover, the insurer pays the full amount without deduction.

This makes a big difference during accidental repairs where bumpers, lights and fittings form most of the bill. It allows genuine Maruti parts to be used without extra expense and keeps overall maintenance predictable.

Conclusion

Regular servicing and timely maintenance are the key to keeping your Maruti Suzuki Dzire reliable, safe, and cost-efficient over the years. By following the recommended service schedule, using genuine parts, and keeping track of replacement needs, you can extend the car’s life, improve mileage, and avoid sudden breakdowns.

FAQs

• What is the average service cost of Swift Dzire?

The service cost of Dzire for paid visits is usually ₹5,000–₹6,500. This reflects the typical Maruti Dzire maintenance cost per paid service.

• Where can I see the charges and schedule?

You can check the Maruti Suzuki Dzire service charges list and the Dzire service schedule at authorised service centres or on portals like CarDekho.

• How often should I service it and what does it cost over time?

The Swift Dzire service schedule recommends servicing every 10,000 km or 12 months.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Tata Motors' highly successful Punch and Nexon have completely changed India’s compact SUV segment. Their strong build, contemporary features and strong safety ratings have made them the top choices among urban families and everyday commuters.

Although both these cars are people's favourites, there are certain major differences in their key specifications.

This guide will compare Tata Punch and Tata Nexon and help you make the right choice depending on your budget and lifestyle preferences.

Differences between Tata Nexon and Tata Punch

When we compare Tata Nexon Vs Tata Punch, the major difference lies in their target customers and the needs that they cater to.

The Nexon is loaded with features and made specially for highway travel. It is also the more powerful and larger model.

Punch is designed for people looking for an affordable and more compact SUV model. It is the most efficient option for smaller families living in clustered urban spaces who need compact vehicles for their daily commute.

Key highlights of Tata Nexon vs Tata Punch

Below is a side-by-side Punch vs Nexon comparison:

Tata Nexon vs Tata Punch: Engine and transmission

If we talk about Tata Nexon versus Tata Punch engine, the major difference lies in their engine capacity and diesel model.

Tata Nexon: It comes with two strong engine choices: a 1.2-litre turbo-petrol and a 1.5-litre diesel. Both are available with manual and automatic gearboxes. The turbo-petrol is quick off the mark, which is handy on highways and for overtaking. The diesel variant offers extra mileage and torque.

Tata Punch: It runs on a 1.2-litre naturally aspirated petrol engine, also seen in the Altroz, with an optional CNG version. It is available in both manual and AMT options

Tata Nexon vs Tata Punch: Fuel and performance

Nexon’s diesel variant offers up to 24.08kmpl, making it ideal for long travels. The turbo-petrol averages around 17–19kmpl, but gives better acceleration. Punch delivers about 20.09kmpl with petrol and an impressive 26.99km/kg for CNG making it a highly efficient option for higher city usage.

When comparing the performance of Punch and Nexon, the Nexon is clearly faster and more powerful. However, the Punch’s lighter build and compact design make it more agile and easier to handle in stop-and-go city traffic.

Tata Nexon vs Tata Punch: Technology and infotainment

Both cars feature a modern 10.25-inch touchscreen system, Android Auto and Apple CarPlay connectivity. You also get a digital instrument cluster and wireless charging in both. Nexon provides premium features like ventilated front seats, connected car tech, cruise control, a bigger sound system and premium design touches.

Tata Nexon vs Tata Punch: Safety ratings

Both SUVs enjoy a 5-star Global NCAP rating for adult occupant protection. Standard safety kit includes dual airbags, ABS with EBD and ISOFIX child seat mounts. Nexon goes a bit further on higher trims, adding safety technologies like Electronic Stability Program (ESP), Hill Hold and Traction Control

Tata Nexon vs Tata Punch: Design and exterior

Nexon looks bolder and more premium, with a sporty silhouette, larger wheels and striking LED lights. Its bigger ground clearance and length offer a true SUV feel.

Punch has a boxier, younger look. The upright stance, short overhangs and steel underbody plate make it best suited for city traffic and tight parking slots.

Tata Nexon vs Tata Punch: Interiors and cabin space

Nexon’s larger dimensions mean more cabin space for convenient, longer trips. The three-tone dashboard, superior materials and supportive seats offer a more upmarket experience.

Punch makes the most of its compact cabin as there is ample headroom and cleverly designed storage spaces.

Car insurance considerations for Tata Nexon & Tata Punch

It is always better to safeguard your vehicle and have a reliable insurance policy. Comprehensive car insurance offers the best coverage, safeguarding against a range of risks. Compare policies and look for hassle-free claim procedures and wide garage networks, and if not a complete package, it is mandatory to have a third-party car insurance.

Conclusion

Tata Punch vs Nexon both offer excellent safety, value and comfort. Nexon is for buyers seeking power, more features and longer journeys. Punch remains unbeatable for city runs and lower ownership costs. The choice of car depends on your requirements, whether you want a premium SUV to take on longer journeys or whether you are looking for an affordable everyday car to make your city commutes easier and comfortable.

FAQs

• Is Nexon's insurance costlier than Punch’s?

Yes, Nexon’s higher purchase price and engine capacity make insurance costlier.

• Which model suits city driving better?

Tata Punch, due to its compact size and easy manoeuvrability, is ideal for the city.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you're looking for a smart electric SUV, the Tata Harrier EV is worth considering. Built on a brand-new platform and packed with advanced features, it combines the toughness of the original Harrier with the advantages of electric mobility. With its long range, premium interiors and upgraded technology, the Harrier EV delivers a modern and capable driving experience.

Let’s explore its range, performance, features and more.

Tata Harrier EV range, performance

The Tata Harrier range for the electric variant is approximately 500-550 km on a single charge, supported by a powerful 60-70 kWh battery pack. Its dual-motor All-Wheel Drive (AWD) setup ensures solid performance across diverse terrains.

The EV supports both fast DC charging and regular AC home charging, and can accelerate from 0 to 100 km/h in under 8 seconds, delivering a balanced mix of efficiency and power.

Key specifications of Tata Harrier EV

Built on Tata’s new Gen2 EV platform, the Harrier EV offers improved safety, space and performance. The key specs are as follows:

Key features of Tata Harrier EV

The Tata Harrier electric is equipped with advanced features for a safer and smarter drive. It includes ADAS safety tools like lane assist, blind spot detection and adaptive cruise control. The 12.3-inch touchscreen infotainment system supports Android Auto and Apple CarPlay, while a 10.25-inch digital driver display provides key driving information. With iRA 2.0 connected car tech and over-the-air software updates, the Harrier EV stays up to date. Multiple drive modes such as Eco, City and Sport cater to different driving preferences.

Tata Harrier EV interior features

The Tata Motors Harrier EV offers a modern and premium cabin experience with features designed for comfort and convenience. It includes a large voice-controlled sunroof, front ventilated seats and a wireless charging pad with a built-in cooling system. The interior is finished with leather-like seats and a soft-touch dashboard, adding to the upscale feel. Spacious cabins further enhance comfort, making it a well-rounded electric SUV.

Tata Harrier EV safety tech

Safety is a top priority in the Tata Harrier EV, which comes equipped with six airbags, a 360-degree camera and emergency braking with alerts for pedestrians and vehicles. It also features electronic stability control to help maintain control during sharp turns and a tyre pressure monitoring system for real-time updates on tyre health.

Exterior highlights of Tata Harrier EV

The Tata Harrier Electric stands out with its bold, modern design that sets it apart from regular cars. It features a full-width LED light bar with split headlamps, a closed grille for improved airflow and a sleek appearance and aerodynamic 18 to 19-inch alloy wheels. Flush door handles add to the clean, contemporary look by seamlessly blending into the body when not in use.

Why is car insurance essential for the Tata Harrier ?

Buying an electric SUV like the Tata Harrier EV is a big investment, so it’s wise to look for car insurance online and opt for a policy that protects against accidents or damage. In India, third-party insurance is legally mandated as it covers legal and financial liabilities if your vehicle causes harm to others or their property.

Conclusion

The Tata Harrier electric car brings you the latest technology with great design and performance. It is perfect for people who love to drive electric vehicles without compromising on space or power. The best part is, it comes at an affordable price point. Moreover, protecting your new car with comprehensive car insurance can provide broader coverage and give you peace of mind.

FAQs

• What is the expected price for the Tata Harrier EV?

This Tata Harrier EV price ranges from Rs. 21.49-30.23 lakh.

• Does the Harrier EV come with fast charging?

Yes, it comes with a 120 kW DC charger for fast charging. So, the car gets 80% charged within 25-30 minutes.

• Will the Harrier EV come with AWD?

Yes, there is an AWD variant that comes with a dual-motor setup.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Hyundai Creta Electric has brought an all-electric option to one of the country’s most popular mid-size SUVs. The overall design of the car remains close to the ICE version, and it introduces platform-level updates and EV-specific features to suit daily use. It is a familiar SUV in a new and electrified form and is now officially available to buyers. Let's learn more about this vehicle.

Hyundai Creta electric range, performance

The Creta EV is powered by a 51.4 and 42 kWh lithium-ion battery. It delivers 133-169 bhp along with 200 Nm of torque through its electric motor. The car features a front-wheel-drive layout and a single-speed automatic transmission, resulting in a smooth and easy driving experience. The SUV offers a certified range of 390-473 km on a full charge. This should comfortably cover daily commutes and longer trips.

The Creta Electric supports both regular and fast charging options. It uses an 11 kW AC charger, and takes about 4 hours and 50 minutes to go from 10% to 100%. You can charge the car’s battery from 10% to 80% in roughly 58 minutes using a 50 kW DC fast charger. The car also features regenerative braking with multiple levels.

Key specifications of Hyundai Creta electric

Let us take a quick look at the major specs that make the Hyundai Creta Electric stand out:

Key features of Hyundai Creta electric

The Creta Electric offers a well-rounded set of features that align with what most modern car buyers look for in a mid-size SUV. It comes with a panoramic sunroof and a 10.25-inch touchscreen infotainment system.

Other highlights of this model include a digital instrument cluster, ventilated front seats, automatic climate control and multiple drive modes to suit different driving conditions. The car also supports voice commands and comes with a wireless charging pad for better convenience. Like most of Hyundai’s newer models, the Hyundai Creta EV includes connected car features that can be accessed via a smartphone app.

Hyundai Creta electric interior features

The Hyundai Creta Electric features a familiar yet updated interior tailored for EV use. It offers a clean, dual-tone cabin with a flat-bottomed steering wheel and a digital instrument cluster that displays drive data. A 10.25-inch touchscreen manages media, navigation and EV-specific functions, while rear AC vents ensure comfort for all passengers.

The SUV provides ample legroom and headroom, a 60:40 split-folding rear seat for added flexibility and upholstery that varies by variant. Hyundai’s connected car tech is also included, enabling remote functions via a smartphone app.

Hyundai Creta electric safety tech

The Creta EV is equipped with essential safety features such as six airbags, electronic stability control, hill-start assist, a rear parking camera with sensors and a tyre pressure monitoring system. ISOFIX mounts are provided for securing child seats. Higher variants also offer advanced driver assistance features, including lane keep assist, forward collision warning, adaptive cruise control and driver attention warning.

Why car insurance is essential for Hyundai Creta electric

Insuring the Hyundai Creta Electric is important because electric vehicles come with high-value components like batteries, electric motors and onboard chargers that can be costly to repair or replace. Third party car insurance will cover any damage that you might cause to other people or vehicles, but it will not protect your car. For that, you will need comprehensive electric car insurance coverage that offers protection against accidents, theft, natural calamities and damage to the vehicle. It also allows you to opt for EV-specific add-ons such as battery protection, roadside assistance with EV support and zero depreciation cover.

Conclusion

The Hyundai Creta Electric builds on the strengths of the standard Creta while offering an electric powertrain that suits everyday use. It comes with a solid range, fast-charging support and a well-equipped cabin. This makes it a practical choice for anyone considering an EV in India. Bundling it with the right car insurance plan ensures better protection and smoother ownership in the long run.

FAQs

What is the driving range of the Creta Electric?

Up to 473 km (51.4 kWh) or 390 km (42 kWh) on a full charge, as per ARAI certification.

What is the Creta EV price in India?

Starts at ₹17.99 lakh and goes up to ₹23.49 lakh (ex-showroom), depending on the variant.

Does the Creta EV support fast charging?

Yes, it supports 50 kW DC fast charging (10-80% in ~58 minutes) and 11 kW AC charging.

What safety features are included?

Standard features include six airbags, ESC, hill-start assist, TPMS and ISOFIX. Top variants offer ADAS with lane assist, adaptive cruise and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Claiming third-party insurance might seem like a simple process, but even minor errors, such as delaying the FIR, not informing your insurer on time or submitting incomplete documents, can cause unnecessary delays or even claim rejections.For serious cases involving injury, death or property damage, claims must go through the Motor Accident Claims Tribunal (MACT).

Understanding the correct process is essential to avoid setbacks. This guide explains how to file a third-party insurance claim the right way and highlights common pitfalls to avoid.

What is third-party car insurance?

Third-party car insurance is a mandatory policy under the Motor Vehicles Act, 1988, that provides coverage against legal and financial liabilities arising from injuries or damages caused to a third person or their property by your vehicle. It is the most basic form of car insurance required by law in India. However, it does not cover damages to your own vehicle or personal injuries.

Why do you need third-party car insurance?

Opting for third-party car insurance helps protect you from unexpected legal and financial liabilities arising from damage or injury caused to a third person or their property by your vehicle.

Without this coverage, you would be responsible for these expenses out of pocket, which can lead to a significant financial burden. Moreover, it is legally mandatory in India under the Motor Vehicles Act and not having it can result in heavy fines and legal complications.

Steps to raise a third-party car insurance claim

A proper third-party insurance claim procedure can help you file your insurance claim successfully:

• File an FIR at the nearest police station. It’s mandatory for third-party claims.
• Notify your insurance company immediately to avoid claim rejection.
• Gather evidence: photos/videos of the scene, damages and contact details of any witnesses.
• File the claim through the Motor Accident Claims Tribunal (MACT), as third-party claims are settled in court.
• Submit required documents: FIR, claim form, driving license, vehicle RC and insurance policy copy.
• Attend all MACT hearings as required.

Scenarios when you need to claim third-party car insurance

A third-party comprehensive car insurance can be helpful in many cases. Here are a few of them:

• Injury to a third party

If your car has caused an injury to a third person. They are legally entitled to seek compensation.

• Death of a third-party

If a third person has died in an accident caused by your car. The deceased’s family can file a claim under your insurance through the Motor Accident Claims Tribunal (MACT).

• Damage to third-party property

Suppose your car had damaged someone’s property, the property owner can raise a claim to cover repair or replacement costs.

Common mistakes to avoid when filing a third-party car insurance claim

Several common mistakes can make the third-party car insurance claim process stressful or lead to rejection. Delaying the FIR, especially in cases involving injury, death or major property damage, can weaken your claim, as it’s a mandatory requirement.

Failing to inform your insurer promptly may also affect claim validity. Admitting fault at the accident scene or making unofficial settlements can complicate the process legally and financially.

Inadequate evidence, such as missing photos, videos or witness details, can hinder the claim assessment. Additionally, a lack of cooperation during the investigation and skipping the mandatory MACT process for serious claims may result in delays or outright denial.

Conclusion

While third-party car insurance offers essential protection against legal and financial liabilities caused by your vehicle, the claims process can be challenging if not handled correctly. Filing a claim without understanding the proper steps may lead to delays, rejections or added stress.

Understanding how to file a claim properly and having the right insurance in place is key to avoiding unnecessary costs and ensuring a smoother experience. Keep this guide handy to steer clear of common mistakes and make your third-party car insurance claim process as seamless as possible.

FAQs

• What should you not do when making an insurance claim?

When filing an insurance claim, avoid delaying notification to your insurer, admitting fault or making unofficial settlements at the scene and carrying out permanent repairs before the insurer’s assessment; these actions can lead to claim rejection.

• What happens to the No-claim bonus once I file a claim?

Filing a claim usually resets or reduces your No-Claim Bonus (NCB) according to the number and severity of the claims. NCB is reduced to zero (if you make more than two claims during) for the following policy year.

• Can I file a third-party claim without the other party’s details?

No, you need the third party’s vehicle and personal details to initiate a claim.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Having a car comes with its share of responsibilities, like regular maintenance, timely renewals and careful driving. One of the perks of being a responsible car owner is the No Claim Bonus (NCB). It is a discount on your insurance premium for not raising any claims during the year. But what happens if you do need to file a claim after an accident? Does it mean saying goodbye to your bonus? Not necessarily.

Let us walk you through what no claim bonus in car insurance really means, how an accident can affect it and how you can restore it.

What is a no claim bonus?

A No Claim Bonus is a premium discount offered by the insurer for not making any claims during your car insurance policy term. It starts at 20% after the first claim-free year and can go up to 50% if you maintain a clean record for five consecutive years. The bonus applies only to the own damage portion of a comprehensive car insurance policy and not to third-party car insurance.

Benefits of no claim bonus in car insurance

The No Claim Bonus (NCB) helps lower your car insurance premium by offering a 20%-50% discount on the own damage component, depending on the number of consecutive claim-free years. It rewards safe and responsible driving, belongs to the policyholder (not the vehicle) and can be transferred when switching cars or insurers.

NCB applies only to the own damage cover and remains unaffected by third-party claims. Over time, consistent NCB accumulation can significantly reduce your overall insurance costs.

How does an accident impact NCB in car insurance

An accident can reduce or nullify your No Claim Bonus (NCB), depending on your policy terms and whether you’ve opted for NCB protection. Without this add-on, a claim typically resets your NCB to zero, regardless of your previous claim-free years.

With NCB protection, however, you may retain your bonus even after one or two claims, as per your insurer’s rules. Some insurers offer a step-back clause, reducing your NCB to a lower percentage rather than cancelling it entirely. Losing NCB can lead to higher premiums, and once lost, it must be rebuilt gradually, one level per claim-free year.

How can you rebuild your no claims bonus after an accident?

Restoring your No Claim Bonus (NCB) after an accident is possible with consistent, claim-free driving and smart policy choices. Adding an NCB protection add-on at renewal can help retain your bonus even after limited claims. Driving carefully post-accident and paying for minor damages out of pocket can prevent further NCB loss.

Some insurers offer step-back options or buy-back features that allow partial or full restoration of NCB over time. Choosing only essential add-ons also keeps premiums in check and reduces the urge to file small claims. With long-term planning and safe driving, you can gradually rebuild your NCB.

How to keep your NCB intact

You can protect your NCB by taking a few simple but important steps. Include NCB protection when buying or renewing a comprehensive car insurance policy, avoid raising claims for minor damages and consider paying out of pocket if the repair cost is low.

You should also make sure to renew your policy on time, as a lapse of over 90 days can lead to loss of NCB. In addition to these, maintain your vehicle regularly to prevent avoidable issues and drive carefully to reduce the chances of accidents. You should also look for policies that offer step-back or partial NCB retention to minimise the impact of any future claims.

Conclusion

No Claim Bonus is a smart way to save on your premium under a comprehensive policy. It is a reward for safe and claim-free driving, something you don’t get with third-party car insurance. An accident can affect your NCB, but it is not the end of the road. You can rebuild your bonus and make the most of your coverage with the right protection, timely renewals and careful driving.

FAQs

• What is NCB protection in car insurance?

It is an add-on that lets you keep your No Claim Bonus even after limited claims.

• How is NCB value in insurance calculated?

It depends on the number of claim-free years and ranges from 20% to 50%.

• What is full no claims bonus protection?

It allows you to retain your no claim bonus amount even after one or two claims.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Insurance should be simple, quick and always accessible. Everyone loves it when they can access their policies on their smartphones, where everything from policy documents to claim tracking fits neatly in one place. The ICICI Lombard car insurance app is designed for modern motorists and offers a comprehensive digital experience for policy management, claims and support.

If you’re looking for a four-wheeler insurance app that simplifies your insurance journey from buying to renewing coverage, this guide will help you with the main features and everyday advantages of the IL Take Care insurance app.

What is the IL Take Care App?

This app is a one-stop platform for all insurance-related matters. It provides vehicle, health, travel and other policies under a single digital roof. Built for ease, it lets you buy, renew and monitor your car insurance directly from your mobile phone.

Policyholders can log in using the IL Take Care login and access all the necessary information, including ID cards, renewal reminders and claims. This app is particularly useful for busy users who require fast and reliable access to their claims information.

Features of the ILTC Car Insurance App

The IL Take Care insurance app is packed with features that make it convenient for its users. Some important features include:

• Easy start: Users can complete policy purchase, renewal or claim intimation in just a few taps.
• Unified dashboard: Access all your policies, including car, in one place, rather than juggling multiple apps.
• Digital ID card: Carry your policy e-card for quick access to details when required at a checkpoint or garage.
• Garage locator: Instantly locate nearby cashless workshops and garages in case of an accident or breakdown.
• Quick claims: Report accidental damage through the app, upload necessary photos or videos and follow the process at every step.
• Real-time tracking: Monitor the progress of a claim, from submission to settlement.

Benefits of the ILTC Four-Wheeler Insurance App

The ease of use and user-friendly interface make the IL Take Care app an instant favourite among its users. Let's explore the benefits of using this app:

• Convenient policy management: Renew, download and revise car insurance without paperwork or physical visits.
• Instant support: Find the nearest repair centre or receive roadside assistance any time you need it.
• Transparent claims: All claim steps, supporting evidence and status updates are available in-app.
• All-in-one access: Your all motor policies are handled by a single app, making it simpler than managing separate platforms for each vehicle.
• Get Alerts: Be alerted to due dates or expiring policies, reducing the risk of penalties or lapsed coverage.

How Does the ILTC Car Insurance App Work?

The car insurance app is quite simple. You do not require any phone calls or branch visits; everything happens swiftly on your device.

1. Intimate a Claim: Tap to begin your claim—whether for accident damage, theft or breakdown.
2. Upload documents: Attach required photos, videos or documentation directly in the app.
3. Track status: Receive real-time notifications—follow your claim from submission to final resolution.

How Do You Download the ILTC Car Insurance App?

The ILTake Care app download can be done through Google Play (for Android) or the Apple App Store (for iOS). After the download, enter your mobile number and a one-time password to log in. The app can also be downloaded directly through the official website, where you can find direct download links and QR codes.

How to Renew Car Insurance With the ILTC App?

Once logged in to the ICICI car insurance app, you’ll see all your policies arranged neatly on the dashboard. Select your four-wheeler policy, review or update details as needed and proceed to secure payment. Your renewed policy documents are delivered instantly. To ensure you never miss a date, the app will provide timely reminders.

Conclusion

Handling insurance was once a paperwork-heavy task. But the IL Take Care app has made it easy to manage your policy using your smartphone. The app is secure, efficient and user-friendly, with features designed for the user's convenience and fast support. If you want to manage your policies, file claims or simply stay informed, the app is just a tap away.

FAQs

1. Can I use the ILTC car insurance app to submit claims outside my home city?

Yes, you can start and track claims from anywhere in the country—location doesn’t limit your access.

2. What if I have both health and car insurance policies—can I manage them together in this app?

Absolutely. The app allows unified management for various policies, including health, car, and more, all under your IL Take Care login.

3. Will I receive reminders for policy renewals through the car insurance app?

Yes, the app sends timely notifications for upcoming renewals, so you never risk lapsed coverage for your vehicle.

The Mahindra Thar has been a favourite among off-road enthusiasts. As India moves toward electric mobility, the Thar EV emerges as an exciting new option. This upcoming model takes a bold step forward by combining the Thar’s signature ruggedness with eco-friendly technology. Built on the INGLO-P1 electric platform, it features a distinctive design direction, including a practical 5-door body style.

Here's a closer look at what to expect from this much-anticipated electric SUV.

Mahindra Thar EV range & performance

While the company hasn’t officially disclosed technical specifications, Mahindra Thar EV is expected to offer a battery capacity between 60kWh and 75kWh, with an estimated range of 400-500 km on a full charge.

Power output could be around 130 HP, and fast charging support up to 175kW may enable 0-80% charge in 30-60 minutes.

Key specifications of Mahindra Thar EV

Based on concept details, the Mahindra Thar EV is expected to feature two all-wheel-drive electric motors (one on each axle), a battery capacity between 60kWh and 75kWh and a driving range of up to 500 km. It will likely have an automatic transmission and be available in both 3-door and 5-door variants.

Fast charging support may enable a 0-80% charge in under 60 minutes. The launch is anticipated between March and August 2026, though final specifications may change in the production version.

Key features of Mahindra Thar EV

The Thar EV combines modern technology with rugged design elements. It features a distinctive three-slat grille with LED accents, square-shaped LED headlamps and taillamps, skid plates and chunky alloy wheels.

Inside, it offers a digital instrument cluster with real-time data, wireless phone charging, USB ports and connected car features. Multiple drive modes cater to different driving conditions, while the steering wheel comes with mounted controls and the Thar EV branding.

Mahindra Thar EV interior features

Inside the cabin, the Mahindra Thar EV prioritises space, comfort and durability. It offers spacious seating in both 3-door and 5-door layouts, a minimalist dashboard with a central touchscreen and heavy-duty grab handles for off-road support. The cabin features washable and removable materials, with the use of recycled elements for sustainability. These are expected inclusions based on current reports, but Mahindra has not confirmed the complete feature list yet.

Mahindra Thar EV safety tech

Safety is expected to be a key focus in the Mahindra Thar EV, with features like ABS with EBD, Electronic Stability Program (ESP) and hill descent control for improved handling and stability.

It will likely include dual front airbags, with additional airbags in higher variants, along with rear parking sensors for better visibility. All-wheel disc brakes ensure reliable stopping power, while a strong body structure with rollover protection enhances overall safety.

Exterior highlights of the Mahindra Thar EV

The Thar EV blends the classic rugged appeal of the original with a modern electric design. It features an upright, boxy stance with strong lines, square LED lighting for a futuristic touch and heavy-duty skid plates at both ends.

Chunky alloy wheels with wide tyres and a higher suspension setup enhance its off-road capability, while the 5-door configuration adds practicality.

Why is car insurance essential for the Mahindra Thar EV?

Comprehensive car insurance is essential for the Mahindra Thar EV, offering complete protection beyond the mandatory third-party cover required under the Motor Vehicles Act. It safeguards against expenses from accidents, theft, fire, natural disasters and man-made damage.

For EVs, it also covers high-value components like the battery and electric drivetrain, which can be costly to repair or replace. Optional add-ons such as roadside assistance, tyre and engine protection, key replacement and consumables coverage enhance the policy further. Overall, it ensures financial security and peace of mind in any emergency.

Conclusion

The Thar EV is shaping up to be a bold step in India’s electric vehicle space. With a powerful electric setup, off-road capabilities, modern features and a striking design, it offers the perfect blend of adventure and sustainability.

As anticipation builds ahead of its official launch and Thar EV price announcement, it's also important for future owners to consider comprehensive car insurance. Given the high-value components in EVs, having the right coverage will be essential to ensure a smooth and worry-free ownership experience.

FAQs

• What is the anticipated pricing range for the Mahindra Thar E?

It is expected between ₹20 lakh and ₹25 lakh (ex-showroom), depending on the variant.

• When will the Thar EV be available for purchase?

It is most likely to be launched between March 2026 and August 2026.

• What is the battery range of the Thar EV?

The claimed range is 400–500km on a full charge, depending on the battery pack.

• Will the Thar EV have four-wheel drive?

Yes, it is expected to have all-wheel drive (AWD) with one motor on each axle.

In India, electric vehicles are picking up speed as more people are shifting to EV alternatives. Though it does offer lower running costs and zero emissions, it still comes with its own set of challenges when it comes to repairs or unexpected damage. To safeguard against potential expenses from accidents, theft, battery-related issues or third-party liabilities, having an EV car insurance policy becomes essential.

Let’s go deeper and look into how car insurance for electric vehicles works.

What is electric car insurance?

EV car insurance is a special type of insurance designed for electric vehicles. While it offers the same financial protection as traditional car insurance, covering risks like accidents, theft and natural disasters, it also includes provisions for EV-specific components. These may include coverage for the battery, charging equipment and the typically higher repair costs associated with electric vehicles.

Types of electric car insurance

Car insurance of electric cars generally comes in two main types:

Third-party insurance

Third party car insurance is legally mandatory. It covers damages or injuries caused to a third party, whether it's a person, vehicle or property. However, it does not cover any damage to your own EV.

Comprehensive insurance

A comprehensive car insurance offers 360-degree protection. It includes everything from third-party coverage along with own-damage cover, theft, natural disasters, fire, vandalism, etc. Additionally, the damage to critical EV components like the battery, electric motor and charging kit is also covered.

Benefits of an EV insurance policy

Having insurance for your electric car offers complete peace of mind by covering a wide range of potential risks. It protects you from expensive repairs, especially since EV components like batteries can be costly to replace.

It also financially protects you if your EV causes damage or injury to a third party. Moreover, you do not need to worry about theft or natural disasters. Your comprehensive electric car insurance ensures you are financially secure against unexpected events.

What are the features of an EV insurance?

Here are the features of an electric vehicle car insurance:

• Battery coverage: Batteries are one of the major expenses of EV vehicles when it comes to repair. Most EV car insurance policies include dedicated battery protection.
• Charging equipment cover: Some insurance plans may cover damages or theft of home or portable chargers.

• Roadside assistance: Some EV insurance plans often include EV-specific roadside help, like towing to the nearest charging station.
• Add-on options: You get a chance to choose from add-ons like zero depreciation, return-to-invoice or key replacement.
• Green discounts: Some insurers offer premium discounts for driving eco-friendly vehicles.

Reason why EV insurance costs more

The primary reason why EV insurance costs more than traditional car insurance is because of the higher value of electric cars and the expensive components they use. Due to this, the EV’s Insured Declared Value (IDV) increases, resulting in higher premiums.

A major contributor is the high-capacity battery that powers the vehicle. Since these batteries have a limited lifespan and can cost several lakhs to replace, insurers factor this into the premium. Moreover, repairing or replacing EV parts requires specialised skills and equipment.

Things to consider when buying electric car insurance

Here are some key things to consider when buying electric car insurance:

• Battery coverage: Choose insurance plans that provide extended warranties and cover damages caused by water exposure or other consequential losses.
• Charging equipment: Check if the insurance includes coverage for home charging stations and related accessories.
• Engine Protection: Verify that the plan covers issues like electrical failures, wiring damage and motor burnout.
• Sensor and Camera Protection: Since EVs depend heavily on sensors and cameras, it's important to have coverage for any damage to these components.
• Premium vs. coverage: Compare policies to find a balance between premium cost and the level of protection offered.

Conclusion

Investing in an electric car is one step forward towards eco-friendly living. However, keeping yourself protected against financial and legal matters is equally important. A well-chosen EV insurance policy can save you from costly repairs, safeguard essential components and ensure you are not caught off guard. As EV technology continues to evolve, so should your coverage. Taking the time to understand your options now can make all the difference later.

FAQs

1. Is electric car insurance mandatory in India?

Having third-party insurance is mandatory for electric vehicles in India.

2. Does EV insurance cover battery damage?

Most comprehensive plans cover battery damage. It is always good to check the coverage before buying a policy.

3. How often should I renew my electric car insurance?

Insurance must be renewed annually unless you have opted for a long-term policy.Bottom of Form

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you buy a policy, it’s important to check all the details carefully, including your name, vehicle information, premium amount and coverage dates. If something’s wrong or needs to be updated, that’s where an endorsement comes in. A car insurance endorsement is simply a formal update made to your policy.

In this blog, we’ll walk you through what endorsements in insurance mean, when to request them and how they affect coverage.

What is endorsement in car insurance?

An auto insurance endorsement is an official update to your car insurance policy. It can include changes to your address, vehicle details or coverage. These updates need approval from your insurer and help prevent problems during claims. Car endorsements ensure your policy stays correct and matches your current situation.

Types of car insurance endorsements

Here are some common types of car insurance endorsements:

Benefits of car insurance endorsements

Given below are the benefits of car insurance endorsements:

1. Accurate policy details: Keep your information updated to avoid errors that may affect claims.
2. Custom coverage: Add or remove features based on what you actually need.
3. Legal compliance: Helps meet insurance requirements during ownership or vehicle changes.
4. Fewer claim delays: Updated policies reduce the risk of claim disputes.
5. Cost control: Adjusting coverage through endorsements can be more affordable than buying a new policy.

1. Flexibility: can make changes as per your situation, thus making it hassle-free.

What are the charges for car endorsements?

Here’s a quick look at how car insurance endorsement charges may vary based on the changes you make:

Validity of endorsements in car insurance

An endorsement in insurance usually stays valid until your comprehensive car insurance policy expires. Based on the insurer’s terms, it can be added right after buying the policy, during the coverage period or before renewal. The exact effect or duration of the endorsement depends on the type of change and when it’s requested.

Frequency of car insurance endorsement

Car insurance endorsements help you keep your policy updated, but making too many changes can lead to confusion. It is best to limit endorsements to once or twice during a policy year. Many endorsements remain valid for the policy term unless stated otherwise in the terms. So, always review your insurer’s rules before requesting any changes.

Steps to follow for a car insurance endorsement

Here’s how to get a car insurance endorsement step by step:

1. First, contact your insurer to understand the car insurance endorsement process.
2. Then submit your request through email or a written application.
3. Provide the necessary documents to support your request.
4. Then the insurer will verify the information that you have shared.
5. If approved, they will adjust your premium (if needed).
6. You’ll receive an Endorsement Certificate showing the changes.
7. Finally, your updated car insurance policy will be issued.

Conclusion

Now that you’re clear on the car insurance endorsement meaning, it’s easy to make the change you need in your policy. Whether you’re updating personal details or adjusting coverage, endorsements are there to help.

However, it is best to make these updates only when necessary, ideally at the time of renewal. This keeps your documents clean and your insurer informed. Before renewing, compare plans to see if another provider offers better coverage or cost. Once you're sure, go ahead with your changes. A little planning up front can help avoid problems later during claims.

FAQs

• Do I have to pay a fee for an auto insurance endorsement?

Most auto insurance endorsements are free, but your premium might change based on what kind of update you’re making.

• Can I update details in my third-party car insurance policy?

Yes, third-party car insurance allows basic updates like address or name changes, but coverage adjustments aren’t usually possible.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Mid-size SUVs have taken the Indian roads by storm with the Hyundai Creta and Kia Seltos topping the wish lists of many car buyers. With attractive styling, strong engines and well-equipped cabins, both SUVs offer plenty for urban families and driving enthusiasts alike.

Seltos versus Creta is one of the most common debates among buyers. This guide helps you compare both vehicles in brief, so you can decide which model suits your lifestyle, budget and car insurance needs best.

Differences between Hyundai Creta and Kia Seltos

The Hyundai Creta and Kia Seltos are built on the same platform and share several features, engines and transmissions. While the Creta focuses more on comfort and practicality, the Seltos stands out with its sporty styling and extra tech touches. Seltos offers slightly more boot space and more engine-transmission options, while the Creta’s simple, practical interior and refined ride cater to family needs. Ultimately, Seltos vs Creta which is better comes down to your priorities.

Key highlights of Hyundai Creta vs Kia Seltos

Key differences in features and insurance for Seltos vs Creta:

Hyundai Creta Vs Kia Seltos: Engine and transmission

Both SUVs are powered by 1.5L petrol, 1.5L turbo-petrol and 1.5L diesel options. Power output is similar, ranging from 113bhp (standard petrol and diesel) to 158bhp (turbo petrol).

The Creta offers a 6-speed manual, iVT and DCT, while the Seltos adds iMT and CVT to its list. Kia Seltos vs Creta engine performance is neck-and-neck, but the Seltos offers more combinations for those wanting specific gearbox-engine pairings.

Hyundai Creta Vs Kia Seltos: Fuel and performance

The Creta diesel manual stands out at 21.8kmpl, edging out Seltos’ 20.7kmpl. The recently introduced turbo petrol in both delivers exciting performance, with the Creta slightly ahead at 18.4kmpl versus Seltos’ 17.9kmpl. On the road, Creta’s suspension is tuned for comfort and a more relaxed drive.

Seltos favours sharper handling, with a slightly firmer ride that appeals to those who enjoy driving.

Hyundai Creta Vs Kia Seltos: Technology and infotainment

Both SUVs come packed with modern tech. Expect a panoramic sunroof, a digital instrument cluster, wireless charging and ventilated seats on top trims. The Creta boasts Level 2 ADAS and a comfort-oriented layout.

Seltos, meanwhile, features a head-up display, rain-sensing wipers, a premium Bose sound system and a larger set of engine-transmission choices.

Hyundai Creta Vs Kia Seltos: Safety ratings

The Kia Seltos and Hyundai Creta both secure 3-star Global NCAP safety ratings, with six airbags now standard, along with electronic stability control, ABS with EBD and ISOFIX child seat mounts. Seltos also offers a 360-degree camera, blind-spot indicators and front parking sensors, while the Creta brings in an electronic parking brake.

Hyundai Creta Vs Kia Seltos: Design and exterior

The Hyundai Creta carries a squared-off new grille, strong light bars and classic SUV lines, giving it a mature, road-focused look. Kia Seltos is bolder, with more aggressive styling, sportier alloy wheel designs and distinct accent lines. If a sporty, eye-catching exterior is your priority, Seltos emerges as the winner.

Hyundai Creta Vs Kia Seltos: Interiors and cabin space

Both offer roomy five-seat cabins with comfortable seating, quality materials, and plenty of storage. Creta’s interior is known for its comfort-focused layout. Seltos counters with premium touches like ambient lighting and more choices in interior colour schemes.

Car insurance considerations for Hyundai Creta & Kia Seltos

Both SUVs are eligible for comprehensive car insurance, which covers own damage, theft and third-party liabilities—making it the recommended choice for high-value models like these.

While third-party car insurance is the legal minimum, it only covers damages to others, not your own vehicle. Generally, the Kia Seltos attracts a slightly higher car insurance premium compared to the Hyundai Creta.

Conclusion

It's not easy to choose one from these two models, as both offer robust performance, high comfort, and extensive feature lists. The Creta is the comfort king, with a smoother ride and a focus on practicality. The Seltos is the tech wizard, nimbler, with more customisation and gadgetry. The choice between Kia Seltos versus Hyundai Creta depends on your personal preferences.

FAQs

• Seltos vs Creta which is better for families?

Both deliver spacious cabins and great safety, but Creta provides a softer, more comfortable ride.

• Does Kia Seltos have more features than Creta?

Yes, the Seltos edges ahead with additional tech like a head-up display, premium sound system and more transmission choices.

• Is comprehensive car insurance better for Creta or Seltos?

It is highly recommended for both, as comprehensive cover protects from own damage, theft and legal liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.