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Insurance Article

Pointers to buy medical insurance online in India

December 12 2012

Selecting a correct health insurance policy for yourself is of prime importance so as to enjoy a variety of medical and financial benefits. When selecting individual health insurance quotes, you must carefully look into the following features

· The different types of treatments covered under the policy.

· Customization of the policy coverage or add on features to best suit your condition.

·Types of expenses covered during the term of hospitalization.

Individual health insurance policies are designed to offer assistance during unexpected medical situations. Such emergencies could arise due to severe injury during accidents or due to complications arising as a result of several diseases. The Personal Protect policy is carefully designed to offer relief during stressful medical and financial situations. This policy offers cover in case of death due to mishaps occurring due to natural calamity, rail or road accident and terrorist acts.
For the application of this policy, no health check up is required and even a person of 18 years of age is eligible. You can also buy this policy for your spouse and this policy is also applicable to the elderly members of your family who are up to 80 years of age. This policy offers cover against different physical injuries occurring due to variety of accidents.

 With this policy, the insured person is compensated with the sum insured if his demise occurs within the policy period. This feature is sure to offer financial stability to those families who have lost the sole breadwinner in an unfortunate accident.
The policy also takes into consideration severe injuries that are commonplace with major accidents.  A person insured with this policy is eligible to the sum insured if he has unfortunately lost his eyesight. Permanent loss of hands or feet also entities for financial aid with the complete sum insured offered by the insurance company.

 Apart from these benefits, you can easily buy this medical insurance online in India and pay in installments for better management of finances. You can also make a claim for this policy online and channelize your attention towards the optimum treatment and medical care of the injured person.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. The article contains general information on insurance. ICICI Lombard General Insurance Company Limited owes no liability nor holds any responsibility for any discrepancy in the information given above.

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