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Insurance Article

Why should you buy medical insurance policy for your family online?

December 18 2012

So, it is a smart choice to buy medical insurance coverage which takes you through a financial crisis you are not prepared for.

Buying health coverage online is a great way to get a number of benefits without having to set aside time from your busy schedule. When you choose a policy online, it is possible to get it customised as per your needs. With the floater option of the ICICI Lombard Complete Health Insurance policy you can cover your family members (2 adults and 3 kids) with a single policy. So, you do not have to keep track of several policies for every individual family member. Also, there is no limit entry age so you can include an infant in the policy as well.

Another benefit that online medical insurance offers is that of cashless claim. In case your family member needs to be hospitalised all of a sudden; you can ensure he gets premium healthcare facility through the extensive network of hospitals across India. If you have chosen an add-on cover like the Hospital Daily Cash Benefit, you can get a daily fixed amount for up to ten days as per the policy conditions. With a comprehensive medical insurance policy, you may choose Critical Illness Cover which gives the insured person a financial cushion if he is diagnosed with a major illness covered by the policy. For added convenience of the buyer, he is not required to get a health check-up up to 45 years of age, so you do not have to worry about it when buying the policy online. You can also renew a health policy with ease within a few clicks as there is no age-bar for renewal.

Therefore, you surely make a smart move when you buy medical insurance online. With the online option, you can choose to pay your premium in a way that suits you, whether it is via Credit Card or Cheque. It is certainly a great advantage as you can get the premium structured to suit your financial plan. So, the buyer can get only the best with a well thought-out health coverage plan.

Thus, an online medical insurance can be completely tailor-made to suit your preferred coverage along with budgetary plans.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. 

Job Code: EC012282MI

Product Code: Misc.128

IRDA Reg. No. 115

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