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Insurance Article

How do you get the maximum benefit if you opt for online health insurance?

December 18 2012

With fast-paced lives and deteriorating weather conditions, the chances of chronic ailments and unpredictable events is constantly rising. The ever-mounting stress has been affecting even the younger generation. So, it is crucial to brace yourself for those trying times with a health insurance policy. With changing times, you can also buy your health insurance policy online. Getting an online health insurance policy is an easy task which hardly takes much time as most homes have an internet connection now. Here is how you can go about getting a good health insurance policy for your family.

You should choose a plan that fulfils all of your essential requirements while being in line with the budget you have in mind. Another pointer would be to know what you need from your health insurance coverage as it will help you set your criteria better.

It is a matter of minutes to get quotes from health insurance companies for a policy. ICICI Lombard Complete Health Insurance policy offers a wider cover to the family of the policy holder as well. One of the biggest benefits you may get is that of the floater benefit. If you choose to take this benefit, then you can insure a maximum of 5 family members (2 adults and 3 children) at the same time. Thus, under a single premium, you can insure your family without having to manage several individual health policies. Another benefit is that there are no medical check-ups below the age of 46. This is great for those who are unable to find the time to visit a doctor for a check-up. You can be relieved of having to worry about the minimum age to include your child in the policy as there is no restrictions on maximum entry age.

One of the biggest benefits that a buyer gets is that of EMI facility when buying an online health insurance policy. This facility lets you structure the payment plan as per your convenience so that there is hardly any chance of a missed payment. Along with this, you can choose the mode through which you would prefer. You can choose from a gamut of options including Credit Cards to Net Banking for making the payment. When you get an insurance policy online, it is equally hassle-free at the time of renewal. It is natural to be confused about which policy to go for as a number of health insurance companies offer health coverage plans. All of these hassles are solved when you choose to buy your health insurance cover online.

Disclaimer -  The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. 

Job Code: EC012296MI

Product Code: Mis. 128"

IRDA Reg. No. 115

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